[Resolved]  CIBIL — very less rates given by CIBIL Team

Address:

Bangalore, Karnataka

Dear Sir / Madam, I have applied for Personal Loan in HDFC Bank, during the process I received an information that due my CIBIL Rates it got rejected I could not understand why it got rejected, on Nov 13 I have applied HDFC Credit Card and got in Dec13 when I can get Credit Card why not Personal Loan, due to CIBIL rates the Loan was stopped. I request CIBIL to look into this and give me the Fresh report with the changes. Discrepancy Details as follows: 1) Took Personal Loan in Citibank. N. A. Cover ID : 60240 Loan Account No: ET[protected] Dated : 17 – 6 – 2009 Statues : Closed / updated in CIBIL by Bank Officer 2) Took Personal Loan in CitiFinancial Loan Account No: 8986162 Dated : 08 –03 – 2011 Statues : Closed / updated in CIBIL by Bank Officer 3) Took Credit Card in Deutsche Bank / Induslnd Bank. Ref : SB130046/14/Aug/13 Credit Card No: [protected] Dated : 14 – 8 – 2009 Statues : Closed / updated in CIBIL by Bank Credit Card Officer 4) Took Credit Card in HSBC Bank. Ref : CCONP/LS/[protected] Credit Card No: [protected] Dated : 24 – 5 – 2013 Statues : Closed / updated in CIBIL by Bank Credit Card Officer 5) Took Credit Card in ICICI Bank . Ref : 625213/691318C Credit Card No: [protected] Dated : 27 – 6 – 2013 Statues : Closed / updated in CIBIL by Bank Credit Card Officer I have sent mails to all the Respective Bank Managers and checked with them they said long Back they have updated in CIBIL No Due on above given Personal Loan and Credit Card details, Present Status in CBIL Rates are very Less, I am struggling to get Personal Loan and I need for my daughter marriage for this problem my daughter marriage got postponed for three months hope you can understand my need and feeling. One thing I cannot understand that when all the Banks agree and says no dues / no outstanding Due payable towards the card account, than why CIBIL department worried and giving less Rates and troubling us, it’s my humble request to CIBIL Dept to give good rates that I can take personal loan for my daughter marriage without any problem . My Personal details as follows: Name Diwakar.M DOB 28-Mar-63 Father Name M Mariappa Mother Name Jayalakshmi Ammal Address 107, Old Cement Lane Austin Town Bangalore-47 Mobile # [protected] Addar Card (GOI) [protected] Voter Id DKV1473628 Ration Card BLEI00214517 PAN Card ALHPM8905G