[Resolved] Bajaj Auto Finance Ltd — Discrimination for loan | |
Hello, I had applied for a Two wheeler loan (Bajaj XCD 125) from Bajaj Auto Finance for Rs.29500/- rest in down payment. My loan got rejected just because someone in my family works for a collections process in a international call center which has nothing to do with the india recovery agency. I sent them a mail asking for explaining and noone has replied to it. Thanks, Pretty Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
 2 Comments | |
Comments
I have today visited Samsung Digital Plaza, Bistupur, Jamshedpur to buy 230 ltr. freeze. The retailer
involved your Mr.Abinash Singh for hire purchase.He has taken all the necessary documents and initial
down payment of Rs.4000/- against a total of Rs.14000/-.The balance Rs.10000/- to be deducted monthly from my SBI savings account no.[protected]-2. And I have also handed over 2 chaques of SBI for ECS clearing.
After an hour, your mr.Singh just caled me in my cell no.[protected] and informed that my Application has been rejected due to a bounce of chaque. My objection is he has not bothered even to know the details of the reason of bounce and when it was occured.
In this regard, I like to inform you that I have only one loan at this moment and that to even house building loan with LIC Housing finance Ltd which is for 13 years.
I request you to contact the local LICHFL office and inquire about my credibility. In realiry as the period is so long there may be a chance of bouncing a chaque for lot of reasons which can be ignored or properly inquired.Even I am also unable to remember anything like this.
In connection with the above, will you please furnish the details of chaque which has been bounced as claimed by your official.
I am really very hurt about the way your official has talked to me as if I have done a criminal offence.
Your early reply in this regard will be highly solicited.
With regards
Abhijit Basu
Flat No.: C3, 3rd Floor
Natraj – Smriti Apartment
Shiv Path, Kadma
Jamshedpur : 831 005
(P) :[protected]
involved your Mr.Abinash Singh for hire purchase.He has taken all the necessary documents and initial
down payment of Rs.4000/- against a total of Rs.14000/-.The balance Rs.10000/- to be deducted monthly from my SBI savings account no.[protected]-2. And I have also handed over 2 chaques of SBI for ECS clearing.
After an hour, your mr.Singh just caled me in my cell no.[protected] and informed that my Application has been rejected due to a bounce of chaque. My objection is he has not bothered even to know the details of the reason of bounce and when it was occured.
In this regard, I like to inform you that I have only one loan at this moment and that to even house building loan with LIC Housing finance Ltd which is for 13 years.
I request you to contact the local LICHFL office and inquire about my credibility. In realiry as the period is so long there may be a chance of bouncing a chaque for lot of reasons which can be ignored or properly inquired.Even I am also unable to remember anything like this.
In connection with the above, will you please furnish the details of chaque which has been bounced as claimed by your official.
I am really very hurt about the way your official has talked to me as if I have done a criminal offence.
Your early reply in this regard will be highly solicited.
With regards
Abhijit Basu
Flat No.: C3, 3rd Floor
Natraj – Smriti Apartment
Shiv Path, Kadma
Jamshedpur : 831 005
(P) :[protected]
Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good
a company is at responding and resolving complaints by granting from 1 to 5 stars for each
complaint and then ultimately combining them all for an overall score.
Read more
Read more
93%
Complaints
141
Pending
0
Resolved
131
+91 79 6607 0373
+91 79 6607 0372
2nd Floor, Pushpak Building, Above Bajaj Probiking Showroom, Panchwati Cross Road, C G Road, Ahmedabad, Gujarat, India - 380009
The concerned person,
Bajaj Finance ltd.
Sir/Madam,
I had taken a two wheeler loan in 2006, from your co..My EMI amount is Rs.1109/- for 36months and my loan is going to be closed in this year also.So, i want to foreclose the loan.
As i have not received any document regarding the loan, so i am not able to send you my T/W loan A/C no. But i have the detail information of my vehicle which i can provide you, if i get any call from your end.So, pls call me and let me know the total outstanding in my account.
Thanking you,
AmritavaBasu.(Garia, Kolkata)