[Resolved]  CIBIL — Name in defaulters list even after full settlement of payment

Even I have faced the same fate. I had an amount outstanding in HSBC credit card which has been settled by me but still my name appears in the defaulter list. Recently HDFC Bank had offered me an pre-approved Personal Loan, I had submitted the application it was rejected due CIBIL defaulter inspite of my clearing the dues. I would like you take action in this matter so that my name is struck off the defaulter list.

Dear / Respected Sir,

This is reference to my CREDIT CARD ACCOUNT (BARCLAYS BANK) . As per the due date of my credit card payment i've settled the amount as the bank mentioned amount legally. Due to my business Training i was in Boston (US) for 07Months and infact my family 've called the bank to come and collect the payment earlier but the bank people fail to come and pick it up. Any how wat happen'd is past, but after settling the payment some people are still calling and infroming saying to make a payment and i guess my name is mentioned in BLACK LIST now why is it ?, I Benevolently request you to elemenate from the list and & do the needful. And when enquired with them but they are not helping me to clear out the issue. So please remove my name from the defaulter's list. You can consult with the bank from which i took the (BARCLAY BANK CREDIT CARD ) Please take an action at the earliest to remove my name from the defaulter's list. Its Frustrating me very much they are least bother to reply my mail where i 've followed with them atleast some 22 to 23times marking CC to CIBIL also even this CIBIL are not uterstanding my problem they excepting from me some nine digit number where i dont have idea of this Pls do the needfull at earlist

I just came to know that my name too appears in CIBIL defaulter list when my pre-approved citibank credit card is rejected by CIBIL, not sure why.

Can anyone help me on this ...how I came to know why and by whom my name is submitted to CIBIL.

Looking forward to hear from you.


Ritesh
+[protected]

Hello,
Im not sure whether my issue will be take in consideration or not, but its my duty to make an complaint on CIBIL issue, as my name is reflecting in it. I have taken credit card with ICICI bank. I have taken a settlement and I have settlement letter too.. I used card for for 8000 rs and repaid 1700 Rs, which really disturbed me and got sucked of these banks..The way the bank response is wierd. I really appreciate a strong step to be taken on these banks who doesnt know how to respect customers..and cheat them and take money..

my father had credit card of andra bank who had expired in 2005 the bank has been sending notices for recovery of dues...
recently i got a letter from bank for one time settlement scheme, and i had no knowledge of my father having credit card with this bank .