[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

Dear All,

In past I was holding a credit card, due to my transfer and non-receipt of statement, I could not pay the bill on due date.

I could not receive the statement despite my request on phone banking.

On receipt of the Bill, I paid the legitimate dues except the financial charges and late fees.

Now the concerned Bank has reported this default in CIBIL due to which am not able to get my ESOP funding.

I want to know the procedure of getting my name cleard from CIBIL default report.

Kindly help

Regards

Vinod Chawla
Date of Birth 15/10/1973

hello sir
i am dr jitendra sharma dob 2/12/76 pan no AMYPS6304H KINDLY SEND ME MY ALL CICIL HISTRY AND ANY PENDING STATUS OF MY PREVIOUS LOANS.


REGARDS DR JITENDRA

Please tell the solution of removing name from CIBIL

dear sir
my credit card dues against abn amro credit card were pending and due to my negligiance i was not able to pay my Rs 1300/- amount on time but after 2 months Rs 1300/- was gone upto 6500/- and i settled it with Rs 2600/-. pls help me to remove my name from cibil as i am not a defaulter and i hve never cheated on any bank
regards
chintan singh pahwa

My name is pradeep sharma, I want the CIBIL Credit Repot of mine, Becasue my name is in the defalulter list of CIBIL.
I had applied for a loan from some other bank, Bank denied my request because of my name catch in the CIBIL List.
Please help me i m very harassed these days.Please give me the hard or soft copy of the report.
I need on urgently basis. because I have doubt
pan no:ARVPS9129E DOB:08/08/1976.

MY NAME IS BALASUBRAMANYA. I RECENTLY APPLIED FOR A CAR LOAN. I GOT A SHCOKER OF MY LIFE THAT I HAVE BEEN LISTED IN CIBIL FOR PURCHASING CONSUMER DURABLES AND CREDIT CARD DUES. FIRST OF ALL I HAD CLEARED ALL MY CONSUMER DURABLES BY ISSUING POST DATED CHEQUES AND I FEEL THAT THE SAME IS NOT UPDATED PROPERLY IN THE RECORDS BY THE BANKS. SECONDLY, I HAD CALLED A CREDIT CARD OFFICER AND REQUESTED HIM THAT I WILL SETTLE THE AMOUNT AS I WAS NOT INTERESTED IN PAYING HUGE INTERESTS AND SETTLED WAY BACK IN 2000. BUT I GOT AN INFORMATION THAT EVEN THAT IS STILL HANGING WITHOUT CLOSURE AND ON TOP OF IT THEY HAVE DEBITED ME WITH A HUGE INTEREST ON IT.

I FAIL TO UNDERSTAND THE CREDIBILITY OF THE CIBIL. ITS JUST BECAUSE OF INEFFICIENCY OF THE BANK FOR NOT CLOSING WE NEED TO SUFFER. ITS A DISGRACE. I WOULD REQUEST SOME OF THE RBI OFFICER TO TAKE UP THE MATTER AND SEE THAT THE CONSUMERS (PROMPT PAYING) ARE NOT HARASSED IN THE NAME OF CONTROLS. PEOPLE SHOULD PUT IN PLACE ALL THE RECORDS STRAIGHT BEFORE BLAIMING THE HARASSED CUSTOMER. RIGHT NOW I DO NOT KNOW WHETHER MY LOAN WOULD BE SANCTIONED OR NOT. I AM KEEPING MY FINGERS CROSSED WITH PRAYERS TO THE LORD.

i want to apply to get my status in any cibil

Dear Sir,

Please send my credit report, my control No.[protected]

Warm regards,
Riyaz Mansuri

Hi, My name is leelawati i have applied for a loan from mnc bank but got rejected as bank is saying my name is showing as a defaulter .but i have never taken any loan from any bank .i am sure there is some mistake so pls send me all the information regarding that loan in which my name is showing as defaulter.my basic in formation is below:
1.NAME. LEELAWATI

2. D.O.B[protected]

3. PAN NO. ACTPL0343E

4.ADD: W-82 BHAGAT SINGH GALI BABAR PUR DELHI 110032

regrds
leelawati

Hi,

I have applied a personal loan, before that i applied car loan both loan are applied in hdfc bank. both applications are rejected because hdfc bank say me i have cibil problems .earlier i have a citifinance personal loan (period of personal loan 5/12/2005 to feb2008) that loan payment i was done through the south indian bank cheques and icici bank checques, in icici bank cheque clearing time i have no sfficient in icici bank account, and i ask to citi finance officers what we do then citi finanance staffs told me direct pay to cash(citifinance loan account) then i pay cash hand over citifinance executives and i got receipt. my last payment was in feb 2008 that payment not received in citifinance. and i have no information get in citifinance. now i am going to citi finance office and i ask loan details then citi finance told me last payment emi not received citifinance( emi amount rs.1211 only) that payment i payed now also. so i request to my name in cibil please remove and needfull action, and inform me what i do get any loan please help me its request.
i had not defaulted on any loan..but still my name is appearing on the CBIL defaulter report. Please revert urgently.

thankin you,

subair.k.m
kallattayil.house
pattikkara, chiranellur.po, thrissur dist

Hi,

I am subair.km, I have applied a personal loan, before that i applied car loan both loan are applied in hdfc bank. both applications are rejected because hdfc bank say me i have cibil problems .earlier i have a citifinance personal loan (period of personal loan 5/12/2005 to feb2008) that loan payment i was done through the south indian bank cheques and icici bank checques, in icici bank cheque clearing time i have no sfficient in icici bank account, and i ask to citi finance officers what we do then citi finanance staffs told me direct pay to cash(citifinance loan account) then i pay cash hand over citifinance executives and i got receipt. my last payment was in feb 2008 that payment not received in citifinance. and i have no information get in citifinance. now i am going to citi finance office and i ask loan details then citi finance told me last payment emi not received citifinance( emi amount rs.1211 only) that payment i payed now also. so i request to my name in cibil please remove and needfull action, and inform me what i do get any loan please help me its request.
i had not defaulted on any loan..but still my name is appearing on the CBIL defaulter report. Please revert urgently.

thankin you,

subair.k.m
kallattayil.house
pattikkara, chiranellur.po, thrissur dist

i need you to help me get rid of this mental torcher from HSBC credit card because i have settled my account in the year 2006 april 29 on my account no [protected] and add on no is [protected] my seetlement was done by MR TEJAS SANKHOLKAR the DEBT MANGER of HSBC who has given the receipt for the payment done in cash the receipt no is 1286201 can you please tell me how can i get my name out of this CIBIL RECORD as soon as you do the same needful for me please do it as early as possible waiting for a very positive reply jai hind

reply soon to my query

sir/mam plz tell me how I know my cibil information ?
becoz of i have applied for home loan bu they reject my case so plz halp me

thanks

Dear Sir/Madam,

This is Mrs.ThirumalaSrikanth, W/O Mr.Srikanth. I stay in Babusabpalya, and we both have accounts in State Bank Of Mysore, HRBR Layout Branch. My husband has an NRE A/c and mine is SB a/c, from more than 9 years. We recently applied for a car loan and all the papers were submitted, but when we went to RACPC, there we got a statement from the cibil, showing that his 2 credits statement is written off, , so that the bank can't give the loan.

So, , till now we are not aware of that, as far I know we settled all our credits.

And also we also planning to go for housing loan, , because of this issue, , we are worried.

So, Please help me to know in which banks he is due. Hence Srikanth is always out of the country I have to do all this. I hope soon I get sort it out and go for housing loan to construct our dream home.

Thannks
ThirumalaSrikanth

sir, I am Ajaya kumar my address s/o balakrishana pillai pravoor veedu thrikkannamangal, kottarakara (po)
kollam (dist) kerala 691506.my id noKL/17/117/270623. till date no any loan taken from any bank.now i am
go to the bank and requist for loan, the bank manager said you have a defalter of cibil report.
he will take credit report from cibil presently adress is Ajayakumar Mangalathuvilla veedu padinjattinkara ETC (po) kottarakara (this person is a defalture) but rongely see my name and agddress please correctinees and solve my problem. thanks

i want to know i am there in cibil

i had settlement 3 credit card. what my name is exists in cibil or not.

pls. send me details.

WHY MY IS IN CIBIL DEFAULTER LIST WHILE I HAVE JUST ADON CREDIT CARD -HSBC BANK AND I NEVER USE THIS CARD.

PLS. CHECK ORIGINAL STORY AND GIDE ME HOW WILL REMOVE MY NAME FORM CIBIL DEFAULTER'S LIST.



THANKS,

sir,

I hereby wish to share with you that my past experience in dealing with financial institution regarding home lone, is not encouraging as most of the time the cases is rejected just because outstanding is wrongly reflected in CIBIL package.This information was shared physicaly also financial which i was noted down.the following quaries are given below.

Civil ID no: HF63081007
Civil statement generated on 31st oct2009

A/c of lone :14
Current a/c:8

Written off: credit card date 23/6/2008 amount Rs.24837
Written off: credit card date 7/4/2008 amount Rs.71888
Written off: credit card date 26/6/2007 amount Rs.2326
Written off: credit card date 16/4/2006 amount Rs.17700
Till today none of account has been written off by me, but it has shown as written off, plz clarify the above mentioned a/c with details.

Other credit cards a/c also shown as due a/c. list has given below:

Credit card a/c. unknown: date:11/3/2008 amount Rs.4171
Credit card a/c. unknown: date:30/1/2006 amount Rs.1200
Credit card a/c. unknown: date:7/3/2008 amount Rs.44697
Credit card a/c. unknown: date:24/5/2006 amount Rs.-91
Credit card a/c. unknown: date24/3/2006 current balance shown
Rs.8089
: Credit card a/c. unknown: date: 30/1/2006 current balance Rs.0

Where as the amount, is in negative figure & due amount is unjustified as per me, also I don’t have that many credit cards as on today. plz give me the clarification as well as details of a/c.

Also found some other a/c where over due amount shown as Rs.1165 which is really absurd.

In Enquiry chapter whatever figures and numbers of lone applied for by me has shown, is simply unbelievable & I can challenge to any organization where my file has logged in; that is with out my permission or this is simply manipulation by some victims.

Moreover I found one of my two wheeler lone shown as auto lone which is due, where as it has paid by national insurance because of theft. The payment receipt no: 12171966, dated 27./09/2008 against loan a/c no:2010D88833561,

plzzz help me out by provieding all details of my account that I can encounter & apply for lone with evidence.

regards

sandip kumar some
kolkata