[Resolved] CIBIL Credit Report — CIBIL CREDIT REPORT | |
There are two credit bureaus that maintain your credit data in the country now, the prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The newly notified Credit Information Companies Regulation Act , 2005 (CICRA) gives a consumer several rights with regard to credit bureaus. 1) First you should approach CIBIL (www.cibil.com) to get a copy of your own credit report. This right is given to you by CICRA. Make the request officially in writing and get an acknowledgement for your request. 2)This report will then outline what exactly is reported by the bank in respect of your credit account and enable you to take action accordingly if there is any error in the reporting. Specific measures have been provided in the CICRA for the consumer to raise a dispute in respect of any wrong reporting with a time bound dispute resolution mechanism that has been built in. You can take up the matter with the concerned bank by posting a complaint on their website and keep proof of that with you. If there is no response from the bank within 15 days, you can lodge a complaint with banking ombudsman (www.bankingombudsman.rbi.org.in). Was this information helpful? | |
Aug 13, 2020 Complaint marked as Resolved | |
734 Comments | |
Comments
sir i would like to have my credit details with cibil
Reply
Credit Card — No reponse from CIBIL in sending my credit report
I'm really frustrated with requesting for my own credit card report to sort out things with the bank. I need some credit card details which I will get once I sent the control ID to CIBIL as per explained by the Bank where I applied for the loan. This is 3rd day I’m waiting for reply from CIBIL and very frustrating thing is when I called their office nobody is responding me. I'm spending my time and money be calling them. They put a sentence on their site "CIBIL is always at your service to assist you." and it seems not working as per. I need the credit details so that I can speak to the respective banks.My details: Samir Deshpande
Control ID:[protected]
How I can check my report in CIBI
Hi For all those who want to get your CIBIL Score: Here are the steps.
You can request for a copy of your CIBIL CIR in three quick steps through Email, Mail or Fax:
Email: [protected]@cibil.com
1. Email the CIR Request Form duly filled in
2. Mail self attested hardcopies of your lastest Identity Proof1and Address Proof2 documents and Fees3 to P.O.BOX 17, Millennium Business Park, Navi Mumbai- 400710
3. Once CIBIL receives the documents and Fees3, your request will be processed and copy of your CIR will be dispatched to you.
Letter: Address*
1. Write to CIBIL with the CIR Request Form duly filled in
2. Also mail self attested hardcopies of your Identity Proof1 and lastest Address Proof2 documents and Fees3 to P.O.BOX 17, Millennium Business Park, Navi Mumbai- 400710
3. Once CIBIL receives the documents and Fees3, your request will be processed and copy of your CIR will be dispatched to you.
Fax:[protected]
1. Fax CIBIL the CIR Request Form duly filled in
2. Mail self attested hardcopies of your Identity Proof1 and latest Address Proof2 documents and Fees3 to P.O.Box 17, Millennium Business Park, Navi Mumbai 400710
3. Once CIBIL receives the documents and Fees3, your request will be processed and a copy of your CIR will be dispatched to you.
1. Valid Identity Proof: PAN Card/ Passport/ Voters ID (Mail self attested hard copy of any one of these Identity Proofs)
2. Valid Address Proof: Bank Account Statement/ Electricity Bill/ Telephone bill (Mail self attested hard copy of any one of these Address Proofs)
3. Payment terms: Demand Draft (DD) of Rs 142/- (inclusive of all taxes and express delivery charge), in favour of Credit Information Bureau (India) Limited payable at Mumbai
Please note that the fee once paid is non-refundable.
Download Request Form
CIBIL has no authorised agents. Please do not contact anyone other than CIBIL in order to gain access to a copy of your Credit Information Report.
Your CIBIL CIR will be presented to you in a simple and easy to understand format. However, on receiving your CIBIL CIR, if you require any explanation/clarification, you can email us at [protected]@cibil.com.
CIBIL is always at your service to assist you.
* Credit Information Bureau (India) Limited
P.O Box 17,
Millennium Business Park,
Navi Mumbai- 400710
All your correspondence to CIBIL must be sent through Indian Post only
If you have a proof that you have cleared the bill then you can rectify it by providing the same to CIBIL and they will be make amends to their report.
Don't worry people its just a report and if you keep making payments towards your present commitments regularly and without fail I don't think there should be anything stopping you from getting a loan.
You can request for a copy of your CIBIL CIR in three quick steps through Email, Mail or Fax:
Email: [protected]@cibil.com
1. Email the CIR Request Form duly filled in
2. Mail self attested hardcopies of your lastest Identity Proof1and Address Proof2 documents and Fees3 to P.O.BOX 17, Millennium Business Park, Navi Mumbai- 400710
3. Once CIBIL receives the documents and Fees3, your request will be processed and copy of your CIR will be dispatched to you.
Letter: Address*
1. Write to CIBIL with the CIR Request Form duly filled in
2. Also mail self attested hardcopies of your Identity Proof1 and lastest Address Proof2 documents and Fees3 to P.O.BOX 17, Millennium Business Park, Navi Mumbai- 400710
3. Once CIBIL receives the documents and Fees3, your request will be processed and copy of your CIR will be dispatched to you.
Fax:[protected]
1. Fax CIBIL the CIR Request Form duly filled in
2. Mail self attested hardcopies of your Identity Proof1 and latest Address Proof2 documents and Fees3 to P.O.Box 17, Millennium Business Park, Navi Mumbai 400710
3. Once CIBIL receives the documents and Fees3, your request will be processed and a copy of your CIR will be dispatched to you.
1. Valid Identity Proof: PAN Card/ Passport/ Voters ID (Mail self attested hard copy of any one of these Identity Proofs)
2. Valid Address Proof: Bank Account Statement/ Electricity Bill/ Telephone bill (Mail self attested hard copy of any one of these Address Proofs)
3. Payment terms: Demand Draft (DD) of Rs 142/- (inclusive of all taxes and express delivery charge), in favour of Credit Information Bureau (India) Limited payable at Mumbai
Please note that the fee once paid is non-refundable.
Download Request Form
CIBIL has no authorised agents. Please do not contact anyone other than CIBIL in order to gain access to a copy of your Credit Information Report.
Your CIBIL CIR will be presented to you in a simple and easy to understand format. However, on receiving your CIBIL CIR, if you require any explanation/clarification, you can email us at [protected]@cibil.com.
CIBIL is always at your service to assist you.
* Credit Information Bureau (India) Limited
P.O Box 17,
Millennium Business Park,
Navi Mumbai- 400710
All your correspondence to CIBIL must be sent through Indian Post only
If you have a proof that you have cleared the bill then you can rectify it by providing the same to CIBIL and they will be make amends to their report.
Don't worry people its just a report and if you keep making payments towards your present commitments regularly and without fail I don't think there should be anything stopping you from getting a loan.
hello sir,
I have applied Homeloan. everything is fine but at last they people said that your name is in cibil so you dont get the loan.
sir, at my bad finance position i was surrendered my credit card and pay the settled amount for that also settled my personal lones. I m having all the noc letter from bank. but they dont want that.
sir now i want loan but any bank is not giving. sir please suggest how can get a loan. Plz guide me how cam I clear my name in cibil.
regards
Santosh
I have applied Homeloan. everything is fine but at last they people said that your name is in cibil so you dont get the loan.
sir, at my bad finance position i was surrendered my credit card and pay the settled amount for that also settled my personal lones. I m having all the noc letter from bank. but they dont want that.
sir now i want loan but any bank is not giving. sir please suggest how can get a loan. Plz guide me how cam I clear my name in cibil.
regards
Santosh
i have applied Home loan. everything is fine but at last they people said that your name is in cibil so you dont get the loan.
sir i was surrendered all the credit cards and pay the settled amount for that i m having all the noc letter from bank. but they dont want that.
sir now i want loan but any bank is not giving. sir please suggest how can get a loan please advice me how can i correct my CIBIL.
Regards,
Vinay Jindal
sir i was surrendered all the credit cards and pay the settled amount for that i m having all the noc letter from bank. but they dont want that.
sir now i want loan but any bank is not giving. sir please suggest how can get a loan please advice me how can i correct my CIBIL.
Regards,
Vinay Jindal
Dear sir,
with reference our car lons closed updtes with back is complints this cridit 4, 77497 /- rupees pl find tel me i will alrady closed on this lone pl up date obout amount.
with reference our car lons closed updtes with back is complints this cridit 4, 77497 /- rupees pl find tel me i will alrady closed on this lone pl up date obout amount.
hi i anant gaikwad would like to know the name of the banks or the finincial institute
for my record as on date
plase do the need full
thanks regards
anant gaikwad.
for my record as on date
plase do the need full
thanks regards
anant gaikwad.
HI
I am srinivasan, in 2002 i got the credit card in standard chatared bank & i surrender my card in 2003. whle am surrender the card there is no outstanding balance. i made full settlement on that period. even though it showing outstanding balance in my previous account. Please help me to get the details for my account & need your support to proceed further
Rgrds
Srini
I am srinivasan, in 2002 i got the credit card in standard chatared bank & i surrender my card in 2003. whle am surrender the card there is no outstanding balance. i made full settlement on that period. even though it showing outstanding balance in my previous account. Please help me to get the details for my account & need your support to proceed further
Rgrds
Srini
Hello Sir,
I want to know how to remove my name from cibil report. I have all the proof of records for which stating that i dont have any outstanding balances with the bank. Thankyou.
I want to know how to remove my name from cibil report. I have all the proof of records for which stating that i dont have any outstanding balances with the bank. Thankyou.
I have applied for a home loan from HDFC, i have no out standing loans at present, two loans already have been cleared by me in june, but in cibil report these two are still being shown against me, though both are cleared by me in June 2009.The control no issued to me by hdfc is[protected], due to this wrong infofrom cibil the loan is not passed by hdfc, pl fwd the correct info to me & hdfc at the earliest.THANKS.
Hi Sir,
I wants to infrom that I applied the personal loan in the SBI bank past month .But after finishing all the process in SBI bank they telling 2 loans is going I want to tell that I already close all loans.there is no more loans in the banks expect citifinance it will be close on january month.So kindly give the cibil status report from which bank the loan is going.Kindly provide the cibil report to get the PERSONAL LOAN in SBI.
Thanks,
swarna
I wants to infrom that I applied the personal loan in the SBI bank past month .But after finishing all the process in SBI bank they telling 2 loans is going I want to tell that I already close all loans.there is no more loans in the banks expect citifinance it will be close on january month.So kindly give the cibil status report from which bank the loan is going.Kindly provide the cibil report to get the PERSONAL LOAN in SBI.
Thanks,
swarna
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