[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

There are
two credit bureaus that maintain your credit data in the country now, the
prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The
newly notified Credit Information Companies Regulation Act , 2005 (CICRA)
gives a consumer several rights with regard to credit bureaus. 1) First you
should approach CIBIL (www.cibil.com) to get a copy of your own credit report.
This right is given to you by CICRA. Make the request officially in writing and
get an acknowledgement for your request. 2)This report will then outline what
exactly is reported by the bank in respect of your credit account and enable
you to take action accordingly if there is any error in the reporting. Specific
measures have been provided in the CICRA for the consumer to raise a dispute
in respect of any wrong reporting with a time bound dispute resolution
mechanism that has been built in. You can take up the matter with the
concerned bank by posting a complaint on their website and keep proof of that
with you. If there is no response from the bank within 15 days, you can lodge a
complaint with banking ombudsman (www.bankingombudsman.rbi.org.in).
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Aug 13, 2020
Complaint marked as Resolved 
 
734 Comments

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sir,

last day i have send my complain, bt yet I have not get any reply from your end.
plzzzzz send me all my quaries with details.waiting for your valuable reply.

regards
sandip kr same
Hi,

This is regarding my father's HSBC credit card default in CIBIL.

We approached for a loan with SBI that was denied dueto the default in CIBIL by HSBC.

My father paid the amount that was told to by the Mr. A. Khan at HSBC Bank at Noida Sec-18.

As the amount that was told by Mr. Khan is lying pending was duely paid as final payment and no negotations was done from either side so it was not a setllement and My Father paid clear the pending dues.

My father have a reciept of the payment. NOC from HSBC and account invalidation/clearence intimation mails from HSBC.

Still the Default is there in CIBIL.

I would also like to mention that so many loans are duely and without any issues are closed and my father is also using other credit cards without any issues, that means he's got a very clean history still for an amount of Rs. 3800/- that also is already paid cleared HSBC has put my father's name in CIBIL and that also without any notice or prior intimitation.

Who's to held responsible for humiliation and harrasment a consumer faces due to Bank's attitude o[censored]sing CIBIL as a tool for harrasment.

Is it not the partiality by CIBIL with the consumers...????...
I HAVE NEVER AVAILED THE SERVICE OF ANY CREDT CARD BUT CIBIL REPORT SHOWS CREDIT CARD OVERDUE OF RS.7120/-.

PLEASE ADVICE ME HOW TO GET OUT OF LIST OF CIBIL REPORT.

REGARDS,
GOUTAM SINGH
My DOB is 01/03/1976, I want to know my name is in CIBIL or not. I paid all due payment to Bank so if my name is in CIBIL than how to remove it.
sir
my control no. is[protected] & my pan no is BADPS7434N i have already paid my due of the axis bank credit card bt my credit record is not improved
dear sir,

kindly let me know whether my name exists in the cibil list.if yes can you give me the details.my details as follows


saji.p.v
kavupra madathil variyam
mudur po
vattamkulam
malappuram
kerala 679578
I want to cibil report and score DOB; 20.01.1968 pan ;AESPV0596A
I want to cibil report, score
i want to know by cibil record on ALEPK6994N.
HI,
I would like to know my cibil report.
CIBIL the menace. Sweeping through the salaried class for total consumer disadvantage.

My Car Loan application denied by SBI due to overdue amounts on SCB cards. really funny.
I dont want to pay it back. I saw the mails from others says that even after you settle score still no guarantee that credit card bank will forward your innocence to CIBIL.

I hope govern ment should and will scrap this menace. I think instead of reporting to RBI/etc, . we can report to parliament to stop this menace. can any political party takes up this issue, I will vote them for rest of life.
please guide me .I have three existing loans.I need to check whether I have any report in the CIBIL



Regards
Sivakumar
KINDLY LET ME KNOW WHEATHER MY NAME EXISTS IN THE CIBIL LIST OR NO
my self Ramesh Chand Thapan from Baroda.my PAN CARD NO : ACDPT6720B Sir I want to know that how I check my name in CIBIL. Please guide me sir. I have applied for personal loan but sir Bank denied my requist of my name catch in the CIBIL list. please help me sir. Thanking you sir
Hi, I want to know wheather my name is included in the cibil defaulter list or not .
Please let me know my cibil score as per your records with full details.
How I can check my reports in CIBIL .

please guide me .I have two existing loans.I need to check whether I have any report in the CIBIL .


Name - Nilesh Himmat Sheladiya

Pan-AZZPS3050L
my contact no.[protected]
Hi,
My name is amit kumar garai, recently i applied for a homeloan from HDFC Bank & the loan status is just before the sanctioned positionbut unfortunately on 2nd december 2009 a phone call was come & I came to know about the CIBIL Report. according to the report I have received a loan from Family Credit, but I have already foreclose the loan with allthe necessery payments.said by the Family Credit, & I have the NOC for the same. Another one is for Rs.7990/-, but the problem is I never received such amount of loan & never purchase any goods by finance. My CIBIL Report Control No. is[protected]. Please Give me the details for the same, because I faced lot of problem & my homeloan is waiting for your reply.
hi,
1. i had not defaulted in any loan but my name is appearing in cbil defaulter report .
2. i have already completed in all the previous loan amount and but my name still figures with some credit still left on the loan which i have fore closed or paid.pl help.
dear sir

my name is ramanand s/o sh phool singh

date of brith is[protected]

my cibil report is rong plz updated the report myreport is

credit card is 3000000=00
other loan is 100000=00
personal loan 50000=00

my adderess is house no 1 sugar mill sonipat -131001
my resi adderess last 21 year
my office adderess is the sonipat co-operative sugar mill ltd, kami raod, sonipat -131001 working last 21 year


PLASE ROPERT UPDATED IS

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