[Resolved]  CIBIL — wrong credit report supplied to bank causing rejection of LOAN application

Address:Indore, Madhya Pradesh

i have applied for a housing loan from AXIS BANK, Indore Branch in August 2011.But They rejected my application saying that i am already having an outstanding loan amount of 45000 rs as per the credit Report provided by CIBIL(credit information bureau India authorised.)As per report i Had taken a consumer loan of above said amount in year 2001 which i had not paid.
As per my knowledge i never taken any such loan from any bank/loan giving facility.
As per AXIS Bank Control No. provided by CIBIL to AXIS Bank is[protected].
i go through cibil wbsite WWW.CIBIL.COM,but no information is there regarding my query.
Is cibil a government organisation?
who has given them rights to share confidential things of any person to any bank without informing the concern persons?
why cibil had provided wrong credit report to AXIS BANK due to this my Loan Application get rejected as a result i had suffered from mental harrasment and unneccesary troubles.
PERSONAL DETAILS:
MUKESH KUMAR GUPTA
PAN NO:AKWPG6620Q
MAIL ID: [protected]@REDIFFMAIL.COM
MOBILE NO:[protected]
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Aug 13, 2020
Complaint marked as Resolved 
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ICICI Bank — WRONG CIBIL REPORT

Sir,
I had apply for a person loan from ABN AMRO bank in the month of March 2008 during that my bank had inform me that my name is in CIBIL so they can not approved my loan thus i request CIBIL for the detail of CIBIL report and they furnished the same to me.
In that CIBIL report it has been found that ICICI bank had but my name in CIBIL stating a due of amount Rs. 28633 vide credit card no. [protected] of the year 2004 vide Control no.35.49.29.289 and member no: BF02011107 AND Member referance no.4303P111206.

Sir, in this regard i once again write emial to CIBIL and they had advise us to contact the bank since they totally belive the report of the bank and not varify that the given report are ture or not.

Thus i aproch to bank a number of time but no body tries to solve my problem and listen to me and tries to give me the deatil of the dues.
I therefore requet your to kindly put my complian since i am total being haressed by the bank and my credibility being damage by the bank.

Thanking you
ALL BANK ARE WASTE PLEASE DON'T GO FOR ANY .. LOAN/CARD.
first u tell me..before all this CARD/LOAN .. our Life was going-on right.!!!
then Y we all are depend upon all this Banks?

so say" NO.
enjoy simply life..
[censored] to bank


every one is in trouble.. by banks.
Dear client,

Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

We providing assistance on behalf of the client to get CIBIL report.

Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.

Our serivices includes
1. Assisting for applying CIBIL reports
2. Helping for CIBIL report correctoion
3. Assisting getting loans from nationalised or private banks or NBFCs
4. Representing CIBIL issues and other matters to client's bank
5. Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
6. Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com

NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

We are not providing any free services but advising professionally and result oriented.

Office:

VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004

Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com
Facebook:http://www.facebook.com/profile.php?id=[protected]
wrong credit report sipplied to bank causing rejection of CAR LOAN application
i have applied for a Car loan from SBI BANK, Mansarowar Branch in oct. 2011.But They rejected my application saying that i am already having an outstanding loan amount of 15000 rs as per the credit Report provided by CIBIL(credit information bureau India authorised.)As per report ICICI Bank which has been fully paid by me. But then also my name in coming on [protected]@cibil.com .
i go through cibil wbsite WWW.CIBIL.COM, but no information is there regarding my query.
Is cibil a government organisation?
who has given them rights to share confidential things of any person to any bank without informing the concern persons?
why cibil had provided wrong credit report to ICICI BANK due to this my Car Loan Application get rejected as a result i had suffered from mental harrasment and unneccesary troubles.
PERSONAL DETAILS:
REKHA DIXIT
PAN NO:ADVPD4907B
MAIL ID: [protected]@gmail.com
MOBILE NO:[protected]
My name is appreaing in CIBIL list against two wheeler loan in 2005 but we have taken two wheeler finance form HDFC BANK in 2010 by LOAN AGREEMENT NO.[protected] which was already paid and never bounce cheque during depositing EMI.
Due to appearing my name in list bank is not being agree for personal loan.
Please inform my real bank history & inform HDFC bank also.
MY Name-BALBEER SINGH BHADAURIA
MAIL [protected]@yahoo.co.in
Mobile-[protected]
My Name is Ganeshan B and i am one of the partner our company and have applied for bank loan, but they are saying My name is reflecting in CIBIL Report and not able to sanction the loan. But I have not taken any Personal loan of 1.25 lakhs in the year 2009 and according to CIBIL Report, Outstanding Payment is Rs.63, 627/- and DPD are 55days. Kindly clarify and acknowledge the complaint.

My Personal Details are as below:-
Name : B.GANESHAN
PAN NO.AGIPG1961G
D.O.B: 25/07/1965
PH NO. [protected]
CELL NO. [protected]
Email ID: [protected]@yahoo.com
My Name is Dnyanadev Bapu Patil and i am one of the partner our company and have applied for bank loan, but they are saying My name is reflecting in CIBIL Report and not able to sanction the loan. But I have not taken any Personal loan of 2 lakhs in the year 2004 and according to CIBIL Report. Kindly clarify and acknowledge the complaint.and terefore kindly be rejected my name from CIBIL report.

My Personal Details are as below:-

Name : DNYANADEV BAPU PATIL
ADD-VARANGE, KARVEER, KOLHAPUR.
PAN NO.BUDPP2786C
D.O.B: 20/06/1958
PH NO.[protected]
CELL NO. [protected]
Email ID: [protected]@gmail.com
I am Amrish gupta S/o Jitender Gupta Resi Address is Hl 456 Phase 9 Mohali Punjab
Applied a personal loan in HDFC Bank. After Check my cibil he reject my personal loan case due to bad cibil
but i don, t take any personal loan befor this plz check and revert which bank or company
Detail are mention below
Name Amrish Gupta
DOB 15/06/1975
Address #Hl456 phase-9 mohali Punjab
Mb no [protected]

Credit Report not received

I have purchased CIR and payment of Rs. 470 is successful but did not received the report to my e-mail, Registration ID is SCO[protected]

my loan is not pending

my loan is not pending but your site show the loan

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