[Resolved] Credit Card — WRONGLY ADDED MY NAME AS DEFAULTER | |||
To, Date: 01/04/2011 The Manager, CIBIL Dear Sir, Sub: Wrongly mentioned loan against my name. This is with ref to the above subject, I Mr.Thouti Krishna Mohan reddy S/o Late Thouti vasudeva reddy age 41 years R/O H.No.1-1-774/A Gandhi nagar Hyderabad-500048. It is very pain to see my name in CIBIL as defaulter. whereas I have not applied for any kind of loans either in secured & nor in unsecured in any banks. I approached a bank for home loan in the year 2009 it got rejected but there was no clarity given by the banker and i was under impression that due to my collection agency business profile it got rejected so I left the matter. But few months back I applied for car loan then I got the clear picture about rejection. Being a respected citizen in the society and running multiple businesses it is hurting my feelings and spoiling my image in the society as defaulter. For my surprise till now no banker has called me or visited my place for the outstanding. If any body would have called me or intimated me about this i could have reacted it earlier. Request u to kindly provide me the details of the bank. Please provide me the details and if possible the application form on which signatures and valid documents are taken. If you fail to provide me the details within a month iam force to file case on CIBIL. Expecting a positive response from you. Regards, THOUTI KRISHNA MOHAN REDDY CONT NO. [protected] Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 4 Comments | |||
Comments
Wrongly showing as credit card defaulter
Myself had applied for a personal loan recently to HDFC Bank.
I was shocked to hear from HDFC Bank that there is a 'Return of' being shown against my name of Rs. 35, 000/- against some credit card and thus the bank is unable to sanction my personal loan. Control no. for the same is[protected].
I have only one credit card of hdfc bank and I have invested only 15, 000 from the same but tjhere is no dues till data as I am regularly paying for the same.
I do not know which Financial Institution has reported my name in the defaulter list.
This is utmost unfair for a customer who is sincere and has never defaulted in any way.
I have never received any information from CIBIL asking for a confirmation if the name of a customer is listed in defaulter list whether is it correct?
I seek justice to get my name removed from the defaulter list with an immediate effect so that I can take personal loan.
Please help.
Looking forward to a suitable action at the earliest form your end.
Regards
Nitin Salvi
Mob: [protected]
Myself had applied for a personal loan recently to HDFC Bank.
I was shocked to hear from HDFC Bank that there is a 'Return of' being shown against my name of Rs. 35, 000/- against some credit card and thus the bank is unable to sanction my personal loan. Control no. for the same is[protected].
I have only one credit card of hdfc bank and I have invested only 15, 000 from the same but tjhere is no dues till data as I am regularly paying for the same.
I do not know which Financial Institution has reported my name in the defaulter list.
This is utmost unfair for a customer who is sincere and has never defaulted in any way.
I have never received any information from CIBIL asking for a confirmation if the name of a customer is listed in defaulter list whether is it correct?
I seek justice to get my name removed from the defaulter list with an immediate effect so that I can take personal loan.
Please help.
Looking forward to a suitable action at the earliest form your end.
Regards
Nitin Salvi
Mob: [protected]
yes, I am also harassed by hsbc bank, for an insurance product which I never wanted.I had been penalised to the tune of rs.2954/ for an outstanding of rs.125/ (which was the premium for TATA AIG).I have written to hsbc a number of letters but of no avail.now I intend to surrender the card, will I be penalised by cibil?the bank is not clearing my dues.please help as to the course of action.
Dear Sir,
This is with reference to my complaint dated[protected] with regard to My name wrongly updated in CIBIL, this is not resolved yet & there is no response from your end .
I am suffering a a lot because of negative inclusion of My name in CIBIL & unable to avail any Loans from Financial institutions.
pls revert in next two days or i will approach legally
Regards,
THOUTI KRISHNA MOHAN REDDY
CONT NO. [protected]
This is with reference to my complaint dated[protected] with regard to My name wrongly updated in CIBIL, this is not resolved yet & there is no response from your end .
I am suffering a a lot because of negative inclusion of My name in CIBIL & unable to avail any Loans from Financial institutions.
pls revert in next two days or i will approach legally
Regards,
THOUTI KRISHNA MOHAN REDDY
CONT NO. [protected]
Credit Card — Wrongly showing as credit card defaulter
Myself & my wife had applied for a home loan recently to Bank of Baroda.We were shocked to hear from Bank of Baroda that there is a 'Return of' being shown against my name of Rs. 3523/- against some credit card and thus the bank is unable to sanction us home loan. Control no. for the same is[protected].
I have paid and settled all my dues till date against all credit cards which i may have used in the past.
We do not know which Financial Institution has reported my name in the defaulter list.
This is utmost unfair for a customer who is sincere and has settled all the dues and has never defaulted in any way.
I have never received any information from CIBIL asking for a confirmation if the name of a customer is listed in defaulter list whether is it correct?
I seek justice to get my name removed from the defaulter list with an immediate effect so that we can take home loan.
Please help.
Looking forward to a suitable action at the earliest form your end.
Regards
Ravi Chopra
Mob: [protected]