[Resolved]  Fullerton India — PERSONAL LOAN

personal laon — no responce

hi, this is ravi shankar kala here, this is to inform you that i applied a personal loan from ur bank but i am not getting any responce from ur side.its almost about one month but u people dont reply me, and all of the above ur executives are very irresponsible .lastly i just want to know my file's status, will u pls tell me about that as soon as poaaible.

Fullerton — Personal Loan

Dear Sir,

I had borrowed personal loan from Fullerton and Bajaj Finance companies, when I wanted to foreclose the loan I approched both companies, Bajaj charged me only balance Principle amount and so I could easily close the Bajaj Finance Loan, But fullerton charged me service charges, foreclosure charges and some other charges despite I have already paid some charges before my loan cheque was handed over to me.

So I request you to either ban these foreign companies which are looting Indian people or make some law to stop there looting.

Thanks & Regards,
Ashish Wagh

laon — laon

Hi.

This mail i am sending you coz there are too much fraud people in india.I applied for a loan through the internet.They have given their add in some sites.One is Dr.Martins Kumar(Easy Loan Firm),Mr.Paul Mukesh(Transparent Loan Firm),Priyanka & Kritika (vibha finance pvt. ltd.),Akali Sumi,Tito Sema.These are the name of the fraud lenders..Paul mukesh & Martins Kumar sent mail with the details that the rate of interest is this and that and you have to pay the processing fees around 13000 and you will get your loan within 30 mins. thay have given account no. [protected](Name-Tito Sema),State bank of india branch new delhi & account no. [protected](Name-Akali Sumi) State Bank of india branch New delhi,.and said that you have to deposite the amount in this account.1stly i am telling about Martins Kumar-He has given me the account of Tito Sema and told me to deposite,after that i replied that i requested him tht please take the charge after the procedure will b complete thn he told me tht this is the processing fee without this we can's process.Thn i told him tht i don't have tht much amount,he asked how much you have,i said 10000 thn he told me to deposite 10000 i'll manage..after tht i deposited and thn called him..thn he told me to send a scan copy of tht slip.thn i sent..after tht he told me to wait for 30 mins. for transfer...after 30 mins. he called me and said tht go and check your mail,bank person sent you some mail.and i went to the cyber cafe.i have seen the mail,in tht mail written their tht you have to deposite 25000 for the COT(cost of transfer) and then u'll get your loan within 30 mins.i called to Martins kumar tht they r asking for more amount.He told me wht i can do its bank procedure.thn i searched in the internet for that bank's number,its allahabad bank..thn i called to tht bank and the bank person told me tht we din't sent this type of mail..thn i called to Martins kumar tht i already talked with a bank person he told me tht they din't sent.and the mail id i got tht mail was [protected]@sify.com,he told tht you r blaming me..i am helping you i promise you tht after deposite u'll get your loan within 30 mins..i told tht i don't have tht much amount thn he asked how much amount you have i said 8000,thn he told tht ok deposite it the rest i'll deposite from my side..i asked him so many times tht i'll not face any problem after tht no..he said no i promise tht you will get your loan..thn i went to bank and deposited and thn called him.then again he told me wait for 30 mins,i was waiting after 30 mins, i got a call and he told me that bank person is telling tht you have to deposite the complete amount after we will release the loan..i said i already told you tht i borrowed tht amount now how i can arrange more amiunt...i asked to refund my amount and i don't want loan thn he told me tht its not refundable its with the bank..deposite rest amount i'll give the laon.thn i said i don't have tht much amount,he asked again how much you have i told i can arrange 8000 not more thn tht..he told ok go and deposite..i aksed tht 1stly you talk to the bank person tht is t ok only thn i'll deposite,thn he told tht i promise you i'll not tell you for more amount..thn i deposite..again after 30 mins. he sent me a mail written tht bank asked for 25000 go and complete the payment...thn i asked sir please refund my amount..i don't want loan..i am in a big problem thts why want loan and you people cheating me..he told i am helping you i am not cheating you..thn i din't give him more amount...thn i applied to another lender Paul mukesh he did the same thing..thn i applied to another firm vibha finance pvt. ltd. they did the same thing..



Here are the contact no. of tht frauds..



Vibha fin.pvt.ltd.-011,65588404,[protected],[protected] (Priyanka,Kritika)

Easy Loan Pvt.Ltd.-[protected](Dr.Martins Kumar)

Transparent Loan Pvt.Ltd.-[protected](Paul Mukesh)

I TOOK PERSONAL LOAN ACC NO [protected] IN FULLERTON INDIA AT DEC 2008 ON APPROVAL I INFORMED TO EXECUTIVE TO SEND ALL PARTICULARS TO HOME R MAIL THAT HE ACCEPTED.
WHILE APPROVAL THEY TOLD 32 MONTHS OF EMI
THEN AT 26 TH MONTH I TRIED LOT WITH CONCERN BRANCH TO GET DETAILS ABOUT MY BALANCE TO PAY AND NO REPLY FOR 4 MONTHS
NONE OF THEM R NOT READY TO RESPONSE ME AT THAT TIME. FINALLY I MADE MAIL TO [protected]@fullertonindia.com ON APR 2011 TO CLARIFY ABOUT THIS ISSUE. NO RESPONSE FROM FULLERTON.
AT THE SAME TIME I WAS SHIFTED TO NEXT COMPANY AND STOPPED MY AXIS ACCOUNT TO USE THIS WAS CONVEYED TO CONCERN BRANCH TO COLLECT CASH FROM MY HOME BUT FROM FULLERTON NOBODY GONE THERE TO RECEIVE.

THAT SOLVE AFTER 1 YR IN 2012 OCT I GOT CALL FROM ONE OF YOUR REP TO PAY BALANCE 51000 TO CLOSE ISSUE.
I TOLD I WONT PAY THAT MUCH I CAN PAY MAX 15 K TO CLOSE ISSUE THEY R NOT READY AND I GOT CALL FROM ADVOCATE, HE WAS THREATENING TO PAY OR HE WILL MAKE WARRANT. I TOLD HIM SEND DETAILS TO ME THEN I WILL TELL I MUCH I CAN PAY AND NO RESPONCE.
AT LAST NOW AUG 2013 AGAIN ADVOCATE THREATENING ME TO PAY OR WARRANT WILL PRODUCED.

I HAVE MAIL THAT SEND TO FULLERTON TO CLARIFY ISSUE AND I MADE LOT OF CALLS TO BRANCH TO COLLECT CASH.

IN THIS CONDITION I CANT PAY AS YOU PEOPLE CALCULATED WHAT EVER IT MAY BE. LET MAKE WARRANT OR GET MAX 10K WITH COMPLETE CLOSING DOCUMENTS.

Hello!

I have taken a loan from you'll and my application was submitted in Aug., 2014, however, i received the amount in Oct., 2014 and again that was towards the end of October and after i phoning you company around 20 times each day for 1 week and i was promised i will get the money in 2 days and that was told to be at the end of August. Also, when i was called the first time to discuss about the interest and the installments, i was told that the interest would be 16.5% and later after negotiation it went down to 13.79, however, the instllemnt amount will be around Rs. 8, 300 for the loan amount of Rs. 2, 60, 000 including the deductions of about 13, 000 with a compusary insuarnce cover. I said will need some time to think on it as the calculation was incorrect by your company and later after 3 days when i respoended saying i am ok with it, the file was closed and was never reopened until i contacted the BRANCH MANAGER and the person who was dealing with thius just kept on saying i will receive the amount in 2 days and later when contacted the BRANCH MANAGER, i came to know that it was never reopened. Hoiwever, your loan advisor dealing with this then said my interest now will be 16.5% with deductions of 17000.

FIRST OF ALL DELAY WAS FROM YOUR END AND NO BANK WILL CLOSE THE FILE IN 2-3 DAYS AND AGAIN AFTER THAT THE INTEREST RATE ROSE AND ALSO THE DEDUCTIONS. I WANT A PROPER ACTION TO BE TAKEN ON MY LOAD PASSING OR ELSE I AM ESCALATING THIS COMPLAINT FURTHER.


- Mehul Gunjaria
( mehul.[protected]@gmail.com )

Interest Rate

I was cheated by companies officials about interest rate. I was told that interst rate will be only 17.50%. than after i saw that it was 29.5%. So i was cheated very much. Please help me .
Dinesh kumar . Loan taken in Nov.2015 from Udaipur Raj.