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[Resolved]  HDFC Bank Personal Loan — HDFC Personal Loan Rejection

Sub: Regarding Personal Loan rejection ( application ref. No.[protected] HDFC).

My application for apersonal loan from HDFC Kochi was ejected sighting the reasonthat I have Housing Loan and Credit Card dues, as per online information, the Bank claims to have gathered from I would like to inform you that I have not availed of any housing loans in my name from any financial instituition: I do not possess any cred cards either.

My personal identification detailsare given below for your varification
Name: Josy Joseph
Address: Cheruvallikkattu House, 252/22, Cherthala.
Date of birth: 27.05.1957
Voters ID Card No.: KL/15/098/072545
PAN Card No.: AGCPJ 6965B

I would like you to provide mewith all the details regarding the source of this wrong information and the details ofthis so called loans. Kindly inform me what is to be done from my part to undo this mistakewhich would cause me financial liability as well as tarnish my reputation.

Thanking you in anticipation.
Yours sincerely,

Josy Joseph
Mobile No.: +91 [protected], E- mail: [protected]
Complaint marked as Resolved Aug 14, 2020
Complaint comments  2 CommentsShareTweet


i already have a personal loan.There was a offer for top up where my existibng loan gets closed and i pay emi's for the new loan account.I have been paying EMIs for almost 1 for top up they erejected me on verification level. i will still be paying the personal loan EMI's .they are utter fools without any brains.
they have my company name address all the details.I will take it up to the media to site how foolish bank people can harrass and common people.Please guys refrain from taking personal loans from HDFC.They are really really stupid.
Mr. Joseph, you can get your cibil report and if any discripencies are there you can talk to the banks and sort it out.
If you need any guidance on CIBIL issues you can contact:PH:[protected]

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