HSBC - Credit Card — Card never issued by HSBC and outstanding reflecting in Cibil

FYI
i have applied for a peronal loan of one lakh INR from idbi bank where i am holding a salalry account, but the loan got rejected on the grounds that in the cibil an unpaid credit card outstanding of rs 10869 INR was reflecting of some bank, based on the control no[protected], provided to me from idbi bank i wrote a mail to cibil with all my personal details, Cibil replied to me that the nature is credit card, the bank is Abn Amro. this was surely to my surprise, i never used a credit card other than hsbc, i never banked with abn abro, never applied for any of thier product, never had any interaction to then till that date, so based on the credit card no, i called up their help ;line no, the automated system asked for a tin no for that card, now how can i possibly have a tin no of a credit card which doesnt exists for me!then after n number of tyring finally a customer care executive did attend my call, only to ask me verifivation questions, like my date of birth, i told mine, then she replied that the same doesnt match the bank records, and that she cant share any information regrding the same, thus i had to visit their ju branch, where again a customer attendant, asked me to call their help line line, thus giving vent to my irritations as i raised my voice mr vipul samayni, took m y complaint, & provoded me his e-id, & asked me to wait for another 10 working days that is 2 weeks precisely ...now that two weeks has also passed by, with replies from cibil like they are discussing the matter with the concerned bank ...god knows what they are discussing .Sir i will like you to intervene & do whatver is right .

thanks
Suman Roy
Mumbai
[protected]

HSBC Credit Card — NEVER USE HSBC CREDIT CARD

I am suggesting all of you not to use HSBC credit cards as they are cheating people like anything......


Because there is no option to pay the amount online if you do not have HSBC bank account and if you will drop check it will not be cleared on your due date

HSBC Credit Cards — HSBC no system of records

I had cancelled my credit card from HSBC on July 2010. The bank officer in Gariahat Branch kolkata stamped my application with CArd destroyed and later I received letter from HSBC confirming the cancellation. In April 2011 HSBC sent anuual fee notice to my home. When I call their call center they inform me that the card is still active in their system. Are they stupid ?? Now I am wasting my time telling them they can confirmed to me that the card is cancelled. Great Job HSBC hope someone reads these posts and never gets credit card from your bank ever!!!!
Indranil BAnerjee
Kolkata

Hi Indranil,

What has happend to you is a common issue people face while closing a card. Banks never have their records updated on time. Now apart from this i am pretty sure your CIBIL is also affected and due to this you will suffer when in dire straits you will need a loan and a bank will not approve of it. If you would like help with this to sort it out in a legal manner contact me on[protected]/ [protected] or email me at [protected]@debtdoctorindia.com

Kindly provide e.mail address of customer care of ABN AMRO BANK IN INDIA/ NEW DELHI.
Thanks
ASHA NANDA
E.MAIL ID, [protected]@yahoo.com