[Resolved]  ICICI Bank — Credit Card and the insurance

Sir,
I am Ganesan A stayed in a Mansion, Chennai, was worked in Cognizant Technology Solutions applied a ICICI credit card on 23/10/2007. A month later i got a call from the ICICI bank stated that my card was approved and the same person informed about the Lombard Insurance Mediclaim policy from ICICI Bank.
I informed that i havent received the card but he suggested that the card will be dispatched through courier within a week and i can apply for the policy verbally.
I agreed to apply for that policy as i can get the tax exemption and i have to pay Rs 370.00 monthly.


But i haven't received that credit card nor the Insurance policy documents yet. A year later in end of 2008, a lady from the Bank ask me when i'll pay the insurance amount and i informed them number of times regarding the above status as i havent received any card nor the documents. also i informed that i wont pay any amount because i was not benefited by credit card nor the insurance policy
Also I haven't signed any document,

Now while applying for a personal loadn in Axis bank i came to know that my name is in CIBEL.
While enquring in ICICI Phone banking they informed that my name is not in the credit card list an they are asking me to apply for a new card.

Kindly help me in this regard.
My date of Birth is 22/08/1982.