[Resolved]  ICICI Bank — recovery agent harassment

Address:

Pune, Maharashtra

I AM AN ENGINEERING STUDENT .I HAD TO REPEAT A YEAR DUE TO MANY BACK LOGS. SO DURING MY YEAR DOWN I WORKED IN
SUTHERLAND GLOBAL SERVICES FOR SEVEN MONTHS (MARCH2012 TO SEPT2012). I WAS ISSUED CREDIT CARD IN OCTOBER2012 FROM ICICI WITH CREDIT LIMIT OF 35000 INR.SO I MADE PURCHASE OF 17500 IN OCT AND PAID MAD OF 950INR IN NOV AS PER STATEMENT. THEN IN NOVEMBER I MADE PURCHASE TILL 33000 AND PAID MAD OF 1800 INR AS PER STATEMENT .I WAS NOT ABLE TO PAY FOR JAN SO I PAID 3000 INR IN FEB.SINCE THEN I HAVE NOT MADE ANY PAYMENTS .NOW I AM DOING MY INTERNSHIP AND I DONT HAVE ANY SALARY(0 INR). RECOVERY AGENTS ARE CALLING MY PARENTS AND HARRASING THEM .MY PRINCIPAL AMOUNT IS 33000 AND OUTSTANDING IS 44750. SO I CALLED ICICI FOR SETTLEMENT.THEY ARE OFFERING ME FOR 33000INR SETTLEMENT. I SAID IF I CAN PAY 33000 WHY SHOULD I GO FOR SETTLEMENT AND SPOIL MY CIBIL. ANOTHER GUY FROM ICICI SAID WILL OFFER 20000 INR SUBJECT TO APPROVAL. BUT HE DIDNT RAISE THE RQUEST BCOS HE VERIFIED IT FROM BACKEND TEAM AND THEY ASKED ME TO DEFAULT FOR ANOTHER 3 MONTHS TO GET 20000 INR SETTLEMENT.I ASKED THEM IF RECOVERY GUYS WILL STOP HARRSING MY PARENTS .THEY CANNOT ASSURE ME ABOUT THAT BECAUSE THEY ARE THIRD PARTY. I ASKED RECOVERY AGENT MAHESH ([protected]) NOT TO CALL MY PARENTS BECAUSE I AM LIABLE TO PAY CC LOAN. BUT HE ABUSES ME AND SAYS RECOVERY GUYS WILL COME AND BREAK INTO YOUR HOUSE.WILL CREATE RUCKUSS. I SAID HIM THAT I WANT TO MAKE SETTLEMENT BUT HE REFUSES TO OBLIGE.
PLEASE HELP...............