[Resolved]  ICICI Car Od Account — late clearance of cheque by ICICI- harassment by ICICI bank

ICICI Bank — Wrong Late payment charged in OD Account

I had been charged two times Late payment penalty without receiving any statement.
This is ridicolous.
In the last month the penalty was charged even after paying the minimum due amount.
I am not sure what to do? I have already register a complain regarding this to account manager but not getting any assistance.

hi,

My name is kiran s chitnis and my credit card no is [protected] & [protected]. I got statement on 12th jan 09 amount Rs 1633.34 that is double that i have purchased on 870/- Rs only . There is includes lots of amount like auto debit fee & late payment. I already sent you dated 11th jan 2009 cheque Rs 500/- and letter amout i have not received your statement. I am confuse which card I swipe because i received HDFC bank receipt.

Regarding my saving a/c you sent me letter about my saving account closed. So here no matter to charge me any account frozen charges or auto debit return charges because a/c was already closed.

Regarding late payment fee I already told I have not received any statement, so how can you charge me late payment fee. When I was dought I sent you cheque Rs 500/-. before your statement received then also you charge me a lot of charges that is not good.

So look in this matter and issue me a new and correct statement as soon as possible. I already deposted cheque Rs 500/- in 11th Jan, 2009.



Regars,

Kiran S chitnis
Sai Ashish Apt R No. 6
Bhattwadi, Ganesh Chowk,
Kisan Nagar No. 3
Thane (W) - 400 604.

Hi I am Mohali I want to know about my OD limit with ICICI Bank. An executive of ICICI Bank come to my home and ask me to convert my Card Loan to over draft and tell me to pay only interest and when you have sufficient amount the deposit in your account and it deduct from your loan amount. I am very happy to hear that but when ICICI bank start my OD limit after a month in the statement of OD I saw a charge of Rs. 500 I ask to that executive about this then he say ok I ask about. Next month same thing happen. After a year I stop ICICI OD payment and ask bank to tell me about that or clear that amount or you take your car, after 6 month a new executive of ICICI bank come to settle the problem but not yet solve my problem . Now its 2 to 3 years what can I do.

ICICI — Car OD

Dear Sir,
I,Manjusha Madame,had oped an Car Od account against my car no.MH-31,AH-8773 registered in Nagpur RTO in year 2006.I was continuosly operatiiong this account.All my transactions were thru this account only.My monthly house rent also was deposited in this account that means monthly the amount was getting deposited.In year 2008 I suddenly came to know that due to recession ICICI has terminated all the car OD services without prior information.and they are charging interest on this account since then.The operating period given by ICICI eas 3 years & they closed it in two yeras.Kindly guide me as the amount they are asking now is very high almost more than double the valuation of my car.
I want settle down this account.My car valuation at present is INR 60000/-
Kindly suggest me a remedy.

Manjusha Madame
Mob.[protected]
E.[protected]@gmail.com

Hi Manjusha,

We are sorry to hear about your experience.We have made a note of your mobile number & email id. We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Bank Customer Service Team.

I have almost come to the stage of begging with the officials of ICICI to come to a setttlement of my car OD but there has been no response If any bhody can help me on this matter please contact me on [protected] or [protected] or e-mail: [protected]@yahoo.co.in

regards


vivek