[Resolved]  Kotak Bank - - Loans — Not given guarantee but name is in CIBIL

Address:

Mumbai City, Maharashtra

This is Jaiprakash Madnani. I am working with Infosys Pune. I have applied for Credit card with HDFC bank and Citi Bank and my application was declined. I was shocked and reason was credit Bureau. I thought I a have home loan which I have been paying from last 5 years without a single delay. Using 3 Credit cards, used for more than 4 Lakhs in last 3 years without a single late payment, never paid interest. So How come it is possible?

Online I came to know we can ask for our Cibil Report and I asked for same but when I received my cibil report I was shocked to see that my name is cibil is from Kotak Mahindra and that is too as a Guarantor. I have no idea how can you do this.

I have never been to Kotak Mahindra bank in my life. Once in Life I have been to Kalina kotak Mahindra for an interview and I was selected by I did not join, Please reply to this mail or someone from your team please contact me. How can you people destroy some one’s credit limit. There was 2 enquiry done by you for Credit report and one was of worth 1Crore. Please tell me any one provide a loan for 1 crore to a Employed person.

Provide me resolution of this blunder made by Kotak bank.
NAme-JAiprakash Madnani
Pan-ALZPM6595J
mob-[protected]