Future Generali Complaints & Reviews

Future Generali — Unethical Advertising

This is regarding the unethical advertising of the insurance company. These insurance companies should be kept in some sort of control. It's very irritating to see an advertisement talks about your death. I personally felt very very irritating in some circumstances.

Dear Sir/Madam,

I joined Future generali on 30 Oct 2008 and Left on 7 May 2009

My employee Number is 886308 and my P. F. Account number is MH48708\

Still I m waiting for my Payment for my Provident Fund

Please do the needful in this matter

Thanks & Regards
MEHUL HINDOCHA
[protected]

Future Generali — not giving my payment back

I HAD DONE 1 POLICY OF FUTURE GENERALI BUT DUE TO SOME REASON I HAVE SURRENDERED THE POLICY WITHIN 12 DAYS OF THE POLICY GENERATION DATE.NOW THEY ARE NOT GIVING MY MONEY BACK....PLEASE DO THE NEED FULL

I have taken a policy from you on 26.07.2011.(Dream Guarantee Plan)
Policy No.00851358.Receipt No.11375688.
For this purpose your Financial Planning Associate Mr.Jitendra Kumar Tripathi & Mr.Prakash Jha met me and gave me the clarification about the plan and that time they assured me that a special offer is going on i.e.. if I would invest Rs.16000.00 at a time the company will provide free gift scheme which includes
1.One Branded Shirt.
2.One Mobile Phone(With Latest Features)
3.One wireless optical Mouse.
But till date I have got only one shirt and afterwards whenever I try to call to Mr...Tripathy(No.[protected]) or Mr.Prakash Jha(No.[protected]) they never pick up the phone and try to avoiding me.These are all old story & so :

1.In this circumstances I need to withdraw my policy

2 I do not have any further interest in your company.

Please send my money back at the earliest by the mode of chque or draft
to the address given below or you can transfer it directly to my account.

Address:
Amit Jyoti Banerjee,
D-294, Nawada housing complex.Behind Barat Ghar.New Delhi-110059.

OR

to my permanent address i.e
C-1/34, Sector-55, Noida.Dist.G.B.Nagar.U.P.201301.

Please resolve the matter with in 7 days & no further discussion will be entertain by me.This is my final decision.

If I will not get back my money I will go as far as possible.You can check my profile in any social media to understand my reach.

Thanks & regards,


Amit Jyoti Banerjee

Phone No.[protected].

Dear Mr. Banerjee,
This is with reference to your email dated March 13, 2014 regarding policy no 00851358.
We value your association with FGI, and look forward to be your preferred insurance partner.
We look upon you as one of our valued customers and appreciate your feedback in helping us to take steps towards improvement.
In this connection, we wish to bring to your notice the provisions of section 41 of the Insurance Act, 1938. The relevant portion of the section is reproduced here for your ready reference.
“No Person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of the risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the insurer.”

For the complete section, please refer to the copy of the application form signed by you, which is annexed to your policy document.

In keeping with the provisions of the above law, which prohibits both offer and acceptance of rebates, we assure you that an appropriate investigation and action would be taken in the matter of your agent’s offer of rebate as reported by you.

Further we would like to inform you that as per your communication with us on January 10, 2012 you had confirmed that you would like to continue with the policy and have no concerns with regards to the policy. Hence we sincerely regret that we shall be unable to have the policy cancelled.
For further assistance, please feel free to write back to us we shall be glad to assist you or contact us on our Customer Service Help line numbers[protected] from Monday to Saturday 8 am to 8 pm.
Assuring you the best of services.
Request: To ensure prompt services, we request you to please do not change the subject line for future communications.
Yours sincerely,
Vinita Crasto
Customer care Team
FUTURE GENERALI INDIA LIFE INSURANCE COMPANY LTD
-----Original Message-----
From: Amitjyoti Banerjee ([protected]@gmail.com)
Date: Thursday, March 13, 2014 04:46 PM
To: Care ([protected]@futuregenerali.in)
Subject: Policy No.00851358.Receipt No.11375688.

Dear Sir,
I don't care about the policy law etc, which you have mentioned in your letter I just need my money back & this is my final decision.

Do the need full.

Thanks,

Amit Jyoti Banerjee

[protected]

Further as you have written" Further we would like to inform you that as per your communication with us on January 10, 2012 you had confirmed that you would like to continue with the policy and have no concerns with regards to the policy."

In that communication some lady has assured me that my problem will be short out as early as possible but after that nothing has happened

On 13th March I have mailed you & today 22nd March so on & from Monday i.e 24th March I will start my way to recover my money from you if I will not get any positive response from your end.

Thanks,

Dear Mr. Banerjee,
Sub: Cancellation - Policy no. 00851358
This is with reference to your email dated March 22, 2014 regarding cancellation of policy no 00851358.
We have reassessed your case and we sincerely regret that we are unable to accede to your request for a cancellation of the policy and refund of the premium paid by you, as it has past the ‘Free-look’ period.

We would like to assure you that the same is in line with the dispatch details shared with you earlier and as per provisions laid down by IRDA.
Further we wish to inform you that our decision in this regards is final and if you are in disagreement of the same you may escalate the matter to Insurance Ombudsman and we shall adhere to the decision provided by the Honorable Ombudsman.
We therefore request you to keep the policy in force by payment of regular premiums since this life insurance policy offers valuable life cover/maturity and/or investment options for you and your family.
For further assistance, please feel free to write back to us we shall be glad to assist you or contact us on our Customer Service Help line numbers[protected] from Monday to Saturday 8 am to 8 pm.
Assuring you the best of services.
Request: To ensure prompt services, we request you to please do not change the subject line for future communications.
Yours sincerely,
Shilpa Thombre

Dear Sir,

This is with reference to my chain emails regarding policy no 00851358.with futuregenerali group.
In spite of my repeated request they are denying to pay me back my Rs.16000.00.whether I have never committed to continue my policy with them.

The chain mails are self explanatory.

My kind request to you please look after the matter thus I can get back my money.

With regards,

Amit Jyoti Banerjee

Phone No.[protected]

Same kind of misselling/fraud of the policy( no 01368342/[protected] happened with me. they are not ready to pay my refund premium amount as i told them a lot times over mail and call, that this is fraud case happened with me and i don't want to continue with you fraud peoples but still they are not providing my refund amount (90k).
Such a fraud group of peoples. Please stay away from these fraud peoples. Never suggest their name to anyone.

Every time they are just showing the section no. of the Insurance Act. etc. but why they are not understanding that if we know and understand these acts, then why we go with such fraud companies.
looking for help .

I have also lodged a complain to IRDA but nothing has happened till date

future generali india lic ltd — p.f.

till date i get not received my P.F. and i have submitted all document
if you will not solwed my problem then i will go consumer foram
so setelmy pf as soon as possible

thanks
chandra prakash sain
mob [protected]
E.code 883987

Dear Madam / Sir,

It has been almost since month and my PF refund has not been credited in my account. I have lost the job and I am in dire need of money . Kindly expedite the process and arrange to credit the amount in my account at the earliest and confirm the same.

The details of the same is mentioned in below mail with correspondence to my company.

Thanks & Regards,

Rajeev Ranjan Sinha
M- [protected]
Mail ID - [protected]@gmail.com

I am yet to hear on my complaint from your end. Kindly arrange to credit the amount at the earliest.

my mail ID- [protected]@gmail.com
[protected]@kewalramafrica.com

Regards,

Rajeev Ranjan Sinha

Future Generali India Life Insurance Co.Ltd — Provident fund claim

My provident fund was not clear pls state the currnt status

Name Venkateswara Rao Gunde

Emp.no 1100192
Company;FUTURE GENERALI INDIA LIFE INSURANCE CO.LTD

PF.NO:MH/BAN/48708/9529


pls
contact

venkat
[protected]

FUTURE GENERALI LIFE INSURANCE CO LTD — PF NOT CREDITED IN MY ACCOUNT

Hi Sir,
MY SELF PARESH SOLANKI- EMP ID - 1104719, ( M ) [protected]
I WAS WORKED AS A ASM IN FUTURE GENERALI LIC CO LTD FROM THE PERIOD 31/05/2010 TO 31/03/2011 & I WAS SUBMITTED MY PF FORM LAST SIX MONTHS AGO.
STILL I HAVE NOT GET MY PF.
KINDLY CHECK THE STATUS OF MY PF ACCOUNT AND DOTHE NEEDFUL

REGARDS,

PARESH SOLANKI
( M ) [protected]

My provident fund was not clear pls state the currnt status
Name-Raju kumar Rai
E M P-1106216
COMPNY-FUTURE GENERALI INDIA LIFE INSURANCE

My email [protected]@gmail.com
M O B-[protected]
REGARD-RAJU KUMAR RAI

save

i have inverse future generali india saral anand policy july 2011 to feb 2014 not continue 3 year only complete bonus, tax all subtract how many amount total return please reply...

hi sir i am chinnapaga kumar emloyee of future generali India life insurance i applied for my pf yet know i not receive my em id: 1108564 can you please do the process fast.

Future Generali India Life Insurance Co Ltd — fraud

The company is doing fraud day by day i dont know what this company is all about i dont know how this company got licenced from irda. they are doing fraud with each and every customer. please take the serious action against this company else i am going to sue this company.

I faced the same thing, they assured some benefits and later never answered any calls... its a fraud company, dont trust them... the people involved in cheating are

1. Priya
2. Manjunath
3. Pavani
4. Balaji
5. Shashidhar

They are a group of fraud who misleads on the product and finally loose our investments and finally nobody will be there to answer you. Be careful

Future generali india insurance company limited — Still i have not received my PF

I have submitted my docs in last year itself (Dec 2009). But i have not yet received my PF.I think it should take max 3 or 4 months.
If any issue, plz inform me on [protected]@yahoo.com or plz feel free to call me on [protected].


Thanks & Regards
V.Sugun Kumar
[protected]

For your case the EPFO website has 'Form is under process' status.

Future generali india insurance company limited — PF NOT RECEIVED

Dear Concern

I have submitted my PF documents throw my previous company (future generali india insurance co ltd) on 31/12/2009.in u r site showing Claim status settled vide Chq.no. 281218, dated[protected] & Claim settled vide Chq.no. 320604, dated[protected].But still i don't received my pf amount on my account.
Pls find the below mentioned details :


Name : Vanapalli Sugun kumar
Receipt No:90506635
Employer & employ number :MH/48708/2368
Company name : future generali india insurance co ltd.

So kindly help me in u r side.

Regards,
V Sugun kumar
[protected]

Still i have not received my PF

I have submitted my docs in last year itself (feb 2o11). But i have not yetreceived my PF.I think it should take max 3 or 4 months.
If any issue, plz inform me on santosh.[protected]@yahoo.com or plz feel free to call me on [protected].


Thanks & Regards
P.ssa santosh pataik,
employ-id:1101352,

Hi sir,
This is santosh from visakhapatnam.
My emp-id is 1101352
My pf a/c is MH/48708/11120

Dear sir I have resign 2011 in this company but my pf amount not credit my a/C last one year so I have humble request to future genarali Pf department mumbai bandra pls clear the pending matter pls do the needful done.

Thanking you sir,
santosh,
mobile no-[protected]
santosh.[protected]@yahoo.com

Future Generali India Life Insurance Co. Ltd. — PF NOT Received in 14 months now

Sir, i worked as Sales Manager with Future Generali India Life INS. CO. LTD. At Chandigarh H.Q Since 21 March 2008 to 9th Feb. 2010. With Emp. Code 880625. After resignation with prior notice & applied for PF Refumd in April2010, but to my surprise till date even after lots of complaint i have not received my PF Till date.
Sir, kindly help me to recover my claim.

As drivers and car owners, we should make sure that we drive as safe as possible, and most importantly, we should abide by the rules. Drivers are legally required in most states to possess at least automotive liability insurance to grant protection in the event of accident and injury as it relates to driving. How much is paid is tied in part to automobile value. Safe roadsmanship and crediteering are good ways to keep premiums low. Grabbing lower insurance rates is achievable through other means, too. I read about it here: Cutting your auto insurance premiums isn't difficult.

Bulgarian Generali insurance.
I had insured my car in Bulgaria at Generali insurance. Unfortunately had an accident and the reason for it was the other driver after using an alcohol. Generali Bulgaria has offered a low quality workshop which gives guarantee for 3 months only!!! Because my car was still in guarantee I have refused this workshop and repair my car in official Hyundai workshop. The great BULGARIAN Generali insurance decided to pay only 50% of what I have paid after my car repair-saying that this price is based on their workshop list and they never show me any price list from the workshop. When I have checked the price at the named workshop I found that it is nearly the same of what I have paid to the Hyundai workshop. I showed the copy from the price list to Generali BULGARIA and they refused again!!! NEVER INSURANCE AT GENERALI BULGARIA.

Future Generali India Life Insurance Co. — PF Status

Dear Sir,

We have submit the EPF Claim form in month of Dec 2009 in our Organasation ( Future generali India Life Insurace Co. ) but till date we have not received the payment . you are requsted to kindly help on this

My PF No. MH/48708/4644

Please check EPF website. It shows 'Form under process'.

Top 10 Reasons For Avoiding ULIPs in India
Top 10 Reasons For Avoiding ULIPs in India
10 Reasons For Avoiding ULIPs in India
ULIPs are like Dynamite in your hands which can destroy your financial Planning if you do not know the charges and other finanial Implications o[censored]LIP’s
Here we are Giving 10 reasons Why ULIPs To be Avoided
1.Premium Allocation Charge:This Charge is the Highest and is Front loaded.Depending on the ULIP 20 to 30 % amount is not invested and is deducted for various accounts like Cost o[censored]nderwriting, medicals & expenses related to distributor fees.Means if you invested Rs 1 lakh there is strong chance that you will be shocked to see only 70000 to 80000 is invested .This charge decreases progressively and in most cases it is negligible after 3 years
2. Policy administration charges:To recover the expenses incurred by the insurer on servicing and maintaining the life insurance policy like paperwork, work force etc.Normally Units gets deducted by small nos each month for this charge.
3. Mortality Charges: These are the charges provide you life cover
4.Fund Management Charges: These charges are deducted for managing the funds, Typically 0.5 to 2 percent per month

5.Always separate Insurance and Investment.For insurance, Term plans are best while for equity investment stick to MF’s
6.Does not offer flexibility to exit if your fund manager is a non-performer
7.Very Complicated products its very tough to compare ULIP’s and choose the Best
8.ULIP’s are For Long term even then return is not fixed or guaranteed above or at Par with indexes
9.lack of standardisation in ULIP products
10.There are indications from government that Non pure life ULIPs may be taxed(MF’s too)
Source Avoid Ulips 2010