GIC Housing Finance Complaints & Reviews

My self-Shraddha Anandkumar Chintakindi having housing loan with GIC my customer id is[protected], my husband Mr. Anandkumr Chintakindi is co-applicant in said loan.
My husband having another two loan’s with GIC against customer id[protected], Washi branch. We have received said loan with term of new loan will close after previous two loan closure.
But we have missed that term and closed our loan against customer id[protected].br...

I maintaining housing loan in Gurgoan branch... I made rtgs in favour of my loan acct. It is more than 5 days.i haven't got updated statement till now... So excruciating...

I am thota ashok representing SRI SAI PRATHIMA CONSTRUCTIONS, hyderabad, Iam a builder & developer, i have sold one two bed room flat to THOTA RAJESH ( CUSTOMER) & my brother, Mr rajesh thota has applied housing loan TO GIC HOUSING FINANCE, HYDERABAD, LOAN has been approved vide form no 675036, dated 27 the january 2021, with 10.3% rate of interest.for an amount of 38.0 lacs, then Mr rajesh thota ( customer) has requested MR.Anand asst. manager,...

My Customer id is[protected]

I have taken a loan from GIC on march 2019 till the date I haven't received a subsidy. Instead, I only got the false promises from the Chinchwad branch.

At the time of loan disbursement they have told me I will get the subsidy even all of the members from my society received their subsidy last year (provided them all the proofs already).

Even some customers from GIC...

My self-Shraddha Anandkumar Chintakindi having housing loan with GIC my customer id is[protected], my husband Mr. Anandkumar Chintakindi is co-applicant in said loan.
My husband having another two loan’s with GIC against customer id[protected], Washi branch. We have received said loan with term of new loan will close after previous two loan closure.
But we have missed that term and closed our loan against customer id[protected].br...

I Saurabh Dalal, taken an mortgage loan against my residential property.
As i wanna close loan by settling amount during pandemic time, despite reaching out topmost body of GIC, i am unable to contact them both way.
If i go to respective branch, they do treat as a terrorist.

Please help.me out....

From 19th December 2020 mailing GIC ghaziabad branch but the not providing Not issuing my Interest Certificate. even not reply over mail as well.

Regards,
Palak Anand
[protected]...

I applied for a home loan in Jan 2019 . I applied with PMAY provision but the same has not been processed from bank's respective branch .. even if I call so many time they don't provide me the status of my pmay application ..thy don't provide me the tracking is of pmay .. they simply don't cooperate ..below is the details and attachment as needed by you.

Name : susmita deb
Loan id : 2868...

Dear Team, I'd balance transfer of my housing loan to GIC Housing Finance on 15 October 2020 but not yet received Original Documents and Balance amount cheque. I'm daily doing follow up but it's not yet resolved and pending since more than 2 months....

Dear sir,
I mr.vishal Balu Gunjal taken loan from GIC housing finance. KALYAN BRANCH.Loan no. Mh[protected]. Loan amount. 20, 00, 000/- top up loan mh[protected] loan amount.5, 00, 000/-
On dated 01/03/2015.
As dated 04/03/2020 my outstanding amount shows 19, 44, 302/- and 4, 20, 743/- = all together outstanding is 23, 65, 403.
I HAVE TAKEN MOROTORIUM MONTH OF APRIL MAY & JUNE. after that I have paid my...

We have sent 40+ emails to GIC, corporate office, even their CEO, but we haven't received any clarification on what basis GIC disbursed/sanctioned loan on ready possession flat without checking/having Occupancy certificate of the property.

I have seen many complaints on online portals and even read in news paper that GIC disbursed loan on illegal construction property without checking documents.

Even GIC employee...

Dear ALL,

I had purchase flat/apartment at Neral in 2015, under scheme of 2015/- (booking Amount) & rest in form of loan by GIC Finance almost 90% of the amount has been paid to M/s. Shree Mahalaxmi Developers. The possession was promised in December 2016.

I have visited the office as well as construction site and pursuing progress of our allotted flats. I regret to say that it has been observed that no construction...

Dear Sir, I have availed loan from GIC. At the time of sanctioning loan they have told you are eligible for PMY subsidy. They have sanctioned loan after scrutiny of all the documents related to building.
I have submitted all the documents for PMY subsidy firstly they have not submitted my application and told me you have not given documents.
After some days they are saying your building is not approved whereas in the same building...

Dear Sir.
I Mohd Wasim Ak my loan A/c. No.UP[protected].

I have taken a home loan of Rs. 26, 49, 000. in GIC HOUSE FINANCE account number: UP[protected]. I took this loan 2016,
4.8 year for the purchase of my new house and have been paying all instalments at the specified dates.

I would also like to mention that Recently, I have been getting offers from other banks for transfer of my current...

Dear Sir/ Madam,

My name is Bajinder Singh. I had applied for a home loan from GIC Housing Finance Ltd. bank Pitampura. But my loan was not approved. So reply to me on email for loan rejection. I gave three cheques to the bank while applying for a home loan.

1. Processing Fees - 3540/-
2. Legal Charges - 3150/-
3. Valuation Charges - 5000/-

My Home Loan File application no. - 794570br...

My father purchased GIC Balanced fund 200 units on 1/02/1993. 100units purchased each and the Certificate no. 00286471 & 00286472. I want to redeem the units now and I am unable to contact the fund house. There is no direct contact with the concerned department. Please help me to redeem the same asap.
My contact no is [protected]....

Hi I have sent mail to GIC Hyderabad branch to get my existing loan tracker details of my account.

I am trying to reach out the Hyderabad GIC office teams with all the numbers provided on the official webpage but no response at all.

Please help me with my details.

Thank you!...

Dear sir
I am new customer in GIC HOUSING finance ltd and i am not satisfied by your bank service because Till date i have not received the correct information about my loan .I hope the bank will contact me and give the correct information. My contact no. is [protected]...

Cust id[protected].

I have not been informed about subsidy status even afted year, they are not responsive on branch as well as on email. Customer service also unable to help. Frustating and worst services. I was told it will be credited within 3-4 months at the time of llan applocation. They are frauds in this case. They might be already received pmay subsidy but not crediting in loan account in sake of interest. Please help!!!...

GIC Housing Finance Ltd. is charging interest on home loan at a very high rate. I had taken home loan from GIC Housing Finance in 2016, Loan .A/c . No.[protected] and have written to them many times either to reduce the interest rate or to communicate the process and charges for Home loan balance transfer but they are totally unresponsive. Their contact number is also no more in existence and their address also got changed. Even at their Mumbai...