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GIC Housing Finance Complaints & Reviews

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Last updated Jun 28, 2023
Complaints 214
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GIC Housing Finance Phone Numbers

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+91 22 2285 3866
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GIC Housing Finance Head Office Address

Royal Insurance Building, 6th floor, 14, Jamshedji Tata Road, Churchgate
Mumbai
Mumbai City District
Maharashtra
India
400020

GIC Housing Finance reviews & complaints page 8

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Y
Yashika sharma 2154
from Noida, Uttar Pradesh
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for not reducing monthly installment in spite of prepayment of loan no-up0610600001386

Address:Meerut, Uttar Pradesh

Sir
My loan no isup[protected]
I have submitted cheque of 500000, against loan noup[protected]
At dated 26th of january
But still monthly installment is same
Noone responded yet
Sir i have tried every mean but all in vain
People of gic home finance r not responding, plz do needful asap
Sir when i have a words with the gig people on phone they told me that we
Have submitted...
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A
Ashok Bhayana
from Gurgaon, Haryana
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my loan account no.011103273 - wrong debit of cheque return charges

Address:New Delhi, Delhi, 110001

Gic has wrongly debited an amount of rs.149.00 in my loan account as cheque return charges which were actually due to presentation of cheque before due date i. E. Presented on[protected] where the actual date of presentation of cheque was[protected].

Please look into the matter and help me in resolution of the same.

Regards,

Ashok bhayana
M-[protected]...
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J
Janarjan Pathak
from Delhi, Delhi
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loan not approved within one month

Address:110092
Website:mail

Dear sir
I apply home loan gic subas place new delhi branch.
Till date not any information
All documents fill and two time verification.
Please necessary action.
Regards
J k pathak
Mail [protected]@upt.in
Please do the need full.
I visit your branch two time
And all documents submit
Please take naccassarry action
I waiting your reply.
Thanks...
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Y
Yashika sharma 2154
from Noida, Uttar Pradesh
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loan no : up0610600001386

Sir i have given home loan of 2400000
At june 2018, till now i m paying my monthly installment correctly, recently at dated 28th of january 2019, i have paid 500000, against loan no : up[protected], for reducing my monthly installment, but after receiving amount of 500000, they r not responding. Again i suppose to pay same installment
I have tried every mean but all in vain, they r not responding, i have words with their...
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B
Bishtkailash
from Delhi, Delhi
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pmay subsidy in home loan

Address:Ghaziabad, Uttar Pradesh, 201013

Sir,

My Self KAILASH CHANDER BISHT .I have taken a loan in April 2018 from GIC Housing Finance Limited ghaziabad .Amount 808319. There are 9 months passed but I can not receive Subsidy in my Loan A/c. I was call on toll free no. many times but no response
Kindly check my subsidy status

My Detail as under.
(1) Name : Kailash CHANDER Bisht
(2) Loan Amount : 808319
(3) Company : GIC...
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R
Rakesh Singh Thakuri
from Delhi, Delhi
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home loan subsidy.

Soban singh
Customer id[protected]

At the time of home loan offering bank promised that i will get subsidy of home loan, during issuance of loan bank charged double charges compare to other bank but from long followups and bank visited finally bank denied to process our subsidy, bank is saying it's not possible now. Each concern person were just giving excused from last 6 months....
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B
Bishtkailash
from Delhi, Delhi
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pmay subsidy

Address:Ghaziabad, Uttar Pradesh, 201013

Sir,

My Self KAILASH CHANDER BISHT .I have taken a loan in April 2018 from GIC Housing Finance Limited ghaziabad .Amount 808319. There are 9 months passed but I can not receive Subsidy in my Loan A/c. I was call on toll free no. many times but can't pickup the phone.
Kindly check my subsidy status

My Detail as under.
(1) Name : Kailash CHANDER Bisht
(2) Loan Amount : 808319
(3) Company...
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T
tanujpratapsingh
from Addanki, Andhra Pradesh
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unprofessional behavior, irresponsible, misbehave

Address:Gautam Buddh Nagar, Uttar Pradesh, 201301

I have applied for home loan 2 months ago in noida, sector 18 branch. The staff is so irresponsible and rude. They even do not let me know that what is the status of my loan application after 2 months. Every day i asked for the same and they replied - call us tomorrow evening and call us tomorrow morning.

They are so unprofessional and while talking to them you realized that this is the biggest mistake of your life to apply...
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Address:201308

Due to some issues my emi form was not submitted by gic team to citibank (Later they informed there is signature mismatch however when i queried to citibank and they denied any such form received).

But anyway when i contacted gic they gave me below details:

until the emi form issue solved emi can be paid via neft or check.
gic team greater noida sent me neft details at my gmail account

I...
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Y
Yamini Desai
from Chennai, Tamil Nadu
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assessment id for pmay submission is not received yet.

In spite of best efforts and too many follow-ups i am yet to receive my assessment id for pmay submission which was done way back in november'17.
I have submitted all the required documents/photographs to gic housing finance, borivali branch, chandavarkar road address and the same was collected by ms. Nivedita there. Post submitting all the documents, i have been following up regarding my submission number however people sitting there...
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V
from Chennai, Tamil Nadu
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non receipt of loan details

Address:560025

Housing loan No KA[protected]
Customer Name S VIJAYA KUMAR
ID NO[protected]
Branch GICHFL, Residency Road, Bangalore
Inspite of my best efforts, i am not getting the account statement or any receipt foe which i paid the amount. Recovery /Outstanding amount is not known even though i re paid Rs 955228/=.Rate of interest is not known,
Several i contacted the GIC people but no use. There fore i am approaching...
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Address:682024
Website:www.gichfindia.com

Dear mr abhilash

I had received an sms from your company to my registered mobile number stating that i am eligible for a home improvement loan on 23.07.2018.

Based on the same i had contacted you. You had send me an email on 25.07.2018.

Processing fees was paid on 30.07.2018 via cheque no 956209 for rs.2950.00

You had entrusted the file to your subordinate mr. Aswath.
br...
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B
Being Wanderlust
from Delhi, Delhi
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illegal construction notice issued for sbi residency

Address:201301

This is to bring you in notice that Greater noida authority has issued the Illegal construction notice for SBI residency 11 being a building of 5 floors.Not sure why the site was not verified before sanctioning of loan .We are living in very bad conditions here and may result in damage/loss of our life anytime .There is no way out for drainage in the area we do see water logging around the buildings base .There is no proper planning of sewage...
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S
Shakeonline
from Mumbai, Maharashtra
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insurance and ecs issues

Address:Mumbai City, Maharashtra

Hi, my name is Shakeel Shaikh, I'm holding a loan account number MH[protected] for past 10 years. I have received pathetic services in last 10 years I'm not a happy customer.
I have not received my insurance documents I have been chasing for. I don't know how many letters I have given to them but no one is able to give me my insurance documents in past 10 years.
Now another problem is that my ECS got rejected on 13th Aug...
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U
ucjha
from Gurgaon, Haryana
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clss(credit link subsidy scheme)

Address:New Delhi, Delhi, 110059

Hello, sir/madam Good afternoon
I Uday Chandra Jha & I residence of Nanhey park, Uttam nagar, Nd-110059
I took loan for 15 lacs from GIC HOUSING FINANCE LTD.(Gurugaon-Branch)
Few day, back I visited in the branch for taking information about Pradhan mantri credit link susidy scheme for urban for middle class people.My gic customer id is[protected]. GIC is saying that you are not eligible for this scheme but all criteria...
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N
nitesh.bagul
from Delhi, Delhi
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rude behaviour/unprofessional language

Address:Mumbai City, Maharashtra, 400709

Hi Team,

This is in regards to one of the Rude and unprofessional behavior i have faced on call while talking to one of your employee from fort branch today. my name is Nitesh Ramchandra Bagul Loan Number- MH[protected].

I have been calling since last 2-3 weeks for the inquiry of Insurance cerificate and Pradhan Mantri Aawas Yojana details but i have not received any proper and accurate response on the same....
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B
biswasdebanik
from Kolkata, West Bengal
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my customer id: 050070639 | my housing loan number: wb0070610002707

Address:Kolkata, West Bengal, 700075

Sir even after my repeated requests and reminders followed by a mail to them gic hfl kolkata isn't providing me my amortization schedule towards my above-mentioned customer and loan ac numbers.

Kindly arrange for the same posted to my mail id for which i think that i am eligible for and i have all the rites as their valued customer!!!

Regards,
Debanik biswas
[protected]...
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M
Mukesh k mishra
from Gurgaon, Haryana
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wrong charged

Address:New Delhi, Delhi
Website:[email protected]

I mukesh kr mishra n my pan no is APOPM4750L. Mu customer id is [protected]. You people charge me double amount of 11918 on date 25 jun and 5 july 18. Your barakhamabha branch employee are total useless n good for nothing. They never willing to respond specially mr praveen . The current suitation is worst now they avoid to pic my call. Please refund the amount with interest or deduct the amount from principal. Now I m fedd up with issue, resolve...
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Z
Zephrine Fernandes
from Akola, Maharashtra
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interest rates

Address:Thane, Maharashtra, 401303
Website:[email protected]

I have been with GIC for 5 years and have never defaulted on my payments the rate of interest i have been paying is 10.75% where in we have banks offering 8 % and even below then that still i have been patiently paying off all my emi on time.. now in the month of june i received text stating my Rate of interest has been revised and from emi of 20305INR i will be charged 22369INR which has tried my patience. I have sent them emails but no...
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This is inform at highy priority i have purchased a property flat in virar e manvelpada this property was itself directed by your GIC home loan agent in virar e. He promised to give 100% loan on property as i am employed and my papers were complete.. I have been paying 15k emi every month since 3 years and that property was declared illegal by vvmc and they had came to demloish itself. And then we were told builder is getting ready with gharpatti...
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