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GIC Housing Finance Complaints & Reviews

www.gichfindia.com

1

Updated: Jun 28, 2023

Complaints 214

Resolved

12

Unresolved

202

Bad 😕 It seems that GIC Housing Finance has not focused enough on responding to their consumers’ feedback. Because of this, many concerns and issues remain unaddressed, making customers feel ignored and dissatisfied with their experiences.

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Recently resolved complaints

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Regarding loan closure.

home loan file no mh0040610002605

NON PROVIDING OF DETAILS TO SHIFT LOAN ACCOUNT

NON PROVIDING OF NECESSARY DETAILS FOR SHIFTING OF LOAN

Most useful reviews

Fraud done with me from gic housing finance

Fraud done with me not search the document properly

Pradhan mantri Awas Yojana subsidy

Misbehave by jaipur branch employees

Regarding loan closure.

Home loan Subsidy (PMAY)

GIC Housing Finance reviews & complaints page 9

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Address: Thane, Maharashtra, 401303

My loan file number is MH[protected]. I had paid 13500/- including penalty in January for both months of December & January. But still I receive a call from virar branch that u have not paid installment of Jan & Dec. I visited branch and showed the bank details to them. But still it's showing unpaid. Pls do the needful at your end. My contact number is [protected]....

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Address: Pune, Maharashtra

I have applied for 'Aavas Pradhan Matri Yojana' and It's has been 4 months crossed that i have submitted all documents for process but didn't receive any response.
I have called the branch(Shivaji Nagar pune)several times and taking regular follow up with them but executive don't aware about the processing did not give proper clarity.
I am sure there is must be some processing timeline for this facility but they are not responding...

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Address: Raigad, Maharashtra, 400703

Website: gichfindia.com

Dear sir,

Most humbly & respectfully, i wish to inform you...

Overcharging of principal & interest by GIC housing finance ltd,
Panvel, Navi Mumbai. request for refund from gic housing finance ltd.

GIC charge interest for full month even though close on 07/05/2018 and EMI date was 10/05/2018.

Mortgage loan account no. MH[protected] Customer ID[protected] Closed on 07.05.2018...

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Address: Hooghly, West Bengal, 712222

Website: [email protected]

Sir,
I have a sincere request to you.your banking under GIC HOUSHING FINANCE (GARIA BRANCH).from this branch, the fake loan is being provided from this branch regularly.

And the general person is not getting the loan.

Please and you are one of them this problems
Properly correct.
A few days ago, a person in front of me was given a fake loan.this person loan account customer id 05008895 and...

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Address: Pune, Maharashtra

GIC company intrest rate is not maintaning RBI rules. I ask other banks about loan but they told me your project is not authorised for that reson i ask gic about serch report but they not responding me.They tell that its banks dacument we can not give you.I thought GIC given loan on wrong project because of I cant register my flat after 4 years now & i also cant sell my flat so i thought Because of GIC I Bulf. I thought about RTI....

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Address: Hyderabad, Andhra Pradesh

I Sarath Varma P with customer id[protected] have sent an email requesting for foreclosure of my home loan dated 16th April to [protected]@gichfindia.com. I didn't receive any response over it so far. I have called the branch several times at different timings of the day. But it was picked only once and responded that the concerned person went for lunch and I would get reply within sometime. But I didnt receive any response and the call isn't...

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Address: 411013

Dear gic,

Greetings to you!

Earlier was sanction to home owner rajiv londhe for kanish apartment, diva west. For rs 488500, when i want to purchase the same flat it was told that construction is legal and reject. Then how come loan was sanctioned first case.

Then i took mortgage loan from pune branch loan no[protected], initial emi was rs. 7422/- when i took the loan. Then i started getting instalment...

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Address: 600054

Website: [email protected]

Dear sir

I am s rajasekaran,

I have taken housing loan from gic housing finance ltd, chennai branch on 2007 january rs.5, 00, 000/- loan number tn[protected] and renovation loan taken on 2010 september rs.2, 46, 000/-loan number tn[protected] only.

But in paisabazaar cibil credit report show additionally two loan accounts as below on gic housing finance ltd with my name with same property...

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Address: Hyderabad, Andhra Pradesh, 500029

Website: gichfindia.com/english

Complaint: gic does not disclose the charges upfront and do not issue bill receipt upfront while doing card transactions. Charges 2% of the outstanding balance while performing home loan transfer to another bank.

Background:
On nov 22, 2017 i requested for foreclosure statement for transferring my home loan from gic hf to sbi. They asked me to come again after 15 days to collect the document. On dec 11, 2017 when i went...

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Address: 416234

Customer ID:[protected], Name :- Raoso sidram Vandure,
Since last 2 years i have daily calling to customer care and kolhapur office for refund TDS amt, this TDS amt i was already submitted to your PAN in the finance year[protected] and also[protected], so these amt you are collected in your PAN these amt i want refundable last 2 years
but no one take serious action on that and in kolhapur office executive says what is TDS ?...

+6 photos

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Address: Thane, Maharashtra, 401208

“complaint”

Sub: - request for your kind intervention for “unjustified recoveries”

Ref: - overcharging of principal & interest by gic housing finance ltd,
404, v star plaza, opp. Rajmahal hotel borivali (West), mumbai — request for refund from gic housing finance ltd, borivali (West), mumbai-400 092

Reg: - mortgage loan account no. Mh[protected]Closed on
10.08.2017)...

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Address: Gurgaon, Haryana, 110062

I am taking loan of rs. 16 lac from gic hfl to purchase a readymade flat in chipiyana buzurg, graeter noida (W). I am a central govt employee and my grsoss salary is 50000/- (Full salary not in hand)
The finance company is saying that you are not eligible for pradhanmantri aawas yojna.

Kindly help me that how can i avail the benifit of pmay.

Thanking you....

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Address: Mumbai City, Maharashtra, 415105

Hello sir,

It's has been 1 month crossed that i have submitted all documents for process. But still you have not done anything. I am talking regular follow up with satish but he is also not responding properly. If there any problem then let me know but don't make a fun of me. I need fund on urgent basis. You are guys are not able process then let me know i will get done from other sources ......

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Address: 560054

Website: Gic Housing

Customer id[protected]
Respected sir,
This to bring to your attention that mr. Vijay ramesh, branch manager of mg road, bangalore and his staff is involved in all corrupt ways of dealing with the home loan customers by joining their hands with buiders, one of my findings are wrt above customer id, home loan was sanctioned for 67 lacs approx (In april 2017) but later i noticed there was no proper protocol followed by bank officials...

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Address: New Delhi, Delhi, 110001

Website: www.gichfindia.com

As per advice given mail trail, i had visited to your barakhamba road branch on dt.12th july 2017 and had duly submitted the cheque no. 998371 for an amount of rs.16, 287/- and had given the bank details from emi’s has been deducted for home loan no. Dl[protected] along with cancelled cheque no. 998372.

Till date i have not seen the deduction made for august 2017 emi in my bank account. Request you to kindly share the details...

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Address: Bangalore, Karnataka

I am very much pitched off with a terribly poor service from GIC, Bangalore (MG road) branch. Staffs there are highly unqualified with poor communication skills. Their phones are most of the time not reachable, if connected, staff does not have any details to assist, they are totally dependent on single person whose unavailability to answer is more than 100%. VP and senior manager of the branch never comes to office and listen to customer...

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Address: Bangalore Urban, Karnataka, 560032

Website: gichfindia.com/english

Hello,

My cust id.[protected]
Loan ac : ka[protected]
I have taken a housing loan. The problem is the agent did not give proper clarity on when they will present the cheque against processing fee.
As a customer i should know when i am supposed to pay.
Also without my confirmation and they prepared the cheque and collected interest amount of 6534 without my knowledge. Though i had told them to...

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Address: Thane, Maharashtra, 401305

I am mr. S. Bala muthan, my customer id[protected] and my file no.[protected]. I took 8 lac rs. Home loan on floating rate from your bank, but my rate of interest is still same as previous and it is quite higher than today's market rate, my current rate of interest is 10.95%. So i want to reduce my rate of interest.
Previously i complaint this matter in consumer court on 31/08/2017, its docket no-411300.
Kindly take action...

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Address: Kota, Rajasthan, 324001

Dear team gic,

As per my cibil wrong loan account showing in cibil report where i am not taking loan from gic please remove this loan detail from my cibil as soon as possible detail as below

Name hitesh tiwari
Mobil no [protected]
Pan no agapt5745r
Wrong gic loan account no mh[protected]

Please resolve query

Regards
Hitesh tiwari
[protected]br...

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Address: Mumbai City, Maharashtra

Dear sir/ madam,

I have given a request on reduction in rate of interest dated july 28, 2017 to pranita madam with my dcb banks postmaster letter dated february 16, 2017 interest rate of employee housing loan is 7.5%.
She has attached this letter with gic reduction in interest rate form and confirmed that with this letter your rate of interest will be reduced to 8.80%. With this i have given a processing fees of rs....

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