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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 16, 2025
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HDFC Bank reviews & complaints page 1415

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P
Pradnya27
from Mohali, Punjab
Mar 14, 2015
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Address: Nagpur, Maharashtra

Dear Sir, My name is Pradnya Kurutkar.Contact Number -[protected] and email [protected]@yahoo.com. Hdfc Cutomer ID[protected] I am writing this regarding my credit card being overcharged and additional application fees which was never been told while giving credit card. I have logged a complain in Nov'14 and never got resolution till Jan'15.Complain was closed saying I am not in contact but I always was but no resolution. I got sudden calls from collection department and agents miss behaving calling 30 times in a day.No resolution and he said on his words that complain about me where ever you want .Do whatever you want . Now I got collection agent coming to my place as well . According to me I was asking for resolution I stopped paying because I asked for resolution first I dont want to pay unnesessory charges which is been charged to me . Sir, pleas help this is reallly frustating as no one is helping to slove the problem and ceating problem by sending agent to my place .I accept the resolution ASAP . Please contact if more info nneded. thanks Pradnya
Jun 17, 2016
Complaint marked as Resolved 
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    Shoban varma
    from Chennai, Tamil Nadu
    Mar 14, 2015
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    Address: Chennai, Tamil Nadu

    I have purchased on Viveks for electronics around Rs: 25000 thru credit card ([protected]), i have asked my bank members to converted in it EMI but the same has been refused by bank, Its a service form the bank, when they are not supporting their customers need if you not clear please get in touch with me on :[protected]. Excepting your kind co-operation. Regards Shoban.
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      ArBurman
      from Delhi, Delhi
      Mar 14, 2015
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      Address: Bangalore, Karnataka

      Hi, The understanding that i get from your mail is that my account has by default has been converted to a minimum balance Rs.10, 000/- account. Now my questions regarding this issue are: 1. Does the bank not communicate the same to the customer/account holder? 2.Is it not the bank's responsibility to ensure that a customer is informed before such debits start happening from his/her account? 3.The commitment between the bank and me was of a minimum balance of Rs.5000. Now the bank at its own free will changes the commitment to Rs.10, 000 and expects me to comply with the same. How am i supposed to do this? How am i supposed to get the extra money and let it remain stuck? 4.Tomorrow if the bank at its own free will decides to change it to Rs.1, 00, 000, am I supposed to comply with that too with no say of my own? 5. Is this not sheer harassment from the bank's side? 6.How do I remain sure that if the bank can go against its commitment over here and works at free will, it will not do the same with all my other investments and they are safe? 7. How professional is this that a Bank as reputed as yours does this to its own customer?I need a solution to my problem here. Is the bank ready to provide the same? If not, then i am sorry to say that i will be taking this up at other higher levels and media as well because it is extremely difficult for a common man like me to manage funds this way. Hoping to get a revert.
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        prince19122
        from Tirupati, Andhra Pradesh
        Mar 13, 2015
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        Address: Hyderabad, Andhra Pradesh

        Dear Sir, I got a Fake mail, from HDFC Bank, Stating the loan applied has not been approved whereas, I have never applied loan in the first instance, please take a stringent action against those who circulate fake mails from their organization... Thanks and Regards, Ameer
        +1 photos
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          IndiaSolution
          from Chennai, Tamil Nadu
          Mar 13, 2015
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          Address: Chennai, Tamil Nadu

          This is my card Number : [protected], where am using this card for the past one & half year... had no such issues in these period, but day before yesterday I had swiped my card to purchase Home Interior items for about 30, 000... i just had request after my shopping to change the payment option in EMI... But your customer service people are giving all kind of stories & they are repeating the same statements like a Parrot... so this was not worked out for me at last the call was escalated to a higher ups but he is only sweet in his voice but no firm outcome from him... This is all created a big mess up & but till now i did not received any solutions either on changing my payment to EMI option or on cancelling my card...So change my payment in to EMI if not cancel my card where i will break my card in to pieces & don't need to continue any long term relationship with your HDFC Bank in any of the terms for any Needs... Contact me on [protected] if your bank needs a wise Transactions from my end... If I dont find any solution the drafting is not going to stop here it will keep on continuing...
          Mar 14, 2015
          Updated by IndiaSolution
          This is my card Number : where am using this card
          for the past one & half year... had no such issues in these period,
          but day before yesterday I had swiped my card to purchase Home Interior
          items for about 30, 000... i just had request after my shopping to
          change the payment option in EMI... But your customer service people are
          giving all kind of stories & they are repeating the same statements
          like a Parrot... so this was not worked out for me at last the call was
          escalated to a higher ups but he is only sweet in his voice but no firm
          outcome from him...

          This is all created a big mess up & but till now i did not received
          any solutions either on changing my payment to EMI option or on
          cancelling my card...So change my payment in to EMI if not cancel my
          card where i will break my card in to pieces & don't need to
          continue any long term relationship with your HDFC Bank in any of the
          terms for any Needs...

          Contact me on if your bank needs a wise Transactions from my
          end...

          If I dont find any solution the drafting is not going to stop here it
          will keep on continuing...
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            S
            syedanoor
            from Bengaluru, Karnataka
            Mar 12, 2015
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            Address: Bangalore, Karnataka

            This is in reference to the transaction made into my account without intimating me by hdfc bank. An amount of Rs 561.80 has been debited on 12th March 2015 from my salary account, mentioning about 'depository charges. I am aghast to see this has happened inspite of me not using the demat servies and when the account was given to me it was told that it would be absolutely free. This is clear exploitation of customers. Please help me in getting this sorted and reverting my money back to my account as soon as possible. Regards, Syeda
            Transaction made into my account without intimating me by hdfc bank
            Without intimating me by hdfc bank. An amount of Rs 2000 above has been debited on 09 Mar 2015 from my savings account, mentioning about '0903 OVERDUE LOAN -***** RECOVERED charges.
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              I
              Indu Hada
              from Mirzapur, Uttar Pradesh
              Mar 12, 2015
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              Address: Gautam Buddh Nagar, Uttar Pradesh

              Dear, I indra kanwar have my salary account in your bank. All of sudden hdfc bank hold my fund around 7500 without giving any reason. Hdfc branch not able to give clarification on this. Please clarify the reason as soon as possible and refund my amount. Thankz Indra kanwar News Nation (reporter) A/c - [protected]
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                S
                sindhuraj99
                from Delhi, Delhi
                Mar 12, 2015
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                Address: Gautam Buddh Nagar, Uttar Pradesh

                HI SIR, THIS SINDHURAJ AND I HAVE BANK SERVICES WITH HDFC BANK ALONG WITH SAVINGS BANK ACCOUNT AND CREDIT CARD ALSO. MY CONCERN IS THAT WHEN A COLLECTION'S AGENT CALLED UP MY NUMBER AND IN MY ABSENSE, THE PERSON DISCLOSED MY PERSONAL INFORMATION TO MY BROTHER WITHOUT MY AUTHORISATION. SO I WANT TO TAKE LEGAL ACTION AGAINST THE BANK DUE WHICH I HAVE FACE EMBARACEMENT INFRONT OF MY OWN FAMILY MEMBER AND IN OTHER WORD THIS WAS A HARASSMENT BEING DONE FROM BANK'S SIDE. HERE'S MY EMAIL: " SINDHURAJ.[protected]@GMAIL.COM " FOR ANY FEEDBACK. HOPE I'LL GET PROPER REVERT . THANKS! REGARDS! SINDHURAJ TIWARI
                Mar 12, 2015
                Updated by sindhuraj99
                HI SIR,

                THIS SINDHURAJ AND I HAVE BANK SERVICES WITH HDFC BANK ALONG WITH SAVINGS BANK ACCOUNT AND CREDIT CARD ALSO.

                MY CONCERN IS THAT WHEN A COLLECTION'S AGENT CALLED UP MY NUMBER AND IN MY ABSENSE, THE PERSON DISCLOSED MY PERSONAL INFORMATION TO MY BROTHER WITHOUT MY AUTHORISATION.

                SO I WANT TO TAKE LEGAL ACTION AGAINST THE BANK DUE WHICH I HAVE FACE EMBARACEMENT INFRONT OF MY OWN FAMILY MEMBER AND IN OTHER WORD THIS WAS A HARASSMENT BEING DONE FROM BANK'S SIDE.

                HERE'S MY EMAIL: " SINDHURAJ.[protected]@GMAIL.COM " FOR ANY FEEDBACK.

                HOPE I'LL GET PROPER REVERT .

                THANKS!

                REGARDS!
                SINDHURAJ TIWARI
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                  rjur1211
                  from Hyderabad, Telangana
                  Mar 12, 2015
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                  Resolved

                  Address: Hyderabad, Andhra Pradesh

                  Please note that i applied for HDFC Credit Card and got Reference No : [protected]S3. I got all verification done at my office and residence too. I got multiple calls at office too for verification. Today got checked in HDFC Link showing track your card application. Found the reason as follows. Application Reference Number [protected]S3 Status DISAPPROVED who called us for Credit Card and we never gone to HDFC for the same. Sravani, Executive called and we given all papers and verification also done positively. I called Customer CARE and they are not giving any reason for Rejection. As per RBI GUIDELINE CIRCULAR NO - RBI/[protected]/100 BOD.FSD.BC.23/24.01.011/2008-09 DATED[protected]. HDFC Bank should give us reason or else we also file complaint in RBI and bank ombudsman. We want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Home Loan too on same address. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past. Please provide reason or else i will file case in consumer court. Regards Rajender [protected] & [protected] Please suggest me what is next process. And where exactly my application got disapproved. Hoping positive response.
                  Complaint marked as Resolved 
                  Hi, My complaint as been resloved Thanks for the help, I got the confirmation saying the Card is approved and delivered in 3-7 days.
                  Verified Support
                  Mar 03, 2018
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  We have taken note of your comments expressed and confirm that, as an outcome of our review, an HDFC Bank credit card number ending with 3221 has been approved and delivered at your mailing address maintained with us. We request you to contact Phone Banking for further queries in this regard.

                  -Manoj
                  HDFC Bank Customer Assistance
                  You people called for credit card apply since I have taken vehicle loan its cleared on that basis my civil score was good they told me to apply I have applied and got reference number also when I cheked credit card tracking in hdfc bank link its showing like disapproved for what reason you people disapproved when all my documents was perfect. Kindly let me know the reason
                  My name is g.dhanavara Prasad I apply the hdfc credit card long back but still now I'm not received the card, im also check the application status is in process pls resolve my problem sir my application reffrance no is [protected]S3
                  I Satyen Chaudahari, application ref. no.[protected]W7 had applied for credit card through your representative, for a long time representative told that its in process, but finaly i got fedup & check onlie & now its showing Status
                  Application Reference Number : [protected]W7
                  DISAPPROVED
                  Remarks
                  DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

                  Customer care is not giving me proper reason, i want answer or the card or els i will have to take it further to consumer forum to get the reason.
                  I Satyen Chaudahari, application ref. no.[protected]W7 had applied for credit card through your representative, for a long time representative told that its in process, but finaly i got fedup & check onlie & now its showing Status
                  Application Reference Number : [protected]W7
                  DISAPPROVED
                  Remarks
                  DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

                  Customer care is not giving me proper reason, i want answer or the card or els i will have to take it further to consumer forum to get the reason.
                  Dear HDFC,

                  I applied for the credit card and submitted all the document which you required. if this has rejected then must let us know the reason for the same. Without any reason how should any one understand your basic criteria for the CC.

                  Being a good professional, HDFC should provide the disapproval reason for every customer not only to me.

                  i can go with other bank like State bank, ICICI bank/Kotak, you will only lose a single customer, but if you cannot provide valid reason then you may loosemany more customer.

                  It's my humble request to you that please do provide the valid reason to every customer, this may help customer to full fill the further criteria and this help you to increase the customer too.

                  Thanks and regards
                  Anuj Kumar.
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                    M
                    Mahi09
                    from Mumbai, Maharashtra
                    Mar 12, 2015
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                    Address: Bangalore, Karnataka

                    I had missed one month due on my card as I was hospitalised and I asked time until 25th March to clear 2 dues on the card.This guy who works at Richmond Road Naveen collection executive spoke very rudely just like a goonda with no little courtesy or respect to pay the money right away. I understand the terms and conditions to pay the card however when a person is hospitalised and unable to pay a month i'm sure any bank gives a levee to pay as you charge ate payment fee for a reason. This guy treated me like a piece of dirt and feel humiliated to have a credit card with HDFC and will never ever want to have any relationship with HDFC and make sure this has been communicated with all my friends and relatives. Bad experience in my life with HDFC and will never forget
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                      Tyronne Welsh
                      from Chennai, Tamil Nadu
                      Mar 12, 2015
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                      Address: Chennai, Tamil Nadu

                      TO WHOMESOEVER CONCERNED 03/12/2015 HDFC CREDIT CARD DIVISION CHENNAI CHENNAI I AM DROPPING THIS IN HDFC ATM BOX AS PER INSTRUCTION OF PHONE BANKING REP AS I AM VERY BUZY IN NUNGAMBAKAM & ANOTHER COPY THROUGH MY FRIEND IN THIRUVAMAYUR DIRECT OFFICE BY TODAY OR TOMMOROW CLOSE TO SKY WALK HOPE YOULL RESPOND ASAP. 2 ND REQUEST AS FIRST WAS REJECTED STATING SIGNATURE MISMATCH I GOT A SMS AND I VERIFIEDTODAY OVER CALL WITH REP I HAVE EVEN MADE PAYMENT OF RS 10000 ON 03062015 TOWARDS CARD # [protected] WHICH SHOWS ON MY NET BANKING Respected Sir / Mam, I am writing in to request for a A New / Replacement or New card my old card # [protected] My new card # [protected] as on net banking NOTE: AGAIN AS STATED TWICE EARLIER MY HANDWRITTING IS VERY INELIGIBLE EVEN TO ME AS I HAVE NOT USED A PEN IN NEARLY THIRTEEN YEARS AND I HAVE NOT SIGNED ANYTHING AS MY SIGNAUTRE WOULD OBVIOUSLY DIFFER. PLEASE COULD YOU PROVIDE AND ALSO LINK THE NEW CARD TO MY HDFC CUSTOMER ID # 46257773 & Hdfc Account # [protected]. My Name is: Tyronne Dominic Welsh. My DOB: 24/09/1984 (Date / Month / Year) My Address: No: 6 / 11 Third Main Road, T.T.K. Nagar, Irimbilyur West, Tambaram Chennai 600 045. My Alternate Mobile number: +91 [protected] (Spare) Other Number: +91 [protected] {PLEASE COULD YOULL UPDATE THE SAME AND SEND ME A UPDATION. } {I did not write this e mail as my handwriting is very bad so instead have typed the same and mailing you this information MY SIGNATURE WILL NOT MATCH I CAN ASSURE YOU I AM THE ONE WHO CALLE DAND ASKED THE OLD CARD TO BE BLOCKED AND EVEN CALLED TODAY PLEASE ISSUE MY CARD ASAP OR ELSE PAYMENTS WILL NOT FOLLOW AS I DOT HAVE MY CARD.} Warm Regard’s Tyronne Welsh SIGN: DATE: 03/12/2015
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                        PraseethaP
                        from Hyderabad, Telangana
                        Mar 12, 2015
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                        Address: Chennai, Tamil Nadu

                        Hi HDFC, I have lost pin number details of my HDFC credit card. Card number: [protected] Please provide a new pin number. And also I have changed my mobile number and mail id Mobile number : [protected] Email id: [protected]@gmail.com Please update both. Regards Praseetha PA
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                          MANASDAS54
                          from Gurgaon, Haryana
                          Mar 12, 2015
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                          Dear sir, one call received from Hdfc customer care no as stating that if you take health privilege policy from hdfc bank then you will get two thousand money reverse which you paid as interest through credit card bill payment, but only i have received 900 inr that is also after several reminders, Kindly do the needful to receive my rest money, Pls advise them not to tell lie to any customer care
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                            Hiren Panchal
                            from Indore, Madhya Pradesh
                            Mar 12, 2015
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                            Dear Sir, I am heaving Account with this bank since last 6-7 years, this HDFC Bank, has deducted Charges from my savings account for undelivered service, Lot many time I was call to Bank but as the attitude of the customer support department they take me on tour for several departments like, customer support - Ahmedabad, conciliation department - Mumbai, Card Department - Channai. All most 2 Hrs. stuck up with this guys on phone but no one have authority to take decision on it, Now I don't want any services from this offer and I want my money back Rs. 561.10 which this bank has deducted without my permission, During 2hrs telecon i requested them to cancel this card and I wish to use my old card only as they did not deliver card during time as well as they did not inform to us that if I will cancel this card then also they will charge for this. Look forward your interference on the matter.
                            Till the date write complain to HDFC Bank through complain nos: HBL[protected], HBL[protected], HBL[protected], each complain heaving interval of weeks time, but this banks is still sleeping and even not shown there interest to contact customer.
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                              vln navya
                              from Hyderabad, Telangana
                              Mar 11, 2015
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                              Address: Hyderabad, Andhra Pradesh

                              Hi, This is to inform you that I have made recharge to two mobile numbers [protected], [protected] of Rs.600/- each through free-charge on 21st FEB 2015 but those respective members had received the message as " SUCCESSFUL" even though they HAVEN'T RECEIVED ANY MONEY and also amount in my account has been deducted. I have attached the date with order ID's through which you have paid the amount. Kindly refer to this issue As soon as possible and please let me know whether anything is wrong from your side 21 Feb 2015 ATW-[protected]-S1ACHE05-HYDERABAD 658 21 Feb 2015 600.00 15, 750.64 21 Feb 2015 POS [protected] ACCELYST SOLUTIO POS DEBIT 991180 21 Feb 2015 600.00 16, 350.64 21 Feb 2015 POS [protected] ACCELYST SOLUTIO POS DEBIT 988562 21 Feb 2015 599.00 16, 950.64 Thanks and Regards, Navya
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                                krishan_1974@gmail
                                from Bengaluru, Karnataka
                                Mar 11, 2015
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                                Address: Hisar, Haryana

                                i have submit my documents for the homeloan but the agent fill a form of hdfclife insurence and withdrawal rs.15000 from my credit card a/c and issue a policy no.17286752 and i tried telephonic call at co.no.there is no any response to me the agent doing fraud with me please cancil my policy as soon as posible
                                HDFC Life customer support has been notified about the posted complaint.
                                Mar 11, 2015
                                Updated by krishan_1974@gmail
                                my no.is [protected]
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                                  ramesh.sadaram
                                  from Mumbai, Maharashtra
                                  Mar 11, 2015
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                                  Address: Kolkata, West Bengal

                                  DEAR SIR, My credit card has been blocked due to a dispute . card no. [protected] . requesting to reissue my card. mobile no.-[protected] But still the issue is not resolved . Name:Ramesh sadaram card no: [protected] mob:[protected] Address: Ramesh Sadaram Capgemini India PVT ltd Unitech Hi -tech structures ltd, SEZ-IT/ITES, Tower A, 2 nd floor, Block DH, Newtown, Rajarhat, Dist-24, Parganas, Kol - 56
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                                    punitsw
                                    from Nagpur, Maharashtra
                                    Mar 11, 2015
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                                    Address: Mumbai City, Maharashtra

                                    I opted for HDFC term plan and haven't received my policy although have paid the premium 2 months back. Every time i call the service centre[protected] they waste 5 mins of my time in waiting, another 5 in verification and then ask me about the same queries and documents which i've already replied/ submitted in January 2015. Later they apologise for some technical error of information not updated in their system and confirm that the same would be resolved within a week.
                                    This has happened the 6th time now and it proves the kind of service being provided.
                                    You have to resolve this now. Send me the policy or give my money back.
                                    HDFC Life customer support has been notified about the posted complaint.
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                                      gsethu
                                      from Vapi, Gujarat
                                      Mar 10, 2015
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                                      Address: Dadra and Nagar Haveli, Dadra and Nagar Haveli

                                      Dear Sir/madam,

                                      I am holder of the policy no.16594399 and premium has already been paid thru
                                      net banking on 13/02/2015 but premium receipt is yet to be received.

                                      Pl. send me the same immediately to my e-mail : [protected]@rediff.com as I have to submit it for taxation work.

                                      Thanks & Regard
                                      GANAPATHY SETHU
                                      HDFC Life customer support has been notified about the posted complaint.
                                      Quick response appreciated
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                                        gurgaonastro
                                        from Chennai, Tamil Nadu
                                        Mar 10, 2015
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                                        Address: Gurgaon, Haryana

                                        Dear team, This letter is reference with the auto loan no :16181758 where the payment was due for last 15 month . I was defaulter due to job loss, recently Mr manoj Kumar Mobile no:[protected] called me up and request for a meet, I ask him to meet as possible . dates 16th Feb we met and he suggest me to settle the vehicle, at the moment I felt that I should sell the car and complete the bank outstanding . Dated 19th he given me settlement letter where I need to pay payment Rs 50000 within 28 Feb. 15. I explain him that by the date I will sell it my vehicle and arrange the same. Dated 22nd February he came to me and said, I have few buyers for the car and willing to buy you give it to me your car, if deals is not final I will give I hand it over to you . I said ok I also eager to sell I given him Rs 2000 for the service he offered, today I called up and said I have a buyer please bring the car and deal is final today . he said I already handed it to bank it will be hand over to you after valuation’s asked the bank r MR Yashpal rawat :[protected] where he said I has customer have given a letter to him for surrender the vehicle .i m shocked he have got my blank signature on the page which he showed that it just for the formality to authorize a person to sell car on behalf of you along with my id proof as he is bank employee so he cannot sale but his known market will buy this car. Today is 27th February, iam having settlemet letter till date 28 Feb, I have money to get settle But Rude Behave done By MR Yashpal rawat :[protected] and Mr manoj Kumar Mobile no:[protected] wwho is not picking my calls, and Mr Yashpal Saying come to meet branch at delhi and discuss, we cannot help you will be required to wait 15 days more to get the valuation of car. Concern: Before settlement letter Date how Mr Manoj can collect the car without any consent . Concern: I have given him Rs 2000 as service fee and he request me that I will sell this car in three day, on bank trust I handed over the car, Concern: I have Rs 50, 000 in cash, tomorrow is last day of settlement date, Pls suggest how to make deposit the cash when bank are not supporting they are playing the game for sales target, itrusted and loose every thing .
                                        i have not received any info regarding my car ?

                                        CAR RECOVERED WITHOUT CONSENT - Comment #2126277 - Image #0
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