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HDFC Bank Complaints & Reviews

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Updated: Feb 20, 2026
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R
rohithalavu
from Mumbai, Maharashtra
Apr 7, 2015
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Address: Mumbai City, Maharashtra

I had done an IMPS transfer for an amount of 50, 000 on 04/04/2015 at 10:28 AM, from my HDFC account to a CITI account. The amount has been debited from my account but has not been credited to the beneficiary’s account. It will be great if you can provide me the necessary help at the earliest and credit the amount either in CITI account or back into my HDFC account. The customer care was of no help as they just want me to wait for a few more days. They are not sure of where the money has gone or what caused the issue.
Apr 07, 2015
Updated by rohithalavu
The entire purpose of IMPS has been beaten. I have also sent an email to [protected]@hdfcbank.com with the reference number and other transaction details.
Got my money debited into my HDFC account. Thank you.
hi rohit, i am also facing same issues. Can you let me know if the IMPS issue was resolved? and how long it took?
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    vivek_sri07
    from Kolkata, West Bengal
    Apr 7, 2015
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    Address: Jharsuguda, Odisha

    Dear Sir, Plaese note that I Vivek Srivastava have taken the two policies of HDFC LIFE with the following details. SR NO POLICY NO POLICY AMOUNT STARTING DATE TOTAL AMOUNT PAID 1 12971017 50775 / YEAR [protected] 303100 2 15378198 60000 / YEAR 22.08.2012 180000 Here, all is going smoothly and I am satisfied with the policy. But, in october 2013, I have received a phone calls from delhi office that he is calling from HDFC LIFE office and starting trapping. As per him, I have a agent commission approx Rs 80000/- in both the policies and approx Rs 100000/- is the bonus in the same policies. He said that if we start the same amount policies in company code where there is no agent coommission and the above agent commission and bonus amount will be shown in the new policy and he will withdraw the above amont in my saving account. Fathing with his words, I have taken the following new policies. SR NO POLICY NO POLICY AMOUNT STARTING DATE TOTAL AMOUNT PAID 1 16468015 50000 / YEAR 04.12.2013 50000 2 16468135 60000 / YEAR 04.12.2013 60000 Again, he offerd me a new policy of one time premium policy of 2 Lacs and says that this will be 3.20 lacs in this deepawali after company bonus declaration. Fathing with his words, I have taken the following new policy in my wife (MRS SHWETA SRIVASTAVA) name. SR NO POLICY NO POLICY AMOUNT STARTING DATE TOTAL AMOUNT PAID 1 16777776 200000 / YEAR 27.03.2014 200000 The name of the persons which are calling me repeatively saying that they are sitting in Delhi head office are as follows. SR NO NAME MOBILE NO 1 MR SINHA [protected] 2 MR BALARAM [protected] After repeative talking with him from march'14 onwards he deposited Rs 50000/- against STANDARD PARTNERS and Rs 50000/- against CHARTERED SOLUTION (A/C NO [protected] IFSC CODE - CBIN0281417) each in oct'14 1st week saying that he will withdraw the above two policies including agent commission and bonuses with the said deposited Rs 100000/-. As per him, I have surrender the one policy[protected] in HDFC LIFE Sambalpur on 22.09.2014 and get the value Rs 210414/- in my account on 22.10.2014. Now, on calling the above two persons they are not receiving the calls and sometimes disconnecting the calls. After being a literate person, I am now feeling that I have being make fooled. Therefore, I am taking this issue to HDFC LIFE HEAD OFFICE, and request you to see the my following issues. 1) Can I continue the surrenders policy by minimizing the losses. 2) Can I get the Rs 100000/- which I deposited and are the two persons belonging the company. 3) Can I surrender the last two policies in my name on 04.12.2013 by making no loss. Vivek Srivastava Mob no - [protected] Mail id- [protected]@rediffmail.com C/O Bhushan Power & Steel Ltd, Vill- thelkoloi, PO- Lapanga, The-Rengali, Sambalpur Odisha-768232
    HDFC Life customer support has been notified about the posted complaint.
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      Om Prakashh
      from Hyderabad, Andhra Pradesh
      Apr 7, 2015
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      Address: Hyderabad, Andhra Pradesh

      Annual auto renewal of domains names from www.godaddy.com (Transaction ref.[protected] had taken place for USD49.15/- on 29th Sept 2014 from my HDFC Credit Card which I was not interested to continue. Immediately I blocked the credit card after I saw purchase transaction SMS from mobile alert. So HDFC blocked my card (I was Happy). HDFC card division halted the transaction with Godaddy but I got monthly bill to pay the same amount; still I paid USD49.15/- in INR3000/-. I contacted Godaddy customer care after a month time & they had informed me that the transaction disputed & money paid back to my HDFC credit card. I checked my Godaddy account control panel & the same amount (USD 49.15/-) is credited back to me on 21st Jan 2015. Now I applied in written for re-activation of my credit card with HDFC & they replied with SMS that re-activation declined. Today I got a SMS that the amount due is Rs.598.77/- as such I don't have any dues for the last couple of months. Immediately today (7th April 2015) I contacted the HDFC customer care & they replied this is annual card maintenance charges. I asked why the bank will charge when there is no activation of card & more over my Rs.3000/- is laying in my credit card account as unaccounted till date. How do I get my Rs. 3000/- & Now I want to close my credit card account with HDFC bank.
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        R
        Rudrale Upeshwar
        from Hyderabad, Telangana
        Apr 7, 2015
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        Address: Hyderabad, Andhra Pradesh

        Respected Sir / Madam very bad service of HDFC atm old machine's and out dated Operating system XP. my atm card got blocked in atm due to network issue when i have inserted my atm card. i have requested to atm cashier (vinod) i have showed my proof as passport and bank passbook he did not give me. he did not consider my request as my atm he is not giving to me it self. very bad rules of hdfc tech support also very bad. i want to bring to your notice so that others will not face the problem like me. Thanks & regards Upeshwar [protected]
        Aug 5, 2021
        Complaint marked as Resolved 
        Respected Sir / Madam

        very bad service of HDFC atm old machine's and out dated Operating
        system XP. my atm card got blocked in atm due to network issue when i
        have inserted my atm card.

        i have requested to atm cashier (vinod) i have showed my proof as
        passport and bank passbook he did not give me.
        he did not consider my request as my atm he is not giving to me it self.
        very bad rules of hdfc tech support also very bad.

        i want to bring to your notice so that others will not face the problem
        like me.

        Thanks & regards
        Upeshwar
        [protected]
        Dear Rudrale,

        Apologies for the inconvenience caused. Request you to write to us at [protected]@hdfcbank.com with your account and contact details, issue details, complete details of the ATM you visited and ref ID TTU[protected] in the subject line of the mail.

        Anay
        HDFC Bank Customer Assistance
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          R
          ramakrishnasd
          from Bengaluru, Karnataka
          Apr 6, 2015
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          Address: Hyderabad, Andhra Pradesh

          I have transferred Rs 93000 through IMPS on 4th April to my citi bank account till now that amount was not credited to my citi bank nor the amount was not reverted back to HDFC account...I called up support team and they are not up to the mark...they end up saying to contact Citi bank and Citi back support blames on HDFC...
          Aug 5, 2021
          Complaint marked as Resolved 
          Dear Customer,

          Request you to write to us at [protected]@hdfcbank.com with your account and contact details, details of the transaction and ref ID TTU[protected] in the subject line of the mail.

          Bejoy
          HDFC Bank Customer Assistance
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            S
            Sumanjit Ahluwalia
            from Baduria, West Bengal
            Apr 6, 2015
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            Address: Kolkata, West Bengal

            For no reason was I charged Rs 5618 on 26/03/2015 as RENEWAL MEM FEE INCL ST AND CESS on my credit card [protected] when I was surprisingly sent this Regalia card last year even though I told the representative who called me up offering me an upgrade that I don’t want any upgrade and don’t want anything to change on my card as I have my utility bills paid out of this card. Yet I was sent this card without my acceptance. I had immediately called up your phone banking team on receipt of this card and had spoken of my annoyance with respect to me having received this card even though I didn’t want it.You can check the call recordings with respect to this and I am sure the same is documented in the notes. I was told to use this card as there is no fee charged for the first year for me and if at all I want to discontinue using it after an year I could do so and I would not be charged with any fee then. I was also promised to be sent an Taj Epicure Membership card which too was never sent to me. I am absolutely dissatisfied with the service and would request you to: 1.Waive the fee that has been charged 2. Downgrade my card back to the same World Mastercard that I had with zero annual/membership fee. I feel very badly treated today when comparing back with the service provided by HDFC earlier. Seek your help and support for a resolution.
            Aug 5, 2021
            Complaint marked as Resolved 
            Dear Sumanjit,

            Request you to write to us at [protected]@hdfcbank.com with your card and contact details, details of the charges and ref ID TTU[protected] in the subject line of the mail.

            Bejoy
            HDFC Bank Customer Assistance
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              R
              rajputsuba
              from Rajkot, Gujarat
              Apr 5, 2015
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              Address: New Delhi, Delhi

              My self is subhash rajput AC no [protected], HDFC kalka ji branch I was open Demat Account through by HDFC netbanking, in 25th of march 2015, as per netbanking, Demate A/c opening charge is Nil but 02 day after bank deduct Rs 1999 in my bank account.I would like to request to you please help to refund my money.
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                R
                rickysingh2893
                from Srinagar, Jammu and Kashmir
                Apr 5, 2015
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                Address: Lalitpur, Uttar Pradesh

                I went to my bank regarding my loan and my personal banker Amit Tripathi told me that you have to pay first installment of your loan and you need to give a cheque right now. When I started filling, he told me to leave the amount blank as he need to confirm it. After waiting for a long time he said there are some server problems and he said he's writing cheque in favour of "HDFC" on it and will fill the amount later. I left and after some time I got a message that INR50, 000 Withdrawl from my account using cheque and it was same cheque but in favour of 'HDFC Life'. I have also filed a FIR for fraud in same issue and also want bank to look into matter.
                Aug 5, 2021
                Complaint marked as Resolved 
                Dear Ricky,

                Request you to elaborate your issue at [protected]@hdfcbank.com along with your account and contact details, complete issue details Kindly mention the ref ID TTU[protected] in the subject line of the mail.

                Anay
                HDFC Bank Customer Assistance.
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                  I
                  inderharpreet singh
                  from Delhi, Delhi
                  Apr 5, 2015
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                  Address: Ludhiana, Punjab

                  I. inderharpreet singh i am usning hdfc credit card platinum plus no of card [protected] this month I am using card approx 20000 for fuel and bank charged me 700approx chargea for this and talk with hdfc customer care regarding this.executive told me if you are using card on fuel above 10000 bank charge you 2.5% extra.but befor two month i was talking hdfc customer care he had told me you are using credit card on fuel above 10 k no extra charges. now why you charged me 2.5% extra Fuel charges.i cant pay this extra charges pls deduct this extra charges becaus i dint have received any msg or call bank side if you using above 10000 than bank charge you 2.5% extra so pls deduct this Charges.
                  Aug 5, 2021
                  Complaint marked as Resolved 
                  Dear Inderharpreet Singh, Request you to write at [protected]@hdfcbank.com along with your card and contact details, complete issue details Kindly mention the ref ID TTU[protected] -in the subject line.

                  Anay
                  HDFC Bank Customer Assistance
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                    R
                    rohit_hh
                    Apr 4, 2015
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                    Address: New Delhi, Delhi

                    Hi, My saving amount is deducted and now i m facing personal loan EMI.. on 4th my hdfc EMI date. but on 3rd my saving amount was kept hold without any intimation. atleast they would have told few days before so i arrange for debit for credit card due. pls take neccessary action on hdfc. Regards, Rohit
                    Aug 5, 2021
                    Complaint marked as Resolved 
                    Dear Rohit

                    Apologies for the inconvenience caused, Kindly write at [protected]@hdfcbank.com with the account, contact and issue details. Kindly mention ref id TTU[protected] in the subject line of the mail,

                    Anay
                    HDFC Bank Customer Assistance
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                      M
                      mohsinr
                      from Gurgaon, Haryana
                      Apr 4, 2015
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                      My full and final settlements To HDFC Bank LTD. Dear Sir/ Madam Sub: full and final settlement and PF withdrawl. I am Mohsin Raza employee code CM29764 was an employee in Padrauna branch, Kushinagar as a Contract Sales Executive Sir, I Have resign from my post on 28 December 2013. but I have Still not Able to get my settlements and provident fund. I am requesting you to release my settlements and provident fund. Please Please Please do the needful as soon as possible. Thanks & Regards MO MOHSIN RAZA Contract Sales Executive Employee code: CM29764 Branch Code; 1906 Mob .[protected] email id: [protected]@gmail.com
                      Aug 5, 2021
                      Complaint marked as Resolved 
                      Dear Moshin, Please write to [protected]@hdfcbank.com with your employment details and complete issue details.

                      Anay
                      HDFC Bank Customer Assistance
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                        I
                        iamramp
                        from Solapur, Maharashtra
                        Apr 4, 2015
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                        My policy00316117 im holding 2004 im card payment hdfc yearly last 2007 letter recived bonus dividend and 7th year no letter no my pri. Receipt my res.add.what is this sir im vusit office gotri baroda wait for 1hour no recponce brance manager not avleble im compl Irda im very unhappy ur company so pl reply me thanks
                        HDFC Life customer support has been notified about the posted complaint.
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                          R
                          romi keshari
                          Apr 4, 2015
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                          Address: Varanasi, Uttar Pradesh

                          dear sir, I, Romi keshari n account holder at your hdfc bank and also possess a locker with the account. Sir I want to state that without any prior information on how much hike in annual fee of locker I have been charged 4 times of annual fee for locker for this financial year. I should have been informed how much hike will b there in annual fee, so that if could not afford it I would have leave the locker. Earlier I was paying Rs. 1000 for small locker in varanasi city. But this year I have been charged Rs. 5000 without any information. Sir I want my money back n don't want to continue locker service at your bank, as many other banks are also providing locker including nationalised banks at much cheaper rates. I want a proper action regarding my complaint. Please respond as soon as possible. Thanking you. Your faithfully Romi keshari Acc no- [protected]
                          I have also faced the same issue. locker charges revised from 1000 to 5000 and the amount has been deducted from my account without my authorization. This is not acceptable. i'm planning to approach a lawyer / consumer court.
                          Even for me they deducted 10000 on April 1st 2015 and today again they deducted 1500 for Medium size locker.. Sadashivnagar branch is too dangeorous . Why they deduct so much ?
                          For Trichy Area for a small locker increased from Rs. 700 to Rs. 7000 and for this Tax also debited from account. Almost 10 times more. Is there any control on banks charges. Bank say SMS and courier send for Hike. why no wide publicity given on news paper or on the HDFC website for the increase of locker rental charges. banks know how to loot money from customers.
                          can anybody guide how to address this.

                          Kumar
                          I have bank account in khanna Punjab, similarly locker charges has been debited from my account, last year it was 750 now they have deducted 7000 & 850 tax . I am going to leave this bloody bank .
                          I am from chennai, till last year i was paying 1500 for small locker, now it has been increased to 5000 + 620 tax without any prior intimation. Is there any way we can complain to RBI?
                          Sarangan
                          Rent is subject to reversal if you surrenders the locker before 30/04/2015
                          Rent is subject to reversal if you surrenders the locker before 30/04/2015
                          Hi All,

                          My name is Surendra, i have an joint account with my wife in HDFC
                          bank in Kalkere NRI layout bank Bangalore.
                          We have taken a small size locker in this Branch since last four year
                          and used to pay 1000/- as rental charges each year as per initial agreement but
                          this year HDFC charged 7000/- for rental and 823rupees as service charges directly
                          debit from my account on 3-May-2015 without any prior notice /intimation or new
                          fresh agreement.


                          When contacted directly to the branch manager, on 29-may-2015 HDFC
                          bank in Kalkere NRI layout bank Bangalore, he said, rates has been revised across All India and rental rates are
                          same in all the branches of HDFC with respect to size of the locker, which was
                          not true when i enquiry with other branch near by Ramamurthy Nagar which they
                          are charging 5000/- for small size locker. When i requested for the circular/communication
                          which branch offices might receive from
                          Head office regarding the rate hike and new charges, he said, it has been communicated
                          verbally to all branches and there is no document as such they received.

                          And finally after so many discussions he send me a mail from his
                          office mail id with below mail.


                          [protected][protected][protected][protected][protected][protected]


                          Dear
                          Sir,


                          This is with reference to our discussion
                          today with respect to your Locker, I would like to share the reasons for
                          locker rent revision:


                          Our locker rents were last revised in 2010 .


                          Since then the rental cost of branch, infrastructure cost, security costs and
                          other administrative costs has increased significantly .


                          In order to maintain and deliver our best in class standards of service
                          delivery we are constrained to increase the locker rents.


                          The Rack rate of your locker is Rs. 7000/- plus service tax .


                          As discussed I would like to inform you that
                          we will reverse the Locker rentals charged to your Savings Accounts along with
                          service charges in case you wish to surrender your locker by 30th May 2015.


                          Please feel free to get in touch with me in
                          case you require further clarifications.


                          We thank you for banking with us and look forward to your continued patronage.


                          Thanks & Regards

                          Sudip Maitra

                          Branch Head


                          My question here is

                          How Bank can debit the Rental charges of Locker without informing
                          the customer?


                          (By law: Rental of service/
                          property should be mutual argument between two parties which needs to be agreed
                          upon by both parties and signed before it can be executed. Here if they have increased
                          the Rental rates from 1000/- to 7000/- which is 600% rise without prior notice
                          and debited from my account, which is unethical in any business practice.)


                          How they are black mailing customers,
                          if you don’t wish to pay then surrender by tomorrow.
                          What happen to the money HDFC hold it up in HDFC Bank account for month or two month of
                          rental charges of Lakhs of customer of cores
                          of money who don’t want to continue further locker after Knowing this unethical
                          business practice, do HDFC will return the money with interest?
                          How the rental rate of lockers are fluctuating in Large between
                          braches which are 500 meter apart.
                          There is a big question to all the customer of HDFC, If HDFC Bank can debit any amount from your account without taking
                          your consent or without informing you then they can do anything to your money.


                          Do you feel your money/Valuables are safe in HDFC bank, I don’t.


                          I am Quitting. Please join hands of quit HDFC Bank movement...
                          This incident needs to sued and HDFC needs to be respond back. If everyone o[censored]s can join in group this incident will gain momentum to fight across the unethical practices of HDFC bank.
                          I wonder who has awarded HDFC with awards like the best bank or most customer friendly bank and so on...This locker rent hike is definitely not reflecting this. While other banks are still collecting a reasonable amount as locker rent, HDFC is literally sucking the hard earned money of its customers. I have a feeling that HDFC is more interested in people who are willing to transact with them as per their terms. I am feeling really hurt that they have cheated and misused our trust.
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                            Ramesh Sree
                            from Chennai, Tamil Nadu
                            Apr 4, 2015
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                            Resolved

                            Good Morning Sir, I am Ramesh I bought vehicle from sarthy bikes two years back to your loan i want details of this loan due to when that loan is closed My Loan Number is 23065807 already i asked to your staff but they did not tell that is why i send this compliant Thanking you, E. Ramesh
                            Aug 5, 2021
                            Complaint marked as Resolved 
                            Dear Ramesh

                            request you to mail us at [protected]@hdfcbank.com with loan account and contact details, complete issue details with the ref ID TTU[protected] in subject line of the mail.

                            Anay
                            HDFC Bank Customer Assistance
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                              S
                              santoshkrrish
                              from Kolkata, West Bengal
                              Apr 3, 2015
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                              Dear Sir/madam, I am not at all satisfy with your service, its really very bitter & painful experience I have ever face in my life. I will never recommend anybody to purchase any policy from hdfc life as the service is very poor & pathetic & horrible. So finally I decided to cancel or withdraw my policy[protected].Please cancel the policy & return all my initial premium amount to my account as early as possible with out any deduction as you are not able to provide me the solution & issue my policy from last two months. Regards, Santosh Chakraborty Proposal No[protected]
                              HDFC Life customer support has been notified about the posted complaint.
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                                srimanojkumarjha
                                from Gurgaon, Haryana
                                Apr 3, 2015
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                                Address: New Delhi, Delhi

                                1) 07/08/2014 ke bad gas nahi aa raha hai 2) 07/08/2014 ko 3 kg gas kam tha jise hamne wapas kiya 3) jab ham sikayat karne veer jyoti agency chirag delhi gaya to us jagah dhamki diya gaya chup rahi vrna kanection band karva dunga 4) Tab mai salse maneger morya ji ka no. pata kiya aur unhe sari jankari di to unhone saree bate 21/03/2015 sam karne ko kaha jo hamne kar diya Tab se wah bhi phone nahi utharahe hai
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                                  subhapratim
                                  from Noida, Uttar Pradesh
                                  Apr 3, 2015
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                                  Resolved

                                  Address: Pune, Maharashtra

                                  Hi, Previously I had salary account with HDFC bank(Bhandarkar Road Branch, Pune) but I changed to another bank way back in 2013 due to transfer reasons. After that I didn't checked my account balance as my Closing Balance was INR 0.00. Recently I logged in to my account and to my surprise current balance is INR -2, 769.52. I was told that it was a zero balance account and it will be closed automatically due to non usage. Kindly look into this on priority and expedite from your end for account closure. My current location is Kolkata. Customer ID : 48460132
                                  Aug 5, 2021
                                  Complaint marked as Resolved 
                                  Dear Customer,

                                  Request you to write to us at [protected]@hdfcbank.com with your account and contact details, details of the disputed charges and reference ID TTU[protected] in the subject.

                                  Bejoy
                                  HDFC Bank Customer Assistance
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                                    EshaG
                                    from Gurgaon, Haryana
                                    Apr 2, 2015
                                    Resolved
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                                    Address: Gurgaon, Haryana

                                    Hi, I made transaction for internet recharge on airtel site. It showed transaction failed but money was deducted from my account. Transaction details:- Narration:- [protected]-CitrusAirtel Checque ref no:[protected] CustomerID[protected] Please look into this. Regards Esha Grover
                                    Aug 5, 2021
                                    Complaint marked as Resolved 
                                    Dear Esha,

                                    Request you to write to us at [protected]@hdfcbank.com with your account and contact details, details of the transaction and reference ID TTU[protected] in the subject line of the mail.

                                    Anay
                                    HDFC Bank Customer Assistance
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                                      T
                                      tamsudi
                                      from Mumbai, Maharashtra
                                      Apr 2, 2015
                                      Resolved
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                                      Resolved

                                      Address: Kolkata, West Bengal

                                      Hi Team, Myself Tamal Modak, address – Sonarpur Baidyapara, kolkata – 700150, Mob no – [protected] / [protected]. On 10th Feb’15 I have applied a HDFC Credit Card & filled up an application form. After one month I received the HDFC Credit Card ( [protected] ) through Blue Dart and then after Pin no. Today I received a call from the no[protected]. The lady tells me that I have to apply for a mediclaim and also a card protection policy. When I say I don’t want to do such kind of things, she told me that I have to pay for that if I am go for it or not. When I applied for the card, or when I signup the application form no one tell me about this. I just applied for a LTF Credit Card. Now I don’t want to use the credit card. From 9th November 2006 to 29th February 2012 I am a employee of HDFC Bank sister concern HBL Global Pvt. Ltd. I am totally upset that this kind of false promise having with me. Please do the needful.
                                      Aug 5, 2021
                                      Complaint marked as Resolved 
                                      Dear Mr.Modak,

                                      I have taken note of your comments expressed with regard to the call received regarding policy and the same is being reviewed as appropriate. You may look forward to receive a response to your e-mail id in 3 working days. We request you to bear with us in the interim. For any further clarifications, You may write to us at: [protected]@hdfcbank.com and we shall assist you. The reference number for this interaction is [protected].

                                      Tejal
                                      HDFC Bank Customer Assistance
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                                        Atauldilse
                                        from Pune, Maharashtra
                                        Apr 1, 2015
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                                        Address: Gautam Buddh Nagar, Uttar Pradesh

                                        It's around 3 years I have been repaying my loan dues exactly on 4th of every month without fail since 2012. It's this month March 2015 that I happened to miss the due date and had insufficient funds in account on 4th, to which bank couldn't able to deduct the loan dues. So, on 9th March 2015 they called me on my number and intimidated about the overdue, so I with all my effort collected the enough amount and deposited into my account. To my surprise they not only deducted the loan due amount but an extra amount of rupees 618 as bounced EMI from loan account on 9th March 2015. Just for 5 day of miss and I was charged a fine of 618 for a loan of 200, 000/- Not only that over this they also deducted rupees 355 from my saving account, when asked they say it's valid deduction. I am not able to understand it was due to a loan account, to which loan account deducted 618 rupees which is much more than anyone can expect and that too for just 5 days. Again they are deducing 355 rupees from my saving account. In total I got charged for approx 1000 for 5 days of overdue on a loan amount of 200, 000. Such a shameful deductions and still they calling these deduction valid. Why I said this deduction appalling is because I was carrying my debit card and tried withdrawing my amount and got the ATM message that you have insufficient balance, I was shocked. As according to me there should have been balance in my account. I was never intimidated about any of the deductions and HDFC bank deducted all on it's own. Be careful if you carry HDFC cards. They are like greedy monsters just ready to loot your hard earned. I'm very appalled by this incident of HDFC Bank and will very soon be closing my association with it. If they don't return all the invalid charges.
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