[Resolved]  Max Bupa Health Insurance Limited — Non Refund of premium paid after policy was declined by Max bupa

Address:Central Delhi, Delhi

Sir/Mam ,

i would like to take your help in getting my refund of money after they declined my policy, from maxbupa insurance company. After numerous emails and calls none of the executive or representative has addressed my problem. Though continuos efforts were made from may 2011 to get the refund then i was sent a cheque already expired . The first complaint was made by calling maxbupa call centre on 8th february 2013, then the first email was sent on 3rd march 2013, then a written complaint was sent on 11th march 2013.
As a matter of fact none of the representative in the mean time contacted me by any mean till date. The only reply i used to get was from customer service that they apologise and they have told the concerned department about it.
I request you to kindly take the matter in your interest and help me getting my money back.
Reference to the letter dated[protected] for the policy proposal no[protected] along-with refund of the cheque in favor of Manav Sachdeva(Myself), cheque No- 757529 of Rs 9431 drawn on the HongKong And Shanghai Banking Corporation Ltd dated[protected] , which was received by me on[protected] at 01:17 PM through Blue Dart via waybill ref no- [protected].
In this connection it is stated that this cheque was already expired on[protected] on the date of receipt . A complaint was registered to Mr.Prashant (customer care executive) vide ref no-220511 dated[protected] at 7:00 PM , on the toll free customer care no[protected]. But till date no action has been taken by max bupa insurance company limited & my amount of Rs.9431 is not refunded by the company since the date of cancellation of policy i.e 1st week of May 2011.
The the proposal was declined by the Insurance company in the 1st week of May 2011 the very next day of my proposal the amount of Rs.9431 is not refunded till date that causes mental agony/harassment to me.
In view of the above ,now i request you to help me to get refund of my amount of Rs.9431 alongwith penal interest @18% P.A & Compensation of Rs.25000 for harassment & mental agony to me.
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Aug 13, 2020
Complaint marked as Resolved 
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Consumer court may solve this issue i guess
Respected Sir,

With all due respect, I’m writing this letter to you, due to the Non- resolving situation. Till date( 15th April 2013)

My father has taken a Health Insurance Policy from Max Bupa –Health Insurance on date: - 23/12/2011
For his medical contingency, but now he’s facing too many problems after the compilation of one year of the policy.

Problems we are facing at present with Max Bupa Policy No: - [protected]

1. Without any prior information the Annual Premium has been Increased
Last year Premium Was Rs. 38, 288/- and New Premium Rs.41, 845/-( My parents were not informed earlier at the time taking the policy, that the premium will increase every year.)

Increase of Rs.3, 557/- under Annual Premium payment.

2. He is getting calls from the Renewal team of Max-Bupa, to pay the new increased Premium amount and the company officials are not ready to give a justifiable reason for the Increase in premium.

My Parent are getting unnecessary harassed, without any cause. More over the health cover is already expired, and my parents are without any health Insurance plan/cover. God forbid if some medical emergency happens, then who’ll be responsible.

Kindly Help us out under this situation, and please do guide us, that what best can be done under this situation, we were not informed earlier that, every year we have to pay an Increase Amount on our Max Bupa- Medical Policy. This is very un-fair on Max Bupa’s Part, that they are misleading their loyal customers, and harassing a Senior Citizen of this country.

It's been month of chasing the customer care executive, after that we think, that we must write to you, get our problem solved or at least some one should listen, that what we are going through?

Note: - People take medical policy for their ease, not for any legal hassle.

Ankur Batra
[protected]@gmail.com
Dear manavsachdeva,

We regret the inconvenience caused to you. We request you to send in your contact details and our customer care team will get in touch with you as soon as possible.

Team,
Max Bupa
Dear Ankur,

We regret the inconvenience caused to you. Our customer care team will get in touch with you at the earliest.

Many Thanks,
Team Max Bupa
Dear Ankur,

We regret the inconvenience caused to you. We have received your policy number our customer care team will get in touch with you at the earliest.

Many Thanks,
Team Max Bupa

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