Bajaj Finance Complaints & Reviews

I am very disappointed by dealing with Bajaj Finance Relationship Representative for personal Loan , Mr. Mukesh Kumar. I have requested and applied for Personal loan for Rs. 2,00,000/- . In my continuous discussion with Mr. Mukesh Kumar he had confirmed me that there will be no Processing fees and the total amount will be debited for Rs. 2 Lakhs . Today when I got email confirmation for bank transfer the amount has been processed for Rs. 193977/- against Bajaj Finance .
Immediately when I called my relationship Manager with full hope to Mr. Mukesh and raised my concern for processing fees . He had immediately denied and started conveying very rudely .When I trying to stop him from misbehaved conversation then he started using abusive language which is not at all acceptable from service provider and organization like Bajaj Group . Also conveyed all heights of bad language by him . I am shocked that how customer service officers can keep this kind of approach and attitude .
This is pure fraud with me , Initially committed that Bajaj Finance does not charge any processing fees on personal loan and later when all transaction done then denied .

I am not at all bear the expenses of Rs. 4000/- processing fees as it was very clearly confirmed that there be no extra charges for Pre payment , advance payment , foreclosure , processing fees etc . This is the reason I decided to take loan Bajaj Finserv Lending though I was getting the loan from other banks without any charges. Also at the time of filling the form when I told Mr. Mukesh to allow me to fill all the column . He had stopped that I should only have to sign and rest their other department will fill the forms . Now I understood that intend was wrong to make me fool, may to achieve their targets .

I have sent email to the Customer Service and Business Head – Personal Loan for the reversal .However there is no revert from their side from last three days ..

Thanks and regards ,

Divesh Chadha , Cell number : +91-[protected] .

DEAR SIR,
I had puchased one AMSUNG LCD TV on 22nd May 2011 from M/S GREAT EASTERN APPLIANCES and finance made by M/S BAJAJ FINANCE LTD, KOLKATA. EMI per month already scheduled on Rs 745 *12 months, vide challan no 0357 dated 22/05/2011 through Punjab National Bank ECS facility A/C No [protected] savings account holder name Mr Partha Sarathi Roychowdhury. But It was surprised me that month after month Bajaj Finance deducted Rs 886 through ECS fom my savings bankk account. In the month of Feb 2012 due to Bajaj Finance server problem my EMI had not deducted and collection person came at my residence and collected the payment Rs 745 from my wife. For your information due to faulty charged EMI through my savings bank at I had already paid Rs 1269 excess as on date. Inspite of that Bajaj Finance force me to pay May 2012 EMI Rs 745.00. I will be highly obliged if you will kindly resolve the issue as earliest and take necessary steps against Bajaj Finance Ltd, Kolkata. Further for your information that collection deparment of Bajaj Finance already started disturbing my 65 yr age old mother and 70yr age old father by continuous harrasing through phone calls from their Kolkata office.

Regards,
Partha Sarathi Roychowdhury
Kolkata

I have buyied Bajaj Discover in Dec 2010, my installments started from the month of Feb 2011. At the time of sigining loan paper we got all the details about duration of loan and installments to be paid. We were asked to pay the installment of 1600 rs/month. But as we want to close this loan within 2 years we asked to make the installment of rs 2000. My last installment will be of month Dec 2012. As 7 installments are remained we are willing to close this loan in this month itself, but when i gave a call at the Bajaj Finance Call center to get all the details about loan, they gave me some another information which is unbeliveable. Now they are asking me to pay 10 installments rather than 7. They are saying that "You agreed to buy installment for 30 months, you have given 4 installments in advance and uptill now u have filled 16 installments and now you have to pay remaining 20000". Whereas i have to pay only 14000 and at the time of signing papers we were told that you will pay installments for 24 months. And that too if i am closing the loan account before date then 1 installment from the remaining 7 installments should be waieved off.
Bajaj Finance is giving such fake information and they are showing the data present on their machine, whereas we want to see the original papers on which i signed at the time of aggrement. We dont believe in your data entry.

Hi

i am unable to login my indiatimes mail since 01/02/2012 .When ever i open the web page of Indiatimes but at the time of opening indiatimes mails page it is not opening and showing error.

Though i have not changed either of them since creation, therefore its due some other reasons.

Kindly help me to use my account asap, as i have some important company docs available in it.

my alternate ID is nishant.[protected]@bajajfinserv.in

Hoping for immediate action.its extremely urgent for me.

Dear Consumer, All Bajaj Finance customers as well as who is thinking to go with Bajaj finance for some loans,

Due to my location changed, i unable to pay back my 9 EMI on my personal loan its around Rs.12000 out of Rs.24000. I have tried to reach customer care, visited some branches in another city, sent couple of emails to the collection dept but there is no any proper response. Finally i have recieved a phone call from Bangalore saying he is calling from CIVIL court Bajaj finance filed a case against a cheque bounced. He has given an advocate No. to call. And this advocate gave another Bajaj finance Manager No. to speak about the loan.

The story is, Bajaj finance manager is telling me to meet me before 4PM today which is not possible for me as im in out of India. secondly they are telling me to settle the amount of Rs.50000 today itself to not proceed with the court case. I try to call them couple of time then realized all these things

Dear My Friends, Some one from the job portals they are sharing our contact details with these kind of third party collection agents accordingly these people will start calling.

The intention behind these kind of calls is try to get more money against the loans.

Conclusion is : 1. three different people are called form the same office only. They purchased these kind of default accounts from the finance company to make more money by threatning the peoples.

I will continue update on these keep watch...

Hi,

I am getting repeated mails from bajaj finance for emi payment of some loan however i have not taken any loan and do not owe any EMI. I have replied to their mail at [protected]@bajajfinance.com several times that i have not taken any loan from bajaj finance however even after several mails i have not received any reply from their end and they are keep on sending the same mail to pay EMI. I have also escalated the issue to their [protected]@bajajfinance.in but even after 5 days did not receive any revert from them. this kind unprofessional behavior is not expected from the company like Bajaj Finance.

As per them customer id: 3714411

Please if anyone can help me in this regard and revert at the earliest.


Thanks
Priyanka

Hi...

In jan 2012, I have purchsed a refrigerator costing 18000/- with finance option. I was told that, monthly RS-1492/- will deducted from acc but,
monthly RS-1,826.00/- is getting deducted. I need to know why is this happening
My ref no is:BAJAJ_AUTO_CD__5080CD00046677

regards,
Zabiulla
[protected]@live.com
91-[protected]

My Name SANJAY KUMAR PATHAK

I had purchased a Bajaj DISCOVER 135cc on MAY-2008 From ANSHUMAN BAJAJ (R P BAJAJ-MASKANWA),BAHRAICH ROAD GONDA.
My loan proposal no .NA/BFL2W//SETT/[protected]/MAY-11/2592.

My Loan EMI is Copmaleate as on 2010.But till date (03.05.2012) i have not recived NOC & any reply.
I'm calling your field staff Mr. LALIT TRIVEDI but Mr.Lalit is not received my call.
I kindly request you plz.send my NOC as soon as possible.

The loan repayment letter/certificate can be mailed on my mail id.

sanju.[protected]@gmail.com

My loan proposal no .NA/BFL2W//SETT/[protected]/MAY-11/2592.


SANJAY KR.PATHAK
[protected]

Today i got a call from [protected] and said that i am from delhi police and they have non bailable warrant against my father and me and they were instructed to appear us within 72 hours. When I ask what is the case ? They said against a 420 case. and gave me the case no.7241/2011. When I asked for the details they gave me a Phone no. of Advocate [protected] which is of Sheetal Jain. When i call Sheetal Jain. She told me the case is of forgery by Bajaj Finance Ltd. against a loan amount of Rs.11200 and ask me to pay the said amount to Bajaj Finance Ltd. payable at Siliguri. So, I made the DD and post it to Bajaj Finance Ltd. at Siliguri , To Tanmoy Goswami (CF),M/S Siliguri Auto Works Pvt. Ltd, 2nd Mile Sevoke Road, Siliguri-734401,WB.

Now what should i do, should cancel the DD and ask Sheetal Jain to give the Case Details. Please Help.

me varun grover from ludhiana, punjab, I have taken many loans from bajaj finance & my any cheque not bounce till day, for some days ago bajaj finance collection officer calls to my daily regarding ur chq bounce & go to my home to collect the payment, he says ur chq. for rs.1438/- against loan a/c no.4260CD00040208 bounce for april month. But i have no pay any instalment for rs.1438/-, When i check his loan is not in my name & his loan no. in name of gurmail singh. I says this thing to bajaj finance officers in ludhiana Mr.paramjeet singh m.no.[protected] & mr.amrit pal m.no.[protected], But he not accept this thing & he regularly call to me on every days from the last twenty days. how i survive this thing. & In bajaj finance no body listen my problem.

Dear Sir / Madam,

I had taken a loan against my Discover 135 Loan No:458804 dt:12.10.2009
EMI 2202/- per month
contact no: [protected], [protected].

till now ii have not received the NOC from Family Credit Limited.

I am seaking very dangerous threat from Chhail Bihari ( Collection Manager of Bajaj Finance ) I am saying my serious economic problem and promise to pay after June month but he is not response me and threating in various mode as I will come to home with police , collect money by force , etc.. Sir/Madam I am in very hazard economic problem as my previous concern has been closed absolutely and also my father getting dangerous ill paralysis so in this condition I am not in condition to pay Bajaj Finance upto June but they are not listen my sush condition so pl. consider my sush dangerous economic problem and same way control Bajaj Finance and give me relaxation from Bajaj Finance , Sir/Madam I will not forget your help in my life
My Particular :-
1- Name – Santosh Kumar Sharma
2- Father’s Name- Shri Ram Prasad Sharma
Agreement No. : 4190PL00017352 Repayment Mode : ECS
Type Of Loan : CROSS SELL PERSONAL LOAN Gross Tenor In Months : 36
Loan Status : Active Net Tenor In Months : 36
Status As On : 16/04/2012 Balance Tenor In Months : 22
Repayment Frequency : Monthly EMI Amount : 1,410.00
Loan Amount. : 29,000.00 EMI Start Date : 05/03/2011
Disburse Amount : 26,035.00 EMI End Date : 05/02/2014
3-


Thanks and regard
Santosh Kumar Sharma
161/165 , Sector-16 , Pratap Nagar
Sanganer ( Jaipur) , Rajasthan – 302033
Mobile No. [protected]

Hi,
I've taken a personal loan from Bajaj Finance which was approved on 27/03/12. Along with this personal loan one term plan of bajaj alliance was provided with premium of Rs. 12,000. provided that the tax rebate was applicable for this term plan for current year. In spite of my regular concerns they have created the policy from 28/03/12 though they've assured me that the policy commencement date would be april 2012. Now the situation is that: 1). Policy was imposed to me though I was not at all interested in taking that policy and 2). I am not eligible for any tax rebate for the same.
I am a total looser in this case.
I request you to do the needful.
Bajaj Alliance Policy No.: [protected]

I had took one consumer durable loan from Baja Finance Last year. Due some ECS issue from Baja Finance site one ECS money deducted from my account and come back to my account after one day. For Last ECS it happen 3 times. Then I call to Bajaj Finance many times but no respond from there site. Finally I got a call then I told the issue and one people from baja finance came and collect the check of the Last ECS.

After Some days i got a call again from baja finance since 3 times ECS fail you have to pay Rs-750 /- other wise you name will add in CIVIL. I told the issue and send my Bank statement snap for the ECS return. Finally i got the NOC.

But after got the NOC again i got call you loan due is pending, pay the amount other wise we will add your name in CIVIL.
I think now a day this kind of things happening with many people. Once name go to CIVIL you will not get any loan from any bank.
Is it the writh things Government did??

Is a normal person will go to consumer court not thing will happen. He will hash by visiting many times at last not thing will happen.
Now a day Finance company are harassing people by putting fear like they we add your name in CIVIL you will not get any financial help from other company.

Any one validating is the finance company doing the with thing before adding any people name in CIVIL??
I think this is a big concern now a days for a normal people.

bazaj-discover bike 150cc Complaints & Reviews - problem in bike
View all bazaj-discover bike 150cc complaints
bazaj-discover bike 150cc, sharda colony-rudrapur, Udham Singh Nagar, Uttarakhand

Location: sharda colony-rudrapur, Udham Singh Nagar, Uttarakhand, India


himanshu31 on Mar 29, 2012
re.fw.2nd time.
sir plz.done its problem .

problem in bike
dear sir /madam
purchased a bazaj discover bike 150cc on march.2011. Now i am facing a problem with its engine and wheels contol problem & bike balancing problem he is not working properly.

Since the product is under warranty so i want to get it replaced.or any action .

reply my emailid ( [protected]@yahoo.com )

so plz.sir do action on my compalnt and inform me by email.


thanks.

#[protected].

Dear Sir/Madam,

I hope my complaint will be taken seriously and action would be taken accordingly.


I sent a Motorcycle (Bajaj Discover) using Railway's Parcel service from Tata Nagar Jn (Jamshedpur) station to Patna Railway Station on 30th March 12 through South Bihar Express. The receipt/builty no. is R 842014. The bike was supposed to deliver at Patna Jn by 31st March 12.

It’s been a today 3rd day I am enquiring about the status of my bike from concerned people in Railways parcel office Patna Jn, but, unfortunately, I haven't got any clear cut answers from these people and they are stating that the lugagae bogi is cut out in danapur and whenever we will reiceve the same will be delivered to you..

I am Contacting Patna R.S. Parcel office and a person told me that I need to go to the Danapur DRM office and registered your complaint. Even I gave him the Builty no. He mean I should go every day to the R.S. and look the status by myself. This was disappointing.

I don't know what should I do in this case, whom to speak and how to get my work done.

Can you please help me out in this case and take required actions.

Deependra Singh

[protected]

i purchased a consumer good product on emi from bajaj finance and paid all my emis. after completion of my all emis i asked the bajaj finance office, fatejung, baroda, to issue me a noc regarding the same but was said that, the noc is not needed and denied me to give the same, on contrary to this now after 2yrs i am receiving calls asking for a payment due of rs. 850.even after this i purchased an ac on emi from bajaj finance itself, so how could my emi was accepted if my previous dues was not cleared.
i request you to please look into the matter and reply me back with the noc of my previous emi.
thanking you,
abhishek drolia
[protected]
[protected]@gmail.com

They called me for balance recovery and than start using abusing languages against me and my family very badly... After that i told them that i am not able to pay my emi this month but i ill pay aal the dues next month but she denied and start abusing words against my parents like, i will see u or i will kill u.. I want urgent reply otherwise i will going to take this matter in consumer court.. There iare three girl behind this and thre name are as follow, neha, priya and anamika.
Thanking u
Anil pathak
[protected]

Hi,
1st Loan ( loan account number[protected] I have taken Loan from Bajaj Finance (To purchase Desktop). I have paid my last payment in their branch and their representative confirmed me that loan is clear. In entire tenure Bajaj finance was never sent statement or communicated with me.
2nd Loan (Loan no.4040CD[protected] Loan for Samsung LCD. Loan is cleared on time. Every month i am sending request for statement and then i will receive.

Now, I have received my CIBIL report which shows payment is due on 1st loan. When i contacted Bajaj Fin (Several mails) today they have sent me the statement which shows balance payment + Fine. That is also i got to know after 4 years when i requested.

They have totally misguided me and and putting fine. As well as its hurts me in my CIBIL report.

Please consider on priority and resolve the issue.

NANASAHEB KHOT
(0) [protected]

I have taken a consumer surable loan from M/s Bajaj Finane for the purchase of a washing Macjine, Loan Number4560CD00043545 . As per contract the EMi of rs 2667 should be deducted, But an EMI of s 2888 is being deducted. I have tried to register a complaint on the website, but the complaint does not get registered on the website. THE IVRS system being used does not have an option for lodging of complaint. I tried to contact the local office at Lucknow and despite contacting the local office twice on phone, I only got a response that the matter will be enquired into, but got no further response. This is sheer cheating on part of the company