Bajaj Finance Complaints & Reviews

Hi Sir, My loan account numbers are 400REM85614276 and 4000CD76144480, my EMI was due on 2-Jan-2019 but still it is not deducted from my bank account (in last 4 or 5 months EMI was regularly deducted from my bank account through ECS) even there is enough balance available in account. Can you please check it and deduct the EMI as soon as possible. The emi amount is inr 3410 and inr 1717

Hello Bajaj finserv,

It is ridiculous that daily within 15 min or half an hour, I am receiving this voice calls at all possible odd hours from bajaj finserv for asking me to take loan. I am not interested to take any loan and several times i have requested that please do not call or SMS me for loan requirement.
Also I did ask the customer services to block calls but each time I receive a call from different numbers like
[protected]
[protected]
[protected] etc...
Kindly take necessary action for stopping phone call at my number else I will be forced to take action against Bajaj Finserv for disturbing me on and of[censored]sing several different numbers.

Please note this number for your action : +91- [protected]

I rinkuchatterjee mobile no [protected], i am buying laptop in installment for my husband, i already paid all emi in late but in last emi i. Can't able to arrenge so i request the recovery person to give 3days more for payment but he (Prasant) jadupore branch probably continuously threaten me and told me to came in house in night today wheases my my husband is out of station now so kindly help me... Thank you.

I am receiving calls daily from bajaj finance. I do not need any loan. After informing the same several times, and multiple requests to remove my number from their list, no action has been taken. I still receive calls on a daily basis.
My nos are [protected], [protected], [protected], [protected], [protected]. I will be forced to take legal action if the problem is not resolved soon and i need a call back from the company executive and an apology.

Thank you!

Dear sir
As i have taken personal loan from bajaj finserv iam paying emi's on time. I have requested many times to change my emi dates no one is updating and harrassing me every month. As actual date is 2nd of every month. I want it to change it on 7th of every month as iam salaried person so according to my salary i request to change dates. So kindly do the needful. It would be really helpful.

Hi team,

Illegal finance fitness charge rs.5500 deducted in my loan amount. Before taking loan the bajaj finance team promised no deduction apart from stamp duty rs.200, emi card charge rs. 450, zero processing fee & after 1emi no charge for partially/pre clouser payment. But they illegally charged rs. 5500 and i never seen such charge in my life any of the bank charging. Please help me to get that amount. I've tried to follow up bajaj finance team but none of them responding i'm really pissed off.

Below are the my loan details.

Name: udaya singh
Loan account no: 404spl98570278
Loan amount: rs. 254999
Credited amount: rs. 248661
Almost rs. 6500 difference but it supposed to charge only rs. 700.

Hi,

This is ravi here, nice to know there is a pattern here with Bajaj recovery agents. They have haraased my wife with over 20 calls a day on the day she was giving birth to our child and continued to do so in spite of informing them about our medical emergency and the EMI being paid by the month end.

It is the responsibility of the borrower to return the money but at the same time it is the responsibility of Bajaj Finserv, a reputed company to understand the fundamental rights of a human being, else we the borrower would have to resort to the same tactics as them. Please note Bajaj, we are not weak and definitely not intimidated by your recovery agents, but we have still have some basic principles intact and do not resort to what you do. Dont consider our helplessness as our weakness.

Ravi
+91-[protected]

We purchased sony led from kohinoor electronics shop in kalyan west. We bought it on bajaj finance emi facility. While purchasing the product, bajaj fin executive commited to provide 13000 coupons in our bajaj fin wallet. But till now we havn't received the amount nor coupons in my wallet. Customer care told that there is no such offer they are giving.
Request you to please look into the matter....

One agent, bajaj finance service ltd, prakash vikash, a agent, working in the company. He made my card, but amount deducted twice from my account, in making bajaj emi card. But no refund of cancelled transaction till now, as raised issue no of times, but no action taken properly. Agent no [protected]. Dhanbad, bank more, branch. Bank declared, both transaction successful but in making card, one transaction success and other fail, so refund of failed transaction not received in my bank. Agent behavior is fully indiscipline, not picking phone and abusing. So take proper action. He works in bajaj finance service ltd, in issuing of making bajaj emi card. Totally cheated, disloyal person of company, who put name and fame of company in dustbin. So take proper action

Hi team,

I purchased electronics items on emi basis. Initially my check was returned due to sign mismatch and next month it was cleared. Then they deduct money from my account.. This month also they deduct money from my account and also they collect money from my home even after i told to them that they already deduct money from my account.. I went to mybajaj office @marthandam, kanyakumari district. They simply said that was technical problem. And my question is why they did not inform to me that was technical problem we will refund your money.. If we are not pay money on date they call and collect money na... Then why they have not knowledge to inform those t technical problem... Very worst service.. We are roaming around for their mistakes..

Bajaj finserv debited 118rs on 15th dec, 2018 from my account in the name of bajajfin_mndtvrfchgs_nov18. When i asked they emailed and told that it was ecs charges by bank. When i contacted with bank they told that it is deducted by bajaj finserv and not ecs. I told bajaj to refund the amount because the amount they charged also did not reflect in my bajaj loan account. But they did not respond on it. They are unnecessarily charging. Please register my complaint and help to resolve it asap.

My emi will start from jan, 2019. I do not know why they have charged it. It's really annoying.

Hello Bajaj Team,

I got some loans on consumer durables & fine with the service, but now a days getting too many calls to my registered mobile number [protected] for personal loan even after denying, nearly 6-8 times am getting calls even after complaining, please stop the calls & allow us to be peaceful. You should have minimum sense to not to disturb everyday. Hope you understood & stop calling with immediate effect.

You stop calling me & sending sms regarding loan, if we want loan we'll only come back to you why you # are harassing people even after telling that not interested, this is ridiculous how many times we need to request you & why should we request you to stop calls even if it is not our mistake.
Daily getting 5-6 times calls & totally disturbing in office hours & driving, if anything happens during driving will you take care o[censored]s, non-sense!!!

I had taken loan from bajaj finance in 2017. Due to business up and downs my emi not going on time. Meanwhile my business collapse and i lost in it too much.. Not on date but i am paying in same month.. But bajaj finance executive sitting at wakdewadi-pune office and in the team of mrs. Shruti shah whenever calling me for emi insulting with bad words. Talking about family, financial capacity and harassing very badly.. Due to this i want take legal action against bajaj and their such employees. Till nov.2018 my dues are clear but due to this harassment i am going to stop pay emi as am already financially unable to pay it moreover was arranging every month any how but now not..

In january 2018, mr. Alok deshpande, mr. Pravin deshmukh, ms. Sneha sawant, mr. Sachin sawant, are the people from bajaj finance called me for a loan against policy 0% interest for 10, 00, 000/- for 10 years.

They first asked me to pay 50, 000/- as a premium amount on bajaj service account at canara bank, mumbai, then 1, 80, 000/- as a gst at canara bank, mumbai, 40, 000/- for royal slab then 45, 000/- for government noc,

So far i paid 2, 85, 000/- and the still asking me to pay another 25, 000/- remaining amount for government noc,

I would like to know is there any process or policy of bajaj finance for such a loan process. Or i'm getting fool.

The details of the bajaj finance persons are as follow.

Alok deshpande +91-[protected], +91-[protected], +91-[protected]
Pravin deshmukh +91-[protected], +91-[protected]
Siya +91-[protected]
Devika deshmukh +91-[protected], +91-[protected], +91-[protected]
Snehal sawant +91-[protected]

I already paid them 2, 85, 000/- and i'm in real trouble now, will some help me in the matter.

Regards.
Sandeep gadute.
[protected]

Hai my name is bathina naga rajasekhar and i have bajaj personal loan already existed customer and last time you agent should not properly enter my register mobile number and also two times already complained your regional office at rajahmundry they was taken action so we request for mobile number correction from [protected] to [protected] and my register email i'd is [protected]@gmail.com my personal loan a/c bank account number is [protected] sir please accept my request and take action please give confirmation thank u

I had purchased a sony xperia xzs cell phone in the month of august 2018 form sony centre nagpur ravinagar branch, for this purchase i used my bajaj finance emi card to repay 8 emis. While purchasing the cell phone i asked the bajaj finance employee to fill the document regarding insurance cover of my cell phone which he forgot to process or willingly did not processed. Few days back i met with an accident and in that my cell phone got damaged as its screen is completely broken. As the result of this i approached the same employee of bajaj finance he told me that my cell is not covered in any insurance and i have to pay approx rs. 25000 for replacement of the cell phone as it is less than one year from purchase date on the day of accident. Due to the error of that bajaj finance employee i am suffering through mental stress and this guy is not even sorry for the error which he did by himself. Moreover he instead of helping me told me to pay the amount of rs. 25000 which i am not willing to do because i have asked him to register my purchase order for insurance. Mangesh mangalkar is the name of that employee of bajaj finance.

I sandip sopan tupe rahata maharashtra having bajaj finance loan. Due to the negligence o[censored]r employee nearly rs.10000 has been debited from my account. Rs.2538 per 3 times has been debited from my baroda bank account. My account no. Is [protected]. The employees have not resolved my issue. The i has raised this issue 6 months back but there is no reply. It's my humble request to credit the amount else i will take legal action as deemed fit against ur company.

Respected sir/madam

My name is Dr Ragesh R, I had an OD of amount Rs 6, 68000 taken on Nov 2017 and I am regularly paying the interest amount of Rs 8628.Recently I got a call from bajaj sales representative stating that I am eligible for a Top Up of Rs 2, 00000, with out any additional charges., and he told that i[censored] dont need the money now the same amount can be transferred to my virtual account, by paying Rs1 per month as the maintenance charge.So I aggreed to take the topup of Rs 2, 00000.On 5th December 2018 Rs 1273763 was credited in my account. I enquired the bank about the fund transfer and they told it may be a miss transfer, and the amount will credit to the concerned account with in 24hr if it is a miss transfer.I also enquired that sales representative about the amount transfer and he told he is out of station and will call me after enquiring.I also try to sign in my account, but I couldn't.I called the sales representative again and he told the site is under repair for 2 days after that he will give me the details.

On 7th I again called him about the fund transfer and he told the amount sanctioned is Rs 20 lakh.He clossed my previous loan account bearing amount of Rs 6, 68000 and the balance amount is credited in my ICICI account I told I only give consent for 2 lakh then how come this much amount credited in my account.He told i[censored] transfer the balance 1273763 to the virtual account no there will be only interest for the amount utilized.

Today (10/12/18) I went to the Bajaj finance office at Thampanoor, Trivandrum.I found that the amount I got sanctioned was Rs 20, 45, 500.From that amount Rs 95, 683 was used for insurance, processing charges etc.

Now I have to pay interest for Rs 20, 45, 500 which I didn't apply.its almost 3 week i didnt even get an email/msg regarding my loan sanction/EMI details.i also tried calling their office but no one is reponding, i tried logging into their site, but it says my mobile no is not registered, i send them email regarding the issues and they respond me and advised to send details like loan account no, address etc.without getting loan details how can i send the details.when ever i am sending them a msg, they are asking my loan number.I am frustrated with their behaviour and this problem is giving me a mental stress.please give me an advise

Worst bank I have ever seen, worst experience I got. Would never suggest any to use this.

My worst experience is as follow

Jan 2018 I have updated my SBI account and they have deducted 3-4 EMI from there, suddenly they have changed my account to Axis bank account that I used in 2012. This can be done by only worst bank like Bajaj
I have shown curtsey and paid amount through online channels and Bajaj should be thankful to me Instead they have charged dishonored charges to me.

I raised so many request, but of no use. Even Customer care people are so illiterate they don’t understand problem nor raise any dispute on behalf of me.
I am 200 percent sure this request will also be closed without any resolution by someone illiterate guy.

WORST Bank
My mobile no - [protected]