Bank of Baroda Complaints & Reviews

Dear sir maine 40000 ka imps apne acount se kiya h bank of baroda ac-[protected] jo pahar ganj me h maine urgent imps kiya 9/10/2018 ko 40000 jo central bank siwan me kiya a/c-[protected] cbin-0283607 hai bihar ke jo ki nhi pahucha time out show huwa but money debit ho gya or wait krne par bhi nhi aya so please help me please help to solve my problem
Amount jyada plese meri help kare maine bhot mail kiya imps. [protected]@bankofbaroda me but koi cal nhi aya so imps no p2a[protected] hai

I shiv agrawal want to complaint against the branch manager of baroda bank, regarding not increasing the limit of mudra loan which i have taken on 2017. Without giving any valid reason. I want you to do something. From last one year i have given all my installments in the time. I have given my 3 years income tax file also. This is not the way a bm treat a costumer.

Respected sir,
I am a customer of bank of baroda since 2016, first time i face a issue with this bank, from past few days in my account rs. 236 is shown as lien amount and i cant able to use. When i speak to the customer care they did not satisfy me with their answer even they also don't know why this is blocked or lien in my account, from more than a half year they blocked this amount without any reason.
I request you to remove this lien amount and credit back to my account so that i can use my own balance.
Customer id: hoj004247
Name: neetu devi
Saving account

I am using bob mpassbook but at time of otp this application didnot generate otp, but the sms charges are deducted from my account.
Other messegae from bob i get on regular basis such as debit credit and other otp but in case of mpassbook it is not working. I already drop a mail but didnot responded. It may be due to portability as i portable from tata docomo to airtel. Before portability i get the otp n mpassbook is working but now it is not working.

I booked train tickets online (Debit card) on 07/10/2018 through irctc application, but the transaction didn't go through and 195.98 rupees got deducted from my account once... And its been 3 working days still it hasn't been refunded.. And irctc say they have already refunded the money.
Refund id is [protected].
Bank reference id [protected].
Bank name : bank of baroda

Refund of rs. 749./- has been made by amazon on 29th of september2018 regarding a amazon prime member ship (Order number is[protected].
"the reference number of the refund is ref852568
But, the refund has not been received yet.
Bank is saying no amount has been received by them. I've talked to them again and again but no responss is coming. So i need to file a"charge dispute" on them, to get the full details. U r staff is very rude... Gandhingar branch.. Sec 11.. A woman having specks.. She is very very rude.. She s not giving me a form for charge dispute.. Thatsy u have to come here.. Do legal action.. N solve me out..
I need bank to resolve this issue as soon as possible or i'm gonna take some legal action.

I visited bank of baroda kalina santacruz east mumbai branch for passbook printing. I am having old passbook i told him ok you change the passbook and give me new passbook i am ready to wait bluntly staff told me i am not going to do you need to visit your home branch which is prabhadevi.
Can you please explain me the meaning of anywhere banking???

I have ordered an item in amazon and payed through cash on delivery and then i have returned it as it was different product they provided me tge refference no[protected] to track my refund please help me to get my refund and file a charge dispute to get my money and also request to check where the refund is stucked and if not resolved i will definately take legal action

On 28 sep 15000 got debited from account but cash did not received from atm. Already raised a complain. Since last 1month doing follow up with bob customer care service representative but did not got any resolution so far. Floor manager - waseem, shivam, wilfrit promised to take my request on priority but no action taken yet. Few of their associate put my call on hold and after 10-15 minutes keeping me on hold they hang up my call without any intimation. Worst experience ever had.

I am having my salary account xxxxxxx3761 with you thru’ your sanpada branch. I had issued cheque (Cheque no. 9) for rs.44162.
Today it came for clearing but its got bounced stating that insufficient funds.

1. We have deposited rs.40000 directly at atm before 7am.
2. Also recd that a mgs from u stating my account avail balance is 44679/-
3. Till that period cheque not came to my account.
4. We got the sms @20:47 regarding this cheque bounce.
5. After that we checked the statement in there its clear that the cheque very well came after the amount deposited.
6. The same thing also confirmed by your tele caller mr. Praveen, as per him the cheque came for clearance at 4pm.

Now we need this

1. Why it got bounced?
2. Inspite of balance how come the cheque unpaid without your knowledge.
3. I need this to be sorted out and need the refund for the dishonor charges and give me a bankers cheque. So that i can pay my payee. (For his bouncing charge)
4. If you are deciding everything before opening of the branch then why we are receiving the sms at 20:47.
5. Amt was there in my account and the cheque came in by 4 pm you had more than 5 hrs with you if you working time starts by 8 or 9 am also then also my cheque was returned that to without my knowledge.
6. Your guy told that the its your rule that the amt should be deposited in the account 24hrs before the cheque come for clearance — please mentioned where in the account opening from this clause is mentioned.

Dear one,
I have transaction of rs 1810 on 29 aug 2018 via aeps. My amount deduct from account but not credit to csp account. Transaction is failed but my amount not credit till date. Csp told me that my amount is refunded with in 72 working hrs. He gave me rrn no and said to go my home branch for calim my amount with this rrn number.
I also give an application with this rrn number three time but my problem
Not solve till date.
Please clear this matter as soon as possible.

Prahlad
Ac [protected]

My name is lokesh kumar saini i can transfer money through phonepe on 01/10/2018 but the transacation was failed transacation id= p1810011526361679094429 but the money was debited from my account a/c no=[protected] but not transfer to sbi a/c no= [protected]
I can talk to phonepe executive they can say than we can't debit money from your a/c and they can say that fill the chargeback form the money was refunded in my account.
Account holder name=lokesh kumar saini
A/c no=[protected]

Refund of rs. 1466.94/ has been initiate by amazon on 18th of sept2018 regarding of philips product (Order id is...[protected]. The refund reference number of my product is "[protected]" but the refund has not been recieved yet..
Bank is saying that there is no such amount has been recieved by them..
I have talked to them again and again but no responce is coming. So i need to file a (Charge despute) on them.
To get the full detail.
I need bank to resolve this issue as soon as possible or i m gonna take some legle action.
Saurabh pandey
[protected]

Hi i am using bob account for last year, in m-connect it showing effective bal as 97.10 but in available bal as 210.00 so, i need clarity on this... What is meant by a lien amount.. And lien amount cannot be transferring on net banking..?? And sometimes its showing available balance in google pay or phone pe including this lien amount. And sometimes not showing

To
The Managing Director,
Bank of Baroda
Baroda Bhavan
7th Floor, R.C. Dutt Road,
Vadodara-390 007, (Gujarat) India.
Sub. Breach of contract due to vindictive attitude, negative motivation of
the Management of Bank of Baroda in renewal of Baroda Health Policy
to the existing Policy holders, request your kind intervention of this vital
issue
Ref. 1. Notice displayed at the Bank of Baroda, Naihati Branch informing
that they will not renew Baroda Health Policy from November 2018
as they have discontinued tie up with National Insurance Company
Ltd .
Sir,
On behalf of all the customers of Baroda Health Policy Holders of Bank of Baroda we lay before you the following facts for your kind intervention
1. All on a sudden Bank of Baroda displayed a notice that they will not renew any Baroda Health Policy from November 2018 as they will discontinue tie up with National Insurance Company
2. At this old age and as a retired men it has come to us as a bolt from the blue in this hard market after continuing my policy several years together.
3. We have become customer of this bank being attracted of the Baroda Health Policy.
4. We were assured by the bank management that we will enjoy this policy life long and tie up with the National Insurance Company Limited will be continued.
5. As such, it is nothing but Breach of Contract and betrayed with the customer of your bank, you can not discontinue Baroda Health Policy at the midway of the existing customer without any suitable and compatible alternative.
6. So many of my friends including myself opened fixed deposit of huge amount being attracted and considering the facility of your health policy
7. I have opened this policy and continuing years together to secure my treatment in my old age.
8. If no action is taken we will withdraw our FD and Accounts from your Bank and we will have no alternate but to seek legal help and complaints to consumer forum.
As such, you are requested to make an arrangement so that existing customer of Baroda Health Policy holder do not deprived due to the laps on your part.
Hope, your good self will look into the matter to find out a solution for the existing customers.
Thanking you,
Dated02.10.2018 Yours faithfully,
Alik Kumar Bhattacharjee SB, A/c.No.[protected]
Swapan Kumar Halder SB, A/c. No.[protected]
Byimkesh Kanti Ghosh SB, A/c. No [protected]
Paritosh Kumar Bhattacharyya SB, A/c. No.[protected]
Chinmoy Bhattacharyya SB, A/c No.[protected]
Chinmoy Bhattacharyya SB, A/c. No.[protected]
Salil Kimar Halder SB, A/c. No [protected]
Pravat Kumar Negel SB, A/c. No. [protected]
Kabari Sett SB, A/c. No. [protected]
Soumita Sett SB, A/c. No [protected]
Anjuli Goswami SB, A/c. No [protected]
And so many if required it will be furnished

On 1.10.2018 i make payment rs 10000 through bhim app to my
bob account no [protected] main branch anand to another bob account masoli branch dahanu road maharashra but payment failure and amount debited to my account no [protected]
Transaction ID is[protected].pleasre credited amount rs 10000 to my account no [protected] please. thanks

Respected sir/madam
I devender kumar s/o ex army personnel resident #28 palam enclave zirakpur punjab.
This complaint is against the bank of baroda, kalgidhar enclave, zirakpur
Distt. Mohali punjab pin code 140603.
I have done 4 year diploma in mechanical engineering tool and die from central tool room
Ludhiana and i am also a permanent resident of new zealand. I came to india last
December to start a start up business
Under pmegp programme so that i can settle here and also help to provide job to others as
Well.
So i applied for loan amount of 10 lakh under pmegp (Prime minister employment
Generation program) in
February 2018. It took a while and finally sanction my project. After got approval i went to
Bank of baroda
As i have an account with them which is 8 years old in zirakpur branch punjab.
I took a student loan amount of 9 lakh from this bank for my higher
Studies on
The term of payable in 5 years which i return them back within 2 years
Time.
Have a very good cibil score checked by bob itself.
Have my own 2 floor shop cum office to run the start up.
Have my own 3 floor house in zirakpur.
My father is retired army personal now on pension.
Which makes my strong credibility to return the loan said by bank
Managers
Itself.
The approved pmegp application was uploaded to bank server on 13th july 2018 but just
Because bank
Sr manager mrs ranjana chakraborty didn't know how to open bank portal on pmegp i
Seek help of a dic
Mohali personnel and he helped her to go through it.
Mr. Avinash shahi asked to submit the documents needed which i submitted very same day.
He asked me
That he and the sr manager mrs ranjana chakraborty will visit the site and my home. But
Even after a
Week gone they still never bother to visit so i asked them the reason. They said they don't
Have time to visit
It together. So i request them and take both of them turn by turn in my personal car to visit
The shop and
Home.
I also took sr. Manager ranjana to my uncle's project site (The same i am trying to set up) he
Is also a retired
Ex air force personnel. After visiting both assured me that everything is perfect with no
Reason to decline
Your case we will approve your loan as soon as possible.
After another 2 weeks gone and there was no response from bank side i visited bank and asked for the
Reason of delay. Then she asked me for a guarantee. I ask my father to become guarantor
For me. He did
The same.
After that mr avinash told that it's clear now the loan will get disbursed soon. But again after
A week when i
Asked them why it's not done till now then they asked for collateral property documents as
Security.
It's a crystal clear case that they are harassing me mentally and physically from
13th july 2018.
When i asked them to give me in writing that why my loan is not approved even after
Providing all the
Documents then the sr manager mrs ranjna chakravarty told me that she will not provide in
Writing that as
It will put her job in danger.
In new zealand i was getting a monthly salary of approximately 2.5 lac per month. Just
Because of very
Rude and inappropriate behavior of bank staff my 2 months got wasted.
Its clearly mention under pmegp prog without asking any collateral property
And seeing the
Customer's credibility bank should provide the loan.
I just want to know that bank has not a single reason to reject my loan file then why they are
Not giving it in
Writing when i have already given them a guarantee then why they are asking for collateral
Property
Documents??
I want to bring this matter to you because i am pretty sure they are harassing all the pmegp
Customers who wants to make a positive change with your programme in their and
Others life too.
Please have a look into this matter as earliest.
It will be highly appreciated.
Thanks
Regards
Devender kumar

Account no [protected] customer id[protected] bob br, atmay ashram
Account blocked and cheque return due to non compliance of kyc.

Account operated since last 10 years and not a single cheque had been dishonored. Without well in advance either by mail or phone call, account blocked and issued customer cheque returned without intimation.

Must be informed well in advance to regular company and account...

When i using my debit card to nearest hdfc atm than all the process complete afterthat didn't get the money. But balance deduct in my bank a/c.
Atm id should have s1awlk01 and that is three times deduction totally 1500 rs deduct in my a/c. But i didnt get money.
So i request you to return my deducted balance.
I shall be highly oblighed to you.

Name - ravi shankar gupta
A/c no - [protected]
Mobile no - [protected]

A refund has been made by amazon on 18th of sept regarding a product which i've buyed from the amazon. But the refund has not been received yet. Bank is saying no amount has been received by them. I've talked to them again and again but no responss is coming. So i nees to file a "charge dispute" on them, to get the full details. I need bank to resolve this issue as soon as possible or i'm gonna take some legal action.