Personal Loan Complaints & Reviews

i am manohar singh goyal from jodhpur.

BLF offer me lone of 54000/- on Dec 2010 that ref# 50654163.

last time i called on call center.

they told me process
BLF offer that amount for 30 month on EMI on interest rate of 1.5% p.A.

but today(07-jen-2011) i received cheque with this letter(#611856).
in this letter interest rate is 19% P.A.
what is this?
i am not accepting this cheque (#911698 rs.58786.00) on 19% interest rate.

if you accept interest rate 1.5% P.A. then i will accept it.otherwise
i will return this cheque on Monday (09-jen-2011).

if you not accept this rate then return me my cheques.

reply me.
i am reachable at [protected]

Dear Concern,
This is extreme disappointment for me.The documents of the loan needy was collected from me,only for the documents there was a follow-up after that there was nothing in my favour.
I think he collected my document to achieve the month target only not for my loan need.

I am feeling helpless & very much upset with bank.There is not a single call after 30th Nov 2010.

Need to get it resolved on high priority as there is urgent need of money to me.

Loan approval ref no: 17812396


[protected][protected][protected][protected]
From: Anand Gupta <[protected]@yahoo.com>
To: nandkishore.[protected]@hdfcbank.com
Sent: Mon, 22 November, 2010 8:46:43 PM
Subject: Re: Can i apply for loan.


Dear Concern,
i had sent message previously also but no reply.

My take home salary is Rs. 8000 approx.

Would highly appreciate your efforts if loan is approved.

Thanks & Regards,
Anand Gupta,
[protected],
[protected].




Don't be a trend follower,always be a trend setter.





[protected][protected][protected][protected]
From: Anand Gupta <[protected]@yahoo.com>
To: nandkishore.[protected]@hdfcbank.com
Sent: Tue, 2 November, 2010 10:33:12 AM
Subject: Can i apply for loan.


Dear Concern,
This is to inform you that i had applied for a personal loan 1 & half month ago which was rejected because my credit card payment was outstanding of ICICI bank.

Now there are no dues on that card can i be eligible for the loan.

My credit card no: ICICI bank- [protected].

My approved loan was Rs-1.30 lac. I do have a savings account with HDFC bank from 2 yrs.

I am also holding a credit card of HDFC bank :[protected] with the credit limit of RS 27000 & TATA SBI card of Rs 20000.



Please do reply as this is possible or not.



Thanks & Regards,
Anand Gupta,
[protected],
[protected].




Don't be a trend follower,always be a trend setter.

Dear Madam/Sir,

I had taken personal loan from state bank of india kumarswamy layout bangalore branch in 2008 and was working for Avasarala Technologies Limited. While releaving from ATL they asked me a NOC from SBI. To issue a NOC Bank manager asked me to submit LIC documents as a guerentee. For that i submitted the LIC documents and got NOC from bank. On 5th september 2010 i have cleared the outstanding and closed the loan account. After closing the account they told me that i would ged the documents in 2 to 3 working days. and later they told they have lost the documents. I stay in white field bangalore antd the bank is in kumarswamy layout. I have visited the bank 3 times but they are not responding properly. Also bank manager is not receiving my calls. For this i am suffering financially and mentally. Kindly provide me with a solution.

Respected Sir,

With due respect i am Mahipal singh chundavat was take loan of Rs. 50000/- on dated05/04/09.
The executive of your branch told me that I have to paid rs.2188/- per month for 3 year's only at the rate of 12.50% yearly.
After paid more then 18 instilments when I want to finished my loan so I make a call to the toll free no.18000018 something and get incomplete information and they told me to paid total 48 installments for 4 years that means I have to paid 55120/- only intrest+50000 /-the principle = 105120/- and the rate of interest will 27.50 % per year.
After then I was calling to Mrs. laxmi to Indore branch on 4043343 and want to the details about that but they are not help me and trying to transfer the call. sir plz solve my problem .
loan AC No. [protected]
LOCATION : mhow INDORE
PHONE : [protected]
Email : [protected]@gmail.com
Thanking you sir

I took a personal loan from Central Bank in which I was also having my salary account and another joint account with my wife. In 2006 I resigned from the job and was paid my terminal benefits, such as, PF, Gratuity. Leave encashment etc.
The banks approached the employer and recover the entire outstanding money of the personal loan saying that I have not been making payments regularly.

At that time and still now I have both the account active. In fact I have taken housing loan from another bank the EMI is being paid through Central bank since 2002 till date ( Monthly around Rs 20000)

The personal loan was to be paid in installments and the bank got it deducted from my terminal benefit which placed me in great hardship.

As the case pertains to 2006, can I still move to consumer court?

Dear Sir,
I have availed loan of Rs.1,37,000/- from yor bank in July, 2008. My EMI is Rs 6,175 per month.
In this month you have already receivrd it on 5th august 2010.. But to my surprise ECS was senr again on 17 th of august 2010. and got passed. So since you have taken next month's emi in advance...don't send ECS for the month of September
Thanks.
Yours truly,
Bipin Moreshwar Pathare
[protected]

Dear Sir,
This is to inform you I have taken personal of Rs.84926 on 10th June, 2004 from Standard Chartered bank. My loan account no. 42799694. Due to some reason 2-3 presentation were bounced which I have paid it by cash. I have finally closed the loan on 04.06.07 by paying Rs.28000 ( Receipt No.LKO01C104460 dated 02.06.07 of Rs.22000 and Receipt no. LK501P100418 dated 04.06.07 of Rs.6000)
The Bank executive has promised me that I will be getting the NO DUES CERTIFICATE letter from the bank in one week, it is now almost 3 years, I have not received the letter. I request you to issue the NOC letter at the earliest.

Dear Managing Director of Axis Bank,

Below is the mail received from customer care department saying the ECS will be effective from july 10. But even after they have not debited my Ecs from my HDFC account. This is very ridiculous that your bank is not at par with the customer service.

Every time i have to remind your people to debit my account. This problem iam facing from june 2010. I don't know what the hell the people(bank staff) are working for the customer.

Please look in to the matter very seriously.

You are making the life miserable as i want to make the payment as prompt as much but your staff is making the Payment difficult.

I already informed to my friends and collegues not to avail any loan from Axis bank.

Hello bank staff please awake from the sleep.


Regards,
Vishnu Kumar
[protected].


Dear Mr.Vishnu Kumar,As per the appended mail,your request for change in due from 1st to 10th has been acitivatedon 10thJune'2010 itself.We have sent the ECS Mandate to your Banker for registration and it has got activated effective from July, 2010 (as communicated to you).During this process, system did not debit EMI for the month of June'2010. We regret for the inconvenience causedin this regard.As dissussed, kindly arrange for EMI payment.Please find the softcopy of your loan statement attached below showing the change of EMI due date entry on 10th June, 2010.
>Thanks & Regards
>
>P.Kavitha Reddy
>Axis Bank Ltd || Retails Asset Centre || 2nd Floor || P M Modi Complex || M G Road || Hyderabad - 500003
>Call @[protected]

sir,
i am Mushtaque Hussain your customer and as per my personal loan ac no-404326 which has been fully paid by me. But then also my name iscoming on [protected]@cibil.com so i request you to please remove my name from there so that i can apply for education loan for my son.
I request you to please fulfill my requirements as soon as possible.

R Neelakantan, S/o. Killapavur Sitaraman Raman

DOB:11/02/1974

Pan No:AJVPN4886B

Present Add: No:11, vignesh Flats P No:37--40, SIP Colony, Nanganallur, Chennai, Tamil Nadu - 600061

Permanent Add: 10, Panchanathan St, thindivanam, Tamilnadu - 604001

Mobile No:[protected]

Company Name: Computer Age Management Services

Rayala Towers, No:158, Anna Salai, Chennai, Tamil Nadu - 600002

My Off e-mail ID [protected]@camsonline.com

Cibil Control No: 19584707

Dear Sir,
I don't have any credit card. But my name in cibil please I need Clarification and remove my name reply mail.

Thanks & Regards

CAMS

Neelakantan R

[protected]

i saw this advertisement in news paper and applied for a loan.

see the advertisement they had on internet also

Mahadev enterprises regd 8250 no commission no garntour 5% yearly

MAHADEV Enterprises Regd 8250 no commission no garntour 5% Yearly all type loan available in 4 days. #[protected],36, 35 Agent Welcome.

i called and applied. they told me that the loan is approved and i had to get insured first and had to pay Rs.45521/- for insurance.

i payed the amount thinking i will get the amount. but since 1 month they are giving me dates only. now they are not even lifting my phone calls.

please help

I have taken a personal loan from Citifinancial Chandigarh. I could not pay instalment for the month of April 2010 due to pressing circumstances. One Mr.Brij Mohan Rana from Delhi called me up & used highly abusive language for not paying the instalment. The language in four letter words cannot be written on the internet. Apart from that he called me a beggar, a mean rickshaw puller. He asked me to cell my clothes in the market & pay the instalment; threatening me with dire consequences in the coming week....and many more thinhgs which cannot be put in writing. He made me talk to one of my fake references named A.S who per chance was sitting next to me. I wonder who this impersonating A.S. he made me talk to "through conference". I understand there is a code of ethics prescribed by RBI for recovery of loans. Just by not paying one instalment one does not become a criminal. A collector named Diler from "Excel" collection agency took one hundred rupees from me for his todays petrol expenses.

dear sir,
HSBC PERSLOAN A/C NO.. 019 ====== 873

i have taken a pers. laon from hsbc mumbai and already paod more than 39 instatlments. due to some problem could not pay since nov. 2009. i req. for settlement and they agreed but thier amount is not feasibale for me . hence i am trying to negotiate.

meanwhile agaency people phone to my house and giving most bhaddi gaalis and using unheared langauages to my father and mother who are 75 and 82 years old . in spite of compl. to nodal officer , hsbc this practise has not stopped. it is clear that thy got a free hand from hsbc to do all the above thorugh there aere giidelines.

i req. i[censored] not ready file a suit but these agents are crossing all limits of decency. pl. help me out what shall i do shall i go to media. kindly guide me and proveide me the tel. nos. of tv channnesl who can help; me out

Please note that, my salary would be credited every month either on 6th or 7th of every month, but my ECS clearance date is 3rd of every month. Since non-credit of my salary, ECS clearance cannot be effected on 3rd of every moth and therfore, Irequest you to kindly change my ECS clearance date from 3rd to 7th of every month.

My Loan a/c. No. LC[protected].
My Name: Girish K. Nair
Cosmos, C-Wing, Flat No. 401, Near: Police Station,
Opp: Karuna Nursing Home, Beverly Park,
Mira road (E), Mumbai 401 107.(M.No. [protected])
A line of your confirmatin is apprecaited. I have already sent several e-mails as well as letters to the concerned Branch, But nothing is done.
Regads-Girish K. Nair-

This is to bring your kind notice that I Rajkumar Dalal have applied for a Personal Loan with HDFC Bank Ltd. vide Loan Application no.[protected] & the same has been accepted on 25.03.2010 vide reference no. 16382096.But on 29.03.2010 I have received a message quoting that the loan has been declined as it did not meet the bank’s credit norms.
On enquiring, HDFC Bank informed me that my name is been reflecting on CIBIL as there is a two-wheeler loan of Rs. 55,0000 (Fifty-Five Thousand Only) showing against my name. But I had already foreclosed the same loan on 23.02.2007 to Bajaj Finance vide proposal no 410/079747 and receipt no. [protected] amounting Rs. 42,775( DD No. 0002842 from UTI/Axis Bank, Price Anwar Shah Road Branch).I have already received the NOC from Bajaj Finance stating that the hire purchase agreement between me and Bajaj Finance is been cancelled. All the documents has been attached with this complaint.
I want a clarification from Bajaj Finance as why my name is showing in the CIBIL as overdue in that account in spite of foreclosing & clearing all the dues therein.
I would like to request to all the concerned to remove my name from CIBIL as soon as possible & help me out. It not only harassing me but also its a black spot and questioning my credibility in the financial market.
I am holding credit cards from HDFC Bank, ICICI Bank, SBI Bank and having 2 personal loans from ICICI Bank as well which are running fine with no overdue.

I have all the necessary documents with me to support my statement.

My Details :

Name :Rajkumar Dalal
Address : 39/D Golf Club Road,Tollygunge,Kolkata- 700033.
Date Of Birth :[protected].
Pan Card No :

Documents Attached : NOC from Bajaj Finance Ltd.
Payment Receipt of Foreclosure.

Rajkumar Dalal
[protected].

Respected sir
I am Mrs Kezia d Richardson, from Vellore, Tamilnadu. II got loan from citifinancial based on my salary. I was a teacher working in Williams Matriculation School. But due to unavoidable situation I was unable to update my due. IMy loan account number is 14760000. was harassed by the citifinancial people , who disturbed and kept coming on and on to my working place and put me in a criticl position. therefore I was sacked out of job and nearly for one year I am without a job. I lost 6000 rupees per month. My father is a pralytic patient and I have a handicapped sister. Still your people are coming to my house and giving me pressure. due to stress given by citifinancial, I am mentally disturbed and taking treatment with Dr. Jayashree Vellore. Every week one new person calls me and give me pressure. they come during night times for enquiry. I am without any manpower support. Many people from cityfinancial call me and say that there is an offer and ask me. One Mr. stephen said that he was coming from citifinancial requiry department and asked to pay 18,000 rupees in two weeks time, thenNarayana called me and asked to pay 25 thousand and finally kandan asking me to pay 35 thousand. This clearly shows that they are not from citifinancial. As they talk, I have recorded all their conversations. Whatever it may be, I would like to tell you my final decession, I will pay only in the month of JUNE. NO way I can pay before June. How much you pressure me , I cannot pay till June. Hence i kindly request you to inform Vellore branch not to harass me till i pay my due in June.

My Loan Application was declined by UCO BANK based on the CIBIL report.They reported me that I am having 21 loans with diff financial institutions.But when I got The CIBIL report after depositing the neccessary fees,I find some of the Banks have not updated the CIBIL report.The figure stands as:
Pesonal Loan=1only.
Credit Card=6 only.
What action should I take against these banks?

I Nilesh M Sukhadiya from Surat, Gujarat State, taken lone form Citibank of Rs 139,000 Rs, at 13 July 2007, with a tenor of 48 installment, when i taken loan at that time bank suggest for ECS payment system not by cheque, and i take the permission with bank chop and sign from my bank named Sarvoday Sahakari cooperative bank, at initially every mth citi bank credited the emi of Rs 4,083 Rs from the bank name Sarvoday Sahkari Bank Surat, after 8 month suddenly the cheque bounced even i have a balance in my a/c, when i get the news of bounced i went to my Sarvoday Sahakari co-operative bank for this matter, my bank inform that the since form the starting when they send EMI through ECS then send the wrong data in ESC, in that they are not mention the current A/c and due to that we inform 3 time personally through letter from my bank and also personally through telephone, but then also the didn't reply at that time we have to adopted such step, and when i here even i went personally 2 time 3 time my accountant and my manager too and we meet MR Chatur Moradiya his mobile number is[protected], at Ghod dord road branch, and he suggested to re-ride the loan and what ever that happen we are sorry for that and we made a new agreement with the new EMI, but at that time i already get the heavy charger of bounced and return chargesfrom both the bank
After new agreement, my new loan amt is 129,000/ Rs with a EMI of Rs 3,223/, but that is also the same mistake form the starting of first EMI, after 3 ECS bounced i pay 1 installment through cash and the receipt number is 10312 on 20 /10 /2008, and the guy who collect payment from me is Mr Pratik and his mobile number is +[protected] and the collection agencies name is JND Communication,, 3 floor Neel Ggan apt, opp Vanita Vishram School, Athwagate, Surat, with an assurance that they will start regularly your ECS from next month, but again the EMI bounced, when the collection guy come again i just say first clear your problem of ECS and then come to collect,
But in Jan 2009 they used my security cheque ( cheque no 809132)and deposited into my A/c of 9,669/ Rs, without my permission, but as i always kept balance that cheque is clear, and after that i make the stop payment of my other cheque, and after the company head office called come before diwali on 30/09/2009 for settle this A/c in 60,000/ in one short and with an assurance that they will provide NOC with in one monthof the payment and i have that telephonic record, at that time i was conviced by 3 people i named that along with contact number is as below
@ Mr Hussain +91-[protected], I get the sms from his number
@Miss Sweta +[protected], she talk with me 8-10 times in 4 days
@Miss Jaswinder +91-[protected],
This are the person who talk with me and giving assurances that our bank is not like other
bank, and you plz trust on us and today is your last day to submit, but we can provide clouser letter, but after 1 mth we will provide NOC and that is confirm, and on that i went to his collection office at ADI CREDIT & COLLECTION, H-405 Manthan Apt, Muktanand Nagar, Near Adajan Circle, Surat, when i gave the payment they also say that you can check you NOC process through your Ref Number,
And after 1 month when i call in customer care for my NOC, they strickly say that no we can't provide NOC as you have settle the A/c, and when i say that i get assurance from your head office for NOC after 1 mth, then he reply YOU BETTER TO TALK THERE, and when i m calling there, all the 3 person, have no time to talk and when i shout then they reply just gave me 1 day, but still there is no response and at the last i just mail my problem over here, if any one who can help me then plz gave me justice against this WHITE COLOR THIEF,
Here is my contact detail,
Name:- Nilesh Sukhadiya
Mob :- +91-[protected]

My name is mahendra b dantani
i stay in ahmedabad
my hsbc bank loan a/c no is[protected]
mene 27th feb 2006 me hsbc bank se 25000.00 (twenty five thousend) ka loan liya tha ,
jiska emi 1278.00 rs tha aur total 36emi the. jo mere a/c se continue 16mar2006 se 15jan 2009 tak diduct hue he ,ye jo loan tha uska N O C latter bhi muje mil chuka he . magar abhi mere son ne h d f c bank me loan ke liye apply kia he to hdfc bank keh rahi he aap ke father ka name cibil me he is liye apko loan nahi mil sakti , aur me hsbc me kehta hu to wo kehte he ke hamare pass apka aisa koi cibil deta nahi he .
me hdfc bank ko hsbc ke sub proof dikha chuka hu magar wo manne ke liye teyyar nahi he,
jese ke n o c latter , repayment siduel latter ,aur mera well com latter ye sub document submit kiye he
pless sir agar mera name cibil report me to kami kijiye.

This is in regards to our Business Loan Account No : XSEGMUM[protected], which is been closed on 15th Dec 09, vide your receipt No 1721681.

As we have sent a request letter dated 15th Dec 09, to instruct the concerned department to cancel the ECS mandate and not to present the ESC for clearing for the month of Jan 2010. Unfortunate inspite of written and verbal request the EMI amount of Rs22,028/- is been debited by our bankers against the ECS.

After the above letter given to them we were told that we will get the refund cheque within 15days, but till date we have not recieved the same. Moreover whenever we call om Mumbai office tele No : 65974073, either the phone is busy or it is only ringing and no one pickups the same, most of the time if they pickup we get the message that the staff is in the washroom.

Mrs Anita of BHEL Bangalore has taken personal of Rs.1.5 lakhs during April 2004 (SB A/c No.[protected] & Loan A/c No.[protected]) at SBI Church Street Branch, Bangalore - 1 and for which I stood guarantor. Mrs Anita has stopped paying EMI since April 2005 onwards as she was transferred to BHEL NOIDA. Since April 2005 onwards I am regularly reminding the bank to initiate immediate action for recovery of loan, but bank is not taking any action in spite of my repeated emails, phone calls to the branch and LHO. Now Mrs Anita is retiring from the services of BHEL on[protected] and she do not have any other source of income for clearing the loan after her retirement. Bank is hereby requested to initiate immediate action for recovery of loan else I may be relieved from the obligation of guarantor. As SBI is showing its inefficiency towards recovery of loan which is outstanding from April 2005 onwards.Under the circumstances, and inefficiency of the bank, I ceased to be the guarantor and no legal action can be initiated against me for non clearing of the loan by the borrower. Due to banks mistake I may not be held responsible for loan recovery.

Kindly advise bank to take immediate action. I have given all details of Mrs Anita to the SBI / lho bANGALORE.

Thanks

Dear concern

Kindly confirm me the details of the company from which my personal loan is showing in my Cibil a/c, which is totally out of my knowledge.

Cibil details are as follows:

Sanctioned : 40,000/-
Type : Personal loan
Open Date: 25.11.2003
Reported date : 30.09.2005
Last Payment date : 13.09.2005
Current balance : 27,678/-
Overdue : 3116/-
Ownership : Individual

and my personal details for your kind reference is as follows

Ravinder Paul Singh
PAN # AAOPP2615C
DOB : 13.07.1964
Address: House # 156, Harnamdas pura,
Jalandhar City-144001.

Your early action would be highly appreciated as I am very much worried about this information, which is showing in my cibil account. This comes under my knowledge when I was applying for a loan and the same was rejected due to this.

Waiting for your revert

Regards
Ravinder Paul Singh.

Date: 19/1/2010
TO,
THE BANK MANEGER,
ABN AMRO BANK,
SUB: Answers to your legal notice dated 12/1/2010, ABN/PDC-SEC[protected]DEC’09
Respected Sir,
I Mr.Deepak Patil giving answers to your legal notice dated 12/1/2010, ABN/PDC-SEC[protected]DEC’09 as follows by numbers of your notice.
2. I took a lone from bank loan agreement no.9390837 and have paid installments regularly till my detection of problem of Heart Diseses.
3. You have deposited my security cheques no.33456, 33455 without giving me any prior written information. Also Bank of india has closed my account without giving me any written or telephonic information, so I am not at fault.You can cross check this information in bank of India. As per little knowledge of law I am not fit for sec-138 notice.
4. Said cheque deposited without prior information given to me, when the discussion of loan settlement is going on with ABN representatives since last two months because of my medical disese problem.
5. Inspite of your amount of rs-5640/- I am ready to pay minimal settlement amount with the help of my friends and relatives.
6. If for account closure part I have no information given by a nationalized bank like Bank Of India, also with out giving me proper telephonic or written intimation in this Mobile world, Who is liable for imprisonment and fine you decide.
7. Out of loan of 92000, I have paid approximately 72000/- regularly.
8. This is happened because of my medical disese that is Heart Disese.
9. For any kind of force, mental tension, your non negotiable attitude, the bank should think of their inhuman role and should get awareness about their responsibility for derangement of my health.
10. Note: Here with giving attachment of scan file record of my ECG, STRESS TEST REPORT,HOSPITAL DISCHARGE REPORT.
11. Begging you for your kind response and help to Disesed person.
12.I have arranged maximum amount with the help of friends and relatives, that is Rs-20000/-(twenty thousand only)

Your’s Faithfully
Mr.Deepak Patl

Dear Sirs ,

I had taken a consumer loan in 2006 under ref .10492465 of 50,000/- . Due to some problem with bank I started giving EMI in cash but recently I came to know to that even after realization in cash ecs has been sent to bank to cash which some time bounced incurring bounce charges both in the my bank a/c and loan a/c and some time resulted in double realization . This thing went on for a long time .

I went to Kankurgachi branch but they failed resolve the issue . Finally I had to take the state that too after paying Rs 250/- and from there I figured out that a total of Rs 12470/- has been unduly realized from my account .

I have prepared a worksheet from the statement and is given below for necessary redressal.
CITI FINANCIAL CONSUMER FINANCE INDIA LTD
STATEMENT OF ACCOUNT
FROM[protected] TO[protected]

CASE OF KABITA MUJUMDER
REF NO[protected]


FOLLOWING ANOMALIES RECORDED IN THE STATE MENT :-

1. On [protected] CASH RECEIVED REPTNO - [protected] for Rs 2000/-
Yet again ECS cheque E166978 deposited ON[protected] resulting recurring in bouncing charge of Rs 220/- in my account . UNDUE RELAISATION – RS 220

2. On [protected] CASH RECEIVED REPTNO - 6360129 for Rs 2000/-
Yet again ECS cheque ET682854 deposited ON [protected] resulting recurring in bouncing charge of Rs 225/- in my account. . UNDUE RELAISATION – RS 225

3. On 2-1-2009 CASH RECEIVED REPTNO - 1581190 for Rs 2000/-
Yet again ECS cheque E175390 deposited [protected] and got cleared also resulting excess charge of Rs 2000/- in my account . UNDUE RELAISATION – RS 2000

4. On 5-3-2009 CASH RECEIVED REPTNO - 1676450 for Rs 2000/-
Yet again ECS cheque E178949 deposited [protected] and got cleared also resulting excess charge of Rs 2000/- in my account. UNDUE RELAISATION – RS 2000

5. On 4-4-2009 CASH RECEIVED REPTNO - 17194544 for Rs 2000/-
Yet again ECS cheque E1526843 deposited [protected] and got cleared also resulting excess charge of Rs 2000/- in my account. UNDUE RELAISATION – RS 2000

6. On 5-5-2009 CASH RECEIVED REPTNO - 1763195 for Rs 2000/-
Yet again ECS cheque E126472 deposited [protected] and got cleared also resulting excess charge of Rs 2000/- in my account. UNDUE RELAISATION – RS 2000

7. . On 4-6-2009 CASH RECEIVED REPTNO - 1805858 for Rs 2000/-
Yet again ECS cheque E1897671 deposited ON[protected] and on[protected] resulting recurring in bouncing charge of Rs 450 (225/-+ 225/- ) in my account . And finally the cheque got cleared also on[protected] resulting excess charge of Rs 2000/- in my account.
UNDUE RELAISATION – RS 450

8. . On 7-7-2009 CASH RECEIVED REPTNO - 18050141 for Rs 2000/-
Yet again ECS cheque E2679810 deposited ON[protected] resulting recurring in bouncing charge of Rs 225/- in my account . And finally the cheque got cleared also on[protected] resulting excess charge of Rs 2000/- in my account.

UNDUE RELAISATION – RS 225


9. On 6-8-2009 CASH RECEIVED REPTNO - 1889807 for Rs 2000/-
Yet again ECS cheque E1184557 deposited [protected] and got cleared also resulting excess charge of Rs 2000/- in my account. UNDUE RELAISATION – RS 2000

10. On 5-9-2009 CASH RECEIVED REPTNO - 1924487 for Rs 2000/-
Yet again ECS cheque E1750709 deposited on 9-9-2009 on[protected] resulting recurring in bouncing charge of Rs 450 (225/-+ 225/- ) in my account . UNDUE RELAISATION – RS 450

11. On [protected] CASH RECEIVED REPTNO - 1955725 for Rs 2000/-
Yet again ECS cheque E651491 deposited on[protected] and on[protected] resulting recurring in bouncing charge of Rs 450 (225/-+ 225/- ) in my account .
UNDUE RELAISATION – RS 450

12. On [protected] CASH RECEIVED REPTNO - 1993574 for Rs 2000/-
Yet again ECS cheque E7587989 deposited on[protected] and on[protected] resulting recurring in bouncing charge of Rs 450 (225/-+ 225/- ) in my account .
UNDUE RELAISATION – RS 450

TOTAL EXCESS REALISATION – RS 12470/


regards

Kabita Majumder
[protected]
[protected]

Dear sirmadam

on 31st December 09 evening i got a call from the number ([protected]) by the name saravanan
where u r number has selected for Barclay bank personal loan
we told that we are not eligibly for loan
than that person told that you don't worry i will make arrange for you, but before the lone get approve pay me 7500 Rs
we also pad him, but we told that we will by part by part like first 2500 wile login the doc to bank ,as u told not verifier the doc to 4000 , than after approve 1000 Rs will be given to by cash

he told that no first pay me than only i will send for approve

i sad ok
he took the amount by me and told that loan amount will be credit to ac after 24 hrs
after 24 hrs i cheeked amount was not credit , than i tried to call that number is switchoff

Dear Sir,

My personal loan account no is[protected].

I want to close my loan. so, i want to know ho many amount is yet balance.
Please send me the statement of my loan on above said email id. otherwise, kindly provide me the contact no of your representative or call me on [protected], [protected].

Please do the needful.

Thanks

Sandeep Sonawne
61/66,BDD Chawl,
Worli,
Mumbai – 400018.
Tel no:-[protected]


To
Citifinance


Dear Sir/Madam,
I Mr. Sandeep Sonawne would like to inform you that my loan A/C no.9603017 have done full & final settlement of Rs.16000/- on 28thAugust 08 to your Citifinance collection executive Mr. Raju Pawar in Prabhadevi Branch Mumbai, for this payment I haven’t received any settlement letter yet . I was following up for the settlement letter in your office but no one replied me.


I am really worried about my settlement of loan as i have paid all of my loan amount & have got the receipt which I can’t identify the receipt no. as there has been cancellation made on the receipt no., for the payment which I have made. But still your collection executives call me & they ask for the payment.

I request you to kindly look into this issue on urgent basis & provide me with the settlement letter or NOC as I am facing lot of problem.

Pls find the attachment of the receipt.


Thanking You

Sandeep Sonawne

Hi Everyone,

I had put in a complaint on this forum stating that I was not told in detail about my Loan tenure and about the deductions, but let me tell you that the staff at their Pimpri office is very efficient in handling customer complaints and Mr Manoj Bhatia and Mr Liyakat were very cooperative and helped me in understanding the details about the deductions and and the tenure of the loan, I only have one request that as promised please send me the Loan statement to my address.

Best Regards,

Praveen Bellur

I understand that in the year 2003/2004, my name has appeared in defaulters list for TWO cases.

Loan amount of Rs. 98,000/= from Citibank
Loan amount of Rs.1,00,000/= from Associated Finance (now Citifinance)

I wish to inform you that there was a dispute in above accounts, which were discussed and settled with the loan provider’s a long back.

My name still appears appear as defaulter in both cases, whereas the loan provider has issued me latter that both account are closed and no amount is outstanding.

Also Citibank has given me fresh loan amounting to Rs.10, 00,000/= (Ten lacs only) in September’2008.

As such my name should appear in CIBIL negative list.

Kindly do the needful.

SURESH BAGRODIA

Dear Sir,

my loan A/c number is 198579. for a huge loss in business, I had to stop all business activities and became a defaulter to pay the EMIs. my account was settled mutually and I arranged to pay off the settlement amount in three shots. the details of the cheques are given below. the bank statement shows that the cheques were duly cleared. but still Ihave recieved no NOC from your side, but a letter of arbitration stating that the account is still alive but not closed. Please take necessary action and send me back the unused cheques and Noc.

bank cheque no amount date
Axis bank
barrackpore branch 7850 15000 04.02.09
7851 43500 03.03.09
7852 43500 28.03.09