Personal Loan Complaints & Reviews

Recently I had applied for cash credit limit which was not approved by PNB on a/c of some Personal Loan default showing in my name but I never applied for any personal loan from any bank up to till now. Interestingly Bankers name, account detail and other relevant details are not appearing in the CBIL report from which I could understand which bank has put my name in defaulter list.
Can any one guide me how to get the detail from...

Hello,

I have taken a loan of Rs.50000/- form HSBC bank at Chennai in February 2008.

My Loan Account Number is "[protected]".
I have already opted for an ECS facility for the deduction of the EMI.

Later I got married and had shifted to Pune. When the time of first EMI came the amount was not deducted from my account. One fine day one collection executive from HSBC has gone...

I had taken a PL for Rs 300000/- from SCB in Aug' 07 and have been paying EMI regularly through ECS since Sep' 07 till Jul' 09 (36EMI).bearing Loan A/c No 46911634.
Due to certain unforeseen circumstances funds were not available in the bank and the current month (Aug ' 09) ECS got returned. I received a collection call from Miss. Madhu, SCB-Delhi-Collection representative, from[protected] &[protected]...

Dear Sir,

My name is Edgar Binan and I have a salary account with HDFC Bank.
Recently I applied for a Personal Loan from HDFC Bank, Shillong, Meghalaya and all the nesecary documentation have been done by the 22nd of August 2009 and till this day the 5th of September 2009 I haven't recieve any word or progress of the loan or whther it is approved or not. The bank is keeping silent and its taking a long time for...

I am a pension account in your Dattawadi Pune Branch. I have taken Personal Loan and Education Loan against my pension account and deduction is from my Pension account. Up to March, 2009 my account is showing regualr but in May 2009 my whole pension was deducted and credited in my Loan account after approaching to SBI branch they told me that due to computer mistake this thing happens though it shows that some manual entries has been done...

PL NO : 15927662
KARAN & PARTY HARASSED MY 87YR OLD MOTHER WITH DIRE CONSEQUENCES AND SHOUTED AT HER DURING MY ABSENCE AT HOME WHO IS A SEVERE BLOOD PRESSURE PATIENT & A WIDOW.THEY CAME AGAIN WHEN I REACHED HOME.KARAN's COLLEUGUE TALL, DARK, FAT & BALD MAN (RAGHU LEKHI...NOT SURE) AGAIN THREATENED ME WITH DIRE CONSEQUENCES...SEEING ME IN JAIL. SHOUTED AT THE TOP OF HIS VOICE IN FRONT OF MY HOUSE WITH HIS OTHER COMPANIONS...

Dear Sir,

It is with great regret, i would like to inform you that a personal loan of 1 lakh as wrong entry is reflected against my name in CIBIL. On further enquiry of the above with my bankers HDFC i was told that this is purely a wrong entry as it might have erranously entered in my name as against someone else who must have availed such a loan. This wrong entry has been creating enormous damage to my personal credibality...

I want to know wether i can obtain CIBIL report of my name. I was rejected loan from HDFC and the reason was that my cibil report was negative. Can i obtain a report from CIBIL so that i can check why its negative coz according to me there is nothing against me....

DEAR SIR.

MY PERSONAL LOAN A/C NO 7251995 DT[protected] .
I RECEIVED SETTLEMENT LETTER ON[protected] FOR RS.15500/- AND SETTLED
FOLLOWING BASIS.
1.CASH PAID[protected][protected].00 RECEIPT NO [protected] DT 30/03/2007
2. PDC CHEQUENO[protected]-11916.00, , , , [protected] DT 30/04/2007
BUT NOW SHOWS IN SIBIL FOR RS.3584/= PLEASE CLEAR AND GIVE FULL
DETAILS.br...

To
The Manager
CITI FINANCIAL CONSUMER
FINANCE INDIA LTD.
ASHRAY BUILDING,
161 B SPM,
KOLKATA - 700 026


Dear Sir

This is to inform you the following facts for your kind consideration.

That I Mr. Rathindra Kr. Das a Personal loan drawee (LOAN A/C. No.[protected] is informing you about a very important and serious matter. I have taken a personal...

I Mrs. Protima Roy, I had a personal loan on HSBC Bank . I settled my account as per u`r procidure. My loan account no .[protected] . U lounge a court case against me, case no. C/23165/2008 . When I settle my account this time the bank withdraw the court case. But my post dated cheques and my no objection certificate is not given to me.The regional manager Mr. Satendra Sharma settle my account, I contact him after this settlement he had...

Dear Sir,
My personal loan a/c no is[protected] in the name of Mahesh Sharma which was taken approx more tahn 2 yrs back. There were total 24 instalments to be paid for Rs 2750/= Since Apr 2009 i had stopped payment of ECS because as per me the instalments were over. I also tried to contact your offices at Chandigarh Delhi etc but in vain as no specific tele No or Address is ever given. Also None of your reps ever contacted. In between...

I AM HITESH THAKKAR. I HAVE TWO WHEELER LOAN O[censored]R COMPANY. I AM PAID ALL EMI TIME TO TIME.THIS BEHAL[censored]R COMPANY PERSON CALLING ME FOR PERSONAL LOAN (CALLING NO[protected]).HE TELL FOR DOC. I HAVE REDAY ALL DOC. I AM AGREE FOR PERSONAL LOAN BUT NOBODY MEET ME.


HITESH THAKKAR
[protected]...

From, Kezia d Richardson
No 17, ASA Nagar,
thirunagar,
Vellore, 632006
Tamilnadu - India

Dear Sir,

I borrowed presonnal loan from city financial and I hav been paying every months. Since my dad was hospitalised I was not able to pay for couple of months. I was working in Williams Matriculation School, Vellore, as a teacher. City financial people came to school and gave me hell a...

I have recently applied for Housing loan from LIC HFL at Jaipur.
I have came to know the preivious data are either not up dated even the account was closed long back or one entry is not correct.
The data was genertaed with the control numer. 39.68.27.468.

I have my data which clarify the data genertated by CBIL.

1. Personal loan of Rs 19, 500 was closed on 7th Dec 2005 but in CBIL it is not yet...

Dear Concern,


I had taken personal loan with ref. No. RNPF-3815 on name of Anish Fatiam / Joint Holder Yasir Ali your company approximate 1.5 years back but i have not recieved any repayment schedule and any details of my monthly installment. From some time back i was in financial trouble due to my job. Few installment gone bounce from last some months but i am trying to repay timely. However from last 02 Months i...

Dear Sir,

I have couple of Loans & Credit cards that are running. Due to some of my peronal problems in the past i was not able to pay of my credit bills, how ever there were couple of loan EMI's that got bounced but i managed them to pay it off later and be on track in payment of loan.

Problem: Now i am in need of money so that i can pay off my Credit bills so that i do not have any problem in future....

Loan No: LICHE[protected] Asset cost : 50, 000/- Tenure ( in month) - 36


Hello, Iam kasturi Actually I was not interested in any personal loan during Aug 06. But your person (Anna nagar branch) tele caller (Sudha) forced me to get a loan and promises me that rate of interest is 16% based on your salary A/c. which convinced me to get the loan from your porur branch. While getting the loan, i didnt know the rate of interest....

Hello Sir / Madam,

I took personal loan from Hdfc, Citi-finance, Cholamandlam & Barclays PLC Bank. Once upon time every month i was paid every bank's emi through by ECS. but now i am jobless so now i am unable to pay single emi but the recovery agents are harrsing me now you tell me what to do ??????
I am ready to pay the emi which i taken from them but they still don't give me the time & also harrising...

Dear Sir,

Myself & my husband had applied for a home loan recently.

We were shocked to hear from the Banks (Standard Chartered Bank, ICICI Bank, Reliance Finance, Barclays Bank & Citibank) that my names is listed in the Defaulter List of CIBIL.

We have paid all our emi's till date in cash in the concerned financial Institutions & Bank an drecvd receipt for the same.
br...

Sir,

I have taken a loan amounting Rs One lakh on August 2007 and having LOMP[protected] & Agrment no 9172146 . The monthly EMI amount is Rs 3819.00. During inquiry in HDFC office, Bhubnaeswar on dated 30.03.2009, The outstanding amount is 59120.00 . The Bhubaneswar
local office ( loan section ) near Ram mandir is unwilling to taken the outstanding amount ....

hi, i took a P/L of 35000/- couple of years back and the EMI were regularly deducting from my savings account, since i have resigned to previous job, i got a new number and there was a gap of two months for my installments, but one one day i have given a change of mobile number request to the concerned authorities but no one called me and i used to out of station most of the days. One fine day one collection executive came to my residence...

Hello Sir/Madam,

Iam your customer V.T Mynudeen. My account number is [protected]. I have been using my salary account from June 2006 but suddenly my ECS got bounced for the Personal loan which I have one for HDFC bank another for ICICI bank on my salary account which is unknowingly blocked without any reasons. I have not sent any written correspondence or a phone call stating that my salary account is going to be blocked,...

a am rahul sable. i am a Personal loan borrower of icici bank ltd.and due to some finencial crises some cheques are bounced. so icici bank will update my details in CIBIL. now my all outstandig amount are cleared. and i have NOC LETTER from icici bank. but icici bank dont delet my Name & Details from CIBIL. please tell me. how to delet my information to CIBIL.

Thanks & Regards
Rahul Sable
Raipur.
[protected]...

In Dec-2007, I have taken home loan from ING Vysya bank. The building was under construction, so full amount was disbursed in Feb, 2008 and my EMI started from March, 2008.

I had taken the option of life insurance too with the home loan. As per the early discussion with the bank the insurance amount i.e. 1000 rupees will be added in EMI, which was fine.

From the 1st EMI itself the amount of insurance was not...

Dear Sir,
Loan acount No. 10896301
asper your letter no.20080726j[protected] dated 26 july 2008 you have mentioned the payment schedule in the following manner
Rs.5000.00 on 31 july 2008.
Rs.5000.00 on 31 august 2008.
Rs.4300.00 on 30 september 2008
I have made the payments as per your schedule but i am soory to say that my loan acount is still open .so please do close it because your ecs is also...

i had worked with hbl global pvt ltd for more than 08 month. now i am asking for my p.f account no. or pf form & releaving letter.
but they are not responding me.
my code was P09597.
kindly consider it.
thanks
this is my new adress
96-B Nyaya Khand 1st indirapuram ghaziabad
pradeep kumar singh
91 [protected]...

THIS IS TO SUBMIT HUMBLY THAT MY PER.LOAN.AC. NO.XSEGNGP[protected] WAS SETTLED IN FULL BY PAYING A BALANCE TRANSFER CHEQUE AND CASH ON[protected], HENCE THE EMI. FOR DEC.`2008 WAS NOT SUPPOSED TO BE ASKED. BUT, IT HAS BEEN PRESENTED FOR COLLECTION AND HAVING GOOD CONDUCT WE HAVE PASSED IT. NOW THE SUBJECT IS IN CONTEXT OF REFUND FOR THE SAME, WITH AN IMMEDIATE EFFECT.DO OBLIDGE WITH AN INATIATIVE....

Ref: PERSONAL LOAN ACCOUNT NO-LPABD[protected]

Dear Sir,

I applied for the Personal Loan of one lac in the month of December 2006 from the ICICI Bank – Sakar Building, Ahmedabad & on 1st of January 2007 I received a Cheque for the same which was carrying my name but a wrong Savings Account Number of the Bank. I return back the cheque to the Bank. I was been told that since my document file is been...

HI,


my name is rama devi, and contact no is: [protected].

I want the contact no.s of personal lone department. Can you please help me regarding this.


Thanks & Regards
Rama...