[Resolved] Bajaj Finserv Lending — Wrong Loan Mapped and CIBIL Defaulter
I am Writing this due to mismanagement done from BAJAJ Fin Serv lending as an unidentified purchase of Personal computer is showing in my loan account. As per the details the unidentified loan which does not belong to me was taken on[protected] and has not been paid , at that time i was doing my studies and does not have any Bank Accounts. They have mapped this wrong loan into my Bajaj Fin Serv Lending account last year and has also added me in the defaulters list in CIBIL. I Got to know this when various application for credit card was getting disapproved / Rejected and i went to one of the bajaj executive for a personal loan for a television then he told me that you already have a loan going on your account and you have been added in defaulters list as well .I Emailed all the details on December 11 , 2012 but no action was taken from their side till now as the unidentified Loan Account is till showing in my Bajaj Finserv Account User ID : 1226512.
They Only replied by saying that due to their system error the wrong loan was mapped and due to technical reasons they cannot remove unidentified Loan .Due to their blunder mistake i have faced various Financial as well as personal losses. I have sent them many emails but nothing was done to help me and on my last email which was on 27th Feb 2013 i asked them for physical copy of NOC but they didn't replied on it. .I can provide you all the proof from bajaj Fin serv stating that the above error was done by their system error and they have apologize for all the problem but i asked them for a hard copy of NOC and solution for the problem as i cannot apply for any credit card or loan.
Please help me on this as i am feeling helpless as BAJAJ is not helping me on this and i cannot apply for any new loans or credit card.I have suffered many losses and need help on the same
Below is the snapshot of the unidentified loan in my account:
Type of Loan: PERSONAL COMPUTER
Asset Description:LG-LAP LAPTOP LG LAPTOP
Property Details:View Property Details
Rate of Interest:7.50%
Linked Accounts:View Linked Account
Disbursement Details: Amount of ` 30,000.00 disbursed on[protected]
Complaint marked as Resolved Aug 13, 2020