[Resolved]  HDFC Bank — Charged Processing fee before Home loan got sanctioned and now HDFC has not sanctioned loan neither re-paying my money.

HDFC is thoroughly unprofessional, poor and unskilled people for service. They cheats by always asking money for reducing ROI and always keep ROI the highest in the market. HDFC Guys do not know how to talk to their customers.

To
whom so ever it may concern ,

Dear sir/mam ,
it shocking for me ,that my cell network services by idea was all of sudden stop in this today afternoon when inquired about it ,from your service provider she told that my documents were incomplete ,i have submitted my photo id as well as residential proof true copies of the original documents ,i have the proof because i have the photocopy of all documents preserved by me.

If you are not ,recontinuing my service within a couple of hours,i have no other source and course with me except to launch a complaint against your network service in consumer court and to contact RTI about the same .

Hope that you will do the needfull immediately ,which may restrain me not to go for the further actions,which may not be good for such a big cell service provider company

such sudden discontinuation, disturbing a lot to me being a senior citizen

Idea — stopping the network service without sufficient reason,even though require and proper documents have been submitted by us.

From : [protected] , Ashokkumar,Rana

stopping the network service without insufficient reason,even though require and proper documents have been submitted by us.


To
whom so ever it may concern ,

Dear sir/mam ,
it shocking for me as i am a senior citizen such discountinuation disturbs me a lot ,that my cell network services by idea was all of sudden stop in this today afternoon when inquired about it ,from your service provider she told that my documents were incomplete ,i have submitted my photo id as well as residential proof true copies of the original documents ,i have the proof because i have the photocopy of all documents preserved by me.

If you are not ,recontinuing my service within a couple of hours,i have no other source and course with me except to launch a complaint against your network service in consumer court and to contact RTI about the same .

Hope that you will do the needfull immediately ,which may restrain me not to go for the further actions,which may not be good for such a big cell service provider company

HDFC BANK / HOUSING LOAN — interest rate changing

Sir,

I have been a home loan customer with HDFC for the past 9 years and regularly paying the same with out any delay.I have taken the loan in interst fluctuating mode , which was a biggest mistake.Now my complaint is that when ever there is a reduction in interest i havebeen asked to pay 5500 more to come to the ew slab . i paid 2 times in the last 9 years when they got reduced in the year 2007 and 2008. I started the same with 8% and after 2 times reduction which was from 8.75% to 8.5% and then 8.5% to 8.25% i paid the money to come to the slab. Now it has gone up and the present interest rate is 10.75%. I am keping on paying the money but the period remain the same. For new loans they are giving with lesser percentage. Sir, why is it so you have a customer who pay te same for last 9 years who as taken loan for 10 lakhs and still has a loan of 7 lakhs after paying 9 years. If we want to change the loan to the other bank again i have to pay some percentage to close.Sir, do you feel we are cheated. Again i am agraduate and in finance industry think about a common man who is loosing his house , lands etc to these private banks which is growing leaps and bounds and buying new corporates and making more profits to the share holders making poor and needy more poorer and needy.
regards
anand.hari

PROPERTY LOAN — want to do full payment of home loan with some discount.

Dear Sir,
Day after i take a loan the interest rate is increased ,Genuinaly i have paid all my cheques there is no any bounced cheque now i want to clear my full loan withsome discount on that, please let me out from this and my loan no is HFPC00000007.since 6 years i am paying there is no bounce cheque do some negotiations.

I totally agree with all the comments here. I had similar experience with HDFC. I had applied for Home/Land purchase loan to purchase land in Coimbatore. Submitted all the required documents and processing fees of approx Rs11, 500. HDFC initially said they will fund only 70% of the total land cost as it is a "Land Loan". Only for "Home Loan", they give 80% for the value more than 20Lakhs. Since I said, I cannot afford to proceed if I have only 70% and was about the cancel the Loan, they confirmed that they will give 80% of the cost. HDFC did confirm the date of cheque issue and we did fix the Registration date and called the Seller, purchased the registration papers for few Lakhs and taken a DD few thousands, Also paid the seller the remaining 20% of the cost. On the day of registration, HDFC says, they will give only 70%. Also the managers said "HDFC does not encourage and provide loan for Land purchase. Because I am an existing customer, they considered for the same". The Sales executives say something and promise something, the HDFC managers, technical assessor, credit assessor does something. Never go to HDFC Sales Executives or HDFC for Home Loan. Finally I had cancelled my loan, lost the processing fee. Due to all these HDFC issues, I was forced to think about ending my life. I had cried a lot. But realized that HDFC is a cheater. They do not consider customers at all. Around 2 full days been wasted at HDFC office and no use. Now I am praying god to get the 20% of the amount paid to the seller.

Friends, please go to Nationalized Banks only. Keep sufficient time between your loan processing, sanctioning, technical assessment by the bank and the final cheque preparation and the date of Registration. Do not believe the Sales Executives and their promises especially HDFC bank. If you want to purchase land/home, please do save amount (keep your savings in nationalized banks only and never in any of the private banks) and then plan for it.

HDFC is a chor company.

the biggest chor are workign with hdfc.

You can even get a job by payying big money(if you have) .

Mr . S. Viswanathan from HDFc ltd. Vadodara charges rs.25 lacs for a job with HDFC. If you want a job, call him on [protected] and he will give you the job.

all the best.

If you want an housing loan faster, take the business development manager for lunch, give him good gifts (more cash if possible) and u will get your housing loan in minutes.

Contact Mr.S.Vishwanathan (baroda) on [protected] for faster and immediate housing loan. Fees - Only Rs.25 Lacs.

All the best.

sdfsdf — Poor/helpless response by officials from Top to Bottom.

It was country,s esteemed bank as per as private sector is concern; but whole GUJARAT team is hopeless & manipulating with customers.
Essential to be streamline.
Please guide to proceed further.

Best regards,

Prashant Mehta, Ahmedabad.

[protected]

fees — reduce the college fees

GE. SIR AND MAM
MY COMPLAINT IS MY COLLEGE FEES ARE PER SEM IN MCA DEPARTMENT ARE Rs. 23,400/- BUT I DON'T KNOWN HOW TO INCISE OUR FEES WITH RS.27000 AND LAST SEM ALLSO.

I have applied for a home loan at HDFC Kollam Branch(Kerala state ). the loan was sanctioned in principle for 22L( Loan Number[protected]. subsequently I have identified a property of 26 L Rs at Paravoor Municipality region in Kollam district of Kerala state. the property is 8 cnt with a well built house of 900 square feet. as per the demands of HDFC executive I have submitted various documents pertaining to the property during a span of 2 month.At the end of all I have been told that an engineer from HDFC came for the valuation of the property and valued 15L only. but that time home was locked and gate also was locked. then how the engineer could valuate the selected property. and the so called valuation of 15L for such a property is quite impractical and hold good for 10 years back. next day we approached the bank manager and asked for the documents and processing fee. they returned back the documents but processing fee they did not give. in fact they have not done even a single Rs work for claiming processing fee of 11200 Rs. it is clearly evident that to trap 11200 Rs from individual as Processing fee and at last at some stage to stop the loan saying some fabricated reasons. I hope to get a solution in this

Regards
Md.Iqbal
[protected]

sdfsdf — HDFC NOT PROVIDING CERTIFICATE OF INTERESTS

I HAVE BEEN ASKING FOR CERTIFICATE OF INTERSTS FOR MY HOME LOAN AND STATEMENT OF ACCOUNTS BUT THE BANK IS NOT PROVIDING ANY INFORMATION
[protected]@gmail.com

pl.senstion my home loan pending five month per month send doucu ment salary sheet selary statement and other doucument but not responce of hdfc barelly home loan depart ment by mr. arvind saxena demond doucument per month but not respond my mob.secive.pl.contect to hdfc bank barelly home loan department .thank you

Never go for HDFC they will cheat you. And not customer friendly. Go for any toher bank other thatn HDFC for home loan

Dear Sir,

This is to put my grievance before you that I have been misguided by HDFC agent and employees from the initial stage of taking the referred loan. The HDFC agent misguided me by saying that the loan that has been approved is Home Loan but later I came to know that it was Home Equity Loan. Since 2009 I have religiously paid my EMIs right on time but I was jobless and could not pay my EMIs for six months. Further during these years I never got any intimation from the company that the rate of interest has increased and no. of payable months have increased from 180 to 540 .Approached Mr. Sidharth Agarwal who committed to pay an amount against which the interest put on me will be waived off and further committed that I will have to pay approx. Rs. 2000 which will reduce the rate of interest and no. of payable months.. I went all the way from Faridabad to Munirka and settled the dues by handing over the cheque to Mr. Sidharth Agarwal, honoring his words.He has committed that after clearance of the cheque, interest will be waived off and it will be reflected online in my account within a week but it never happened.After clearance of the cheque, this person stopped responding to my calls even.I am writing this to you today because Mr. Sidharth told me that he will not do anything to waive off the interest and threatened that if I write to the company he will further find ways to harass me. This is highly unprofessional and a complete cheat at the Company’s end.

I am getting reminders from HDFC Faridabad that my EMI amount will be increased forcefully and the no. of payable months have already been increased. Mr. Siddharth Agarwal is diverting from his commitment. This is a clear cheating and the COMPANY is responsible for this since its employees are misguiding.

I request the Company to look into this matter since I am not in a financial position to bear such heavy charges and increased EMI. I request the Company to:
Waive off the interest put on me.
EMI will be same Rs. 6245/- as I am already paying
Let me know a minimum and nominal amount to be paid to reduce the no. Of payable months.
Let me know the minimum part prepayment Principal amount.

Also I am not getting proper response from Faridabad office. Please let me know the senior person to be contacted for settlement.

Your prompt and positive reply would be highly appreciated.

Regards

Pradeep Chakravarty
Mobile : [protected]

Hdfc Bank — letmedeals.com

Respected Sir, letmedeals.com web site froud to my credit Card two time transition & widral Rs.13998+13998=27996/- Please take it action this complaint & FIR. NB: My Money Refund !

Dear Sir/Madam,

I booked the Flat No 103 J Wing Gokul dham Zone 2, Vrindavan Nagari, MIDC, Navapur Road, Lupin circle, Pamtembhi Village, Boiser(w).I discussed with your Vasai branch related to Pradhanmantri Awas Yojana (PMAY).He replied me this area is not covered under this benefit.But Yesterday I went to ICICI bank for home loan they have agreed for giving PMAY subsidy for Boiser (w) location. Still I want loan from HDFC Bank.
If you are agree for giving PMAY subsidy as commitment by your executive at the time of form filing. Otherwise I request you please refund my processing fee Rs 8630/.

Thanks,
Raghavendra