[Resolved]  HDFC Bank Personal Loan — PDC's not refunded after closure

Hi,

I have closed my HDFC Personal Loan in the month of Jan 08 and then gave a call to Customer Care to give request for Return of PDC's , They have took the request and told it will be dispatched in 7 working days. Surprisingly i didnt get that in the said period, wherein i got only closure document returned to my address. I then again called up customer care in Feb 08 and they said that the PDC's will be destroyed and not returned back. But while i took the loan and on their site it was wirtten/told that they will be sent back upon closure.
I really didnt like this bad cummunication and way of deceving people , i have now decided not to go for any personal loan nor to
suggest any loan with this bank
Was this information helpful?
No (0)
Yes (0)
Aug 13, 2020
Complaint marked as Resolved 
Complaint comments 

Comments

even after the approval of the loan i did not recieve the loan amount check since i have signed the agreement and gave the cheques long back.
Hi,

My name is Rajan gupta. I had taken a loan from your bank of 50, 000/- I have already paid 6-7 installments. There has never been a problem in paying the installments. But now a days, I am going through some real problems. In fact, I am out of job from last 5 months. I was previously working for HCL and my life was going on smoothly. But unfortunetly, I had to leave my job in november, and since then I am badly looking for a job, I am not able to find one with day shift. I am facing a lot of financial crisis. Anyhow, I managed to made the payments from november to april. But now I am really out of pocket. Hardly living my life. But looking for job. At the same time I am not a person who does not want to pay the remaining money. I definetly want to pay that. But I need some time to get settle down. I would really like to request you to please allow me some time to get settled and earn some amount in next couple of months. I will start taking home tution soon and slow but surely my life will come to the normal path. So please allow me about 3-4 months of time to start paying the rest of the installments. I am sure, I will have some money by the end of august and I will surely start paying rest of the installments by then. Please try and put yourself in my situation. I had never thought that I would face such difficulty in my life. So please do the need full. I am not sure of my loan account number, you can pull up my loan account number by my name Rajan gupta. date of birth : 21/12/1981. Or if you are not able to, please reply back to me, I will forward it you in my next e-mail. But please allow me some time. I am not denying to pay, but need some time. please understand I dont have any money to make payment.

Thanks and Regards
Rajan gupta
Loan account number :
Hi,

I have closed my HDFC Personal Loan in the month of Sept 09 I want to know how much time it will take for Return of PDC's which I gave when I took Loan.

Regards
JAYA MUKERJI
[protected]
sir
from my A/C again and again drawon my rupees.
Hi
I have taken loan form hdfc but they have taken money from my account as pdc what is that and need the money back

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    HDFC Bank
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    58%
    Complaints
    32731
    Pending
    0
    Resolved
    18405
    HDFC Bank Phone
    +91 22 6160 6161
    +91 22 2498 8484
    HDFC Bank Address
    Branch 542, Trade World, A Wing, Ground Floor, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra, India - 400013
    View all HDFC Bank contact information