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agree idbi dont have a fixed policy
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Hi,
i have applied with IDBI HomE FINANCE, Pune branch.
My experience with bank is very pathetic. Even if you provide all the documents and even you contact them time to time, they will definitely create a problem at the time of disbursement. So that one should feel that mistake is from our side only.
I have introduced with this worst fiance through Mr Rahul Walke. At the time of applying he will not mention all the document that we need. Later stage if you apprach to higher authority, rahul will say he is resposnsible till sanctioning of loan. And his immediate higher authority will say we do not know what Mr rahul has committed/ told to you.
And at the last they will say that, if it is a resale property, you have to submit original sale deed of your owner and previous owner of that property, before you make an agreement or sale deed with the person with whom you are supposed to purchase the property. So, one can imagine that how a person will give his original document to IDBI Customer who has applied for loan without sale deed or agreement.
And in this way I have lost my around R.13000/- towards processing fees and valuation of the property.
So those who are new, be carful before applying with this bank
Vishal Gavhane
[protected]
i have applied with IDBI HomE FINANCE, Pune branch.
My experience with bank is very pathetic. Even if you provide all the documents and even you contact them time to time, they will definitely create a problem at the time of disbursement. So that one should feel that mistake is from our side only.
I have introduced with this worst fiance through Mr Rahul Walke. At the time of applying he will not mention all the document that we need. Later stage if you apprach to higher authority, rahul will say he is resposnsible till sanctioning of loan. And his immediate higher authority will say we do not know what Mr rahul has committed/ told to you.
And at the last they will say that, if it is a resale property, you have to submit original sale deed of your owner and previous owner of that property, before you make an agreement or sale deed with the person with whom you are supposed to purchase the property. So, one can imagine that how a person will give his original document to IDBI Customer who has applied for loan without sale deed or agreement.
And in this way I have lost my around R.13000/- towards processing fees and valuation of the property.
So those who are new, be carful before applying with this bank
Vishal Gavhane
[protected]
Hi,
I am looking out to take a Home loan for 23 Lacs. So could you suggest me as to whom should I contact for Home loan, n what points should I keep in mind while applying for the loan so that I dont get cheated as other consumer who are usually cheated while applying for Home loan.
Regards,
Vishnu
I am looking out to take a Home loan for 23 Lacs. So could you suggest me as to whom should I contact for Home loan, n what points should I keep in mind while applying for the loan so that I dont get cheated as other consumer who are usually cheated while applying for Home loan.
Regards,
Vishnu
IDBI Home Finance Ltd — PROCESSING FEE REFUND
APPL REF NO IHFL/MUMVSH00010724/1 Mr Harsh SharmaI applied for the loan and also have signed the chq for processing fee subject to the availment of loan as the confirmation from the respective staff from Vashi Branch which was later actually debited from my Account for Rs 11030/- .This is to bring in attention that the chq been issued subjectively the amount to be realised solely on availment of loan .I have not availed any Financila back from the insitution than also am getting penalised for the chanrges for nothing.
Have the valid proof for the situation where the Branch also accepted the fault and reasoning for the payment back.Need support for the financial loss we are incurring in the subject
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