IDBI Bank Complaints & Reviews

Dear Mr. Jain,

I am agree with your views. IHFL ( IDBI Home Finance Ltd) is not listening to customers and nobody in IHFL give proper answer for reduction in interest rate. IHFL never intimate to customer for reduction in interest rate.

IHFL shall be tried in consumer courts

Dear Mr. Jain,
I agree with your views. I am also facing same problem. Today I talked to bank officers also, they are not able to provide me satisfactory answer. I feel we need to file complaint together.
Regards,
Gurunath
Reply to: [protected]@rediffmail.com

I have also taken loan from IDBI Homefinance, Pune branch in 2008.
They offered me ROI 11.5% at initial condition. Afterwards it has been reduced to 10-10.25%.
Still this ROI is too high compared to other banks.
ICICI & HDFC is having facility of spreading interests rate (i.e reducing ROI by paying some charges)
.
I demanded same or similar facility, to reduce my ROI. But they told me that they are not having any such scheme.
I am not able to understand the way by which IDBI will reduce ROI for me.
Please suggest?

Sachin.

Dear sir,
good afternoon,
sir i open saving ac of 250 min balance on IDBI bank,
so please canform me all detail of " saving 250 min bal ac"

Sir,
I am having Two IDBI INFRASTRUCTURE (TAX SAVING BONDS) 2004B having Certificate No:[protected] and Distintive No(s) [protected]-[protected], and havent received any kind of maturity due on 05/03/2007.Hence I request kindly settle the matter at the earliest.

Sir,
I have not receved any payment for the below noted bond matured as on 12/01/2009. So please arrange payment of maturity as below.
IDBI FLEXI BODS- 19
My folio no is-19IFB1953079
Certificate no[protected]
No of Bonds 06
YOURS TRULY
Sanjay Kumar Joshi
E- 81, Prism Cement Ltd.,
SATNA (M P)
Pin -485001
Mobil [protected]
State bank of india
A/c No. [protected]
Branch : Mankahari

HItesh,

I agree with you that banks rob people in cases of housing loans.
I have experienced the same with IDBI bank that loan processing fees was charged 2 times and after 6 months also not getting it refunded and I am going to file case for fraud against the bank soon.

Pravin
[protected]

IDBI Infrastructure Bond 1998 — NON RECEIPT OF PROCEEDS

IT SEEMS TO ME AFTER CHECKING THE RECORDS THAT I HAVE NOT RECD. MY REDEMPTION PROCEEDS OF 2 BONDS UNDER REGD.FOLIO NO.FIB158764.

IDBI Infrastructure Bond 1998 — REDEMPTION

I am the holder of 7 Bonds and wish to have them redeemed.

I have 2 Bonds bearing Regd. folio no. FIB123858 and certificate nos. 296240 and 296241.

I wish to redeem these bonds. Please advise.

non reciept of redemption warrent

1)regd folio no-BM0008733
CERTIFICATENO-17409
NO OF BONDS-2
DISTINCTIVE NO-[protected]-[protected]

2)REGD FOLIO NO-FIB137083
CERIFICATE NO-322690
NO OF BONDS-1
DISTINCTIVENO-[protected]-[protected]
3)REGD FOLIO NO-FIB137083
CERTIFICATE NO-322691
DISTINCTIVE NO-[protected]-[protected]

PLS CONFIRM THE STATUS IN MY MAIL [protected]@yahoo.co.in

with regards
chanchal mukherji
dhanbad

pl. give me my pement of idbi in. bond 1998 regd. folio no. fib122560 certificate no. 293645

distinctive no [protected] - issue date 18 3 .1998 rs 10000/=
[protected]@gmail.com

I have One bond bearing the Registered folio no FIB081712 and certificate no 217578.

I want to redeem this immediately, kindly advise and revert to me on my mail ID "srkk122gmail.com". or call me on [protected].

non reciept of redemption warrent

1)regd folio no-FIB021560
CERTIFICATENO[protected]
NO OF BONDS-2
DISTINCTIVE NO-[protected]-34156
PLS CONFIRM THE STATUS IN MY MAIL [protected]@yahoo.co.in

with regards
Madhu Sudan Tulsyan
Kolkata

Hi,
If you have given your saving Bank A/C number and opted for ECS then the money would be credited in your account on maturity. Otherwise you have physically contact them for the redemption

I have 1 bond being Regd. Folio No. FIB079407 and Certificate no. 215273.
I wish to redeem this bond.
Please...

Dear Sir/Madam,
We (Indrawati Devi and Bechan Sharma) had purchased one IDBI Infrastructure Bond, 1998 (FIB065038; Certificate no. 200904, Distinctive no. [protected]-[protected]) for Rs. 5000/ on March 18, 1998. We have still not got its redemption.
Would you please advise as what to do and how to proceed for its redemption. I shall be grateful. Regards
B. Sharma
E-mail: [protected]@yahoo.com

This happens many a times with IDBI bank, Even this happened for one of my friend, well an x employee of IDBI bank who was working as an executive told that they will charge one with insurance (HPP & bagic) they wont inform the customer about this and at the time of disbursement they will let you know, and one is helpless at this point. They will reduce from loan amount and pay the remaining. It seems these executives are being tortured like hell by giving multiple roles and task. In there intranet its mentioned as 3 yrs contractual emp(These executive write national bank exam and out of lacks only these people get selected ) which every year they renew. out of 1600 executives only 84 continue at the end of 3 year and god knows they have an written as well as face to face interview in which only a few get selected. Obviously there is politics and Remaining are thrown out after the contract or extend the contract make them to work as an office boy. So Guys be aware of this, Its truth and dont sign in for contractual bank jobs(even on on-role). If so please tell them to check their intranet.

Same thing is happening to me for availing home loan. Now they say RBI has has the rules to remove the parallel funding for all the banks, except axis.

I have taken a home loan from IDBI and I am paying the int at the rate of 13.25%, this days they have reduced it only by 0.5%.

my account information of idbi bank

Worst maintance by IDBI people.. I am using the IDBI from 5 years.. not at all satidfied witht the IDBI, but because of soem loan is linked with it, so forceble I am continuing with my IDBI account. People are not at all helping nature at IDBI.

ive State bank Of India's Account no. [protected]. ive withdrawn Rs. from ATM of IDBI bank at Trimurti nagar, nagpur Rs.3000. the massage came in as you request can not be processed. After that i wothdrawn money from other bank. i saw that the money has been deducted. please credit the amount. transaction id is - ATM WDL-
[protected]
1829 ATM6630-.

please do the needful

We feel RBI's deliberation on suggesting bankers the use of "sorting machines" needs further attention to looking for “Genuine & Accurate fake note detectors" which work on data cum image based technology. Sorting machines are working just on image base technology which is limitedly compatible and useful just for fitness/quality sorting of notes and are too poor to detect super fake notes. Sorter just throws out large number of doubtful notes with comparatively large number of false alarms and carries very high possibility of passing super fake notes as genuine resulting into issuance of such notes at cash counters or at ATM centers.

The kind of machines Indian Banks at cash counters needed are the machine which can verify not only the images but also can check the chemical and physical properties of papers, inks, resins and other materials used in production of note. The machine should be capable of not allowing any fake note to pass as genuine. It is possible only with the detectors specially developed considering the large number of intricacies concerning to Indian notes. A multi currency super fake note detector/ Currency verification & processing Systems is recently launched by an Indian company having web address www.paradigmcashsystems.com It is suggested therefore that all the concerned authorities form RBI, Government of India, Banks investigative agencies etc should invariably go through the crucial informations provided in the web site. It could help in curtailing the menace of fake notes prevalent in our country.
Paradigm EXC 6700-I is exclusively developed for validity verification of Indian currency notes –ICNs & detection of Fake Indian Currency Notes-FICNs mixed/hidden with packets of genuine notes. Most useful at Cash Desks of Banks, ATM centers, large retail outlets, treasuries etc as also at currency chests to process large number of notes that are sorted as suspects by image based heavy duty currency processors.

Paradigm EXC 6700 –I is a Desk Top Fake Note Sorter/Detector commonly known as Currency Validity Verification and Processing System or Super Fake Currency Note Detector. It verifies not only varied images, emblems, portraits, texts, water marks, magnetic and other machine readable features of notes but also checks the physical and chemical properties of security paper, varied types of inks, resins, security threads and other materials used in production of notes, constituting large number of check points out of the interrelated combinations & permutations of varied security features in the notes, by automatic one by one pick ups of single note at a time out of the stacked packet of 100 notes of single or mixed denominations, and processes a note in 0.6 seconds and 100 notes in 1 minute. The process includes identification of discrepancies of features in the rejected note for further legal adjudication of its validity. It also counts and valuates the accepted notes both in aggregate as also denomination wise.

Its variant model scans, reads, records serial numbers o[censored]S Dollars and offer connectivity to PC for print out of serial numbers with summary of denominations, counts and values with personalized information of the users with date and time of operations.

In case Bankers wish to ensure that Fake Indian Currency Notes are not being handled at their counters or ATM, the Banks should sincerely deliberate on and give due consideration for deploying effective and 100 % accurate Automatic Desk Top Fake Currency Notes Detector instate of Desk Top Note Sorters which have been not compatible at Bank branches for having other than Detection functions as basic functions and detection of fake not being secondary and inaccurate.

There have been no accurate Desk Top Sorters available on the globs which can been fitted inbuilt on the ATMs for Back office uses of filling and refilling notes for maintaining stock of notes in the ATM machine for ensuring continuity of withdrawal service to the public without issuing Fake Indian Currency Notes.

Most of the Banks have hired private agencies for refilling genuine notes to ensure no fake note being issued from ATM. The reasons of issuance of fake notes from the ATM probably could be the involvement of human elements either from within the Banks or from the outside agencies.

The investment in such 100 % accurate Automatic Desk Top Fake Currency Notes Detector can be recovered in terms of avoiding losses and hassles of much complicated legal formalities involving large number of legal agencies as also for avoiding situations of loosing goodwill in the eyes of general public at large on account of Fake Indian Currency Notes being handle erroneously or by human dishonesty at different level.

Paradigm EXC 6700 –I, have emerged as 100% Accurate Automatic Desk Top Fake Currency Notes Detector. Bankers should invariably refer to www.paradigmcashsystems.com and they sure will get much awaited solutions for serving nation by detecting fake notes that are likely to be handled intentionally or un intentionally by involved human elements.

The basic difference between Note Sorting Machine & Desk Top Fake Note Detector/Sorter is yet to be understood by the Indian Banks as most of the banks take NSM as the panacea of all remedies against problem of infiltration of Fake Notes in banking channel and have been repeating the very same mistakes again and again !!

Note Sorting machines basically have been designed for currency sorting processes on the basis of set criterion like designs, quality, orientations, faces, series, fitness etc but
have not been designed aptly & exhaustively for accurate fake note detection and hence NSM can not be used as a perfect substitute of Desk Top Fake Note Detector/Sorters which are exclusively designed for the specialized process of detection of Fake Notes offering other ancillary functions useful at cash desks or at ATM centers.

With deployment of accurate Desk Top Fake Note detector the huge investment can be recovered back by avoiding the losses on account of erroneous acceptance of fake notes at cash desks, as also heavy expenditures on consequential legal hassles and lose of Goodwill due to strict provisions of law regards to handling of fake notes, though handled unintentionally.

Most of the recent cases of remittance of fake notes to RBI by many famous Banks have been emerged as a result of deploying wrong equipment like NSM on which highest reliance has been placed. We feel majority of cases seems to be unintentional of human attitude problems while submitting fake notes to RBI’s treasuries.

The Speed of NSM kills the accuracy of fake note detection as it leaves behind large number of security criterions being unchecked and specifically due to incompatibility of NSM adapting digital technology which ensures the perfection. NSM can not check/scan notes pixel to pixel leading consequential inaccurate & imperfect detection of fake notes except for detecting poorly fabricated notes and thus runs with great risks of passing fake notes as genuine or rejecting genuine notes as fake or doubtful. NSM just throws out large number of doubtful notes with comparatively large number of false alarms and carries very high possibility of passing super fake notes as genuine resulting into issuance of such notes at cash counters or at ATM centers and subsequent

While as the process of 100% accurate detection of fake notes mixed up with genuine notes it self is a different operation requiring a equilibrate combination of Data based and Image based technology where large numbers of check points are to be scanned for a perfect adjudication of fake notes.

Just image based scanning in NSM bound to pass fake notes which also could be influenced by factors like crispiness, identical images, colors, sizes, ink, water mark, paper, spoilages folds, mutilated, physically damaged, soiled, corner fold, tear, tear, holes, missing corner, denomination, orientation, formats, adhesive taps, limpness, stains etc and those instate of getting detected fake notes would be sorted out under different criterions for which the sorter is set.

We feel with a view to facilitating the detection of Counterfeit notes, all bank branches/treasuries, at their cash Desks, specifically branches those have been dealing with members of public for acceptance and issuance of notes, should be equipped with Automatic Fake Currency Note detectors commonly known as Desk Top Fake Notes Detector/Sorter or Automatic Currency Validity Verification and Processing Systems (ACVVPSs), instead of Note Sorting Machine.

The kind of machines Indian Banks at cash counters needed for the fake notes detection purpose are the machine which can verify not only the images, emblems, portraits, texts, water marks, magnetic and other machine readable features of notes but also checks the physical and chemical properties of security paper, varied types of inks, resins, security threads and other materials used in production of notes, constituting large number of check points out of the interrelated combinations & permutations of varied security features in the notes, by automatic one by one pick ups of single note at a time out of the stacked packet of 100 notes of single or mixed denominations, and processes a note in 0.6 seconds and 100 notes in 1 minute. The machine meant for detection of fake notes as prime function invariably should be capable of not allowing any fake note to pass as genuine. It is possible only with the detectors specially developed considering the large number of intricacies concerning to Indian notes.

Fake Note detection at Cash Desks of Banks and at ATM centers before refilling the ATMs through much needed compatible Equipments


Most of the recent cases of remittance of fake notes to RBI and issuance of fake notes at ATM centers or at cash desk by many leading commercial Banks have been emerging as a result of erroneous understanding on complexity and intricacies involved in the related technology not only that of notes but also of different special purpose machines like sorting machine, counting machines, handy UV/IR equipments, ink pens and manual checking process leading to improper/inaccurate detection most of the time out of the results of not deploying right detection equipments having compatible technology for FICNs detection.

Desk Top Fake Note Detectors/ Sorters -DTFND/Ss (also have been recognized as Mini Currency Validity Verification & Processing Systems –MCVVPSs ), in the international Banking channels have been used for validity verification & fake note detection for exhaustive/detailed scanning of all notes while working on Image Cum Data based technology wherein fake notes are processed in isolation to any other type of segregation and hence have been regarded as only the perfect detection tools as against Note Sorting Machines – NSMs(also have been recognized as Desk Top Sorters –DTSs) which have been primarily used for different types of specialized currency operations of segregating the notes on the basis of set criterion like quality, designs, faces, orientations, denominations etc and pockets have been provided for collecting notes under such set criterions but no special “on line” pockets have been provided for separating fake notes during sorting on different set criterion to isolate the fake notes from all other type of notes.

As you may be aware, NSMs/DTSs do not scan, detect and segregate the fake notes in Isolation of other set criterions by transporting fake notes in the separate and exclusive pocket for collection of fake notes but have been mixed and transported to different pockets as per the normal criterion set in the machine and hence technically becomes impossible to detect the fake notes in isolation to other categories of notes. NSM being incompatible for fake notes detection, have not been used for validity verifications & detection of notes unless those currency types have high end costly security features which are least in ICNs, as the same have been working only on image based technology which though useful for such set sorting process, have not been found good enough for validity verification & detection of fake notes, unlike that of DTFND/Ss-MCVVPSs which sorts the notes in isolation.

We feel the said aspects were absent in the report of HLG, mainly due to merely dearth of such machine in India, as development of such machine needed special R & D efforts separately for each currency types Viz US Dollars, Euro, Sterling pound, as have been carried out by us for detection of Fake Indian Currency Notes to make it possible to check even super fake notes in pure isolation.

The technical aspects on currency notes required to be scanned for purposes of sorting processes; all to gather have been different to that which has been required to be scanned for validity verification and detection of notes. The former involves overall checking of both the faces of notes at very high speed, while as latter involves pixel to Pixel checking of important security features on the notes at the most optimum technical speed for the purpose, as over all scanning have every chances of passing super fake notes for matching the over all features of genuine notes. Super fake notes still bound to have large number of discrepancies with genuine notes if checked pixel to pixel though can match with criterion of genuine notes while over all checking through sorting machines.

As you may be aware that NSMs/DTSs basically are most useful at currency chests or large size Bank branches who are supposed to sort the notes under different categories, have been designed for currency sorting processes on the basis of set criterion like designs, quality, orientations, faces, series, fitness etc, however we feel that NSMs/DTSs have not been designed aptly & exhaustively for accurate fake note detection and hence NSMs/DTSs can not be used as a perfect substitute of DTFND/Ss-MCVVPSsf that are exclusively designed for the specialized process of detection of Fake Notes adding ancillary functions useful at cash desks or at ATM centers.

With deployment of accurate DTFND/Ss-MCVVPSs, the huge investment can be recovered back by avoiding the losses on account of erroneous acceptance of fake notes at cash desks, as also heavy expenditures on consequential legal hassles and lose of Goodwill due to non compliance of strict provisions of law regards to handling of fake notes, though handled unintentionally.

The high speeds of NSMs/DTSs, kill the accuracy of fake note detection as it leaves behind large number of security criterions being unchecked and specifically due to incompatibility of NSMs/DTSs of adapting digital technology which ensures the perfection.

NSMs/DTSs can not check/scan notes pixel to pixel leading consequential inaccurate & imperfect detection of fake notes except for detecting poorly fabricated notes and thus runs with great risks of passing fake notes as genuine or rejecting genuine notes as fake or doubtful.

NSMs/DTSs just throw out large number of doubtful notes with comparatively large number of false alarms and carries very high possibility of passing super fake notes as genuine resulting into issuance of such notes at cash counters or at ATM centers.

Moreover, even highly expensive big sized currency processors used by currency chests and issue offices of Controlling Banks like RBI, with large number of packets used for heavy duty operations are also not able to detect fake notes. The rejected notes are to be manually checked for validity verification & detection of notes. The ration of selected and rejected notes falls on average ratios of 70:30. DTFND/Ss-MCVVPSs could be used to process Sorter rejected notes for detection of fake notes and thus could offer alternative to manual verification of Rejected notes at currency chest with utmost perfection, eliminating the chances of natural human error in adjudication of fake notes.

Fake notes in circulation due to mass mishandling also have been influenced by factors like spoilages, folds, mutilated, physically damaged, soiled, corner fold, tear, tear, holes, missing corner, scribbles, denomination, orientation, formats, adhesive taps, limpness, stains crispiness, identical images, colors, sizes, ink, water mark, paper etc are most likely to be segregated by sorters like that of genuine notes under such varied set sorting criterion instead of getting rejected as fake.

The kind of machines Indian Banks at cash counters needed for the fake notes detection purpose are the machine which can verify not only the images, emblems, portraits, texts, water marks, magnetic and other machine readable features of notes but also checks the physical and chemical properties of security paper, varied types of inks, resins, security threads and other materials used in production of notes, constituting large number of check points out of the interrelated combinations & permutations of varied security features in the notes, by automatic one by one pick ups of single note at a time out of the stacked packet of 100 notes of single or mixed denominations, and processes 100 notes in 1 minute which technically have been regarded as optimum for accurate validation & detection of Fake Notes

The machine meant for detection of fake notes as prime function invariably should be capable of not allowing any fake note to pass as genuine. It is possible only with the detectors specially developed considering the large number of intricacies concerning to Indian notes.

We feel with a view to facilitating the detection of Counterfeit notes, all bank branches/treasuries, at their cash Desks, specifically branches those have been dealing with members of public for acceptance and issuance of notes, ought to be equipped with Desk Top Fake Notes Detector/Sorter or Mini Currency Validity Verification and Processing Systems rather than with NSMs/DTSs

Comments on Report of High Level Group on systems & Procedures for currency distribution: HLG’s Recommendations for deployment of Note Sorting Machines/ Desk Top Sorters for Fake Note Detection:

Most of the recent cases of remittance of fake notes to RBI and issuance of fake notes at ATM centers or at cash desk by many leading commercial Banks, (even after using Note Sorting Machines as have been recommended by HLG RBI), have been emerging as a result of erroneous understanding on complexity and intricacies involved in the related technology not only that of notes but also of two different special purpose machines like Note Sorting Machine and genuine Accurate Desk Top Fake Note Detectors, leading to improper/inaccurate fake note detection process. This has been happening mostly as the consequences of not deploying right detection equipments like Desk Top Fake Note Detectors/ Mini Currency Validity Verification & Processing Systems having compatible technology for FICNs detection and using NSM for fake notes detections though have been meant for other basic functions of sorting notes on the basis of preset criterion and can not provide specific function of detection of fake notes while currency validity verification of each notes.

Although the report of HLG RBI recommending Note Sorting Machine for detection of Fake Notes at Cash Desks of Bank branches has been appropriate to the extent & till the time the Accurate much needed Desk Top Fake Note Detectors (DTFNDs)/ Mini Currency Validity Verification & Processing Systems (MCVVPSs) for Bank branches have been introduced in the market..

Now that such machines have arrived in India, all bank branches/treasuries, at their cash Desks, specifically branches those have been dealing with members of public for acceptance and issuance of notes, ought to be equipped with such Desk Top Fake Notes Detector/Sorter or Mini Currency Validity Verification and Processing Systems rather than with NSMs/DTSs and accordingly some fresh guidelines is needed to be issued by RBI to all the Banks and ATM centers. We are sure; it will help our Nation and Banking channel in nabbing fake notes at the root level of its deposits and Issuance at Cash Desks of Banks & ATMs.

The technical aspects on currency notes required to be scanned for purposes of sorting processes; all to gather have been different to that which has been required to be scanned for validity verification and detection of notes. The former involves overall checking of both the faces of notes at very high speed, while as latter involves pixel to Pixel checking of important security features on the notes at the most optimum technical speed for the purpose, as over all scanning have every chances of passing super fake notes for matching the over all features of genuine notes. Super fake notes still bound to have large number of discrepancies with genuine notes if checked pixel to pixel though can match with criterion of genuine notes while over all checking through sorting machines.


The kind of machines Indian Banks at cash counters needed for the fake notes detection purpose are the machine which can verify not only the images, emblems, portraits, texts, water marks, magnetic and other machine readable features of notes but also checks the physical and chemical properties of security paper, varied types of inks, resins, security threads and other materials used in production of notes, constituting large number of check points out of the interrelated combinations & permutations of varied security features in the notes, by automatic one by one pick ups of single note at a time out of the stacked packet of 100 notes of single or mixed denominations, and processes 100 notes in 1 minute which technically have been regarded as optimum for accurate validation & detection of Fake Notes

The machine meant for detection of fake notes as prime function invariably should be capable of not allowing any fake note to pass as genuine. It is possible only with the detectors specially developed considering the large number of intricacies concerning to Indian notes.


The high speeds of NSMs/DTSs, kill the accuracy of fake note detection as it leaves behind large number of security criterions being unchecked and specifically due to incompatibility of NSMs/DTSs of adapting digital technology which ensures the perfection.

NSMs/DTSs can not check/scan notes pixel to pixel leading consequential inaccurate & imperfect detection of fake notes except for detecting poorly fabricated notes and thus runs with great risks of passing fake notes as genuine or rejecting genuine notes as fake or doubtful.

NSMs/DTSs just throw out large number of doubtful notes with comparatively large number of false alarms and carries very high possibility of passing super fake notes as genuine resulting into issuance of such notes at cash counters or at ATM centers.

ON 17 Nov 2009 I withdraw 20000 in from on 1000 Rs notes. Then on 18 Nov 2009 I went to ICICI to deposite the money, They said one note is fake. Then I went to IDBI and they simply refused saying It can not happen. Then I asked them to register my complaint. They said you can give ur complaint on simple paper, But they refused to give the acknowledgment of the complaint.

IDBI is government bank; they have to work like that. IDBI will never improve - that is why they lost 1500 crores in Enron!!!

I somehow disagree with Gunjana Sawarkar.
It was clearly stated in the advertisement itself that people who had 1 year experience in banking or financial institution were required to apply. I believe that you must have missed out on that crucial information. Also documents were required to be submitted only and only during interview, during which they would be scrutinised along with the original documents. Lastly and mostly, It was clearly mentioned in the interview call letter that candidates must rechk whether they are meeting the eligibilty criteria before they can attend the interview.

Am not an employee of IDBI but just another aspirant who had applied for the same job and was called for the interview. Nearly 1/3 of the total people who came in for the interview were not meeting the eligibilty criteria and hence were requested to leave the interview room

I strongly disagree with Gunjana Sawarkar and go with Ikadkidd. Before attending an interview especially public enterprises like IDBI or SBI etc, one should read the instructions very carefully. It is not like a private firm HR, where they will allow you to take interview even if you have not qualified a certain criteria like having arrears in your semesters, don’t have a degree cert etc. You might even get selected for the job with such deficiencies. But this is not the case in Govt firms, cause of RTI act. There will be document verification before your interview and you will get rejected if found unqualified.
I attended interview in Chennai. I had to wait nearly 5 hours, for my turn for.Cause 95% of the candidates did not produce their documents as instructed. Many did not bring their degree certificates, experience certificates, CVs, photographs, Xerox copies etc. It was pathetic to see that so many candidates, were blinking when asked for the documents. It clearly shows that they have not gone through the instructions. In spite of all this, the staffs of IDBI never lost their cool. They called for their sub staffs in order to assist the candidates to take print of their CVs, application forms, take Xerox copies etc. Some where allowed to go home or to nearby photo studios for getting photos. When my turn came the officials were so happy to see that I made a correct presentation, for which I spent 2 full days.
Above all was the ‘experience’ issue . People came with 10 months, 5 months and even nil !!! experience i/o 12 months. Some came with non banking experiences like IT and HR etc. What would you expect? You will be rejected for sure. I felt sorry to see them getting rejected on the face. Many had come to Chennai from Andhra, Kerala and were asked to leave without attending interviews.
I understand your feeling Gunjana, but you could have avoided this by reading the instruction in IDBI website and consulting someone on whether your experience is valid or not. While filling the form the bank cannot know whether your experience is from a bank or not. You should know that.
My blog might still not be comforting for you, but this experience should be helpful when you attend other Govt. bank interviews.

Hi am a customer of IDBI bank.This bank employess have lot of attitude.they dont give proper service.specially in chennai.evey employee are getting into personal relationship with customers specially[ ASSISTANT MANAGER MUTHU ].am a women and this person was trying get personal with me.I dont know how the rest femail employee is managing him.

Now am not using IDBI BANK Account any more.

WOMEN CUSTOMER'S PLEASE BECAREFULL WITH IDBI [ ASSISTANT MANAGER MUTHU ].

LOCATION : 51 Nelson Towers, Nelson Manickam Road Aminjikarai.

I agree with Gunjana Sawarkar as in the advt. it was mentioned (etc.) in work exp. qualification so IDBI should not have mentioned etc. in it.

I also thought that is bank is fraud i am applying for some post I have sumitted the challan also now bank website doesnot contain any link for online submission of application i have wasted my 300

AJAY KUMAR MISHRA
Mob No. [protected]. Email: [protected]@yahoo.com
RZ-6 Gali No-6/7 KH. No.77
G/F EAST Sagarpur
Palam New Delhi 110045


To
General Manager,
IDBI Heaad Office
Mumbai

Ref: - AKM/IDBI/02 dated 08th Dec. 2009

Deduction of charges for debit card A/C. NO. [protected]

Dear Sir,
1. Please refer to my transaction dated[protected].
2 It is submitted, that I had purchased petrol through my debit carda[protected]from Saral Fuel Mart Allahabad for Rs 200 only, but passbook entry shows two transactions of Rs 200 each which is incorrect. The excess charged amount of Rs 200 may be credited to my account. .
3. An early action is requested.
Thanking You,

Yours truly,


Ajay Kumar Mishra

AJAY KUMAR MISHRA
Mob No. [protected]. Email: [protected]@yahoo.com
RZ-6 Gali No-6/7 KH. No.77
G/F EAST Sagarpur
Palam New Delhi 110045


To
General Manager,
IDBI Heaad Office
Mumbai

Ref: - AKM/IDBI/02 dated 08th Dec. 2009

Deduction of charges for debit card A/C. NO. [protected]

Dear Sir,
1. Please refer to my transaction dated[protected].
2 It is submitted, that I had purchased petrol through my debit card[protected]from Saral Fuel Mart Allahabad for Rs 200 only, but passbook entry shows two transactions of Rs 200 each which is incorrect. The excess charged amount of Rs 200 may be credited to my account. .
3. An early action is requested.
Thanking You,

Yours truly,


Ajay Kumar Mishra