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IDBI Bank Complaints & Reviews

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Updated: Feb 21, 2026
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IDBI Bank reviews & complaints page 85

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C
Charankamal Singh
from New Delhi, Delhi
Oct 29, 2009
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I am Charankamal singh.I am account holder of IDBI bank. My account no is [protected] in IDBI bank. I had applied and submiited all the documents for netbanking services at lajpat nagar, new delhi branch on 10th september.but now, i have not recieved my IDBI pin and details.I have many time call to IDBI Helpline([protected]), They gave me the Address of Lajpat nagar, new delhi Branch, Detail given as below:


Idbi Bank Click for More Details


Building : P No-54, Grd Flr
Street : Ring Rd
Location : Part-3, Nr Haldiram Sweets Shop
Area : Lajpat Nagar
Pin : 110024
Tel. : 46574126, 46574127
Fax : 46574128
Website : www.idbi.com, www.idbibank.com, www.idbi.co.in

I have many times call to above numbers, they put the phone into hold, .I had also send my complain on ([protected]@idbi.co.in), One Bhakti joshi(Customer care Expert ) had contact to me and demand for my communication address and promise to send the i-pin within 7 days from the date of complain registed.
I am very disatisfied about the services of Bank. Plz contact me on [protected] and solve my problem immedately.
Aug 14, 2020
Complaint marked as Resolved 
AS PER THE PROCEDURE ELECT BILL PAID FROM MY SB A/C BUT SB A/C DEBITED BUT ELECT BILL STATUS NOT CLEARED OR EM FROM TNEB RECEIVED.
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    J
    jitendra Singh
    from Gurgaon, Haryana
    Oct 28, 2009
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    My atm card captured in atm machine (sec 22 chd) in the evening , on very next day 24/10/2009 at 10:00 AM i informed to Mohali 3b2 branch, bank personal assuerd to get back it on 27/10/2009, but card had destroyed without any information
    Aug 14, 2020
    Complaint marked as Resolved 
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      B
      bhimasen ramarao muddapur
      from Attingal, Kerala
      Oct 27, 2009
      Resolved
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      disbursing of dividend2008-09
      Wednesday, 21 October, 2009 7:04 PM
      From:
      "Bhimasen Muddapur" <[protected]@yahoo.co.in>
      View contact details
      To:
      [protected]@isilindia.com
      Dear sir
      I am holding the following shares
      [protected] to[protected]
      and
      [protected] to[protected]
      Total 160 shares
      A)
      I have not received dividend so far for the above period
      B) Two of the dividend cheques for the earlier period which were not encashed were sent to your head office at cuff parade by regd letter in the first of this year . Nothing is heard of it . though more than 6 months have passed.
      c) how to make DMAT Account
      kindly reply
      Y/S
      B.R.MUDDAPUR

      email :[protected]@yahoo.co.in

      New Address:
      B.R.Muddapur
      #392 4th AMain 16th Cross $th Phase Dollars L/O
      JP Nagar Bangalore 560078

      P.S SINCE NO REPLY IS RECEIVED HENCE THIS COMPLAINT BE ACCEPTED

      Y/S
      B.R.MUDDAPUR
      Aug 14, 2020
      Complaint marked as Resolved 
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        G
        Girraj Prasad Sahu
        from Mumbai, Maharashtra
        Oct 22, 2009
        Resolved
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        good morning sir/madam
        i am girraj sahu from sawai madhopur rajasthan right now i am doing mba from distance learning and also prepairing for the competition ,but i have a problem with the date of theexamination of the idbi banks executive ,assistant manager and staff selection commissions tax assistant examination .both are held on the[protected].so due to the date i can not fillup the form of the idbi bank exams because i have fillup the form of the ssc exam .so many time due to the same date or matching the date we can,t fillup the form of the various exams so please think about that and please make the date suitable for the every person so that they can sit in the various exams.

        thanks

        Girraj Sahu
        [protected]
        Aug 14, 2020
        Complaint marked as Resolved 
        yes... u r right... so many people have faced the same problem... plz change the dates of examinations according to our convinience
        i want to change my examination centre from Mumbai to Kolkata.can i change my centre? if yes then what is the procedure.
        good evening sir/madam

        i am dipendu barik from kolkata right now i am doing M.CA and also prepairing for the competition, but i have a problem with the date of the examination of the idbi banks executive, school service commission.both are held on the[protected].i have fillup the form of the ssc exam and idbi exam.
        so please think about that and please make the date suitable for the every person so that they can sit in the various exams.
        Dear Sir/Madam,

        I Mohan from Kanyakumari dist. I have completed my MBA last year and am preparing for competitive examinations especially for the banks. Only after applying for both IDBI and OBC Banks I came to know that both the examinations are being conducted in the same date[protected]. For a person like me who is looking for a career in the banking sector this has been a bolt from the blue for conducting two similar examination on the same date.

        Kindly make note of this and discharge immediate orders to make this issue to a win-win situation. Hoping a positive response

        Thanking you.

        Yours truly,
        M.MOHAN
        Dear Sir/Madam

        I have applied OBC bank exam for the post of PO and IDBI for the post of assistant manager . later on i come to know that both the exam will be held in same date. In this situation what should i do.

        thanking u

        yours truly
        Mohd.Shamshad
        dear sir/mam

        i have applied for obc PO exam and also for assistant manager in idbi.now i came to know that the dates are same for both.this is really a big hurdle for our career.so its a request to plz think in this direction seriously and if possible change the dates.
        we all will be really thankful i[censored] do so.

        thanking you

        yours truly
        swati srivastava
        sir plz,
        change the date of exam its humbly request.
        thank you sir
        i too have the the same problem having IDBI and OBC exam on same date. if the date not change in future then we have to miss one opportunity.
        guys if any one here have previous papers of IDBI then pls send it on my email id
        [protected]@gmail.com
        i will be grateful to you .. thanks in advance
        I have applied for Ssc exam and also for assistant manager in idbi.now i came to know that the dates are same for both.this is really a big hurdle for our career.so its a request to plz think in this direction seriously and if possible change the dates.
        we all will be really thankful i[censored] do so.
        Hi Sir/Mam,

        Plz gve me actual date of IDBI exm for the post of Assisstant manager.I m very confusing in date of IDBI.

        IDBI and OBC — same date of exam

        Respected sir

        If banks will conduct there exams on the same date then how a person will appear in the exams. I have filled both of the form online.... actualy IDBI did not mentioned the exam date on the pdf file which they used for advertisement. i have a copy of ads too ... if there is any provision to send the pdf i will send.
        are change mat karo yar barbad hone do insbke paise
        Hurrah...

        It's the time to cheers...

        Date of written test has been changed.

        But I don't know the new date...so tell me if anyone came to know...because this link was not opening in my PC.

        My email id is... govind.[protected]@gmail.com

        ThankYou in advance to intimate me regarding the new date.
        New date for idbi exam is 27dec but some students have der obc exam on that date..So can it be possibl 2 chng d date..20dec will be suitable date, as there is no comptv exam on that date...Plz help us..
        Please change the date of IDBI exam
        Plz make the IDBI exam on 20th Dec 2009 cos I applied for IDBI executive post and SSC Tax Assistant post and both the exams are on the same dateie 13 dec and I too applied for the Oriental BC also and its date of exam is on 27th dec . There is no other competitive exam on 20th Dec .
        Respected Sir/Madam,
        Firstly I was happy that u have changed the date from 13th Dec to 27 dec because on 13 dec i m having exam of OBC PO...
        but unfortunately both IDBI and OBC CERICAL are being conducted in the same date[protected]. It is not fair.On 3rd Jan or 17th Jan there is not any other exam so please shift this exam to that date..
        Kindly make note of this and discharge immediate orders to make this issue to a win-win situation. Hoping a positive response..
        Please...it is sincere request...

        Thanking you.

        Yours truly,
        RAJ
        Respected Sir/Madam,
        Firstly I was happy that u have changed the date from 13th Dec to 27 dec because on 13 dec i m having exam of OBC PO...
        but unfortunately both IDBI and OBC CERICAL are being conducted in the same date[protected]. It is not fair.On 3rd Jan or 17th Jan there is not any other exam so please shift this exam to that date..
        Kindly make note of this and discharge immediate orders to make this issue to a win-win situation. Hoping a positive response..
        Please...it is sincere request...

        Thanking you.

        Yours truly,
        RAJ
        please tell me the postponed date for assistant manager grade in idbi bank i am not aware of it.
        I want to know the date of exam of IDBI bank for the post of Executive.I am not able to get the print out of the application form.Will you please advice me how can I get the form.


        Thanks & regards
        Avik Dasgupta
        I want to know the date of exam of IDBI bank for the post of PO which was going to conduct on 13 DEc 09. Is there any changes on this date?

        please confirm its humble request...
        He is right. Please consider for every once else give a railway ticket.
        Respected Sir/Madam,
        I am unable to know the changed exam date of IDBI-Post of assitant manager grade-'A'.Besides i am not getting any link to obtain the call letter in order to appear for the WT of the corresponding exam.
        Hence, i shall be highly obliged if i get my queries answered either through mail or through any updations in your site.
        Thank you.
        yours sincerely
        Joyita Dutta
        Sir,
        still don't get written test call later. but i type my register number and password. in idbi bank web sites. Now what i due ?
        Sir,
        still don't get written test call later. but i type my register number and password. in idbi bank web sites. Now what i due ?
        Guys,
        Im frm Kerala.
        I din even get hall ticket, I had paid Rs 400 at IDBI at Kannur branch. Sounds like they are making money, had similar experience from Union Bank as well.
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          S
          S P Saravanan
          from Nagamangala, Karnataka
          Oct 19, 2009
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          Dear Sir/Madam,

          My name is S.P.Saravanan. I had applied for IDBI Bank Assistant Manager Grade 'A' on 19.10.2009 by payment voucher at SBI Branch name MADURANTAKAM Code:00870 and my UR ID:2774860. In the advertisement it is stated that application fee can be paid at SBI or idbi bank branches. The officer didn't provide the unique id no. I explained that i have to fill the application online using the unique number which you have to write in HRD and Candidate's copy. I was informed to ask at IDBI BANK customer care. I'm not getting proper response.

          Last date for the online application form is 26.10.2009.

          Kindly consider this mail as request and take necessary steps to advice the advertisement authority of IDBI bank to find a solution for this problem.
          Dear Sir/Madam,

          My name is S.P.Saravanan. I had applied for IDBI Bank Assistant Manager Grade 'A' on 19.10.2009 by payment voucher at SBI Branch name MADURANTAKAM Code:00870 and my UR ID:2774860. In the advertisement it is stated that application fee can be paid at SBI or idbi bank branches. The officer didn't provide the unique id no. I explained that i have to fill the application online using the unique number which you have to write in HRD and Candidate's copy. I was informed to ask at IDBI BANK customer care. I'm not getting proper response.

          Last date for the online application form is 26.10.2009.

          Kindly consider this mail as request and take necessary steps to advice the advertisement authority of IDBI bank to find a solution for this problem.
          Even I am not sure where to find the link to the online form in the bank's website. If I pay the job application fees at designated branch and get the required details I won't be able to fill in the details in the online form. So no point of submitting the money if I can't apply at all.
          If the link to online application is available please let me know, else kindly take necessary steps to advice the advertisement authority of IDBI bank to find a solution to this problem.
          even m not getting any link for online submission..plz let me inform if any o[censored] have find that..
          Hi this is S.P.Saravanan. Atlast, I got a 7 digit Jr. No. today at the bank with my brief explanation. If anyone come across this kind of problem ask them to look for Jr. No. at the bank. I personally apologize for this kind of situation. Its the mistake of the SBI bank employee.

          I personally feel sorry for the above complaint and would like to withdraw my statement.
          Hi this is S.P.Saravanan. At last, I got a 7 digit Jr. No. today at the bank with my brief explanation. If anyone come across this kind of problem ask them to look for Jr. No. at the bank. I personally apologize for this kind of situation. Its the mistake of the SBI bank employee.

          I personally feel sorry for the above complaint and would like to withdraw my statement.
          hello, what to do with candidate copy for the submission to the hrd and other part.
          S.P.Saravanan...i think ur very confused nd u r also confusing others...last date of payment of fee at IDBI/SBI is 26/10 not the last sate of on-line application.
          I am applying the job in idbi has I have been deposit necessary fee of Rs.400/- on 26-10-09as per your recruitment rules. please send the on line application to fillup and send it to same to your office.
          Dear Sir/ Mam,

          Due to change in the date of written examination date of written test of assistant manager (grade A) which was to be held on 13th dec, 09 and now is scheduled to be held on 27th dec, 09 is clashing with the date o[censored]GC NET exam. Kindly find a solution to this and change the date as it is a matter of great concern
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            R
            RS PRACHETA
            from New Delhi, Delhi
            Oct 17, 2009
            Resolved
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            After maturity of IDBI flexibond 1996, the bonds were submitted to the company for encashment of the same. But the maturity amount is still awaited to be paid in my account.
            My account details are as follows:

            Name : Madhuri Pracheta
            Mobile No. : [protected] OR [protected]

            Banker : Union Bank of India, Sachivalay Branch, Hazratganj, Lucknow
            Account No. : [protected]

            Address(as mentioned in Flexibond) : 79-B, Mundera Bazar, P.O.-Begum Sarai,
            Allahabad.

            Serial No. of Bonds : 588497 to 516 (total 20 nos.) (purchased from Varanasi exchange)
            Date of Submission of Bonds for encashment to your Lucknow office : 06th - Sep - 2007

            For further enquiries, please inform me on my e-mail id or on the mobile nos. given above.
            Aug 13, 2020
            Complaint marked as Resolved 
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              P
              Purvang Modi
              Oct 13, 2009
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              I've been repetadly complaining about my card pin. Rs. 60 was deducted from my account on 28th April and I never got the pin delivered.

              Also, I've never been communicated why I've not got the PIN. Now you people have deducted Rs. 110 as part of the card annual fees. It seems that you do not have common sense. I've not been using my debit card since a long as I do not have a pin for that and still shamelessly you are deducting my money.

              The amount is very much small. They are lacking in customer services especially the branch (V.V.Nagar, Gujarat) where I've my account. Whenever I used to complaint on the phone, they are diverting me again and again to the local branch. I have not received any telephonic communication from them. Complaints are being closed without even contacting me.. Ridiculous and pathetic service and no sense of serving customer. Used to send the auto reply kind of e-mails

              No update from the bank as of the date.. Ridiculous..
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                A
                Anuj Pathania
                from Pappinisseri, Kerala
                Oct 8, 2009
                Resolved
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                Resolved

                My IDBI A/c No [protected] Name Anuj Pathania,

                As on 07.10.09 I have try to withdraw cash from IDBI ATM two times for Rs 1500 each. But system shows error and there was no Cash withdrawn.
                But the bank had debited my A/c both times with Rs 1500 each total Rs 3000. I have mail the complaint to IDBI Customer Care.
                Aug 14, 2020
                Complaint marked as Resolved 
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                  S
                  Shripad Datar
                  from Mumbai, Maharashtra
                  Sep 29, 2009
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                  We have booked a flat at Daffodils, Somatne, near Talegaon Dist Pune, a property developed by Vishhram Developers Pune. Their address is S no 14/15, Swastik chambers, Near Ashwamedh Hall, Karve Road, Erandwana, Pune 411 004. Their office No is 25434423/24 . The project is financed by IDBI Home Finance Ltd. So we approached IDBI Home Finance Ltd Thane office (Tel No[protected] for housing loan. We got the sanction letter and initial installments were disbursed smoothly by finance co. In the month of Jul 2009 we got a demand letter of Rs 323,508/- from developer which was submitted to the finance co for disbursement. The finance co approved Rs 139,500/- only . We intimated the developer office where the concerned person Mr Sudarshan said he will talk with finance company's pune office regarding this. But to our surprise we got next demand letter from developer dated 21st Aug with an amount of Rs 4853/- as interest on Rs 323508/-. The interest was charged on the amount of Rs 139,500/- paid on 23/07/09 as well. Again we called Mr Sudarshan who again told us to pay the unpaid amount. We wrote a letter to Mr Kotwal one of the partners but he didn't respond to our problem. We approached Soft Corner Marketing Thane office as well, because the project was marketed by them but no body gave us a resolution. We don't know why finance co.'s technical report is always stating that the construction completed is less than stated in demand letter. Neither builder nor finance company is trying to resolve this problem in spite of repeated requests from us. We have been charged with interest Rs 4853/- & Rs 2760/- . The current disbursement is Rs 234,000/- against demand of Rs 510,276/- which includes Rs 2760/- as interest on past outstanding as per developer's records. We are sure that same series of events will be repeated this time.


                  As laymen we are not aware whom we should consult in this matter. Kindly guide us.
                  Aug 14, 2020
                  Complaint marked as Resolved 
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                    S
                    Sankaran.G
                    from Chennai, Tamil Nadu
                    Sep 21, 2009
                    Resolved
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                    I have availed a Housing loan from IDBI Ltd. from Chennai in the year 2004 and transferred it to LIC Housing Finance Ltd. Virugambakkam Branch, Chennai, Tamil Nadu. While making the payment in full(i.e. the loan amount and the foreclosure charges), i protested and paid. When I asked them to refund the foreclosure charges with reference to Dr.Usha Vaid Vs.SBI, in the "National Consumer Disputes Redresal forum", it met with a cold response. I, therefore, request your goodselves to kindly look into it and render justice.

                    DETAILS
                    Home loan A/c [protected] & [protected] AT IDBI CHENNAI

                    [protected]@idbi.co.in> is the email i.d. of IDBI, Chennai.

                    Should require further details, i am happy to supply immediately
                    Aug 14, 2020
                    Complaint marked as Resolved 
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                      C
                      C V Soumyan
                      from Ernakulam, Kerala
                      Sep 19, 2009
                      Resolved
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                      I had procured 2 IDBI Infrastructure (Tax Saving) Bond (2003 D) vide Certificate No.131402, Distinctive Nos. [protected]-[protected] in 2003. Though the redemption date was 25.10.2006, I couldn't hear anything in the matter till date.

                      Meantime, I have moved to a new address - XII/991-B, Opp: Padamugal Juma Masjid, PO Kakanad, Cochin 682030, Kerala (Phone [protected]).

                      I had lot of correspondence with IDBI bank on teh subject, whose approach has not been helpful at all. Please look into the matter and arrange immediate redemption of my Bonds. I


                      CV Soumyan
                      Aug 14, 2020
                      Complaint marked as Resolved 
                      Redemption of IDBI Infrastructure (Tax Saving) Bond
                      I had procured IDBI Infrastructure (Tax Saving) Distinctive Nos. [protected] . Though the redemption date was 25.05.2003, & Ammount is 5000 for 3.5Year
                      but I couldn't hear anything in the matter till date.My contact no.(Phone [protected]).

                      I had lot of correspondence with IDBI bank on teh subject, whose approach has not been helpful at all. Please look into the matter and arrange immediate redemption of my Bonds.

                      thanks
                      Sushil upadhyay
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                        M
                        manish j patel
                        from Mumbai, Maharashtra
                        Sep 6, 2009
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                        sir,
                        i am holding idbi deep discount bonds and i have received a letter regarding maturity of my bond but i dont have their office address at pune maharashtra as i have recently shifted to pune from mumbai and i am not able to contact them on phone so please send me their address of pune branch so that i can proceed for my payment.
                        please do the needful as soon as possible.
                        Aug 14, 2020
                        Complaint marked as Resolved 
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                          PREM CHANDRA TIWARI
                          from Mumbai, Maharashtra
                          Sep 5, 2009
                          Resolved
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                          Resolved

                          I have invested vide application No G1270817 DT[protected] IN IDBI INFRASTRUCTURE (TAX SAVING) BOND(2004 B) OF Rs 30,000/- & maturity date of the said bond was[protected].

                          The FOLIO No of the said bond is Z0IFB[protected].
                          Total Nof of Bonds 06
                          Amount Per Bond Rs 5000

                          Certificate No [protected]
                          Distinctive No [protected]-[protected]


                          Maturity Amount per Bond Rs 6615/-
                          Total Maturity Amount Rs 39,690/-

                          You are requested to look into matter & send the proceeds at the following address :
                          PREM CHAND TIWARI
                          SA 3/10 P.T. CHHOTALALPUR
                          OPP. PREMCHAND SMARAK INTER COLLEGE
                          PANDEYPUR
                          VARANASI
                          CELL NO . [protected]
                          OTHER CELL NO [protected]





                          The
                          Aug 14, 2020
                          Complaint marked as Resolved 
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                            V
                            Virender Jain
                            from Sikar, Rajasthan
                            Sep 3, 2009
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                            I CALL TO IDBI FOR OPENING TWO CURRENT ACCOUNT AT THEIR BANCH AT ZERO BALANCE MAINTENANCE. FOR THE SAME BANK SEND THEIR EMPLOYEE MANOJ MATHER TO ME. HE TOLD ME THE NORMS OF THE 0 BALANCE ACCOUNT. I GAVE HIM TWO ACCOUNTS.THE TITLE OF ONE IS M/S SURAJ INFOCOMM AND ANOTHER IS M/S BOHRA ASSOCIATES. MR MANOJ MATHUR CHEATED ME . HE SHOW ME THE DOCUMENTS WHICH WAS ACTUALLY ZERO BALANCE ACCOUNT AND TOLD ME TO SIGN THE SAME DOCUMENT FOR M/S BOHRA ASSOCIATES. FOR QUALIFYING HIS TARGET HE MAKE A FRAUD WITH ME AND CHANGE THE CHARGES AND AGREEMENT SCHEDULE AT THE TIME OF SIGNING. WHEN I COME TO KNOW ABOUT THIS FACT I COMPANINT TO BRANCH MANAGER AND TO HIS SENIOR BUT BOTH ARE WITH HIM. SO NO ACTION TAKEN BY THEM AGAINST HIM. I RECOMMAND TO ALL READERS OF THIS COMPLAINT BEWARE FROM IDBI AND IDBI STAFF. ALL ARE CHEATER.
                            Aug 14, 2020
                            Complaint marked as Resolved 
                            dear sir

                            my saveing A/c in IDBI BANK mere a/c se 745 rupees debit kar liye he jab ki mera average balance tha mujhe mere a/c me mera paise credit karye a/c name riyasat ali mo: +[protected] in noida branch
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                              A
                              arvind omprakash tiwari
                              from Chennai, Tamil Nadu
                              Aug 28, 2009
                              Resolved
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                              Resolved

                              Myself Arvind omprakash tivari.I am based at surat and a medical reprasantative in the alembic pharmaceuticals. I have applied for the home loan in the IDBI bank of ring road branch surat. They have given me the assurance to give me the sanction of the loan in 15 days.

                              My home loan file was loged in the bank's system on 3rd of the july'09. but still these bank people are not giving me the satisfactory answer. I have recorded the conversation of myself my two friends and loan department manager mr. nawab singh. which i am sending to you.

                              I request to you that this is a genune case of mental harassment from the banking department to the customer which you will also come to know after listning this recording how the bank manager replies to the customer. who has already been submitted the relavant documents before the file has been loged in.

                              On 22nd of july mr nawab sing, rcu managar jaivrath mr rajendra anjara has told me that your rent agreement is fraud which is a notry document. despite that i have visited your bank with my land lord and proved against the branch head on 23rd july that the rent agreement is genune which also confirmed by mr barve. he had told me to write a letter which i have given him. that day he has given me a assurance that he will help me do this in short course of time. but 32 days went away still my file is pending . please do needful for this.

                              Thanking you
                              ARVIND TIWARI
                              SURAT
                              [protected]
                              Aug 14, 2020
                              Complaint marked as Resolved 
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                                A
                                Amit kumar singh
                                from Gurgaon, Haryana
                                Aug 26, 2009
                                Resolved
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                                I have cleared written test and my interview which was held at Kanpur before interview they cheked my all the original documents thrice and i also performed very good in interview as i was appreciated by one of interviwer.Now result is out and my name was not there in the list when i confirmed with bank oficial they are sayng your experience is contradictory as date of my experience and education is matching, while i have given my explanation to them even i told them u can confirm with my college principal.

                                while fact is that they have done everything behind curtain and finally disclosed the final result which is unfair.

                                so, kindly help me with my issue and provide me justice.looking forward for your cooperation.
                                Thanks,
                                Aug 14, 2020
                                Complaint marked as Resolved 
                                RESUME

                                PARATE DIPAKKUMAR
                                Block No. 578/3636, Gujarat Housing Board,
                                New Bapunagar, Ahmedabad.
                                E-mail :- [protected]@yahoo.co.in
                                Date of Barth :- 24 September 1980
                                : Permanent Address :
                                Block No. 578/3636, Gujarat Housing Board,
                                New Bapunagar, Ahmedabad
                                Pin :- 380 024.
                                Dist. :- Ahmedabad
                                ( Gujarat )

                                Education:-

                                Graduation / Degree / Diploma
                                Bachelor of Arts ( BA with Economics ) With Pass Class In 2003.
                                H.S.C. With Second Class In 2000
                                S.S.C. With Second Class In 1998

                                Additional Qualification:-

                                English, Hindi and Gujarati Typing

                                Current Experience:-

                                Bajaj Allianz GIC Ltd. (Ahmedabad)
                                07th April 2008 to Till Date
                                Designation: - Back office Support
                                All Gujarat Location

                                Previous Experience:-

                                1. Dharani Graphics (Ahmedabad)
                                1 Year of Experience (Previous Job)
                                Designation: - Graphic Designer
                                Profile
                                Designing in D.T.P. / Photoshop
                                Bapunagar
                                Ahmedabad

                                2. Standard Chartered Bank (Ahmedabad)
                                19th November 2003 to 10th November 2005 (Pervious Job)
                                Designation: - Clearing Officer
                                Profile
                                CMS (Cash Management Service)
                                C/O Standard Chartered Bank

                                 Standard Chartered Bank
                                At present I am working with “Standard Chartered Bank”, C.G.Road Branch at their “Cash Management Unit” as a “Clearing Supervisor” on “contract” basis last five years.
                                 Collecting Cheques / POs / DDS from various Banks / Correspondent Banks.
                                 Processing Local and Outstation Cheques up to Clearing.

                                3. ICICI Lombard GIC Ltd. (Ahmedabad)
                                10th November 2005 to 06th April 2008
                                Designation: - Back office Cum Sales Officer.

                                 ICICI Lombard GIC Ltd.
                                At present I am working with “ICICI Lombard GIC Ltd.”, Low Garden Branch at their “General Insurance Co.” basis 2.5 years.

                                Other Experiences :-

                                Graphics Designer in D.T.P. & Photoshop
                                ( 1 Year Of Experience in D.T.P & Photoshop )
                                In Dharani Graphics as an D.T.P / Computer Operator
                                with INDIANIC INFOTECH LTD as an visual
                                Basic, c#.net, MS-Access Programmer

                                Objective:-

                                • To be Associated with a professionally managed and growth oriented organization.
                                • Have a objective to gain remarkable Success in Designing field and constanty upgrade myself to feet the highly competitive environment
                                • My aim is to contribute positively to the objectives of the organization.

                                OS:-
                                Windows ‘95
                                Windows ‘98
                                Windows XP
                                Expert
                                Intermediate

                                Graphics S/W:-

                                Photo Shop
                                Page Maker
                                Coral Draw
                                Expert
                                Intermediate

                                Personal Particulars:-

                                Father’s Name : - Mr.Harishchandra Parate
                                Gender : - Male
                                Nationality : - Indian
                                Martial Status : - Unmarried
                                Hobby : - Reading, Sports (Chess & Crickets) and Designing
                                Language Known : - English, Hindi & Gujarati




                                Place: - Ahmedabad Yours Sincerely

                                Date :- ( Dipak Parate)
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                                  N
                                  ngprathapan
                                  from Kolkata, West Bengal
                                  Aug 25, 2009
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                                  Sir,

                                  I am N G PRATHAPAN residing at Noida and my daughter is studying in BCA final year at JSS College of Technical Education under Gurugovind Singh IP University Delhi. She got the admission through entrance exam.

                                  I am the only one earning member in my family and my two daughters are studying. One is in Class – X and the other is in BCA.

                                  Two years fee of my daughter for BCA already paid by me. Now I could not pay the 3rd year (final) as I met an accident and spent lot of money.

                                  Sir, educational loan is providing to student without any security if the amount is less than Rs.7.5 lakhs. My daughter need only Rs.50, 000/- and every bank is denying to pay the loan. I have approached the following banks and giving the feed back.

                                  1. Corporation Bank, Sector – 26, Noida.

                                  The have strictly deny the loan because the student’s father has any own house

                                  2. IDBI Bank, Sector – 63, Noida.

                                  I have submitted all the document and they are saying that the student’s father has running loans.

                                  Sir, I have taken loan from bank and the EMI is going smoothly without any default. Sir, the education loan is providing to the student and not her / his father. However, if the student is fail to pay then the co-applicant (Father / Guardian) has to pay. If the applicant & co-applicant has fail to pay the EMI after the student’s education completed, then the bank has the right to take action.

                                  Sir, my daughter & myself has the voter ID, Pan card, telephone connection etc as proof of ID / Address proof. I am also an Income Tax payee then why the bank is rejecting the loan.

                                  Sir, please take necessary action as this is the future of my daughter.

                                  Thanks

                                  N G PRATHAPAN
                                  Tel: [protected]
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
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                                    N
                                    Nitin Salunke
                                    from Mumbai, Maharashtra
                                    Aug 18, 2009
                                    Resolved
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                                    When I approached IDBI Bank. MIDC Branch, Andheri(E) Mumbai for making loan prepayment in my wifes loan account, the officer asked me to submit the bank satement which I refused. Then he topld me if I could not submit the statement I will be charged 2% penalty. After I approached the Police he accepted the cheque.

                                    Is it compulsory to submit passbook copy while making loan repayment? Is it lawful to penalise for non submission, especially when one is not the defaulter.? Where should I lodged complaint against this bank? Pl guide me in this matter.
                                    Aug 14, 2020
                                    Complaint marked as Resolved 
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                                      C
                                      chhotu paswan
                                      from Jamshedpur, Jharkhand
                                      Aug 18, 2009
                                      Resolved
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                                      respected sir

                                      On 10th of August 2009, all SBI ATMs link were failed. I tried to withdraw a sum of Rs 5000 from IDBI ATM . All process done systamatically but could not get any amount.Around 10 p.m. all atm linked up and I wthdrawn a sum of Rs 7000 from SBI ATM at kadma. After a week I went to withdraw Rs 3000 from SBI ATM at bistupur.I got a receipt of insufficient amount then I received mini statement and found false withdrawl of Rs 5000 dated 10/08/2009.

                                      Therefore, I request you to kindly look the above matter.
                                      Thanking you
                                      Your faithfully
                                      Chhotu Paswan
                                      card No[protected]
                                      mobile [protected]
                                      Aug 14, 2020
                                      Complaint marked as Resolved 
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                                        N
                                        Nalini Kulkarni
                                        Aug 18, 2009
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                                        I booked an under construction 2BHK flat in Thane-Ghodbunder from Raunak Group, the project name is Unnathi woods.After paying the initial 25% the builder told us that the plan sent to the TMC for approval has 2 1RK combined into one 2BHK flat and so there will be two flats accordingly and will have 2 agreements for the said flat.We approached the IDBI Home loan with the same plan and asked for Loan.Since they had a tie up with the builder they agreed to go further with the Loan.But now after registering the flat the bank is asking for two processing fees as according to them there will be two loans.All this seems ridiculous and i feel cheated by the builder as well as the Bank.
                                        Pls highlight me on this.
                                        Aug 14, 2020
                                        Complaint marked as Resolved 
                                        my self arvind omprakash tivari i apply for home loan idbi bank from surat ring road branch logined date 3/7/9 pf cheqe clear dated 8/7/9 and bank manegar asking dated22/7/9 rent agreement is faurd so your file is not possible for me dated 23/7/9 my landlord me and my maneger visit to bank and meet to branch head mr jayprakash barve he cheked all document he says i right to letter to bank and your loan is pass on two to three days but not positive reply so i contect dated 25/7/9 area collecter head to mr sanjivkumar ahmedabad and discuss to each and every problam on mobile dated 27/7/9 i meet to mr navabsingh but not possite reply so i next to telephonic discuss mr sanjivekumar dated 1/8/9 online complaint and discuss to mr v arvind complaint department second complainet also third complaint 25/8/9 but not positive reply pls help this metter complaint compalient complaint but not possitive reply arvindtivari surat [protected] pls reply by mail thankig you
                                        Hi Nalini, even I have a booked a 2BHK flat in Unnati woods with an initial booking amount of rs 1 lakh. At time of booking builder told me that I will have to make two agreements since flat was initialy planned as two 1 room kitchen flats. After booking the flat, I came to know through internet that this is a case o[censored]LC reservation for government employees/chief minister quota. Even if some bank might sanction two diffferent loans for this virtual 2 BHK flat, but still its not legal to sell flats which are meant to be reserved under chief minister quota in open market at high rates. Original cost of such flats are rs. 400 / sq feet. So many banks would not sanction loans to non government people for occupying such ULC reserved flats. In addition, there is always a risk in future of living in such flats meant for someone else. All in one, stay away from such flats and such builders.
                                        The ULC clause of Section 20 is what applies to Unnathi Woods.
                                        There are 3 different types of flat reserved under ULC.
                                        1> For govt employees at special rate 'x' (carries a # mark on the approved plan)
                                        2> For LIG/MIG at special rate 'y'
                                        3> For others at full rate similar to other flats (we all fall in this category)
                                        Thus it is not illegal but I asked the builder to prove this and he was not very convincing. Most experts sat this is a regular thing in Mumbai and many people take this option. Only that its better to take a legal check so that the flat is not under the above 2 options. Section 20-1 is a very strict one which is more stringent and section 20-2 is little easy. This I have heard from a legal expert and do not have further details. Though the expert says that get the agreement checked from a lawyer or the Thane Town Planner. Heard even Hiranadani had these type of flats in Powai.
                                        I have fallen into the same confusion as to stick to this option or change. Will be taking a decision soon, any recommendations?
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