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IDBI Bank Complaints & Reviews

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Updated: Sep 3, 2025

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IDBI Bank reviews & complaints page 85

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I CALL TO IDBI FOR OPENING TWO CURRENT ACCOUNT AT THEIR BANCH AT ZERO BALANCE MAINTENANCE. FOR THE SAME BANK SEND THEIR EMPLOYEE MANOJ MATHER TO ME. HE TOLD ME THE NORMS OF THE 0 BALANCE ACCOUNT. I GAVE HIM TWO ACCOUNTS.THE TITLE OF ONE IS M/S SURAJ INFOCOMM AND ANOTHER IS M/S BOHRA ASSOCIATES. MR MANOJ MATHUR CHEATED ME . HE SHOW ME THE DOCUMENTS WHICH WAS ACTUALLY ZERO BALANCE ACCOUNT AND TOLD ME TO SIGN THE SAME DOCUMENT FOR M/S BOHRA ASSOCIATES. FOR QUALIFYING HIS TARGET HE MAKE A FRAUD WITH ME AND CHANGE THE CHARGES AND AGREEMENT SCHEDULE AT THE TIME OF SIGNING. WHEN I COME TO KNOW ABOUT THIS FACT I COMPANINT TO BRANCH MANAGER AND TO HIS SENIOR BUT BOTH ARE WITH HIM. SO NO ACTION TAKEN BY THEM AGAINST HIM. I RECOMMAND TO ALL READERS OF THIS COMPLAINT BEWARE FROM IDBI AND IDBI STAFF. ALL ARE CHEATER.

Aug 14, 2020

Complaint marked as Resolved

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R

rystali

from Mumbai, Maharashtra

dear sir

my saveing A/c in IDBI BANK mere a/c se 745 rupees debit kar liye he jab ki mera average balance tha mujhe mere a/c me mera paise credit karye a/c name riyasat ali mo: +[protected] in noida branch

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Myself Arvind omprakash tivari.I am based at surat and a medical reprasantative in the alembic pharmaceuticals. I have applied for the home loan in the IDBI bank of ring road branch surat. They have given me the assurance to give me the sanction of the loan in 15 days.

My home loan file was loged in the bank's system on 3rd of the july'09. but still these bank people are not giving me the satisfactory answer. I have recorded the conversation of myself my two friends and loan department manager mr. nawab singh. which i am sending to you.

I request to you that this is a genune case of mental harassment from the banking department to the customer which you will also come to know after listning this recording how the bank manager replies to the customer. who has already been submitted the relavant documents before the file has been loged in.

On 22nd of july mr nawab sing, rcu managar jaivrath mr rajendra anjara has told me that your rent agreement is fraud which is a notry document. despite that i have visited your bank with my land lord and proved against the branch head on 23rd july that the rent agreement is genune which also confirmed by mr barve. he had told me to write a letter which i have given him. that day he has given me a assurance that he will help me do this in short course of time. but 32 days went away still my file is pending . please do needful for this.

Thanking you
ARVIND TIWARI
SURAT
[protected]

Aug 14, 2020

Complaint marked as Resolved

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I have cleared written test and my interview which was held at Kanpur before interview they cheked my all the original documents thrice and i also performed very good in interview as i was appreciated by one of interviwer.Now result is out and my name was not there in the list when i confirmed with bank oficial they are sayng your experience is contradictory as date of my experience and education is matching, while i have given my explanation to them even i told them u can confirm with my college principal.

while fact is that they have done everything behind curtain and finally disclosed the final result which is unfair.

so, kindly help me with my issue and provide me justice.looking forward for your cooperation.
Thanks,

Aug 14, 2020

Complaint marked as Resolved

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D

dipak h parate

from Pune, Maharashtra

RESUME

PARATE DIPAKKUMAR
Block No. 578/3636, Gujarat Housing Board,
New Bapunagar, Ahmedabad.
E-mail :- [protected]@yahoo.co.in
Date of Barth :- 24 September 1980
: Permanent Address :
Block No. 578/3636, Gujarat Housing Board,
New Bapunagar, Ahmedabad
Pin :- 380 024.
Dist. :- Ahmedabad
( Gujarat )

Education:-

Graduation / Degree / Diploma
Bachelor of Arts ( BA with Economics ) With Pass Class In 2003.
H.S.C. With Second Class In 2000
S.S.C. With Second Class In 1998

Additional Qualification:-

English, Hindi and Gujarati Typing

Current Experience:-

Bajaj Allianz GIC Ltd. (Ahmedabad)
07th April 2008 to Till Date
Designation: - Back office Support
All Gujarat Location

Previous Experience:-

1. Dharani Graphics (Ahmedabad)
1 Year of Experience (Previous Job)
Designation: - Graphic Designer
Profile
Designing in D.T.P. / Photoshop
Bapunagar
Ahmedabad

2. Standard Chartered Bank (Ahmedabad)
19th November 2003 to 10th November 2005 (Pervious Job)
Designation: - Clearing Officer
Profile
CMS (Cash Management Service)
C/O Standard Chartered Bank

 Standard Chartered Bank
At present I am working with “Standard Chartered Bank”, C.G.Road Branch at their “Cash Management Unit” as a “Clearing Supervisor” on “contract” basis last five years.
 Collecting Cheques / POs / DDS from various Banks / Correspondent Banks.
 Processing Local and Outstation Cheques up to Clearing.

3. ICICI Lombard GIC Ltd. (Ahmedabad)
10th November 2005 to 06th April 2008
Designation: - Back office Cum Sales Officer.

 ICICI Lombard GIC Ltd.
At present I am working with “ICICI Lombard GIC Ltd.”, Low Garden Branch at their “General Insurance Co.” basis 2.5 years.

Other Experiences :-

Graphics Designer in D.T.P. & Photoshop
( 1 Year Of Experience in D.T.P & Photoshop )
In Dharani Graphics as an D.T.P / Computer Operator
with INDIANIC INFOTECH LTD as an visual
Basic, c#.net, MS-Access Programmer

Objective:-

• To be Associated with a professionally managed and growth oriented organization.
• Have a objective to gain remarkable Success in Designing field and constanty upgrade myself to feet the highly competitive environment
• My aim is to contribute positively to the objectives of the organization.

OS:-
Windows ‘95
Windows ‘98
Windows XP
Expert
Intermediate

Graphics S/W:-

Photo Shop
Page Maker
Coral Draw
Expert
Intermediate

Personal Particulars:-

Father’s Name : - Mr.Harishchandra Parate
Gender : - Male
Nationality : - Indian
Martial Status : - Unmarried
Hobby : - Reading, Sports (Chess & Crickets) and Designing
Language Known : - English, Hindi & Gujarati

Place: - Ahmedabad Yours Sincerely

Date :- ( Dipak Parate)

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Sir,

I am N G PRATHAPAN residing at Noida and my daughter is studying in BCA final year at JSS College of Technical Education under Gurugovind Singh IP University Delhi. She got the admission through entrance exam.

I am the only one earning member in my family and my two daughters are studying. One is in Class – X and the other is in BCA.

Two years fee of my daughter for BCA already paid by me. Now I could not pay the 3rd year (final) as I met an accident and spent lot of money.

Sir, educational loan is providing to student without any security if the amount is less than Rs.7.5 lakhs. My daughter need only Rs.50, 000/- and every bank is denying to pay the loan. I have approached the following banks and giving the feed back.

1. Corporation Bank, Sector – 26, Noida.

The have strictly deny the loan because the student’s father has any own house

2. IDBI Bank, Sector – 63, Noida.

I have submitted all the document and they are saying that the student’s father has running loans.

Sir, I have taken loan from bank and the EMI is going smoothly without any default. Sir, the education loan is providing to the student and not her / his father. However, if the student is fail to pay then the co-applicant (Father / Guardian) has to pay. If the applicant & co-applicant has fail to pay the EMI after the student’s education completed, then the bank has the right to take action.

Sir, my daughter & myself has the voter ID, Pan card, telephone connection etc as proof of ID / Address proof. I am also an Income Tax payee then why the bank is rejecting the loan.

Sir, please take necessary action as this is the future of my daughter.

Thanks

N G PRATHAPAN
Tel: [protected]

Aug 13, 2020

Complaint marked as Resolved

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When I approached IDBI Bank. MIDC Branch, Andheri(E) Mumbai for making loan prepayment in my wifes loan account, the officer asked me to submit the bank satement which I refused. Then he topld me if I could not submit the statement I will be charged 2% penalty. After I approached the Police he accepted the cheque.

Is it compulsory to submit passbook copy while making loan repayment? Is it lawful to penalise for non submission, especially when one is not the defaulter.? Where should I lodged complaint against this bank? Pl guide me in this matter.

Aug 14, 2020

Complaint marked as Resolved

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respected sir

On 10th of August 2009, all SBI ATMs link were failed. I tried to withdraw a sum of Rs 5000 from IDBI ATM . All process done systamatically but could not get any amount.Around 10 p.m. all atm linked up and I wthdrawn a sum of Rs 7000 from SBI ATM at kadma. After a week I went to withdraw Rs 3000 from SBI ATM at bistupur.I got a receipt of insufficient amount then I received mini statement and found false withdrawl of Rs 5000 dated 10/08/2009.

Therefore, I request you to kindly look the above matter.
Thanking you
Your faithfully
Chhotu Paswan
card No[protected]
mobile [protected]

Aug 14, 2020

Complaint marked as Resolved

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I booked an under construction 2BHK flat in Thane-Ghodbunder from Raunak Group, the project name is Unnathi woods.After paying the initial 25% the builder told us that the plan sent to the TMC for approval has 2 1RK combined into one 2BHK flat and so there will be two flats accordingly and will have 2 agreements for the said flat.We approached the IDBI Home loan with the same plan and asked for Loan.Since they had a tie up with the builder they agreed to go further with the Loan.But now after registering the flat the bank is asking for two processing fees as according to them there will be two loans.All this seems ridiculous and i feel cheated by the builder as well as the Bank.
Pls highlight me on this.

Aug 14, 2020

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A

arvind omprakash tiwari

from Chennai, Tamil Nadu

my self arvind omprakash tivari i apply for home loan idbi bank from surat ring road branch logined date 3/7/9 pf cheqe clear dated 8/7/9 and bank manegar asking dated22/7/9 rent agreement is faurd so your file is not possible for me dated 23/7/9 my landlord me and my maneger visit to bank and meet to branch head mr jayprakash barve he cheked all document he says i right to letter to bank and your loan is pass on two to three days but not positive reply so i contect dated 25/7/9 area collecter head to mr sanjivkumar ahmedabad and discuss to each and every problam on mobile dated 27/7/9 i meet to mr navabsingh but not possite reply so i next to telephonic discuss mr sanjivekumar dated 1/8/9 online complaint and discuss to mr v arvind complaint department second complainet also third complaint 25/8/9 but not positive reply pls help this metter complaint compalient complaint but not possitive reply arvindtivari surat [protected] pls reply by mail thankig you

S

sachin naik

from Mumbai, Maharashtra

Hi Nalini, even I have a booked a 2BHK flat in Unnati woods with an initial booking amount of rs 1 lakh. At time of booking builder told me that I will have to make two agreements since flat was initialy planned as two 1 room kitchen flats. After booking the flat, I came to know through internet that this is a case o[censored]LC reservation for government employees/chief minister quota. Even if some bank might sanction two diffferent loans for this virtual 2 BHK flat, but still its not legal to sell flats which are meant to be reserved under chief minister quota in open market at high rates. Original cost of such flats are rs. 400 / sq feet. So many banks would not sanction loans to non government people for occupying such ULC reserved flats. In addition, there is always a risk in future of living in such flats meant for someone else. All in one, stay away from such flats and such builders.

V

vjameta

from Bengaluru, Karnataka

The ULC clause of Section 20 is what applies to Unnathi Woods.
There are 3 different types of flat reserved under ULC.
1> For govt employees at special rate 'x' (carries a # mark on the approved plan)
2> For LIG/MIG at special rate 'y'
3> For others at full rate similar to other flats (we all fall in this category)
Thus it is not illegal but I asked the builder to prove this and he was not very convincing. Most experts sat this is a regular thing in Mumbai and many people take this option. Only that its better to take a legal check so that the flat is not under the above 2 options. Section 20-1 is a very strict one which is more stringent and section 20-2 is little easy. This I have heard from a legal expert and do not have further details. Though the expert says that get the agreement checked from a lawyer or the Thane Town Planner. Heard even Hiranadani had these type of flats in Powai.
I have fallen into the same confusion as to stick to this option or change. Will be taking a decision soon, any recommendations?

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Dear Sir,
I have purchased IDBI Flexibond 21(Application No. A 1954044) of amount Rs. 30, 000/- vide DD No. 802621 dtd 16.03.04, State Bank Of India, Muzaffarpur, Bihar. I have not received the maturity amount till date. Please, send the amount.

Yours

Kanchan Kumar Choudhary
A/c No.[protected]
SBI, Muzaffarpur, Bihar

Adderess : POWER GRID CORPORATION OF INDIA LTD.
...

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This is Swapnil Shetty with regards to my Education Loan which i received after lot of eternity .The Loan i had applied for was Rs 400000 but after the first disbursement i asked to reduce the amount to Rs 275000. The EMI stated for Rs 400, 000 was around Rs 8500 which after repeteadly following up with Mayur for andheri operations was reviced to Rs 5795 that was after 3 months of disbursement.
Now when the loan amount was reviced the first month itself there were 2 cheques issued on to my A/C without any prior intimation.Thankfully i had sufficient balance on my a/c orelse the cheque would have returned back putting a bad remark on my banking history.Inspite of this i dint take any actions against bank which i think i should have because i spoke to Mayur and he said that it was done by mistake and the amount will be refunded back onto my a/c.I also spoke with Vinish Kottarpat(branch manager) who assured me over the phone that amount will be refunded back tommrow that was on 17th July inspite of repeatedly asking to mail the same information that was not done and also the refund was not done and suddenly he went missing and Mayur said he is on leave as he is suffering from jaundice .
Now Mayur took the incharge and said that he will get the refund done and fter a dy or two he did say that he has received the draft but the draft was under my name so i gave my PMC a/c no. and asked to drop the same onto my a/c .I was given the conformation from Mayur that the draft is deposited onto my a/c on 28th JULY 09 and during all this conversation i was there in Singapore and had to repeteadly call from there for all this mes done by your efficient employees.But now when i returned back and checked my a/c there is no such draft which is deposited onto my a/c.
This means that IDBI employees had started fooling around with their customers by lying them and giving false informations.I will surely not let this go so easily and take this issue further and also see to it that this issue gets printed so that every i come to know how good is this bank. I want my refund back and also i need an answer for this kind of behaviour of IDBI employees.
I will surely take this case legally for fooling around with the me .

Aug 14, 2020

Complaint marked as Resolved

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Dear Sir,
Against IDBI Ltd Flexi bond of FLEXI BOND-22 OF 2005A series I invested Rs. 5000/- by depositing cash at UTI BARAKHAMBHA ROAD NEW DELHI on 01.02.05. It was for 03 year as infrastructure tax saving bond. But even after correspondence with UTI BANK, IDBI BANK, BANKING LOKPAL KANPUR I could neither received the maturity amount nor my money returned back by IDBI. Since last 4 year i am PURSUING THE MATTER but no one is giving positive reply.
My. APPLICATION FORM No. was F4842176.

Kindly help me and make myself get rid of from mental agony.
Thanks
SUNIL KUMAR TIWARI
DHAKWA, SONPURA, PRATAPGARH,
UP-230124
pH.[protected]

Aug 14, 2020

Complaint marked as Resolved

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S

SUNIL KUMAR TIWARI

from Mumbai, Maharashtra

IDBI FLEXI BOND " FLEXI BOND-22" — Non receipt of bond or maturity amount till date.

Dear Sir,
Against IDBI Ltd Flexi bond of FLEXI BOND-22 OF 2005A series I invested Rs. 5000/- by depositing cash at UTI BARAKHAMBHA ROAD NEW DELHI on 01.02.05. It was for 03 year as infrastructure tax saving bond. But even after correspondence with UTI BANK, IDBI BANK, BANKING LOKPAL KANPUR I could neither received the maturity amount nor my money returned back by IDBI. Since last 4 year i am PURSUING THE MATTER but no one is giving positive reply.
My. APPLICATION FORM No. was F4842176.

Kindly help me and make myself get rid of from mental agony.
Thanks
SUNIL KUMAR TIWARI
DHAKWA, SONPURA, PRATAPGARH,
UP-230124
pH.[protected]

A

AHINSA KAUL

from Delhi, Delhi

Dear Sir,
I have purchsed Following bonds as
1. IDBI FLEXIBOND11 UNDER Folio No 11RIB2002339(IDBI REGULAR INCOME BOND)
2. IDBI FLEXI BOND22 UNDER Folio No 22IFBA2935117(IDBI INFRASTRUCTURE(TAX SAVING) BOND
3 IDBI FLEXIBONDS15 UNDER FOLIO NO 15IFBO59478 (IDBI INFRASTRUCTURE(TAX SAVING) BOND
4 IDBI FLEXI BONDS19 UNDER FOLIO NO 19IFB2044170(IDBI INFRASTRUCTURE(TAX SAVING) BOND
5. IDBI DEEP DISCOUNT BOND -SERIES 1 UNDER FOLIO NO DD00959688

It is therefore requested you kindly confim the status of the above mentioned bond at the earliest
Thankyou
A.Kaul

A

amit.dewani

from Pune, Maharashtra

Dear Team,

We are having four IDBI Bonds. In the same face value of per bond is Rs 5000/-

Folio no 16IFB1760541

Descriptions no

(1)[protected]
(2)[protected]
(3)[protected]
(4)[protected]

BOND holder NAME : Mr RAJKUMAR DEWANI

But we want to know the refund status of the same.

NAME: RAJKUMAR DEWANI
CONTACT NO [protected]
MAIL ID amit.[protected]@bajajallianz.co.in
ADDRESS 69/297, AVANTIKA MARG,
VEER TEJAJI ROAD, MANSAROVAR, JAIPUR-302020

M

Madhuri S

from Bengaluru, Karnataka

Jan 29, 2013

Please let me know the status of the flexibond22 infrastructure bonds (application no: 2041425 dtd 17-jan-2005)in the name of my mother S Shakunthala Bai and how i can redeeem the same. i have not received any intimation regarding this so far.
regards,
madhuri s

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I have purchased two flexibond22 option-A 22IFB2921204 of Rs. 5000/ each on 30/03/2005. Its maturity was due on 25/02/2008. Its distinctive nos. are [protected] and [protected]. I havn't received maturity amount till now. My account details are PNB account no. [protected]. Please do the needful.

Kind Regards,

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N

Nand Lal

from Delhi, Delhi

IDBI Flexibond-22 — Non-payment of maturity amount

I purchased six IDBI infrastructure (tax saving) bond (2005A) with distictive no. [protected] - [protected]. The maturity amount for these bonds was due on 25.08.08. However the same has not been received till date.

R

Rahul Khanuja

from Nashik, Maharashtra

IDBI Flexibond 22 — Non receipt of payment

I have purchased two IDBI flexibond 22 (22ifb2921204) of 5000 Rs. each on 30/03/2005. Its maturity date was 25/02/2008. Its distinctive nos. are [protected] &[protected].I havn't received the amount till now, please do the needful.

Kind Regards,

Rahul Khanuja

G

GURUBUX SINGH

from Chandigarh, Chandigarh

IDBI Flexibond-22 — NON RECEIPT OF MATURITY AMOUNT

APPLICATION NO. M 1342213 , DATE 01.02.2005
I HAVE NOT RECEIVED THE MATURITY AMOUNT OF THE ABOVE SAID APPLICATION TILL DATE.

J

jharjeet

from Kolkata, West Bengal

Jun 8, 2016

not received my amount

Plz..send to ditel my bond my bond namber.. folio no..poob 3331403, ,,,,certificate no...03309735 ,,,,,number of bond.one... ..distinctive namber..[protected]... Plz..send me ditel

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it was the fault of your ATM machine at saibaba colony ATM hub in coimbatore on Saturday 18th july 2009, which did not do proper transaction, i.e it got locked inside the ATM and i reported to specified branch told by the guard outside, in the bank i received a careless response stating that your card will be damaged and send to your branch.i am an account holder of indian bank in coimbatore, tamilnadu. i need concerned authorities to take necessary action, it an unnecessary action by the bank to damage the card, because its not a human committed mistake intentionaly. the bank i reported is located near RTO office, Mayflower building, Coimbatore.i have never received a proper response from the bank till now .

Aug 14, 2020

Complaint marked as Resolved

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Dear sir,

I am Nikhil Mathur, i left Icici pru on 03/07/08 and loind IDBI FORTIS life insurance. I given application for my pf transfer icici to Idbi fortis. I got a mail from Hr of Icici pru that your cheque has been sent to regional provident fund bandra office on 13th Oct 2008. I enquiry with IDBI Fortis office he told me that we are not confirmed because we did not have your PF statement.
Till date they could not tell me that PF transferd has credited or not.
My IDBI Fortis PF account no is MH/BAN/48756/792.
I need to withdraw my PF from IDBI Fortis.
So please let me know it is tranfered or not? If not then what i have to do for transfer?

Aug 14, 2020

Complaint marked as Resolved

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D

DINESH N R

from Mumbai, Maharashtra

Idbi Fortis Life Insurance — HARRASMENT FROM AGENTS

I HAVE APPLIED FOR A POLICY WITH IDBI FORTIS LIFE INSURANCE LAST MONTH AT CALICUT IN KERALA, DUE TO UNAVOIDABLE CUIRCUMSTANCES I INTEND TO CANCEL THAT. BUT THE CONCERNED AGENTS FROM OFFICE ARE CALLING AND HARRASING WITH THREATS AND UN SOCIAL WORDS. KINDLY ADVISE HOW TO OVERCOME THIS PROBLEM AND CANCEL THE APPLICATION

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This complaint is regarding the delay in opening the current account for our ANIL CONSTRUCTION COMPANY, although the bank had cleared the cheque for Rs. 25000/- which is essential to open the account as per stated by the bank officials.
Now after the clearence of the cheque for past 1 month, now the IDBI BANK replied that they could not open the account for some partnership deed documents. Though the documents had been submitted to them 1 month before the cheque was demanded by the IDBI BANK.

We are suffering for past 2 months related to our current account and for past 1 month our amount of Rs. 25000/- is also blocked..
Kindly suggest us what we can do.

Aug 14, 2020

Complaint marked as Resolved

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Dear sir/madam,
Myself Jitendra tiwari and i am cutomer of SBI bank, Usmanpur, kanpur having account number [protected].Today at 12:47 i used your bank ATM with my SBI card number[protected] at The MAll road branch (ATM ID ATM0090)for cash withdrawal.After amount withdrawal, i by mistake forget to collect the card as i am suffering from fever and went to near my bike suddenyly i remember to collect my card and come back atonce.But there gaurd told me that he took the card from ATM and deposited it to the bank manager.When i asked Mr. Srivastawa (BM) about return of my card.he start misbehaving and ordered me to leave the branch at once and said that go and talk to your SBI branch.And most importanyly he said that as you are not custmer of my Bank so i can not talk to you.When i tries to give my ID and address proof and application for returning the card.He insulted me and called the guard to throw me out and even he did not pay a single look over my application and proofs.Even whole staff were involved in this insulting issues.I am asking you dear sir IDBI bank is superior than Indian Goverment and Finance Misnitry.Those allow us to withdraw cash from any ATM.
So it is my humble request to you plz return my card asap as i am feeling very insulting and depressed.If this card is returned to me, my family will face financial crises as we have to make some urgent payments.

Thanks in advance,

Jitendra Tiwari.
Kanpur

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Hello Sir,
I have taken a home loan from IDBI home finance Ltd Dadar Branch of Rs.950000 in July 2007 at 11%ROI at that time.Now after 2 years when the market situation has change so dynamically with RBI slashing repo rate, CRR, SLR and all other rate to make sure the End Consumer is passed on the benefits of cheap credit availablity.But IDBI home finance is not reducing it PLR for existing customers.So i m thinking of filling an affadivat in consumer court against IDBI home finance as it is not providing the benefits of cheap fund to the consumer and is just interested in making profit at these times when the end consumer is against so much pressure. please tell me how can i take this forward and if there are other similar customer or people facing the same problem then we together can do some legal action against these attitude of banks.

Aug 14, 2020

Complaint marked as Resolved

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S

sanjay

from Mumbai, Maharashtra

Dear Mr. Jain,

I am agree with your views. IHFL ( IDBI Home Finance Ltd) is not listening to customers and nobody in IHFL give proper answer for reduction in interest rate. IHFL never intimate to customer for reduction in interest rate.

IHFL shall be tried in consumer courts

G

guru_navale

Dear Mr. Jain,
I agree with your views. I am also facing same problem. Today I talked to bank officers also, they are not able to provide me satisfactory answer. I feel we need to file complaint together.
Regards,
Gurunath
Reply to: [protected]@rediffmail.com

S

SachinG

from Mumbai, Maharashtra

I have also taken loan from IDBI Homefinance, Pune branch in 2008.
They offered me ROI 11.5% at initial condition. Afterwards it has been reduced to 10-10.25%.
Still this ROI is too high compared to other banks.
ICICI & HDFC is having facility of spreading interests rate (i.e reducing ROI by paying some charges)
.
I demanded same or similar facility, to reduce my ROI. But they told me that they are not having any such scheme.
I am not able to understand the way by which IDBI will reduce ROI for me.
Please suggest?

Sachin.

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Ref Folio No FDDB1394349

My Wife Mrs Madhulika Shukla Purchased a Deep Discount Bond 96 in the Name of my son Shashank Shekhar Shukla who was only 5 years old.After some time she received a letter from you that please send your accounts No so that IDBI can send you the money as IDBI will not be able to countinue the same.
My wife has sent her account No and requested to send us the draft in the Name of Shashank Sekhar Shukla C/o Madhulika Shukla S/v AC-6864(New No-[protected]) as per your certificate Nominee is Madhulika Shukla .After some time we have Received one warrant of Rs10, 000 No 1237630 Dated 19/01/2001 but that warrant was not having the name of Madhulika Shukla and Bank refused to deposit this warrant as it was only having the Name of Shashank Shekhar Shukla.We have sent you Back the above mentioned warrant in origional on 18/08/2001 and requested to send it back with all correction.

On 12th of September 2001 We have received a letter which was sent by Mr P A Kumar Assistant Manager IDBI Building 2nd Floor "A" Wing, Sctor 11 Plots No 39, 40, 41 CBD Belapur Navi Mumbai 400614stating that we wish to inform you that we are in receipt of the Redemption Warrant No 1237630
for Rs10, 000. The correction has been made in our records as per yuor instructions.Since the validity of theinstrument has been expaired a fresh Demand Draft in lieu of the stale ones will be sent to you shortly.Assuring you our best services at all times.
Again on 7th of Dec 2001 We have sent a letter by the fax to look in to this matter but ther was no responce from your end.

Dear Sir, since that time we are awaiting for the above mentioned Draft as well as your best services at all times??

Hence it is requested to kindly make above corrections and send us the Draft as early as you can.

Folio No-FDDB 1394349
Certificate No[protected]
Distinctive No[protected]
First Holder-Shashank Shekhar Shukla
Nominee-Madhulika Shukla
S/V AC No [protected] SBI Kamachha Varanasi
Please mention both names
Madhulika Shukla W/O N K Shukla
Address-D 37/47 Godowlia Varanasi-221001
E-mai-enkay.[protected]@gmail.com
Mobile No-[protected]/[protected]
Land Line[protected]

Aug 14, 2020

Complaint marked as Resolved

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Resp Sir/Madam,
I am Mr. Anil Shikhare, my SB A/c No. [protected], in IDBI BANK, Khari corner, Kolhapur. I am Your customer since last above25 yrs.with United Western Bank.
My a/c bal was 2786.05 Rs. but your branch deducted 393Rs., 790Rs, 790Rs, 776Rs, (total=2749Rs) from my a/c without individully informing me. I am here to requst you that i am a retired person So plz as soon as possible credit my a/c balance which is without informing individul a/c holder leads to injustise to a/c holder. Awaiting for favurable reply at the earliest to your old custmer.
Thanking You,
Anil A. Shikhare

Aug 14, 2020

Complaint marked as Resolved

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S

Suryakant B Shikare

from Delhi, Delhi

Dear sir,
good afternoon,
sir i open saving ac of 250 min balance on IDBI bank,
so please canform me all detail of " saving 250 min bal ac"

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Dear sir
I had purchased six IDBI flexibonds-22 each Rs.5000 total Rs.30000 vide no.[protected] distinctive
no's [protected]-[protected] dt30.3.2005.The same already matured on 25.02.2008, however Ihave not received matured amount till date despitecontacting your local offices in ROHINI/PITAMPURA in DELHI.
Also Ihave not received interest forFY2007-08.May I request your goodself for early release at my adress
given below or credited tomy bank A/C no.[protected] stands at SBI, Personal Banking Branch,
SANSAD MARG, New DELHI-110001.(old a/c no.[protected])
regards,
R.N.CHAKRABORTY.
302.Pocket B6, Sector-7, ROHINI, DELHI-110085
Ph.[protected], (Mob) [protected]

Aug 13, 2020

Complaint marked as Resolved

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Sir,
I am having SB account with your madurai branch. I have applied the internet banking facility and password transaction password before one month. But i did not get anything .I have enquired many times through phone and submitted hot copies to the responsible persons. I need this facility so kindly do the needful.

thanks & regards
Nathan K

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