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ICICI Bank Complaints & Reviews

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Updated: Jan 2, 2026
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ICICI Bank reviews & complaints page 1165

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V
venkata siva ram kumar guta
from Pune, Maharashtra
Aug 1, 2008
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sir, i am using icici credit card since 2004, regular payee . card limit is 61000. on 25 june 2008 7;32 am call centre officer told that donot pay for 2 months then u can go for settlement.then i didnot pay.next month i got call from chennai collection "purushotham rao ".he told that sir pay this month i will put a mail on that. again this month another offcer is calling and she told that my supperor will call.in this way they are harssing me.
Hi this is manoj dey my credit card no is [protected].
I am using my ICICI credit card for the last 5 years. I was promptly paying the payment ontime.
I had given so many request from last 1 year for correction on my credit card statement. But till now it is not corrected for your reference here i am sending a requeest number SR75678181. If you need i will

send other request number also.

Request No SR75678181

Request No SR60011321



On my credit card statement the amount pending is not correct . fthe problem is from last 1 year. i.e from jan 2008. So please let me know the exact amount how much i will pay to the bank otherwise i will go

for soem legal action.This is very much important . so please treat as urgent.You can contact me on my mobile number [protected] or you can mail me on my mail id manoj.[protected]@gmail.com.please check the

statement from last jan 2008.

manoj dey ([protected])
Hi
This is manoj dey my credit card no is [protected].
I am using my ICICI credit card for the last 5 years. I was promptly paying the payment ontime.
I had given so many request from last 1 year for correction on my credit card statement. But till now it is not corrected for your reference here
I am sending a requeest number SR75678181. If you need i will send other request number also.

Request No SR75678181

Request No SR60011321

Request no 90673728 speaked with Sanjeev

I had speaked with miss sudha an executive from mumbai she told me the problem will solve within 2 days but till now the problem is pending.here i am providing the
phone number on which [protected] i speaked with miss sudha.I had given a request to block the card but the customer care people told me the card can not be blocked.


On my credit card statement the amount pending is not correct . the problem is from last 1 year. i.e from jan 2008. So please let me know the exact amount how much
i will pay to the bank otherwise i will go for soem legal action.This is very much important . so please treat as urgent.You can contact me on my
mobile number [protected] or you can mail me on my mail id manoj.[protected]@gmail.com.please check the statement from last jan 2008.


Here i am providing the all trasaction i have made from jan -2008 to till date and the toal amount
Please check the detials and let me know if the amount is correct then i will pay the amount .


13/12/2008 HAREKRISHNA KHIMJI JEW Rs. 5, 250.00(DR
08/12/2008 MAKE MYTRIP (INDIA) PVT Rs. 5, 075.00(DR)
28/09/2008 INDER MEDICOS Rs. 1, 210.00(DR)
30/08/2008 BIG APPLE DELHI Rs. 135.50(DR
05/09/2008 SPENCERS RETAIL DELHI Rs. 316.00(DR
20/09/2008 MEMORIES COLOR FOTO LA NEW DELHI Rs. 5, 500.00(DR
26/09/2008 Indian Railways Catering DELHI Rs. 3, 392.99(DR)
20/09/2008 ROOPAM GARMENT DELHI Rs. 950.00(DR)
27/09/2008 STAR IMAGING & PATH LAB DELHI Rs. 790.00(DR)
27/09/2008 IDEA NEW DELHI Rs. 440.00(DR)
31/07/2008 ICVBP -IDEA CELLULAR LIMIMUMBAI Rs. 935.80(DR
02/08/2008 IDEA NEW DELHI Rs. 935.00(DR
07/08/2008 ESOFT TECHNOLOGIES PVT LTMUMBAI 591
09/08/2008 Indira filling station 500
16/08/2008 BIG APPLE DELHI Rs. 170.50(DR)
16/08/2008 GOYAL TEXTILES NEW DELHI Rs. 450.00(DR)
20/08/2008 domino pizza Rs. 141.00(DR
23/08/2008 BRIJWASI FANCY STORE NEW DELHI 165
01/07/2008 IDEA NEW DELHI 1180
01/07/2008 Star img 5880
06/07/2008 Spancer 1362
12/07/2008 ACCESSIONS DELHI 1250
20/07/2008 INVITATION DELHI 490

Total amount 37107


Manoj Dey ([protected])
reducing of credit limit arbritrary by bank by just issusing a notice but not the consent of client!
Hi
I had a credit Card of ICICI Bank Vide No [protected] which have been settled on 30-Sep-2008 Vide settlement no 268/09/2008/Kol/360. The Settlement amount was 25, 000.00 and the Plan of was 1st Installment on 30/09/2008 Rs. 10, 000.00 By Cash Vide Receipt No - C[protected]. 2nd On 18/10/2009 Rs. 7500.00 by cheuqe Vide No 021893 on Axis Bank Cleared on 23/10/2008. 3rd on 18/11/2008 Rs. 7500.00 by cheque vide no 021894 on Axis Bank Cleared on 24/11/2008.
After long 11 months, again I am getting some calls from [protected] stating himself as Mr. R.S. Verma and from [protected] stating himself as Delhi Police for the Credit Card Payments.

Please treat the matter as an urgent and do the needful.
Hi
I had a credit Card of your Bank Vide No [protected] which have been settled on 30-Sep-2008 Vide settlement no 268/09/2008/Kol/360. The Settlement amount was 25, 000.00 and the Plan was 1st Installment on 30/09/2008 Rs. 10, 000.00 By Cash Vide Receipt No - C[protected]. 2nd On 18/10/2009 Rs. 7500.00 by cheuqe Vide No 021893 on Axis Bank Cleared on 23/10/2008. 3rd on 18/11/2008 Rs. 7500.00 by cheque vide no 021894 on Axis Bank Cleared on 24/11/2008.
After long 11 months, again I am getting some calls from [protected] stating himself as Mr. R.S. Verma and from [protected] stating himself as Delhi Police for the Credit Card Payments.
So, I am really worried about the matter.
Please treat the matter as an urgent and do the needful.

Thanks & Regards
Rajib Dutta
[protected]
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    A
    ANIL KUMAR
    from Chennai, Tamil Nadu
    Jul 31, 2008
    Resolved
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    Dear Sir,



    My salary account No.[protected] is freezed for amount to Rs. 11271.76 . Requesting you to unfreeze the account and give the clear & complete solution at the earliest by the return mail along with Mobile No of Senior Officials of ICICI Bank.



    Thanks & Regards

    Anil Kumar

    [protected]

    --- On Thu, 7/31/08, ICICI Bank Customer Care <customer.[protected]@icicibank.com> wrote:


    From: ICICI Bank Customer Care <customer.[protected]@icicibank.com>
    Subject: RE:'ICICICARE=[protected]' Re: Reg Request for SR for "NEVER RECEIVED CARDS" NRC
    To: "[protected]@yahoo.com" <[protected]@yahoo.com>
    Date: Thursday, July 31, 2008, 1:19 AM



    For quicker resolution of your query/request, please write to us through "E-mail Us" facility. This facility is available on the first page of our web site www.icicibank.com, under "Reach Us ".

    Dear Mr. Kumar,

    We request you to write to [protected]@icicilombard.com for details of the debit done by ICICI Lombard in your credit card account and for the process on how to credit the amount to your credit card account.

    Write to this address:

    ICICI Lombard General Insurance Company Limited
    Customer Support,
    Zenith House, Keshavrao Khadye Marg
    Opp.Race Course, Mahalaxmi
    Mumbai - 400034.
    Safe Banking Tip:

    Never give away your card details or account details in response to mails that offer free gifts or lottery winnings.
    contact us through the "E-mail Us" option at our website, www.icicibank.com.

    Sincerely,

    Lalitha
    Customer Service Officer
    ICICI Bank Limited

    If your contact details have changed, important letters, e-mails and other communication may never reach you. The easiest way to remain connected is by updating your contact details in our records. To do this, please download the Address Change form from our web site http://www.icicibank.com/pfsuser/webnews/products11.htm,
    or from any ICICI Bank branch or ATM.

    Instantly generate your credit card PIN and get your Internet Banking user ID on the phone by calling our 24-hour Customer Care. To know more about our online services, please visit www.icicibank.com

    CONFIDENTIALITY INFORMATION AND DISCLAIMER

    This e-mail message may contain confidential, proprietary or legally privileged information. It should not be accessed by anyone who is not the original intended recipient. If you have erroneously received this message, please delete it immediately and notify the sender.You will appreciate that e-mail transmission cannot be guaranteed to be secure or error-free as its contents are susceptible to loss, damage, interception, destruction, etc. Before opening any attachments please check them for viruses and defects. The notice appended to the emails is not intended to prejudice the interests of our customers in any manner or to evade responsibility for any act of done with the endorsement of ICICI Bank.



    -----Original Message-----
    From: Anil Kumar ([protected]@yahoo.com)
    Date: Tuesday, July 29, 2008 08:38 PM
    To: customer.[protected]@icicibank.com (customer.[protected]@icicibank.com)
    Cc: anurag.[protected]@icicibank.com (anurag.[protected]@icicibank.com); harsh.[protected]@icicibank.com (harsh.[protected]@icicibank.com)
    Subject: Fw: RE: Re: Reg Request for SR for "NEVER RECEIVED CARDS" NRC





    Dear Sir,



    The below mail is self explanatory, as per query from ICICI Lombard the debit amount is Rs. Rs. 7397/- and credited amount Rs. 2959/- bal. amount Rs 4438/- then why Credit Card Section debited amount to Rs 11271.76. How Credit Card section can make service charges and interest without issuing the Credit Card. Why should I pay the amount for 11271.76 instead of Rs 4438/-, I am facing a lot of problem because day by day the services charges and interest is increasing which is not my liability to pay.



    Please do the needful at the earliest and take necessary action before 30th Jul-08 by return mail.



    Also need the cancellation confirmation of Credit Card and NOC Certificate from ICICI Bank.



    Thanks & Regards,

    [protected]



    --- On Tue, 7/29/08, Customer Care <[protected]@icicibank.com> wrote:


    From: Customer Care <[protected]@icicibank.com>
    Subject: RE:'ICICICARE=[protected]' Re: Reg Request for SR for "NEVER RECEIVED CARDS" NRC
    To: "[protected]@yahoo.com" <[protected]@YAHOO.COM>
    Date: Tuesday, July 29, 2008, 5:44 AM




    Dear Mr. Kumar,

    We regret the inconvenience caused due to our credit card services.

    We understand the intensity of your query regarding your credit card account.

    We confirm that we in credit card section will not be able to reverse the debits done by ICICI Lombard.

    We request you to write [protected]@icicilombard.com for details of the debit done by ICICI Lombard in your credit card account and for the process on how to credit the amount to your credit card account.

    Alternatively, you may write to below address:

    ICICI Lombard General Insurance Company Limited
    Customer Support,
    Zenith House, Keshavrao Khadye Marg
    Opp.Race Course, Mahalaxmi
    Mumbai - 400034.

    Looking forward to your co-operation in helping us serve you better.

    Sincerely,

    John Victor
    Customer Service Officer
    ICICI Bank Limited

    CONFIDENTIALITY INFORMATION AND DISCLAIMER

    This e-mail message may contain confidential, proprietary or legally privileged information. It should not be accessed by anyone who is not the original intended recipient. If you have erroneously received this message, please delete it immediately and notify the sender.
    You will appreciate that e-mail transmission cannot be guaranteed to be secure or error-free as its contents are susceptible to loss, damage, interception, destruction, etc. Before opening any attachments please check them for viruses and defects.
    The notice appended to the emails is not intended to prejudice the interests of our customers in any manner or to evade responsibility for any act of done with the endorsement of ICICI Bank.

    -----Original Message-----
    From: Anil Kumar ([protected]@yahoo.com)
    Date: Monday, July 28, 2008 04:22 PM
    To: Anurag Bisht (anurag.[protected]@icicibank.com)
    Cc: customer.[protected]@icicibank.com (customer.[protected]@icicibank.com); harsh.[protected]@icicibank.com (harsh.[protected]@icicibank.com)
    Subject: Re: Reg Request for SR for "NEVER RECEIVED CARDS" NRC


    Dear Sir,



    With reference to the above cited subject.After making lots of repeatedly calls to the Customer Care department I am sorry to say that none were responded in positive way. I have confirmed from the ICICI Lombard Customer Care online they have explained that the amount to Rs. 7397/- was claimed without my consent.



    When I have given a request on 3.6.2008 vide request SR No 3060885 for cancellation my Policy then they have Credited Rs. 2959/- against the Credit Card so the total amount Rs. 4438/- is debited by ICICI Lombard Insurance, but the Credit Card Department debited amounting to Rs. 11271.76 against the credit Card No [protected] which I have never received and the said amount is referred to LIEN against my Saving Salary Account No[protected], my account is also freezed again in the month of Jul-08. Now I unable to withdraw my existing amount from Bank.





    As per Customer Care feedback, they told me that your credit card has been blocked and we can not register your NCR (NEVER RECEIVED CARD), when I have asked for NCR SR No the Customer Care Executive they have given me the SR No S 73639367 regarding inform to Collection Department on 24th Jul-08 and ansured that within the Seven days you will be called by our Collection Department but since then I have not received any call regarding this matter as I was said.





    The day before yesterday i.e on 26th Jul-08 I met to Mr Aman the ICICI Executive of Credit Card Collection Department at Rohini Branch but they told me we can't do anything else regarding this issue you please speak to Customer Care and Customer care is giving me counterfiet information.



    Requesting you please give a favourable intervention in this regards and do the needful enabling me to close this issue at the earliest



    Also requesting you please unfreeze my saving Bank Account No[protected] to make enable to withdraw the amount and keep smooth transactions properly.



    CC: Dear Harsh Sir, Please do the needful and oblige.



    With Best Regards,

    Anil Kumar

    [protected]






    --- On Fri, 7/25/08, Anurag Bisht <anurag.[protected]@icicibank.com> wrote:


    From: Anurag Bisht <anurag.[protected]@icicibank.com>
    Subject: Re: Reg Request for SR for "NEVER RECEIVED CARDS" NRC
    To: [protected]@yahoo.com, customer.[protected]@icicibank.com
    Date: Friday, July 25, 2008, 2:34 AM


    Dear Anil

    Pls get the SR generated from customer care under "NEVER RECEIVED CARD" then only we can proceed further.


    regards
    ----- Original Message -----
    From: Anil Kumar
    To: anurag.[protected]@icicibank.com ; customer.[protected]@icicibank.com
    Sent: Thursday, July 24, 2008 7:00 PM
    Subject: Fw: Reg Request for SR for "NEVER RECEIVED CARDS" NRC



    Reminder...1



    Please go through below mail.



    Thanks & Regards,

    Anil Kumar

    [protected]




    --- On Sun, 7/6/08, Anil Kumar <[protected]@yahoo.com> wrote:


    From: Anil Kumar <[protected]@yahoo.com>
    Subject: Reg Request for SR for "NEVER RECEIVED CARDS" NRC
    To: anurag.[protected]@icicibank.com
    Cc: customer.[protected]@icicibank.com
    Date: Sunday, July 6, 2008, 6:44 AM






    Dear Sir,



    I Would like to draw your kind notice that I have applied for Credit Card last year but till date I have not received any Credit Card. But Credit Card Department is sending Outstanding statement against the Card No [protected] which I have never received to me. The follow up calls are coming from Rohini ICICI Branch for payment on regular basis at my residence. I have telephonically registered the SR no 68227204 on 2.6.2008 for making NIL balance, but the statement is still coming with me. I have informed so many times to Rohini Branch Officials. there is no solution was made.



    When I have confirmed the status of Credit Card from Bank Officials, they said to me that the concerned card was issued on 1st July-07, the Card was despatched on 7th July -07 and Pin No despatched on 11-07-07 through ordinary post . but all these things not received to me, I want to know that,



    1. Where is the Credit Card?

    2. Who received the Card?

    3. Where is POD?

    4. Present Status : The Card is Cancealled Or Active ??

    5. Why the statement is coming to me?





    Last Month May-08, my Saving Account was also Freezed under LIEN.



    You are humble requested to give the SR No for (NEVER RECEIVED CARDS) NRC to close the concerned issue, and take neccessary action please.



    Thanking You,



    With Warm Regards,



    Anil Kumar

    [protected]









    "This e-mail message may contain confidential, proprietary or legally privileged information. It should not be used by anyone who is not the original intended recipient. If you have erroneously received this message, please delete it immediately and notify the sender. The recipient acknowledges that ICICI Bank or its subsidiaries and associated companies, (collectively "ICICI Group"), are unable to exercise control or ensure or guarantee the integrity of/over the contents of the information contained in e-mail transmissions and further acknowledges that any views expressed in this message are those of the individual sender and no binding nature of the message shall be implied or assumed unless the sender does so expressly with due authority of ICICI Group. Before opening any attachments please check them for viruses and defects."
    Aug 14, 2020
    Complaint marked as Resolved 
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      M
      Manoj Kumar Gupta
      from Delhi, Delhi
      Jul 30, 2008
      Resolved
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      I m the employee of Cyber Media India Ltd. And my salaried account in ICICI Bank (Gurgaon Branch). I have 4, 226.00 Rs. in my account. Three days ago (i.e. 28/07/08), when I opened my online account to transfer some funds to someone. But I got surprised to see that the available balance is -40, 084 Rs. When I call to customer care, Mr. Hanuman (Manager) told me that some loan has come in your account by mistake. And we will resolve in two working days (i.e. 30/07/08). But after three days they told me you should pay the total amount. I m in trouble. Pls. contact me at [protected].
      Aug 14, 2020
      Complaint marked as Resolved 
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        A
        Ajay Goel9
        from Gurgaon, Haryana
        Jul 29, 2008
        Resolved
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        I took home loan from ICICI Bank vide Account No LBDEL [protected] in oct 2003.The intrest rate was 7.75% which has been increased to 13.5 % which is highest among the banks. The quality of service is very poor, there is no communication from bank about the loan status or change in the intrest rate. when apporached to bank for getting the balace payment details they asked Rs 100/- to provide this information. I called ICICI call centre.I was told that ICICI is charging high intrest rate for its goods service. There is only only good service observed with this Bank i.e loan is quickly senctioned and later they do not listen the customer. In vew of above I request you to take necessary action against the bank. -

        Regards

        Ajay Goel

        B-1/159 II Floor
        Janak Puri
        New Delhi-110058
        [protected]
        Aug 13, 2020
        Complaint marked as Resolved 
        ICICI Bank is one of the worst bank to deal with whether its bank accounts, home loan, Credit Cards, or some other products. I really have never heard ICICI bank reducing interest rates from last 4/5 years. RBI should strictly look into this matter and save customers of ICICI bank. I started my home loan in 2003 @8.00 and now ICICI bank is looting me with interest rate @14.00. When you contact them they have standard answers like you have opted for floating rate and PLR is taken into consideration which is as per government and RBI rules. God please help ICICI Customers.

        ICICI Home Loan — Excess Interest rates

        ICICI bank started with 9.5% to me and now is charging 13.5% in the name of floating interest. It though offers new customers at rate of 12%. when i asked them why, they said you pay a charge of 2% outstanding loan amt and we will also reduce your loan to 12%. WoW ! Currently Bank of Baroda is giving 9.5%. Is this fair trade practise or is it duping customers in name of floating rate of interest...
        Yes, It is absloutely True, My case MY ROI starts with 11.00% Now it is 14% The new revised interest rate should be applicabale to all existing customer. Pl all existing customer join together and fight against ICICI bank, if required we can file a case in the court.
        I really agree with this complain againist ICICI bank, I have taken loan for 15yrs home loan they have not intimated me and they increased terms from 15 to 38 yrs due to intrest hicke and i have to pay 5 times of my priciple amount after completion...other banks are providing home loan at 10.5% but this has increased to 13.5% ..after sanction of loan difficult to change from bank also.

        ICICI Home Loan — Non compliance of Finance Ministers advice to all banks to home loan rates

        This is to state that ICICI bank has not lowered floating interest rates even when other PVT banks linke HDFC have lowered it. Why are ICICI bank customers being punished.I took a home loan in 2006 and since then the bank has been super fast in increasing interest rates. I want the bank to heed to the advice of Finance minister and decrease the burden on its customers.
        I also agree with this complain the interest rate is very much high than other bank. I had taken the loan in
        2003 that time interest rate was 7.25 and now in 2009 it is 14.25.
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          P
          priyank singh thakur
          from Pune, Maharashtra
          Jul 29, 2008
          Resolved
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          iam priyank singh thakur, i required one certificate for FOREIGN TRADE OFFICE, GOVT.OF INDIA purpose.in this my name, accont no., address should be mention in a specific format(appen.18A)but bank operations manager MR.ANIRUDH MAHA did not issue this certificate and harasses me.according to RBI directions bank have to issue the certificate in specific format only.but ICICI, SHIVAJINAGAR, PUNE dont even care.
          Aug 14, 2020
          Complaint marked as Resolved 
          icici bank should kick off their manager MR.ANIRUDH MAHA.
          they should issue the certificate..if they wont issue this certificate this means they are challenging to GOVT OF INDIA
          manager MR.ANIRUDH MAHA should be punished.
          icici should pay penalty for the harassment
          manager should be sent behind bars or should be asked to pay penalty for harassing customers.
          GOVT OF INDIA should take necessary steps against ICICI BANK
          what d hell these managers r thinking of themselves, bank is not taking tough action against such type of stupid guys thats why they manage to do mischieves...if bank take necessary action strictly against them...than only they come on track
          fire out this bluddy manager
          icici particular branch should be closed.or if possible reserve bank of india should cancel license of icici, so that this bank should not perform any operations from india.
          Hello Sir/Mam,

          I am Vijay Keshri have done PGP (marketing+International business) . I am looking for a best fitted job for me. Kindly reply me if my resume matches any of your criteria.
          Please find my resume in attachment:

          Vijay Keshri
          +91-[protected]
          +91-[protected]
          Email:- [protected]@yahoo.in
          Thanks and regards:
          VIJAY KESHRI



          Address: C/o Dr. A.D. Borhade
          THERGAON, PUNE
          Pin code- 411033
          Mobile: +91-[protected], +91-[protected]
          E-mail: [protected]@yahoo.in


          Specialization: MARKETING & INTERNATIONAL BUSINESS

          Career Objective
          To obtain a challenging position with a market leader that will effectively utilize acquired expertise, creative talents and commitment to excellence. Desire a position with career growth potential.


          Educational Qualification


          Degree Year Institution Board/
          University Specialization Class %
          PGP 2007-09 Indira School of Career Studies Autonomous Marketing Second 57%
          MBA 2007-09 Indira School of Career Studies Sikkim Manipal University Marketing Second Pursuing
          B.A. 2007 Jai Narayan Smarak Degree college, Allahabad C.S.J.M University kanpur Art Second 51.7%
          12th 2003 Obra Inter College, Obra Sonebhadra U.P. Board Science Second
          49.2%
          10 th 2000 St.J.H.S. School
          Robertsganj Sonebhadra U.P. Board Science Second. 51%

          Company: PEERLESS GENERAL FINANCE & INVESTMENT COMPANY LTD.
          Project Details:
          Project Title: “Marketing strategy in life insurance & general insurance.”
          Details:
           Job entailed working under the Sales Manager in league with the sales executives, this involved Selling financial products

           Meeting with various suspects and trying to convert into prospects.

           The program was aimed at selling products through knowing consumer preferences and demands.

           Project involved understanding the overall marketing activities of financial products.

          Duration: Two Months
          Achievements: Exceeded sales targets by 75 percent in a short span of two months


          Computer Skills:
          Operating Systems: Windows XP, Dos
          Packages Known: MS Office (Word, PowerPoint, Excel)

          Additional Skills:
          • Successfully completed an intensive programmed on Business Etiquette & Grooming by Mr. Minocher Patel, Founder Director Ecole Solitaire.

          • Currently undergoing a 250-hour comprehensive performance-based Leadership Development Programme by Stratecent Consulting, and have acquired the following skills:
           Negotiation Skills
           SPIN Selling


          Personal Details

          Date of Birth: 17/03/1985
          Marital Status: Single
          Sex: Male
          Father’s Name: Mr. Balram Das Keshri
          Mother’s Name: Mrs. Savitri Devi
          Strengths: Punctual, Team player, Adaptable, Creative
          Languages: Hindi, English
          Hobbies: Read adventure book, listening to music, watching movies, travelling

          VIJAY KESHRI
          iam also harrased by icici bank.this foreign bank should be out from india.
          this particular shivaji nagar branch of pune is the worst branch of icici.
          icici bank should take necessary steps to improve the functionaries of this branch
          close the icici bank
          i m agree with u
          why to blame complete bank, that particular manager should be out.
          ICICI has worst practices among all indian banks. but its strange to see a manager harassing the customer :(
          y din you raise this issue the senior authorities. This is the only way to teach a lesson to this type of stupid guy.
          I too have very bad experience with ICICI
          Entire Bank's reputation is on stake because of such kind o[censored]ncooperative people.
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            M
            Meenu Agarwal
            from Hyderabad, Telangana
            Jul 29, 2008
            Resolved
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            I have taken a home loan from ICICI Bank in 2004. On 24.05.2008 I made part payment of Rs. 150000/- on 24.05.2008. My EMI date is 1st of each month. As per agreement, interest is on monthly reducing balance. Although I have paid in the month of May, but my balance as on 01/06/ 2008 was not reduced to the extent principal repaid.

            On enquiry it was informed (orally) that this is the normal practice in Bank. On protest they told, wherever you want to complain, you can, this is the procedure in ICICI Bank.

            I am unable to understand if amount is paid as well as enchased also by bank on 01.06.2008, how Bank can charge interest on that amount for full month of June.

            I want to bring to the notice to everyone that these Private Sector Bank are cheating to public . Is there any controlling agency in this country who can save innocent consumer from becoming victim of them
            Aug 14, 2020
            Complaint marked as Resolved 
            I have taken a home loan of Rs.1000000/- for 15 years tenure in floating interest rate. The Aggrement no: LBBAL[protected]. Pre EMI paid was Rs.25385/- from dated:31/12/2004 to 31/07/2005 . The initial offer given was 7.25 interest rate. When the loan was accepted the interest rate fixed was 8.5 with EMI Rs.9557/- per month for 15 years. After some months on 07/05/2006 again the interest rate was changed to 9%, the EMI was kept constant but the tenure was increased to some more year.Again the interest rate hiked to 10% from 07/08/2006, the tenure increased to another few more years.on 07/02/2007 the interest rate fixed at 10.5 & then increased to12.5% from 07/05/2007, the tenure increased to the max. limit & EMI increased to 10565/- per month. Even after paying 37 EMI, the CL.Principal is found to be Rs.948404/-. The last tenure is found to be 07/07/2030 for complition at this stage. This may again increase to many extent. I want to know that whether there is any control of RBI or any other rules these private Banks follows, on Home loans. As per my view there is some cheating. Many times the bank was asked regarding the calculation for Tenure increasing & EMI increasing, but they are not providing. All Private & PSU Bank must have similar calculation. Kindly look into the matter so that I can get justice against this type of cheating of ICICI HOME FINANCE LTD. Many customers are also facing similar type cheating from ICICI.
            I want my home loan balance statement

            my home loan file No .LBPEN[protected]

            PLEASE SEND ON MY EMAIL

            I waited your repply

            Thanks
            sudhir pingale
            The home page of ICICI Home Finance have a compliment /complain on the right side but its quite disgusting to see the page does not open at all while the customer.care Id bounces the mail back.
            Theres no email ids for the complain it seems its been purposely been done for not receiving the mails.
            This is Deepak from Chennai. Whatever you told is absolutely true. I also took loan in ICICI in 2006 @ 7% pa but now repaying at 12.5%. When the bank increased the rates when other banks did, it is liable to decrase the same as well when other peers do.
            Also RBI has no control with any of the banks. The concept of "floating" means fluctuations as per market conditions. Now the banks are reducing the interest rate for new loans but nobody is caring for existing loans. The concept of "floating" doesn't make any sense at all.
            Now that you are an existing ICICI home loan customer, you can avail a new interest rate of 9.75%. The details of the same are given in the link below
            http://wealth.moneycontrol.com/features/home-loans/rate-war-icici-drops-home-loa...


            Regards
            Deepak
            [protected]

            ICICI Home Loan — Interest Rates not in tune to the Market

            Dear Sir

            I had taken a loan from the ICICI Bank for purchase of a Flat. Very well knowing that the interest rates would go down, I opted for a floating rate of Interest.

            subsequently the Interest rates went up and the Bank was quick to increase the rates. When the downward trend started the bank is reluctant to decrease the rate at the same pace.

            I had visited the Bank and sent several emails. Finally they have agreed to reqduce the interest rates from 12.5% to 8.75% if I pay a conversion charges of 1.75% + tax.

            Earlier I had taken a loan from LICHFL and they had changed the rate of interest as per the market conditions without a fuss. Why are these private banks behaving so unresponsibly. Are these private banks not regulated.

            Look forward to hear from you.

            Best regards
            Vincent
            [protected]
            i have paid amount Rs.20107/- by.ch.no.37702 dt.24.04.09 for reduce intrest of my home loan a/c. but till date i have not received new emi schedule and balance loan amt.i also need my account (home loan a/c. statement.
            want my home loan balance statement And certificate for file the IT return

            my home loan file No .LBMUM[protected]

            PLEASE SEND ON MY EMAIL

            I waited your repply

            Thanks
            MAHESH PARAB
            i want home loan balance for the following loan account no.
            lbche[protected]
            lbche[protected]

            uregent

            selvakumar
            The bank may paying to many people those who matter.It cheating the people of their hard earned money.Sorry for those like u and me who have fallen pray to these Cheets.
            I AM A SENIOR OFFICER OF A UNIVERSITY UNDER THE CONTROL OF THE MINISTRY OF HRD, GOVT OF INDIA..I HAVE BEEN ALLOTTED AN APARTMENT BY JAYPEE AT NOIDA.FOR THIS PURPOSE, I HAD APPLIED FOR A LOAN OF 20 LAKHS ONLY .THE MANAGER OF THE BANK IS SHRI SAURAV SHARMA, SECTOR-15 NOIDA.HE SPOKE TO ME ON PHONE THAT HE WOULD NOT BE ABLE TO SANCTION ANY LOAN AS I HAVE 5 YEARS SERVICE.WHEN I SAID MY SON WHO IS A CO-APPLICANT AND CO-ALLOTTEE AND WHO IS ALSO A CONFIRMED EMPLOYEE WAS ALSO ELIGIBLE, HE SAID OK.I CAN SANCTION ONLY 11 LAKHS WHICH I AGREED.ALREADY A MONTH HAS PASSED AND I HAVE BEEN FED OF WITH FLIMSY AND LAUGHABLE OBJECTIONS ON DAY TODAY BASIS.I AM PAYING PENAL INTEREST ON DAY TODAY BASIS TO THE TUNE OF A FEW HUNDREDS.THE MANAGER SAYS THIS CUMBERSOME POLICY IS THE POLICY OF THE BANK.IF THAT IS SO WHY THE PUBLIC IS HOODWINKED?WHY NON-SENSICAL ADVERTISEMENTS ARE ISSUED THAT ICICI BANK IS VERY FAST AND WITHIN 5 DAYS LOAN WILL BE REALEASED.THIS IS ALL HOAX AND PUBLIC SHOULD KNOW YHE HARASSMENTS ONCE THEY ARE TRAPPED.I HAVE NOW NO OPTION BUT TO GO TO MEDIA AND PROMOTE PUBLIC AWARENESS IF MY GRIEVANCES ARE NOT LOOKED INTO BY THE HIGHER AUTHORITIES.LET THERE BE AN INVESTIGATION AS TO WHY IT TOOK SO MUCH OF TIME.?I NOW REPENT WHY I LEFT HDFC BANK AGAINSTTHE ADVICE OF MY NIECE WHO GOT THE LOAN WITHIN 7 WORKING DAYS.WHENEVER I SPEAK TO THE MANAGER HE SAYS I AM NOT IN MY OFFICE AND I WILL SPEAK TO U WITHIN NALF AN HOUR.I PROCEEDED TO THE BRANCH BUT EVERY TIME HE WAS ABSENT.IF THIS IS THE CONDITION OFTHE GOVT EMPLOEES WHOSE INCOME IS MORE THAN 1 LAKH RUPEES WHAT WILL HAPPEN TO OTHERS? PLEASE LET ME KNOW THE ACTION TAKEN BY THE BANK HEAD OFFICE .MY E-MAIL ID IS---bkm.[protected]@rediffmail.com or bkm.[protected]@gmail.com.MY CELL NO IS [protected].MAY GAD BLESS ITS LEADER WHO TALKS IN TV IN A BIG WAY.
            DR BK MOHAPATRA
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              Deepak Hariyani
              from Mumbai, Maharashtra
              Jul 29, 2008
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              I am holding icicidirect online share trading a/c since last 6yrs. But recently my account was suspended bcos the documents at there place were destroyed in floods. I had submitted my documents twice to a icicibank branch executive of Bhavnagar, but even than my account was not re activated. lastly i had submitted the documents to Ahmedabad branch of icicidirect on 28th june. I have been calling the branch and icici bank call center but my account is not yes activated.
              Stay away from ICICIDirect.com. They have pathetic service quality. Not following SEBI mandate.
              No point is escalating matters to Head of Service Quality of COO.They are hopeless...

              Dont invest through ICICIDirect.com.
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                Leela Girish Koppar
                from Mumbai, Maharashtra
                Jul 28, 2008
                Resolved
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                Resolved

                Hi,

                My Savings Salaried account was opened in the year 1997 by the organization where I joined. Typically when salaried accounts are opened in any organization, a form is given to the new joinee as per the process instructions provided ny the relevant banks corporate executive who manages the account and queries for that organization. With vague memory as I remember, this ICICI Corporate Account executive gave me a form and took signatures and photographs.No details are provided as to the nature of the account except that this is a salaried account with a zero balance feature as we are associated with an organization.

                Advantage: No minimum balance needs to be maintained as Salary credit would be at regular intervals.

                I worked with the organization for four years and went on to join another place which had their salary accout with some other bank. I could have closed the account but went on to hold the account till date i.e. Jun 2008, by maintaining a good account balance much above the minimum balance accepted by the bank, as per their rules.
                For seven years till Jan 2008, ICICI bank sleeps over the so called "PROCESS" which ideally is put in every organization to help customers or any operation and NOT make it a hindrance by "Follow the process for the heck of it".

                In Jan 2008, I receive a letter stating that there have been no salary credits in my account and I am supposed to convert it into normal savings account by submitting certain documentation within a definite period else the my account will be blocked.

                Do not know why they need to do this - If it was just for the heck of following process!! - Well it is acceptable if the rules related to salried account were briefed before hand but while selling corporate accounts this is not taken care of.

                I call up their phone banking services with regards to the letter and they inform me that I need to submit the documentation as a process but my account would not be blocked as I have been maintaining my account balance much beyond their expectaion.!!

                I doubly check this with the phone banking executive and he assures me of the same while I can submit my documents at my convenience!.

                To my fortunate or unfortunate luck, I join another organizaton that has a tie up of salaried account wit ICICI. The so called ICICI corporate executive who takes care of salaried account corporate services gives me a orm. When I mention about an already existing account with ICICI, he gives me another form taking my signature and mentioning that I need not open another account as the name of the corporate will be changed and the same account can be continued to use as a corporate salary account.

                As a customer, I trusted the executive.Threeconsecutive salaried credits and bank is happy. No reminders or letters for resubmission of documents!!

                I leave the organization in threemonths to join another place and no salary credits take place for the month of June and July 2008.
                But I maintain a balance required.(Ideally, its a quarterly minimum balance!!) Jun 2008, my minimum balance goes much below their expectation.

                I was expecting funds in my account while I get to know that my account is frozen!!..Without intimation!!

                When I call up Phone banking services, I am told, that I need to visit the branch and submit documents and there has been no salary credits since 2001.When I check with them of how cold they do this without intimation when there have been credit in the month of March, April, May 2008, they have no answer but there were no credits in June and July!! To top it all they tell as per process, the letter wold have reached me which is three weeks before freezing of account!!.I tell them I have not received their letter, if they could let me know when was the letter despatched AND NOT details of whether I have received!!. They tell me that the branch would have sent and they do not have any details...another big disconnect of the Phone banking and branch services despite everything being centralised!!

                I also get to know that it is the customers duty to inform if they have left the organization and convert from salaried account to normal savings account..Which is never briefed by any of the so called corporate executives of the bank while selling corporate salaried account services.

                I would definitely not recommend anybody to have any services taken from ICICI because o such a nasty pathetic services that only harasses the customer. I had to arrange for the funds to get transferred in another account!
                Aug 14, 2020
                Complaint marked as Resolved 

                ICICI — blocking icici savings account without proper intimation

                i have centurion bank of Punjab credit card now that credit card section has been take overred by icici credit card. i am not getting proper call or statement related to that credit card but without intimating me they are blocking my savings account and taking what ever money they want. i don't how this is happening and i am fearing having savings account with icici. i am not gonna leave this issue i am planning to go ombudsman and other related concerns even to the media if i am not satisfied with icici service
                i have centurion bank of Punjab credit card now that credit card section has been take overred by icici credit card. i am not getting proper call or statement related to that credit card but without intimating me they are blocking my savings account and taking what ever money they want. i don't how this is happening and i am fearing having savings account with icici. i am not gonna leave this issue i am planning to go ombudsman and other related concerns even to the media if i am not satisfied with icici service
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                  Neeraj Kumar
                  from Mumbai, Maharashtra
                  Jul 25, 2008
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                  Hi

                  I am Neeraj Kumar a ICICI Credit Card Holder. On 26.06.2008 I have swiped my card on petrol pump and for one transaction double entries has happen which is reflecting in the transaction details. Kindly charge back my one transaction as there should be only one transaction successful. waiting for your reply.

                  I have called your phone banking number [protected] and every time your executive is giving me same feedback that our system is under technical maintenance.
                  Plz resolve my issue.

                  SR ID: SR71596228

                  CREDIT CARD NO: XXXX XXXX XXXX 2004
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                    C
                    Chandra Mouli Neelakantan
                    Jul 24, 2008
                    Resolved
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                    Resolved

                    On 12'th February 2008, someone had transferred Rs 1 Lakh from my account to other account Ac no:[protected] Meghna Arts. ICICI bank has clearly traced out this as a fraudulent account.
                    And on their request with great efforts we could finally file the FIR with the local police. Nothing has happened since then. It has been 5 long months and still no trace of any action being taken by the ICICI.
                    I have been an ICICI account holder for last 12 years and the minimum someone could have done was to update me on the status of my money being returned back to me.

                    Deeply frustrated on how the ICICI functions.
                    Aug 14, 2020
                    Complaint marked as Resolved 
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                      S
                      sudhakar.nandigam
                      from Hyderabad, Telangana
                      Jul 23, 2008
                      Resolved
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                      Resolved

                      Status of your SR71734846

                      [protected] Forwarded message[protected]
                      From: CUSTOMERSERVICE <[protected]@icicibank.com>
                      Date: Jul 4, 2008 6:38 PM
                      Subject: Status of your SR71734846
                      To: sudhakar.[protected]@gmail.com
                      sir we didn't recieved the courier.
                      Dear Customer,

                      Password sent on 04/07/2008 through EXPRESS IT courier vide airway bill number '[protected]. You will receive it in 7 days.
                      br...
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                      D
                      DEEPAK R. BHANSALI
                      from Mumbai, Maharashtra
                      Jul 23, 2008
                      Resolved
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                      TILL DATE I HAVEN 'T USED MY CREDIT CARD, BUT BANK HAS GIVEN THE STATEMENT IN WHICH THEY HAVE STATED THAT I HAVE PAID A TELEPHONE BILL IN CHENNAI AND LIC PREMIUM IN MUMBAI BUT I AM LIVING IN RAJKOT.

                      AFTER SO MANY COMPLAIN THEY HAVE CONFIRMED THAT NO AMOUNT OUTSTANDING ON 26th DEC.2007 Ref. No. : 121207/193497C THROUGH EMAIL BY SHIPA GANAPA [ CUSTOMER SERVICE EXECUTIVE ].

                      BUT AFTER THAT THEY ARE CHARGING AUTO DEBIT CHARGES AND HARRESSING ME ON MY TELEPHONE .AFTER RECEIVING A LETTER FROM ICICI I HAVE DESTROYED MY CREDIT CARD AND THEY ARE DEMENDING THE PAYMENT AGAIN AND AGAIN.

                      WHY SHOULD I HAVE TO PAY THE SOME FOR THE MISTAKE MADE BY BANK

                      SO LOOK INTO THE MATTER AND DO THE NEEDFUL.

                      TAHNKING YOU

                      YOUR FAITHFULLY

                      DEEPAK BHANSALI
                      Aug 14, 2020
                      Complaint marked as Resolved 
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                        S
                        SANJAY KALSEKAR
                        from Pune, Maharashtra
                        Jul 23, 2008
                        Resolved
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                        Resolved

                        Credit Card Complaint

                        I have taken credit card for ICICI Bank and the same has not been used till date.

                        I have recd following bills in respect of my credit card for direct debit of mobile number.

                        1.Vodafone bill dated 11.11.07-Rs.2292.52
                        2.Vodafone bill dated 11.12.07-Rs.2068.85
                        3.Vodafone bill dated 11.01.08-Rs.3868.30
                        As no instructions had been issued by me for direct debit for any mobile bill the credit card bills were not paid by me on the following grounds which were intimated to ICICI Bank vide ltr dated 29.12.2007:
                        1. No instructions for direct debit had been issued by me.
                        2. Mobile bill charges for mobile which is not in my name from my personal credit card account
                        3. Moreover, the Vodafone connection is in the Family scheme and the billing address and leader of remaining cards(total 6 members) did not belong to me.

                        No action was taken by ICICI Bank and I was billed for late fees, interest payments for non-payment also. Reminder letters and mails followed and all the time I was being told to make payment for the said bills. Two personal visits to ICICI Bank office for submission of copies of Vodafone bills which were not in my name at Saki Naka have also not been fruitful. I have also been harrased by phone calls. I am an hypertension payment and mental torture is being done to me.

                        I am now getting mailers that ICICI Bank has my consent (voice recording) for the registration of the Utility Bill Payment Services against the mobile number [protected] (registration on October 19, 2007) and hence I should make payment for the bills issued in the name of Mr.Sagar Bore, to avoid the levy of service charges.
                        ICICI Bank credit card Welcome letter states, ”direct debit of mobile bill will be started only after successful confirmation of registration details by utility service provider”. Here again ICICI Bank has not confirmed that mobile no.[protected] is not in my name by ICICI Bank and have directly started debiting my credit card account.

                        As per ICICI Bank they have received confirmation received from Vodafone, that payment towards Vodafone (Hutch number [protected]) Mumbai for Rs. 3, 868.30, Rs. 2, 068.85 and Rs. 2, 292.52 were updated at Billers end in customer's correct account.
                        I have Vodafone bills which state that the above amounts are for bills issued in the name of Mr.Sagar Bore and against mobile number [protected] has following amounts i.r.o. following bill dates:
                        11.11.07 769.72
                        11.12.07 830.4
                        11.01.08 1122.18

                        .Kindly help

                        Regards,

                        Sanjay Kalsekar
                        Aug 14, 2020
                        Complaint marked as Resolved 

                        Vodafone — Debit money from my credit card without my intimation

                        Hi,

                        I am using Vodafone number [protected] of Bangalore. I had canceled my automatic electronic clearance facility and converted to cash mode of payment several months back. Even then it used my credit card 3 times to pay the bill without my intimation.

                        I blocked my old HSBC credit card account ([protected]) and issued another new credit card ([protected]) . But this bloody Vodafone deducted amount from my new credit card as well without having any ECS facility with the card.
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                          G
                          Giridhar
                          from Delhi, Delhi
                          Jul 23, 2008
                          Resolved
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                          Resolved

                          Hi,
                          I have a ICICI credit card for the past 6 years and recently ICICI transferred the reward points to a unknown company called Imint without any notice.I redeemed all the points and the company has not delivered any thing promised till date.Repeated calls and mails go unanswered.The call center no. is always on pre recorded mode and no one responds.The company looks like a modern day fraud and people should be wary of dealing with such companies.ICICI bank conveniently washes off their hand saying Imint has all reward program details.

                          Regards,

                          Giridhar
                          Aug 14, 2020
                          Complaint marked as Resolved 

                          ICICI Credit Card — Cheating the customers

                          Hi,

                          This is to inform that i had a bad experience with ICICI bank Cr card Division.
                          I always pay the amount before the due date. But last week the cheque which i paid was not reflected in my account details. I called the customer service and reported the problem. Also i gave the cheque number, date and the ATM where i dropped my cheque for credit card payment. My due date was 16/7/2008. but i dropped the cheque on 07/07/2008 and it was debited from my savings account on 10/07/2008. i was calling ICICI customer care service everyday on this nuy didn't get proper response. One day they said it happened due to technical problem. But the next day they have charged Rs. 280 as interest saying that i didnt paid the amount before the due date which i paid before the due date, also they have auto debited Rs.56 from my savings account. Luckily i have a saving account in which i can have zero balance. otherwise they would have fined me saying that i didn't maintain balance. Don't know whom to contact on this.
                          Who will take action against them for cheating the customers?
                          whenever we find them cheating they say technical problem. Decided to stop my relationship with this bank.

                          Imint Card — Redeem link never gets open

                          I tried to open redeem link on imint card website however it never gets open. I tried it lots of times. Whenever you try to click any redeem link it gives server error.

                          I think they do not want us to redeem anything.

                          IMINT IS CHEATER COMPANY!!!
                          Never buy ICICI credit card857
                          I am also facing the same problem, can any one have idea.. how to get back the points?
                          I agree with you Gridhar they are not at all responding to the calls that we make I have a suggestion when you call the customer care get your complaint registered and ask for the number and second time ask for Saha or Ali they are the floor managers get a hold of them and put pressure. One thing is for sure they are not at all responsive

                          Best of luck

                          ICICI Credit Card — ICICI cheating the customers by making false promises about refunds

                          Dear All,

                          Please be aware of ICICI credit cards, my cards was charged for late payment fee for the months of April, May, June and July and in all of these occasions I had called up the ICICI customer care to request the refund and in all of these occasions I was told was customer care that they have placed the request for refund and it will get reflected in the next statement.I have noticed in my credit card statement that NONE of these refunds have been actually made! When I called up the customer care again to check what happened they tell me that they didn't get any call from me for these refunds and refused to refund the late payment charged on my card.
                          Dear Mr. Vaibbhav Agrawal,

                          Kindly write to us at [protected]@icicibank.com, with the subject line as ‘Customer Service – Credit Card’. Request you to provide the relevant details of your card, along with your full name and contact details.

                          We will be glad to assist you.

                          Regards,

                          Nazia Sayeed
                          Office of the Nodal Officer
                          ICICI Bank
                          i really agree after so many calls they do not respond the complaints. i do not understand how bank like icici can just wash there hands without informing there customers
                          I have not tried redeeming points at imint but i had a lot of issues getting them to send me the imint card etc. - took over 3 months. I too am amazed that a bank like ICICI has outsourced to a company like imint. Half the time, thier website does not work, their call center agents are extrememly unresponsive.
                          Hi,

                          I have a I mint card given by Infosys BPO since last 1.5 years almost. Card Number is [protected]. Still not a single point is credited to my i mint account yet. when i raised this with HR team they advised me to send a screenshot of "0" points from the site.

                          Whenever i tried to open a site imintrewards.com( Same site on which i used to check my i mint point records since last 1 year) it is showing error and i am unable to send a screen shot also due to same.

                          Hence Please look into this and advise me ASAP.

                          Regards,
                          Anup Nahar
                          [protected].
                          I fully agree with Mr. Giridhars comments posted on the net. In my case also ICICI Bank transferred all my reward points to imint without any advise written or otherwise and in the process I lost about 1000 points. No amount of tel calls/messages to ICICI Bank and imint solicited any meaningful reply till I wrote to Mr KV Kamath, erstwhile CMD of ICICI Bank in January 2009. Only last week I have recd a sms from imint expressing regret for the mistake and advising me my current tally of reward points. Now I learn that imint do not even have a brochure of the gift items that are available against the reward points and one has to have internet facility to view and order the gifts. Fortunately I have it now but a lot many of the older generation are not computer-savvy or do not have net facility. What imint and ICICI propose to do about it?? In my case I have lost the original i mint card and have sent a email to imint to advise me the number and courier a duplicate card...let us see how long it takes for them to ACT. I ALSO STRONGLY FEEL THAT IT IS ICICI BANKS FAULT TO THROW US TO THE WOLVES, SO TO SPEAK AND BE AT THEIR MERCY IN THESE CUSTOMER-ORIENTED TIMES.
                          I completely agree with the complaints posted above, this sick customer service of I-mint points really get on my nerves and also they work on the limited hours and that too on a number which is not even toll free. They take really long hours to answer the query and infact they are not even aware what the customer is actually enquiring about. Secondly the website of Imint is one of the sickest website i've ever seen, whenever you try to login it says wrong password even the password received in the mail through imint when you choose forgot password option. Thirdly the products they show on the website, half of them are not available when you order for. Last time when i interacted with the customer service, they took more than an hour to address the query and why did i call them, i called them because of their mistake. The debited the points from my card without even notifying me and when i called them up, they are not even aware of the points being debited. Imint is the sickest company i have ever seen my life so far.
                          ICICI bank seems to be the biggest fraud plays.
                          Guys,

                          all dude ! ! ICICI bank tied up with imint company. so whatever reward point u earned every month it will transfer to imint account. to get a imin login detail call up following link for customer care number and ask for ur imit card and login details.

                          http://www.imint.in/flow/contactUs?execution=e2s1

                          once you got card registere your imint card in https://www.imint.in/flow/login?execution=e3s1

                          in imint link they have so many items to get against our reward point. http://www.imint.in/flow/rewards?execution=e4s1#

                          all iteams are branded only like rebook, LG, Samsung, etc. u can order against ur reward point. and its free home delivery. I ordered from imint, i got delivered within 4 days at my home, and the items what i ordered are really a original one and good. compare to other BANK cards ICICI bank doing good job for there customer to tied with IMINT . here i m very unhappy that all person commented wrong about ICICI Bank. if you have anyother Bank credit card then no one is giving this kind of 100% free branded gift against youy reward points.
                          reedem link cannot be opened.
                          Dear Ravindra,

                          So seem to be positive of the whole pack. You might be correct too.. But it was wrong on part of ICICI Bank to have outsourced the whole program without any prior intimation...

                          Even I am facing similar problems
                          DEAR SIR/MADAM,
                          PLEASE I AM REALLY FEDUP TO CALLING SO MANY TIME IN IMINT CUSTOMER CARE, I PUT THE REQUEST TO REDEEMED MY POINTS THERE SEND ME ONE LIFE STYLE VOUCHER AMOUNT OF Rs.500.00 BUT THERE IS NO SHOP IN KOLKATA TO REDEMED THAT . ANOTHER TIME I CALL IMINT CUSTOMER CARE THERE CONFIRM ME THERE GOING TO CHANGE MY VOUCHER TO ANOTHER VOUCHER WHICH I CAN USE IN KOLKATA SHOP BUT AFTER CONFIRMING NOBODY GOING TO CALL ME AND HELP ME REGARDING THIS VOUCHER CHANGE . I CALL SEVERAL TIME TO THERE PEOPLE BUT EVERY TIME THERE SAYING NO PROBLEM WE WILL CALL IN YOUR CELL, NO ISSUES WE WILL CHANGE IT BUT THERE GIVING ME TOTALY BLUF NOBODY GIVE ME CALL AND NOBODY TRY TO HELP ME. SO, I HAD VERY BAD EXPERIENCE WITH THIS IMINT I CAN''T UNDERSTAND WHY ICICI BANK ARE SLEEPING BECAUSE THERE SPOILLING THE NAME ICICI
                          DEAR SIR/MADAM,
                          MY NAME SANDEEP KARMAKAR AND MY IMINT CARD NO. [protected], CONTACT NO. [protected]. PLEASE HELP ME I ALREADY SEND ONE MAIL TO YOU AND I AM SENDING ANOTHER MAIL THERE I MENTION MY FULL DETAILS . THANK YOU
                          I have got a SMS today on my registered mobile with ICICI Bank Credit Card stating that I have got 1662 points accumulated on my I Mint account, and given an option to redeemed it to get some gift vouchers.

                          Could you pl. let me know how to do that.
                          i have got a SMS on my registered mobile with ICICI Bank Credit Card stating that i have got 562 points on my I mint account so how can i get gift vouvhers pls help me
                          It evn seems to me that this company is a fraud or doesnt exists.. Its website is aways stucked up..n hard to access.
                          hi sir,
                          kindly issu my i-mint card. and online is-passward.

                          Thanking You
                          jayesh patel
                          No... Same thing happened to me. ICICI transfered all points to IMINT. I got things for my points through imint... they also responds to my calls.
                          I agree, its the same story with me
                          The products of I-mint are also not good
                          Iam R.VARADHAN having imint card having 1105 points i couldnt able to redeem the above points.My mobile num is [protected] and i request imint authority's to contact me to my mobile num

                          Thanks
                          Varadhan
                          my experience with ICICI creditcard is not pleasant. I fully endorse the comments that without consent of the customer ICICI cards have transfered the reward point to imint. This company redeems the reward points at great discount. I understand each reward point is equal to 1 point per 100 rupees purchase o but i mint offers 500Rs 0gift voucher against[protected] imint points. Cannot understand how the value of reward points is discounted by i mint ?
                          sir many time i m coming to cannect u but what`s the problem that i dont know. please solve the problem.
                          I am K.SANKARASUBRAMANIAN having imint card having more points i couldnt able to redeem the above points.My mobile num is [protected] and i request imint authority's to contact me to my mobile num
                          have already registered in
                          i-mint reg the offers, mean time, i cant access my account while sign in an
                          getting error message is " enter valid email ID" they offering many cheap products at the same time.
                          I am new to this i-mint programme. i am sendin smses since 2 weeks to the imint link to get registered for the 16 digit no. but there is no answer...there is no error shown nor there is ne reply from their side..whn called d customer care centre they say there's no problem occured like this..i didnt receive ne no. from imint nor able to register in other optional way as they say it can happen only thru the cell sms. I am fed up of this problem. I wna know that whether i-mint company do send us gifts based on our points collected and following correct procedure. I wna know do these ppl make false promises, or ne bluff game or do they really behave like they r on their website. Wld like to hear ur reply...thank you...
                          ICICI company is BIG Fraud company of India...beware...! I have same experience, without notice, they have transffered my rewards point to imint card...Very Big Loot by ICICI..
                          Yes it is true that I mint is completely a fraud company and since last two months I have been unable to access their website www.imint.in Ultimately, I called to customer care of ICICI bank and they gave me a phone number[protected] of I mint and when I tried to lodge a complaint on this phone number regarding unable to access their website, a simply reply came that pl try from somewhere else and the most surprising thing is that till date I have not received any card from I mint whereas they are saying that it had been delivered to me on 5th February, 10 and inspite of so many complaints I could not understand that why a bank like ICICI is not taking any drastic action against these people or the bank ICICI itself is involved in such types of frauds and malpractises

                          Citibank Credit Card — Never Gave The Benefits As Promised

                          Hello,

                          I revived the new "Citi Cash Rewards Credit Card" on 25.03.2010. The card number is [protected]. I had booked this card online by clicking on the advertisement which said "Book Your card and get 1 IPL" ticket free. I went ahead and applied for the card in the 1st week of March 2010. I had called Citibank yesterday to enquirer about IPL ticket. To my surprise they said that, your are not applicable for this offer as it has ended. Well I was bit annoyed. Explained them that you had the offer and now you say I am not eligible. They said the offer was valid from 21st of Feb to 20th of March. I said I booked during the offer period only. Later I get a answer that you should have read the "Terms And Condition's". They never mentioned that in the advertisement which was posted in the citibank website.

                          Today when I opened the http://www.citibank.co.in/ site, they have mentioned another scream where you can get 2 complimentary airline tickets if you book citi cash rewards credit card and to my surprise they have mentioned the validity date till Aug 15 2010.

                          So my concern is why the same wasn't specified when I booked the credit card which should have mentioned the validity date.

                          Anyways I am going to return this card back. I never expected this from Citibank, though I am holding my salary account and credit card.

                          False promises and cheating - Comment #1801221 - Image #0
                          The same situation I am in as Mr Giridhar, I went further and got my self a imint card and number and till today I have not been able t redeem my points and I hold 20, 000 points aproxcimately. Shame on I C I C I bank as well as imint fruad orgination.
                          k v datt
                          Please to inform my imint card no
                          Iam K.Krishna having imint card having 2296 points i couldnt able to redeem the above points.My mobile No[protected] and i request imint authority's to contact me to my mobile num
                          this is the most retarded company up-to my knowledge. their website never opens and is always redirected to ask.com...even if it opens (only for a while) it never takes us the correct options and according to my knowledge from others, its product are also not as shown...ICICI bank is just directing us to such a poor company...does the company even exists??!!!
                          (i doubt)
                          today i was trying to contact Imint call center [protected] for last one hour.but no executive was responding. i agree with Girdhar. I am planning to Cancel my ICICI credit card.
                          shrikant
                          i have also the same problems I had contanct for password for Imint card in 2009, and several repeated reminders through mail sent to imint emial address till date i have not received the password
                          at the time of placing order they have denid and demanded password I think ICICI playing game with credit card customers

                          [protected]@yahoo.co.in
                          Imint seems to be good from ICICI BANK, at same time they shd inform how to redeem points ...

                          suresh sachania
                          Ahmedabad.

                          imint reward point — not earning the imint r-points

                          dear sir,

                          I have to state that I am having icici credit card since long.My card no. is [protected].I am nor earing my imint points properly since last two-three months.In this month's bill also,I haven't got any imint points.I am a regular user of your card for a long time.I request you to please look into the matter and do the needful to earn me the real imint points,so that I can redem the same.
                          You can reply to my email [protected]@rocketmail.com.

                          Thanking you in anticipation.

                          yours faithfully,

                          Anant Mehta
                          Hi Anant,

                          We are sorry for the inconvenience caused. We have made a note of your credit card number and will get in touch with you soon to resolve the issue.

                          Regards,
                          ICICI Bank Customer Service Team.
                          I K.RAM BABU have i-mint card no.[protected]. How much i redeemed points. which gifts i redemed to my points. Please tell me to me through my mobile no.[protected]. or Email ID : [protected]@yahoo.co.in.
                          Dear Sir, my imint Account No. is[protected]. I do not know what is the status of my imint points. Please let me know how to utilise the points.
                          Yours faithfully,
                          Mohammed Quamruzaman
                          I have got a SMS on7thjul.2010
                          on my registered mobile with ICICI Bank Credit Card stating that I have got 2389points accumulated on my I Mint account, and given an option to redeemed it to get some gift vouchers.
                          I am janak p.joshi .icici card holder .my imint ac no;[protected].
                          plz.contect to me.my e-mail...
                          janakp.[protected]@yahoo.in..& note e-mail adre.. on ward contec to me.
                          MY MOBILE NO:[protected]
                          Sir Iam srinivas kulkarni my imint card No. [protected] and my request No.583750 for your email my detail Address for send imint card Srinivas kulkarni c/oP.Gajapathi H No.287/37 near K.J.convent 7th main 15cross Channayyana palya market Laksandra Exten Wilson Garden Bangalore-560030 MobileNo. is [protected] Date of Birth is 02/08/1967


                          Thank you sir


                          Srinivas Kulkarni
                          I am R G Sharma, I have credit card and using since last 10 years, But do not have any separate I MINT CARD. Pls inform How I can get. My contact no is-[protected].

                          Thanx

                          R G Sharma
                          I don't know what else I a supposed to do. I have been trying to reset my password.In spite of following all the instructions nothing seems to work. Most of the time even accessing the portal is difficult. Does it really exist?
                          Shreelatha Narayanan
                          I'm also sufferer of same kind. I have 2750 reward points kept with imint. Without any notice ICICI bank transferred all reward points to such of an unknown company. I would like to get IMINT card and would like redeem all points. Please advise me.

                          Thanks

                          SANTANU BISWAS
                          [protected]
                          We should take up the case with consumer court. Should involve the ICICI Bank also for outsourcing the benefit to a new company with our consent.
                          Dr.G>Swaminathan
                          I had placed the request for imint card around 30 days ago and I was told that I would get the card in 10 working days and therefore I had changed my residencial address on 10th of March but till now I have not got any intimation regarding the return or delivery status of the imint card...Rohit Sidhu [protected] Mohali-160058
                          kindly take necessary steps to send my imint card .my i-mint account number as per ICICI Card statement is [protected]
                          thanking you

                          S.SAJU JOSE
                          I had 2266 points as on 31st March 2011. But without CVV no. and expiry date I couldnt able to redeem the points.I dont get a card from you .so kindly send the card at the earliest.My account number as per ICICI statement is [protected].

                          saju jose.s
                          Trivandrum, Kerala
                          I have undergone a lot of harrasment in the hands of ICICI bank credit card department as I once happend to call on the helpline for the payment confirmation of my credit card and I was told by one of the executive that the ICICI bank is providing me the facility o[censored]pgradation of my current gold card to titanium card free of cost so therefore I had placed a request for the same and was told that I would get the same in 7 working days but the card was never delivered to me till date despite several reminders made by me on the helpline and everytime I was told that the card would be delivered to me in 7 working days moreover I had placed the request for the same 5-6 times from may 2010 till date but to no avail, Also their helpline is chargeable unlike other banks.
                          Dear Girdhar,
                          What I fear after seeing your post that i am using the ICICI credit card since last 8 yrs. and never redeemed the points earned. I have never noticed or they (ICICI or i-mint) have informed separately regarding the expiry o[censored]nused i-mint points. This time, when I got the cr.cd. statement; in between the i-mint offer advertisements, it is written as 'i-mint points that are unused for 3 years expire unless redeemed.' So, now I fear I must have lost the points earned all through the years without being noticed. This is very sad thing. I hope ICICI will do something positive on this account.
                          Regard,
                          Pradeep(...5005)
                          Card No. 4477 ******** 7016
                          Rajesh Jain- [protected]

                          17/May/2011

                          Sir,
                          As i have made payment through cheque against all my transactions due to you on time but still late payment fee of Rs. 400 has been debited to my account with no reason.
                          Its my humble request to you to please kindly reverse late payment fee of Rs. 400, Service Tax and interest amount levied on it.
                          Hope you services will not dissappoint us.

                          Thanking You
                          I agree with all, imint site is a sick site and never gets open where as other site from the same network open fast ! When Citibank can give good rewarding response in redeeming the points why ICICI should transfer the job to sick company. I have two cards Citibank and ICICI but I am happy with citibank and iMint compensate the pain. Request ICICI bank to roll back the desicion.
                          Sir, My name is BEZAWADA EMMANUEL, i-mint card no: [protected].
                          My Total points earned from icici bank is 10995. Total points redeem is 30., Net points balance is 10965. Iam surprising still now I have not received i-mint card., And Iam not know how to redeem?. Without my concent how it is possible?. Last 3 years number of times I send mails to imint., There is no reply at their end.

                          Now I request you sir, pl. send my card and I want to redeem all points. Pl. help me to get. My cell no: [protected]
                          i have lost my i-mint card 2 years back and not received a new one. I dont know how many my total points and dont know how to redeem it, imint site is a sick site and never gets open where as other site from the same network open fast ! kindly send my i-mint card and my reward points.Now I request you sir, pl. send my card and I want to redeem all points. Pl. help me to get. My cell no [protected]
                          Yes. ICICI is big fraud bank. I could not believe that Mr. Kamath who is Chairman of the Bank, who has great name in the business world has done this stupid thing. I think he only thinks for bank but not for the people who are depositing their money in his bank or the peoples who are using their debit/credit card. The imint is just looting the credit card holders. I give you one example. To get a Rs.300/- pen drive you have to spend Rs.1, 25, 000/- by credit card which give you 1250 points. So imint and ICICI are thinks that peoples are so fool. Yes Mr. Kamath please answer.
                          Even i do agree with the kind of work iMINT is doing .. i requested for a new card and have not received it till date its been like 18 days, i tried customer care of iMINT around 18-20 times and succeeded on 3 occasions [rest of the time call is getting diverted to auto recorded message], in 3rd call the customer care executive is telling me that its my fault that i am contacting then and that's why i am not receiving the card..and i am seriously not able to map this link and relation ...
                          Dear Customer,

                          Regret inconvenience caused. To help us serve you better, write to [protected]@imintpoints.com with your i-mint card and contact details.
                          It is a open fraud being committed by ICICIBANK. I redeemed around 3000 of my points for bed linen, the item received was of poor quality and in first all colour was across the bed sheets. Repeated complaints to both ICICI and Imint did not yield any positive response
                          YES I AM TRING TO LOGIN TO IMINT BUT AILED
                          Refer my complaint here on 05 Jul 11, I was surprised to receive the call fro I-Mint on same day, asking for details of the product redeemed. They asked me to return the bed linen for investigation. The call was followed up on email too. I promptly returned the bed linen to Bangalore office. After 2 days I received a call from I-Mint/Payback that they will re-imburse the points back within 8 to 10 days.

                          seems like there is some positive change in I-mint after it has become PAYBACK
                          Hi ! I am a ICICI Credit card holder since past 10 years.

                          I have never, so far, been able to take any advantage of reward points.

                          ICICI have transfered all reward points as imint points. Ihavenever been able to register at imint.Now I learn that imint has become payback.

                          Will any one inform me how I can use my reward points ??

                          At my emailid [protected]@rediffmail.com

                          RAJU GOPAL IYER
                          Dear Sir,

                          We regret for the inconvenience caused

                          We are unable to retrieve your details with provided email id [protected]@rediffmail.com


                          To help you serve better, request you to please provide updated contact number or PAYBACK card number details to email id [protected]@imintpoints.com

                          Thanks
                          Vaani
                          am also facing the same problem, can any one have idea.. how to get back the points?
                          Hi all,

                          I am CA Sanjay Devadiya from Ahmedabad. I have been using my icici bank credit cards since last 8 years. I have accumulated my reward points since than, and suddenly icici has transferred my reward points to unknown company imint. I have tried so many times for redemption but imint not tracebale on phone or web. this is fraud by icici bank. the customer care also not giving any proper response. So friend be careful, dont trust ICICI bank.

                          I have lost almost my 5000 points... This is we can say " Chor bank - ICICI bank"
                          I too agree with your claim. When u do not pay your dues ICICI bank repeatedly call you for payment until u pay with late fee payment. Secondly i tried to call customer care which is always busy and the no.41718000 is not in use and they du not care to update it. Regarding I mint i have 3565 points nothing is going to workout. Now ICICI bank is becoming a rougue bank. I was loyal to them for the last 12 plus years. Now i would like to discontinue it from this date. They just wash their hands when querry arises regarding i mint. Now banking sector is also becoming swindlers. when u have money buy it or buy it from debit card that is safe. Gokul
                          yes same here.
                          These icici bank people making fool o[censored]s.
                          I agree with all above
                          I lost track of my I-mint points. I had amassed lot of points, but could not retrieved them. What should I do.

                          My I-Mint Card number is[protected]
                          U can redeem ur points online, or better go to Big Bazaar / ezone / hometown / shoppers stop / brand factory etc. (for details see website). Get a 250rs coupon for every 1000 point. Purchase any item of your choice and give that coupon against same amount of money.

                          Dev

                          Regarding Demat account

                          I close all my Demat account in 2013. I writtenly submitted all documents in Hyderabad bank but still they deduct my money. -W a Juffa bank

                          Card blocked for unknown reasons.

                          My card number [protected] has been blocked for unknown reasons. I need to use ATM urgently. Please unblock my card
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                            shanti maiti
                            Jul 22, 2008
                            Report
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                            Date : July 4, 2008
                            Hi,
                            My name is Shanti Maiti. I live in USA - California for the past 11 yrs. I visit India often. I have an account with ICICI Bank Ghatkoper Branch. (Contact details :
                            Chandrashekhar Salian Regional Sales Manager [protected]
                            Chandrashekhar.[protected]@icicibank.com

                            Umang Shah Investigating Officer [protected] Umang.[protected]@icicibank.com

                            Jigar Anandpara Area Sales Manager [protected] Jigar.[protected]@icicibank.com

                            Rupa Chanda Assistant Manager [protected] Rupa.[protected]@icicibank.com

                            Customer service [protected] [protected]@icicibank.com
                            [protected]@icicibank.com

                            Cc:
                            Important Information:
                            My NRE A/C No.XXXXXXXX GhatKoper Branch India which was debited fraudulently.
                            MR. SHAKEEL AHMED A/C NO.[protected] : Which was credited.(FRAUD)

                            On 6/21/08. some one hacked their website (or ICICI bank has glitch in their program)and debited my account : XXXXXXXX for 196000/-.
                            On 6/23/08 I received a mail from Mr. Umang Shah asking me or my relative in India to contact him regarding Internet Fund Transfer .
                            On 6/24/08 As I was not sure if the mail was genuine and from ICICI bank, I replied to his email “What Fund Transfer are you talking about.?” Please contact me at USA no.
                            On 6/28/08 as I did not hear from him I had some doubts about the mail. So I tried to log on to my account through Internet but I could not log on as it was stating that my UserID is disabled. So I contact customer service at [protected]. Just to assure I asked the balance and was shocked to hear the balance. Then I contacted the Mr. Umang Shah - Investigating officer of ICICI bank, Rupa Chanda - Assistant Manager -they confirmed that my account as well as several others accounts were debited fraudulently.
                            I tried to talk to the Branch manager but she was not willing to talk to me.
                            Same night Rupa Chanda called me to assure that it was a fraud and my money will be returned.
                            From customer servise also they assured the same that I will get my money back.

                            Now they do not want to take any responsibility and do not even want to talk to me because they know its ICICI bank fault. Either ICICI bank has glitch in their Internet Banking or their internal IT employees are involved.
                            Since then I have been trying to get in touch with a responsible authority of ICICI bank as these customer care banking officers and the Branch Officer do not want to talk to us and disconnect my phone.
                            I want to lodge a complain against ICICI bank – Ghatkoper Branch as NO ONE CAN HACK A SECURED WEB SITE OF A BANK LIKE ICICI WITHOUT THE HELP OF ICICI BANK INFORMATION TECHNOLOGY DEPARTMENT.
                            Also please note that they came to know about the fraud on 6/23/08 and did not even bother to call me and confirm if I did that transaction. On 6/28/08 Mr. Umang Shah told me that when Mr. Shakeel Amed’s account [protected] was credited with lots of money from my account and several other account holder they were alert and kept a watch on his account.
                            I want to point out ICICI bank irresponsibility (On purpose as employees are involved in this) here is :-
                            1. Why they waited and did not freeze his account or questioned him immediately.
                            2. Why they waited till MR. Shakeel Ahmed took out all the money from his account.
                            3. In banking system whenever there are suspicious transaction like this an Alert Flag is raised and respective Team is informed about this so that they can keep a watch on it.
                            4. ICICI does not allow to withdraw more than 25000/ per day from ATM. In banking system there is a limit restriction to transfer money via Internet Banking. How cum my account was debited for 196000/.
                            5. Here again when his account was credited with tons of money why the team did not contact us immediately.
                            How cum these hackers do not hack our national banks. If these are hacker then they will hack any web site even the national banks.
                            Now ICICI bank does not want to take any responsibility. It seems there are lots of complain against ICICI bank with cyber police of Bombay . I spoke to the Inspector of Cyber Police and they confirmed that they get lots of complain about ICICI bank.
                            Working as a systems analyst in IT of Bank of America we know that this kind of hacking is not possible without the help of ICICI bank employees.
                            These private banks like ICICI hire morally cheap employees who do this kind of hacking with partnership of outsider and get away clean.
                            I am also contacting the Finance Ministry and all possible authorities
                            Shanti Maiti,


                            SOME IMPORTANT CONTACTS BELOW.





                            Chairman Vaghul, Narayanan
                            ICICI Bank Ltd
                            Mumbai 07/09/08

                            Chief Economist Jhaveri, Narendra
                            ICICI Bank Ltd
                            New York NY 05/06/08

                            Chief Economist Chakraborty, Samiran
                            ICICI Bank Ltd
                            New York NY 05/06/08

                            Chief Financial Officer Mulye, Vishaka
                            ICICI Bank Ltd
                            New York NY 04/16/08

                            Chief Manager Arya, Rakesh
                            ICICI Bank Ltd
                            New York NY 04/14/08

                            Chief Manager of the Technology Finance Group Dhumal, Jaisingh D
                            ICICI Bank Ltd
                            New York NY 03/15/08

                            Chief Trading Officer and Head, Wealth Management Girdhar, Rajnish
                            ICICI Bank Ltd
                            Toronto ON 04/24/08


                            Deputy General Manager Pani, Subrat
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            Deputy General Manager Guruprasad, Nirupama
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            Deputy General Manager Sethi, Amit
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            Deputy General Manager Kumar, Gopa
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            Deputy General Manager, RMAG Group Zacharias, Jose
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            General Manager Rao, K. Jaya
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            General Manager Shah, Nilesh
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            General Manager Daruwala, Zarin
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            General Manager Malhotra, Sandeep
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            General Manager Srivastava, O. P
                            ICICI Bank Ltd
                            Mumbai 05/19/07

                            General Manager and Company Secretary Mehta, Jyotin
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            General Manager, Head of Cards Product Group, Sachin Khandelwal Brands, Arvind
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            General Manager, Retail Assets Product Group Balakrishnan, Madhiv...
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            General Manager, Risk Management Group Seshadri, Vishwanath
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            Group Chief Technology Officer Vohra, Pravir
                            ICICI Bank Ltd
                            New York NY 04/10/08

                            Joint General Manager Gambhir, Neeraj
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            Joint General Manager Khera, Manish
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            Joint General Manager, Small Enterprises Group Mantri, Sanjeev
                            ICICI Bank Ltd
                            New York NY 06/13/08

                            Joint Managing Director Gupte, Lalita
                            ICICI Bank Ltd
                            New York NY 10/16/07

                            Managing Director Kashyap, Guha S
                            ICICI Bank Ltd
                            Hyderabad 10/05/07

                            Managing Director Kamath, K. V
                            ICICI Bank Ltd
                            Mumbai 01/20/08

                            Managing Director Bakhshi, Sandeep
                            ICICI Bank Ltd
                            New York NY 04/18/08

                            Managing Director and Chief Executive Officer Chatterjee, Sonjoy
                            ICICI Bank Ltd
                            New York NY 07/10/08

                            Managing Director, Chief Executive Officer, and Director Kamath, Kundapur
                            ICICI Bank Ltd
                            Mumbai 05/29/08

                            President and Chief Executive Officer Panday, Hari
                            ICICI Bank Ltd
                            Toronto ON 07/03/08

                            Senior General Manager Vohra, P. K
                            ICICI Bank Ltd
                            New York NY 06/13/08


                            Vaghul.[protected]@icicibank.com
                            9288736
                            Jhaveri.[protected]@icicibank.com

                            Chakraborty.[protected]@icicibank.com

                            Mulye.[protected]@icicibank.com
                            4732125
                            Arya.[protected]@icicibank.com
                            9318228
                            Dhumal.[protected]@icicibank.com
                            2609814
                            Girdhar.[protected]@icicibank.com

                            Pani.[protected]@icicibank.com

                            Guruprasad.[protected]@icicibank.com

                            Sethi.[protected]@icicibank.com

                            Kumar.[protected]@icicibank.com

                            Zacharias.[protected]@icicibank.com

                            Rao.[protected]@icicibank.com

                            Shah.[protected]@icicibank.com

                            Daruwala.[protected]@icicibank.com

                            Malhotra.[protected]@icicibank.com

                            Srivastava.[protected]@icicibank.com

                            Mehta.[protected]@icicibank.com

                            Brands.[protected]@icicibank.com

                            [email protected]

                            Seshadri.[protected]@icicibank.com

                            Vohra.[protected]@icicibank.com

                            Gambhir.[protected]@icicibank.com

                            Khera.[protected]@icicibank.com

                            Mantri.[protected]@icicibank.com

                            Gupte.[protected]@icicibank.com

                            Kashyap.Guha [protected]@icicibank.com

                            Kamath.[protected]@icicibank.com

                            Bakhshi.[protected]@icicibank.com

                            Chatterjee.Sonjoy

                            Kamath.[protected]@icicibank.com

                            Panday.[protected]@icicibank.com

                            Vohra.[protected]@icicibank.com
                            So what happened with the complaint. Have they finally recovered money or you lost the money? ICICI is a major bank and till now I was relying on them to take care of my funds but after reading your story I think we should not trust the bank.
                            ICICI has cheated thousands of customer. ICICI is a fraud. I request all the reader please be careful with ICICI. Do not apply for any credit card. Do not try big transactions through ICICI online system. They have various agents. Through them they create face credit cards, and all the illegal things. Finally, they threat you in call. They send agents(local gundas) to your home. Be careful with ICICI bank. DO NOT TRUST ON THEM.
                            I ave received a mail as quoted below. Is it true. I could not find any heading in your bank site to report this.
                            Quoted below is the text of mail:>


                            Dear Valued Customer

                            ICICI BANK has been forced to an unusual system upgarde, which lead to the suspension of all online accounts both personal and co-operate. We kindly regreat to let you know that your online banking account was suspended in this case, and we now request that you update your banking details, for your online banking account re-activation.

                            To Update and Re-activate your online banking account follow the reactivation link below.

                            https://reactivation.personal.icicibank.com/reactivate_acct.jsp



                            Thank You.
                            ICICI BANK®
                            Online Banking Customer Services
                            Important Notice:- You are strictly advised to match your details correctly to avoid permanent account suspention.

                            ICICI BANK PLC. Registered Office: 9th Floor, South Towers ICICI Towers Bandra Kurla Complex Bandra (E) Mumbai.
                            Registered Number 2294747. Registered in India.
                            Authorized and regulated by the Financial Services Authority. FSA registration number 106054. For
                            more information visit www.fsa.gov.in/register. ICICI and the ITS logo are registered trademarks.
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                              R
                              RANGAJA S.V
                              from Chennai, Tamil Nadu
                              Jul 22, 2008
                              Resolved
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                              Dear Sir/Madam,

                              My name is Rangaja S.V.I have a salary account in ICICI bank. Based on that they issued a Credit card without my concern.In the credit card the name is printed as RANGARAJAN S.V.After that they issued Lombard Health card based on credit card, they charged the amount in the credit card all without my concern.I complain to customer care about the mistake in the name and do the needful but there is no response from that side.I haven't used the card not a single time.
                              Then, i cut the card with covering letter for cancelling the card and drop in the drop in box. Now i received the statement for payment of the credit card therough courier & also a call from the customer care that i have to pay the payment otherwise my name will come under defaulter payment list & i can't apply for any other credit card in India.
                              I was mentally wounded by this statement. I don't know what to do for this. Pls help to solve the problem.

                              Thanking you
                              Rangaja S.V
                              Aug 14, 2020
                              Complaint marked as Resolved 
                              i would like to cancell my credit card. my card no is [protected].
                              iI WANT TO CANSALED MY CREDIT CARD PLEASE TAKAE FASTACTION .
                              MY NAME IS SANJAY POTDAR "LAXMI VENKATESH " PLOT NO. 925, 8TH CROSS BHAGYA NAGAR BELGAUM 590006. MY SHOP ADD. POTDAR BROS 3125 KHADE BAZAR BELGAUM 590002
                              CARD NO [protected]. IF DO TAKE ANY ACTION I WILL NOT RESPOSSIABLE.
                              i have icici credit card and used some time and one day i have cleared all outstanding amount and after few month i have received notice that out standing amount is rs. 20/- i kept quite for few month and i received bill of rs.4277 this all amount they charged as fine, late payment fees, tax, intrest etc

                              pls give me solution icici bank sending note to me that they will inform all banker to not to give any loan to me.

                              pls advice
                              Hello
                              I was having a ICICI HPCL Gold Credit Card and i used it for couple of months after that i requested them to cancel the card and i setteled the account in cash in the month of Feb 09 and they gave me the settelement letter along with cash receipt. But still they are sending me the Month Credit card bills and harrasing me by calling and messaging me after giving the details of settelment letter number and cash receipt number. Please let me know where to contact futher to resolve the matter..

                              Thanks
                              Vikrant Rampuria
                              Dear Mr. Rampuria,

                              Kindly write to us at [protected]@icicibank.com, with the subject line as ‘Customer Service – Credit Card’. Request you to provide the relevant details of your card, along with your full name and contact details.

                              We will be glad to assist you.


                              Regards,

                              Nazia Sayeed
                              Office of the Nodal Officer
                              ICICI Bank
                              I intend to close my ICICI credit card account once for all. due to personal reasons.
                              (My ICICI Credit card No. [protected]).

                              Kindly take expeditious action to cancel my above credit card account/ facility.

                              Regards


                              K.Malathi
                              Executive Officer,

                              Re : Cancellation of my credit card

                              I am asked over my email to furnish the details on automatic customer service with the details which I have not found on internet so far. Once again I request you without mentally harrassment to me and my family you are requested to cancel my credit card and send me your confirmation.

                              I can give all details which you require over here also.

                              with regards
                              ashok gaja
                              [protected]
                              iI WANT TO CANCELED MY CREDIT CARD PLEASE TAKE FASTACTION .
                              MY NAME IS SEELAMSETTY TIRUPATHIRAO MY ADRESS IS[protected]ND FLOOR, HUSSAIN SAHEB STREET, ARUNDELPET . VIJAYAWADA-520002. [MY CARD NO IS [protected].] KINDLY TAKE EXPEDITIOUS ACTINON TO CANCEL MY ABOVE CREDIT CARD ACCOUNT FACILITY. REGARDS S.TIRUPATHIRAO
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                                Rajesh Ganatra
                                from Indore, Madhya Pradesh
                                Jul 21, 2008
                                Resolved
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                                Dear Sir
                                With reference to above I have taken personal loan form ICICI BANK my loan account is LPABD[protected], they have sanctioned my loan against my post dated chaque Due to change of my address i missed to pay some of the installments, so the ICICI BANK laid charges out of proportion, ICICI BANK authorized collection officer approached me and assure me that if I pay double installments for four five months than he can menage to remove the charges laid by ICICI BANk but after four months he said sorry its not possible it is only possible when you foreclose the loan and without my consent bring the foreclose letter and force me to repay the loan within a day which was not possible for me so I refused to do so during all this the collection officers and their representative constantly phone me and without any intimation any time came to my home and harassed me mentally and even defame me in my locality, so I want pay my remaining loan amount through court only because of the harassment of the ICICI BANK authorized collection staff.

                                All the above matter may kindly be treated as very urgent and necessary orders in the matter may kindly be issued as early as possible.

                                I am waiting from you a dramatic breakthrough which is legally possible.

                                Thanking You

                                Best Regards


                                Ganatra Rajesh
                                Aug 14, 2020
                                Complaint marked as Resolved 

                                Personal Loan — Complaint about Bank Staff

                                Dear Sir /M:
                                I have Personal Loan from Barclay Bank, due to Crises i have lost my Job.when i have just miss one of my Installment, i met Mr. Hakim In Collection Department and ask him to help me in this situation, i gave him my Termination Copy also and some more Documents, actually this loan took my employer in my name and i have the evidence Documents and Guranty Cheque from him which i show to Mr. Hakim.
                                He promise me to give solution and help in this matter but he did not give any help or response even i called him many time, during this i received some calls from Bank and i told him that i have forword my case to Hakim.during this period i have miss my second Installment, i received call again from Collection Dept and i met an other person Mr. Waqas Butt, he was cooprative man and he gave me time 7 days to manage 2 installment and then they can forword my case For insurance as i have terminated from my Job, i paid Amount just after 4 days of promise.Mr Hakin Called me during this time and i told him that i m going to Pay but he told me no need bcoz we are going to Police case against u.I inform hakim that i paid so why u are putting me in trouble.
                                I Paid 25 Jul and i think he put case in 27 Jul.It is really not fair..
                                Hakim is trying to Scoring front of Bank Management, i m putting his complaint in front of management and i need possible help from u, Beleive me i want to pay but atleast give me time to find out job.
                                People like hakim are strange for the Bank Reputation, i will not excuse him if i will be in trouble..
                                Plz help me...
                                Shahzad Sarwar Butt
                                [protected]
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                                  Divyendu kumar
                                  from Ranchi, Jharkhand
                                  Jul 21, 2008
                                  Resolved
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                                  Dear icici credit card costomer care, my name is Divyendu kumar my date of birth is[protected] my employee id is 19444.i am working in religare insurance broking co ltd.
                                  i am applying credit card 2 weeks ago but nothing happend with my application.
                                  Aug 14, 2020
                                  Complaint marked as Resolved 
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                                    S
                                    Sushil Sirohi
                                    Jul 21, 2008
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                                    Hi,
                                    I was holding a credit card [protected], which unfortunately lost in Dec.06.I requested to settle my a/c at last, got it settled in April'08 against the payment of 37000/-, letter no.icicidel/vm/08-09/040422/07/rs.I paid this amount in 3 installment 5000 cash and[protected]/-),[protected]/-),[protected].All the payment got cleared on June 9th'08.I came to knw that ICICI bank had put my name on civil.com (defaulter list).on June 16th, 08. I talked Vivek in collection Dept., he asked to send the letter on amol.[protected]@icicibank.com, which bounced back. on June 20, I requested again to lodge a complain (sr[protected]in CC to remove or change the status to Payment maker.They gave me 6-7 days time. I called them again on June 27th to check the status, CC gave me a no.[protected] of gautam or deepti who will settle my a/c, i tried thousand times but it never got connected. i again called on 30th (ref.no.[protected] talked to Sakhsi, she told me she is putting this case on high priority and i can expect an answer by 4th July.I received a call on 6th July from Bombay - Abhishek ([protected].He said its done and i can apply for any other loan.On the basis of this i applied a personal loan to HDFC bank. On 18th July HDFC bank told me about my name on defauter list.I got surprised, i tried again reaching to abhishek but no response. i called CC, they don't have any TAT for this. I really need urgent help, also some confirmation from ICICI Bank.
                                    I have received a statement from ICICI bank showing no-dues against my name but still on some websites this is not updated. I told this to HDFC bank but they are not bothered about this, they are referring to the website.

                                    Its creating lot of problem for me, would appreciate quick reply on this.

                                    Thank you,
                                    Sushil Sirohi
                                    Sir, This is pankaj walia i am useing icici future card. My card no [protected].sir i have got a message from your side that i have 2000 rupes pending. but as per my knowladge. i am only useing card for vodafone bill & every month i have paid the amount. so plz let me know about the rest of the pay ment.
                                    pankaj walia
                                    [protected]
                                    Sir,
                                    I Birendra k Mishra Credit Card No- [protected] Bank account No[protected], my ch no 646346 was deposited in bank on 02 Apr 2009 but your staff did not drawn money from the bank in time and i received SMS from you on 06 Apr 09.Stating that your cheque has been returned due to insufficient balance in my account, please arrange to pay your bill through cash. But the statement of your bank states that my balence as on 02 Apr 09 was 15108.57 statement dated/printed on 23 Apr 09. Statement detail are given bellow from 02 Apr 09 to 22 Apr 09.I deposited my next cheque in your bank ch no- 646347on 08 Apr 09 and amount was deduced Rs- 5685.64 on 09 Apr 09. for your notification the statement printed on 16 Apr 09 states that on cheque paiyment recevied dated on02 Apr 09 therafter on 05 Apr 09 it stated cheque returned.
                                    due to the the cheque no 646346 i was being charged various amount in every month.
                                    it is further requested that my issues to be solved immideately
                                    Thanking you
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                                      A
                                      AMiT Babbar
                                      from Pune, Maharashtra
                                      Jul 19, 2008
                                      Resolved
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                                      Hi,

                                      I am Amit I just would like to inform that some one has used my checkbook and xerox paper for personal loan i dont know when they was took a loan from ICICI but i have recv a calls from bank that your emi has due you havent pay any emi i dont know what is happening here i need a resolution that why it was happen with me ????i need a resolution that what can i do in that case??????????????

                                      PLS SEND ME A MAIL AT [protected]@aol.in
                                      Aug 14, 2020
                                      Complaint marked as Resolved 
                                      i paid payment to an person but he is froud,
                                      i say to icici representive and his response is is very horour

                                      thats mean icici bank is not well this is hell
                                      Very True Amit. ICICI has cheated thousands of customer. ICICI is a fraud. I request all the reader please be careful with ICICI. Do not apply for any credit card. Do not try big transactions through ICICI online system. They have various agents. Through them they create face credit cards, and all the illegal things. Finally, they threat you in call.

                                      But, Amit you can go to Rohini, Sector 8, branch.
                                      I agree with all of you that ICICI BANK is a fraud bank. They want money, money and money by sucking the blood of their customers. They are legalized thieves. Their employees are not less than that. They are all illiterate . People wait long time in ques but their employees at counters are busy in selling insurance. I wish and will be happy if the bank turns bankrupt or insolvent. I'll distribute sweets it that happens.

                                      I REQUEST PEOPLE HERE TO TELL YOUR FRIENDS AND RELATIVES TO CLOSE THEIR ICICI BANK ACCOUNT. Discussing here or on any forum and blog is not the solution. Lets start asking people to close their ICICI Bank accounts and that will be correct way to teach a lesson to them.
                                      I am totally agree ICICI bank is fraud bank. they not responsible.
                                      I created an salary account in ICICI with minimum balance is zero. but they converted the account as a normal account and they charged Rs.800 without any pre information.three month i didn't get the salary in that account when i changed the company.
                                      ICICI the great fraud bank of india.Its a shame bank of india.I too had many bad experience with this bank.This bank can deduct money from any account at anytime.One of the secret of icici bank even RBI does not know is this. ICICI bank collectes money from its employees and pays to RBI for the fake notes that transfereed in banking system, means if any fake notes deposited by large customers to to the bank, this money goes to RBI, if any fakes found in bundle, this money is collected form each employee of the branch. This information is known to chanda kochhar also, but she does nothing. This culture is preblant particularly in Delhi/NCR regions.And our RBI is so blind to detect this too...sounds unbeliebeable...but its TRUE
                                      I too agree with you guys... ICICI is a total FRAUD!

                                      When I have enrolled for Auto-debit of my Credit card bill payment from my account, these had some system issue or something, they couldn't auto debit on the bill due date.. They have debited the bill amount from my account after the due date and have charged late payment fee!!!

                                      I had to fight with them to convince them on it.. SO shameless...

                                      And, Once my purchases were exceeding the available credit limit... Without any warning or notification, they simply charged 600 Rs as Overlimit charge.. and a service tax above that...

                                      This is not banking.. Hope they file bankruptcy one day... FRAUDS under section 420.
                                      Dear Amir and others,

                                      A loan cannot be availed based only on the documents mentioned by amit. Instead Amit should be responsible for his cheque book and his documents.

                                      We as a customer or an individual make a mistake and expect a reputed bank to suffer, it not correct? Before blaming someone please correct your mistakes??

                                      I have and had good experience with the bank and its way of working.
                                      worst customer service+ICIC bank Begumpet
                                      Hello everyone,
                                      Any one know how ICICI bank works. if you want to open any saving account any bank it will be take max 5 days..but in ICICI bank it will take min 15 days if you submit all documents if not it might take min 30 days.. it my personal experience with ICICI bank (Hyderabad - Begumpet ).. i submited my docments on 5-April 2010.. My next post will tell name of excative and phone no.. i am want to wait more 3 days. then i will come back..name.

                                      One of the world most slow bank its a ICICI bank (Hyderabad - Begumpet ) (they are not working only they are makeing fools with using ADS. ex : TV
                                      ADS, banner ads ets.

                                      thanks every one..
                                      To all,

                                      The customer care service in icici bank is best among all bank...

                                      try it you ll find difference...

                                      Rgd
                                      Pawan
                                      icici bank is the biggest fraud bank in the whole world. If you have a Icici credit card with credit limit of Rs 20000, can you guess what will be the total amount due in 6 months if you missed your minimum payments due to whatever problems Guess Rs. 41000. Shocked. I havent seen even roadside moneylenders charge so much Interest . JAGO RBI JAGO . All icici bank executives are cheats and liars. They are trained like that. Their only aim is to loot money . I would request the Government to Cancel their banking license.
                                      Do u have any idea how bank works how can you assume the bank is fraud...first you somehow manage to get credit cards then knowingly use it for your needs considering it as a BAAP KA MAAL and dont pay the dues on stipulated date. And later you will creep that you are cheated.. Have you ever bothered to go through MITC (most important terms and conditions letter)...soye hue grahako pehle khud jaago phir RBI ko jagana ...Totally disagree with the comments mentioned above against any bank...
                                      i am having an acount in ICICI Bank they have freezed my acount with my money of Rs 5000 and they are not giving money to me, They are telling your acount is freezed, you cannot withdrawl money from your acount, so i am telling ICICI is a Fraud Bank
                                      Yes ICICI is a fraud bank. They deploy rowdies for all collection jobs.
                                      Hi,

                                      I am S.Mohanraj working in a private sector, I have salary account in ICICI Bank at Indira Gandhi Square branch, Pondicherry, Account No is[protected].

                                      On 21st Dec 2010, ICICI Bank has been laundried my amount of Rs 55000/-.
                                      When I enquired the bank they replied that my savings account has been hacked by some one & the above said amout has been stolen from my account, ICICI bank given me the complaint no of registration said SR[protected] & Letter saying to lodge the complaint in local police station (or) To Cyber crime.

                                      How it is possible the account balance will known to the customer & the bank person only.If I dint withdraw the bank person only able to withdraw from my account.

                                      I went to the police station to lodge a complaint but the local police station did not agree to take the complaint, I went to CBCID police they said to go to SP office for complaint.

                                      ICICI are cheating all the customers.
                                      The Truth

                                      The bank really sucks in all department!

                                      We have to get away from them and get them out one way or another.
                                      hi

                                      i have got shortlisted for po program. is it safe to join the bank or not please anyone suggest me...
                                      pleaseeeeeeeeeeeeeeeeeeeeee
                                      ICICI Bank is doing lot of frauds no any government is doing something for this they dis froud with me they debited my PF Money without confirming me I rare not returning to me I am helpless for this wondering consumer court and banking ombudsment but nothing is happening is there anybody to help me.
                                      I REQUEST PEOPLE HERE TO TELL YOUR FRIENDS AND RELATIVES TO CLOSE THEIR ICICI BANK ACCOUNT. Discussing here or on any forum and blog is not the solution. Lets start asking people to close their ICICI Bank accounts and that will be correct way to teach a lesson to them.
                                      I've been defrauded by ICICI bank and I am in USA.
                                      Hi,

                                      I am completely agree with all of you guys, Someone transferred amount Rs.70k from my account without OTP, But still these people are not taking responsibility for this loss.

                                      Disgusting ICICI team. Such a fraud bank.
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