ICICI Bank Complaints & Reviews

ICICI bank Gold Credit Card — 30% cash bank on Airfares booked not given since last 4-5 months

Customer Name - Nilesh Dalvi
Cr.Card No - [protected]

inspite of sending Documentry proofs of elibility for 30% cash back offer & inspite of sending 4 reminders to ICICI bank customer care dept, no is no response or resolution & my case is still pending.

in the meanwhile I have been asked to make the payments towards card usage which i have been regularly paying on time.

But now I have decided not to make any future payments till my case is solved & my due credit is given to me immediately.

Please help in resolving my case at the earliest & oblige.

My contact no is [protected]

Visa Credit Card — Annual charges and undue charges card no.4317575709630983

Dear Sir,
What type of extra charges you are levying every month on my card.I am supposed to pay only Rs.2400/83=as monthly installment for the loan.But you have been adding some unknown charges shown as taxes.OK, I will pay reasonable taxes but you have calculated to Rs.2733/90=as minimum due amount.I am surprised how you have calculated and these figures have not been shown in the statement which is violation of the rules.Again what is the total amount due shown as Rs.3995/60=is really surprising and ununderstandable for me since I had made no extra purchases during the said month.You have failed to mention the figures how the maximum amount reaches to Rs.3995/60=
If you have added annual fee, as these charges, then please cancel my credit card since it has started pinching me a great to pay annual fee as many other cards are offering free life time cards.Even without card, I will continue to pay monthly loan installment.So please explain within a week.Otherwise I shall have to refer this matter to the Governor RBI, Finance Ministry(Banking Division)and also to the concerned Union Ministers for imposing undue charges on me.
Rajinder Paul
[protected]@rediffmail.com
06/04/08

icici credit card. — complaint against late payment charges

i am holding icici credit card no [protected].For the last 3 to 4 months i complain to the bank that i am not getting the credit card statement.In reply they told me that they send massage on my moblie.But untill now i am unable to get statement or phone alert.due to this i made the payment 2 or 3 day late. now the bank ask me to pay the late payment charges.please help me in this regard.

i received titanium card today, for online booking there was offer like RS 250 off on first purchase. now from customer care it has been told that there is no such offer. this is lie and fraud, i am very unhappy to start with credit card buisness of ICICI

icici bank visa credit card — late payment fee

dear sir

icici bank credit card no.[protected] statement date july 21, 2008.

please note in the above statement you have charged rs.400/ as late payment fee. my payment due date being august 7, 2008. i nad deposited my cheque for rs 6798/-ch. no188861dt.08/07/2008 on the due date.there was no delay whatsoever on my part.i have never defaulted my payments since the day i have been using this card.you can see my previous history of my payments and make your judgement.please ensure you reverse this entry in my august month statement.

thanks n regards

vishnu kanji

My credit card no [protected] issued by ICICI Bank.In the month of march I had made all payment due, still they levied 400 Inr as late charges, and kept on charging 400 every month when no amount was due .When asked they have no answer.Why should I Pay my hard earned money as late payment charges.

Alok Gupta

credit cards — REVERSAL OF LATE PAYMENT CHARGES OF THE MONTH 06 AUGUST '08

DEAR Sir, Every month I give my cheque to skypack drop box in NAKTALA PETROL PUMP in due date but the cheque debited in my bank after 7 to 20 days, so a late fine charges to my a/c every month for which I have no fault. In august '08 statement a late fine of Rs 650.00 on dt 06 august '08 charged but I have droped a cheque on 30th june '08 of Rs 4300/ by HDFC BANK cheque, the due date was 02/ 07/08 . Again a tele call came to me after 22 days to give deposit next month's (august payment) payment by cash, and said the caller that '' there will be no late charges if I deposit the amount Rs. 4810/''' so I have gave the payment at home to the agent in faith though AM NOT SUBJECT TO DEPOSIT THE CASH MONEY TO THEM on 28th july '08 '' But in august statement it was seen a late charges of Rs 650/ +service tax has taken illegaly, this a very upset work done by your people. I like to request to reverse the same late charges immediately, I will be obiliged to you if you kindly go through my a/c & cheque date for the months and revers the same, Thanking you ------yours scincerly -ASHIT KUMAR GANGULY.

Credit Card — charge for credit card payment by cash mode

this is come to know that right now icici bank charging Rs.112/- per cash payment of credit card bill. is this applicable or not? pl suggest me what i do?

ICICI Credit Card — ch paid shows reversed entry

sir,

I had made payments of my credit card no.[protected] of Rs.1195.50 through ch no.720363 which was cleared on dt. 15/7/08 and statement of July shows the entry but the same cheque is shown reversed on 3/10/08 in my statement of October month.

I have been unnecessarily charged late fees of Rs. 400 plus service tax etc. Similarly when complaint on phone your staff doesn't react easily.

You don't have any toll free number

All this mess will force me to cancell the card

So look into the matter and do theneed full changes

Regards

Praveen Thakur

ICICI Bank, Credit Card — Faulty Billing

Dear Sir ( ICICI Bank Manager, Credit Cards),
I received a bill for usage of Clipper lounge on 6th September 2008. I am a holder of Priority Pass which entitles me to free usage of the lounge with payment only for alcohol, which I did not consume. Also I was not asked to sign any bills or cash memos or told that sitting there is chargeable. Kindly look into this matter urgently and send me the corrected statement of account as early as possible.
Thanking you
Suman Kirti

icici credit card. — i am not able to contact with customer care for resetting the statement date...

Hello,
I am not able to caontact the customer care to reset the my credit card statement date for my convienience...

many of time charge late fee, but i m drop my cheque on time . sometime i call customer care for deduct the late fee. but till now no any late fee deduct. in this month again charge the late fee. but i was drop the cheque on time. pls deduct the late fee amount immediately.

i m holding the icici credit card no [protected]. many time charge the late fee but i m doing my payment on time. some time i call customer care . they reply next statement this will be deduct .but till now no single time late fee deduct. in this month again late fee charge. so pls. deduct the late fee immediately.

i want to do the my total unbilled amount Convert in EMI. i was read online about it. so pls. tell me in details & how it will apply online or phone.pls reply as soon as possible.

Credit Card — LEVY OF LATE PAYMENTCHARGES & HIGHER INTEREST

YOU HAVE CHARGED LATE PAYMENT CHARGES IN STATEMENT OF DEC 2008 IN SPITE OF MY TIMELY PAYMENT U R REQUESTED TO REVERSE THE SAME. SECONDLY U R CHARGING VERY HIGH RATE OF INTEREST WHICH IS BEYOND MY LIMIT. U R REQUESTED TO REDUCE IT OR I WILL TRANSFER UR OUTSTANDING WITH MY OTHER CARD FROM OTHER BANK

I really surprised to note that inspite of my repeated complaints, I have neither received any reply from you nor any reversal of wrong debit amount of Rs.1277.45 only.The current month statement is also sent by you in which also it is not reversed but added Rs.732.42 a fresh charges towards interest and service tax on your wrong debit amount. I always making the payment in full and also well in time before its due date and hence no question is arise to charge Late payment fees, interest, service tax on it. This thing was also accepted by your customer care centre that these amounts was wrongly charged due to some system error at your end then why I should bear due to your mistake. I once again request you to pl. look into this and reverse the toal charges of Rs.2009.87 immediately to keep my a/c clean. This time I hope you will do the needful without any further dealyed.

My Cr Card No.[protected], Last Bill[protected] recd for Rs.15, 306-39 with due date shown[protected], the same bill was paid on 10/2/2009 in ICICI Bank, Bhuj Branch. The same amount was debited to my S.B.A/c on 10/2/2009.

PAYMENT WAS MADE BEFORE DUE DATE.

I am surprized to receive the bill ddt[protected] for Rs.977.24 for LATE PAYMENT, INT Etc,

I bought the above to ICICI-Bhuj Branch Manager notice, and gave relevant docs.

raising bill in this way will damage the reputation of the ICICI Bank's Cr Cards dept.

Visa Credit Card — LATE PAYMENT FEE

As I was to go abroad from 24th february, I particularly made it a point to drop my cheque for Rs.1461 on 22nd to be paid on 25th february. I am surprised to find that the cheque has been credited on 6h march. This is clearly due to delay on your part in presenting the cheque for which you have needlessly penalised me. I would request you to reverse this forthwith. My repayment track record would amply demonstrate the repayment culture as far as my transactions are concerned.

C.S.Jagadish

ICICI Credit Card — Late payment fees & service tax

I had done payment in time by cheque in FEB 08, the amount in figures & words did not match . I received tel call from bank to make immediate payment on the same day in order to avoid any late fees, I promptly paid the same day to the representative who had come to my residence to collect it. then on every bill came with late payment charges, service tax & so on till today the amount increased to approx Rs 6000/-.
In the mean time I complained several times in writting to the bank out of which 3 letters were acknowledged by customer service executive Ms Shilpa Gannapa, in one of her letters she mentioned about reversing the charges but nothing is been done so far .
The bank is irritating me with repeated tel calls for payment of the dues & are not ready to listen to any complains. Kindly Help.

ICICI BANK CREDIT CARD VISA — late fee

DEAR SIR/MADAM;
I'M A USER OF ICICI BANK CREDIT CARD NO.[protected] VALIDITY 10/04 TO 10/12 FOR MANY YEARS.IN THIS TENURE I'VE NEVER DELAYED PAYMENT. THIS TIME ALSO I'VE NOT RECEIVED THE MONTHLY STATEMENT ONLY TELEPHONICALLY I'VE BEEN INFORMED ABOUT PAYMENT WHICH I'VE PAYED TO THE SAID REPRESENTATIVE.IF YOU HAVE PROOF THAT YOU HAVE COURIER THE STATEMENT;I'LL PAY THE LATE FEE.BUT I'M NOT GOING TO BE PENALISED FOR NOT FAULT OF MINE.IF YOU STILL FEEL ANY PROBLEM THAN KINDLY DISCONTINUE THE CARD.HOPE YOU WILL LOOK INTO THE MATTER & TAKE THE RIGHT STEP & WILL NOT PENALISED ME FOR NOT A FAULT OF MINE.
THANKS

ICICI Bank Prefered Credit card — Levy of Late fee

Credit card no.[protected]

The payment cheque against the payment for the due date 10.03.2009 was dropped in ICICI bank Andheri (W) drop on 07.03.09 at 1.00 P.M.
The late fee charges are levied in my current statement.
Kindly explain and reverse the late fee charges from the current statement dated 20.03.2009

Thanking you in anticipation.

Best Regards,

Mohan Swamy

It is true that this so called biggest private bank, ICICI Bank, is interested in extracting money from the innocent customers in the guise of miscellaneous charges and in this way is making crores of Rs for itself. Its so called high profile Customer Care Officers are useless and cannot take any dicision and dont even know that here exists any senior officer to resolve the customer problems. This bank is even charging Service Tax on Late Fees of credit card, which, as per my knowledge is not applicalbe as per the Service Tax Act.

I have had a very bad experience of dealing with this bank. First, I had applied for my Card with Photo, but even after that it was issued without photo. On complaing about the same, I was told to fill up the new form.

Second, this bank has put my wrong e-mail I D in thier data, my all communication in this regard has failed to generate any response from them.

Third, even when I have paid my Card Bill, and the cheque belonged to ICICI, my payment has not been updated and my card blocked without any communication. But, SUPRISINGLY, I started getting marketting calls for various ICICI products.

For Service Tax on Late Fees, I am complaining to Ministry of Finance, RBI and informing all the leading Newspaers of India. Also, I am going to file a complaint with Banking Ombusdman and if not resolved, I will go ahead to file a case in consumer forum.

You all are advised to approach all these authoarities, the address, e-mails ect are availble on Internet.

All the best and dont spare ICICI Bank.

Visa Credit Card — Leet Fee

Dear Sir,

As per my statements Month of Feb'09 my balance was Rs. 599.99/- due date was 13 march'09.
I already drop a cheque of Standard Chartered Cheque No. 188468 amounts Rs. 600/- and dated 12.03.09.

But when I got statements Month of March'09 found total balance with leet fee and others above Rs.1000/-

Pleas look in to this matter and let me know.

Debdas Biswas
Ref. No.[protected]

I wanted to close this card because I was not liable for the amount due on it.

Only payment done on behalf of this card was my electricity bill which actually I had asked to debit from my Salary A/c with ICICI. So, I was not knowing that my electricity bill was getting debited from this card as I was not getting any statements at my residence for first 3 months.

Although, I have already paid Rs.650/- which was paid as electricity bill on behalf of this card from January’2008 to March’2008 also one more transaction of Rs.2600. Since, then I am requesting ICICI to close this card but its difficult to speak to a phone banking officer of credit cards division as whenever I dial I go to some credit card pin generation department and i am again asked to go to main menu, so finally i wrote a letter to ICICI, Hyderabad alongwith the enclosure of diagonally cut Credit card on November 21, 2008 and i got a call also from Hyderabad that this card is closed and even this credit card details vanished from my internet banking page, so i thought this issue is finished but till date i am receiving credit card statements at my residence, i thought that this will stop after some months but today April 1, 2009 ICICI have freezed the amount of 6830.16 on account of this credit card which on whole is penalty mounted up month after month.
Please help

I have a TITANIUM CREDIT CARD No is [protected]. In the month of march I have not received any statement . Now in april/2009 I have received a statement with late payment fee Rs498 total out standing is Rs 3518.28 . This statement show previous balance Rs 238.68 . Is it justify that late payment fee is more than double of actual amount . please take need full action in this matter

ICICI Bank Credit Card — non reversal of invalid late charges

Neetu Chawla credit card no.[protected] had not recieved statement of the month MARCH-APRIL abd had recieved a mobile alert after the due date after which payment was made immediately. so kindly grant full reversals as it was not my fault. the payment was late due to non recieving of statement.

[protected] Forwarded message[protected]
From: shyamal roy <roy.[protected]@gmail.com>
To: headcustomer.[protected]@icicibank.com
Date: Sat, 23 May 2009 07:59:48 -0700
Subject: [protected]
Dear sir,
Please refer to my letter dated 16.03.2009 & 02.04.2009 of which copies are being enclosed here with for your ready reference both the letters are self explanatory &speaks of itself .In this connection it is highly regretted that your goodselves are trying to force me to have a ICICI HELTH INSURANCE POLICY No.10165570 without my consent .Please note that I am not at all interested to have a policy for which I never consented .

Further, it is surprising to note that how ICICI CREDIT CARD operations have created a demand in respect of ICICI HEALTH INSURANCE PLAN without any consent from my side.
Please be informed that I do not owe any responsibility to make any payment against the demand for which I am not responsible.

In light of the above facts please rectify the mistake and withdraw the bad demands under intimation to me .

An early action shall be highly appreciated .

Thanking you

yours faithfully


SHYAMAL KUMAR ROY
LALA APPARTMENT, EC -54D.B.NAGAR,
BAGUIATI, GHOSHPARA, NEAR UDYAN SANGHA CLUB,
KOLKATA 700059

To,

The Nodal Officer,
ICICI Bank Ltd.,
5th Floor, Mohd. IIIyas Khan Estate,
Road No.1, Banjara Hills,
Hyderabad – 500034.

Sub. My Credit Card No. [protected] & [protected]

Dear Sir,

I Naresh C Jain, R/o- 3/4/29, Shastri Street, Gopi Nath Bazar, Delhi Cantt. New Delhi- 110010, is holding 2 credit cards of your bank vide nos. as [protected] & [protected]. As per your statement Dt. April 02, 2009 you are showing the outstanding as Rs. 1108.33. This outstanding is baseless and I will not pay this amount as it was because of your banks fault. In detail I tell you the whole picture which is as below.

Firstly, as per your statement Dt. Jan02, 2009 there was the outstanding of Rs. 9263.58 and this payment was sent to your bank vide Ch. No.314158 for Rs.9264, Dt.9-1-09 and this cheque was cleared from my bank Syndicate Bank, Gopi Nath Bazar, Delhi Cantt, New Delhi -10 on 12th Jan 09.

Secondly, I recd, your statement Dt. Feb02, 2009 with outstanding balance of Rs.10606.12 with due date as Feb19, 2009 against this outstanding I sent you the cheque no. 314159 for Rs. 10606.00 Dt.[protected], this cheque was cleared from my bank on 12th Feb.09 (as per the bank statement Attached).

Thirdly, I recd. Your statement Dt. Mar02, 2009 showing the balance outstanding as Rs. 11609.89 and with mark as to deposit this IMMEDIATE, when I had already deposited the balance amount as per your statement Dt. Feb02, 2009, then why this amount was showing outstanding and on the contrary you had also charged the late payment charges, interest and service charge.

Fourthly, I recd. Your statement Dt. Apr02, 2009 showing the balance amount as Rs. 1108.33 which includes interest and service charges again and also showing the receipt of Rs.10606.00 & received date as 7th March 09. But actually this cheque was cleared from my bank on 12th Feb 09.

Lastly, I am not able to understand why you had deposited this payment on 7th March 09, when it was actually cleared from my bank on 12th Feb 09, it is your banks fault and why should I face or bear for that. I am a Senior citizen and I am receiving Phone calls from your bank for this outstanding amount regularly, which is disturbing me a lot.
Why should I pay for your banks fault to not deposit this amount at a particular date?

I am your customer for so many years and now I feel very disgusting and bad about what all am happening with me.

Finally I request you to kindly waive off all the outstanding amount my above mentioned credit cards and send me a 0 (Zero) balance statement as soon as possible. Kindly look into this matter urgently. I hope for positive reply in this regard so that I may remain as your customer.

Waiting for an early reply.

Thanking you

Yours Faithfully,


Naresh C. Jain
3/4/29, Shastri Street,
Gopi Nath Bazar,
Delhi Cantt.
New Delhi – 110010.

ICICI Bank Credit Card — Miscellanous Penality even after payment

Dear Sir/ Madam

With all due respect I would like to inform you that I am a holder of ICICI Bank Credit Card vide card no [protected]. I have been paying the minimum interest and all other charges on time to the Bank.
This last month the amount due 3770 and by Mistake I paid 3500..
Over a balance of 270 they have charged me a fine of INR 600.00

I paid INR 3500 on 4th June 2009 and the moment I got a call that I have paid INR 270 less I immediately made a payment of another INR 1000 on 11th June 2009.

I want to ask is this legal for them to charge me this heavy penalty for just a minor calculation/ number mistake.

Regards
Uttam Bhagat
uttam.[protected]@gmail.com

ICICI bank Gold Credit Card — Late fees on late fee is charged Credit card statements

"I had miss Credit card statement of month of Feb. I have paid late fee charges for this in subsequent months.
But Still My statements are showing me Late fees on late fees.
Charges reversal complaint are been registered by me 2-3 times.
Many of time, I have been given reason like ""System not working"", ""network is down"".
I have tired with this now.
Please try to resolve matter ASAP and reverse my charges and I would like to withdraw from your service.
I had miss Credit card statement of month of Feb. I have paid late fee charges for this in subsequent months.
But Still My statements are showing me Late fees on late fees.
Charges reversal complaint are been registered by me 2-3 times.
Many of time, I have been given reason like ""System not working"", ""network is down"".
I have tired with this now.
Please try to resolve matter ASAP and reverse my charges and I would like to withdraw from your service.
I had miss Credit card statement of month of Feb. I have paid late fee charges for this in subsequent months.
But Still My statements are showing me Late fees on late fees.
Charges reversal complaint are been registered by me 2-3 times.
Many of time, I have been given reason like ""System not working"", ""network is down"".
I have tired with this now.
Please try to resolve matter ASAP and reverse my charges and I would like to withdraw from your service.
"

Dear Mr. Landge,

Kindly write to us at [protected]@icicibank.com, with the subject line as ‘Customer Service – Credit Card’. Request you to provide the relevant details of your card, along with your full name and contact details.

We will be glad to assist you.

Regards,

Nazia Sayeed
Office of the Nodal Officer
ICICI Bank

ICICI — Wrong dues in bill of month July 09

I have settled my loan account about two years ago. Now you have sent a bill of Rs. 729.24 in the bill of month July 09. It is wrong due. Please reveral this amount & please intimate me.
Roopkumar Dhankani
Credit card no. [protected]
e-mail [protected]@gmail.com

emplyee

ICICI Bank Credit Card — charges n latepayment

sir,
i had credit card which icici bank charges latepayment and intrest, i had sent complain but i am not satisfied with any reply, now i am confused whom i have to comlan where i have to go? i am very much disturbed . plase help me? i had already sent complaint to here and costomer care of icici bank please help me

Dated 21st July’2009

Ms. Avijit Saha
Head-Customer Service
ICICI Bank Ltd
New Heaven Enterprise Pvt Ltd
49 H, Parsi Panchayat Road
Andheri, (East), Mumbai - 400069
Email: [protected]@icicibank.com


Dear Mr. Avijit Saha

Ref. 1. ICICI Credit Card No [protected], valid from 07th July’2007
2. ICICI SB A/c No[protected]Gurgaon Branch), effective from October’2006
3.ICICI SB A/c No[protected]Gwahati Branch), effective from Febrary’2008

I am acustomer of ICICI Bank since October’2006, since my Salary account was created in the same month at Gurgaon. Based on the relationship, I was issued above subjected Credit Card in the month of July’2007.

I was using the services offered by the SB account and the Credit card since then without any difficulty and complaint. There was not a single instance of late payment against the expenditures made on the Credit card. At that time I was working with Hughes Communication and the contact details maintained was a) My residential address (rented) in Gurgaon, b) My official Email ID, c) My official cell phone no.

In February 2008, I got a new job in Vodafone, and I shifted to Guwahati, Assam. Since I was quite comfortable and confident o[censored]sing the ICICI credit card, I preferred using the same credit card In Guwahati also. Before coming to Guwahati, I called up the ICICI Customer care, and put forward a request for change of my contact detail (New address in Guwahati, and my personal Email ID as I cannot access the official ID of Hughes any more). At that time I could not provide new phone no. I opened a new Salary account in Guwahati as the ICICI Bank representative confirmed me that the account in Gurgaon cannot be transferred, and account no would change in any case. I had to maintain the bank account in Gurgaon as that account was linked to some the investments I made.

Even though Customer care representative confirmed that contact detais change would take place shortly, practically it never happened. Even after that, I managed to make payments on time by calling up customer care every month. Plz note I didn’t receive any statement as my contact details were not updated. I had to spend several thousands of rupees in last one and half year by making STD calls to the customer care no, every time I used to request for change of contact details without any result.

Plz note there was not a single instance of late payment from my side till May or June of 2008, I used to manage that by calling up the customer care to know the amount due.

However in the month of May or June’08, when I called up the customer care no to check the amount due, I was intimated that the credit period has been reduced by few days and hence my pyment is already due and is under late payment condition, I have to bear the late payment charges and interest. I was surprised to see how such a change can be implemented without communicating to the customer, finally the customer have to bear the consequences, as is the case with me. That is the hype o[censored]nprofessional service, failure in quality commitment made by ICICI Bank. At that time my expenditure on the card was approximately 5, 000/-.

Even then I was confident of resolving the issue and continuing my relationship with ICICI Bank. I insisted on an immediate implementation of my change in address, and early settlement of the issue. I confirmed I am not going to make payment till the time the address correction happens and the unnecessary charges levied on me are waived off, presuming it would help escalate the issue to concerned person. However even after that my contact details were not corrected.

After one month I called up again to check updates on the issue, the customer care representative asked me to make immediate payment, and said collection people were trying to reach me, but could not, as my contact details maintained in their system were not correct. I made a request for change of contact details again to the representative, this time only the phone no was corrected. Probably the ICICI Bank representative was satisfied as the purpose of getting me over phone was resolved, however the importance of correction of address and Email ID was not honored.

I received numerous calls, almost every day from the collection deptt, I reiterated the issues faced by me, every time I was committed for resolution of the problem, but literally it didn’t happen. With time, the collection people became more aggressive and showed obnoxious behaviour in order to convince me to make payment. The late payment charges and interest made the amount much higher that what I spent. I insisted on getting the expenditure details, so that I can pay the amount that I spent and for the charges imposed, the collection people committed to take care of. Finaly my Email ID was corrected but the statement that I received didn’t have the details of expenditures. I repeatedly requested for the details, but I haven’t received the same till date.

In the mean time some of the self claimed ICICI bank employee made fool of me by committing that all the interest and additional charges are waived off and would be reflected in next statement, and requested me for a minimum amount payment so that no more late payment charges are levied. But once I made the payment, the person vanished and never picked my phone. Following are some of the nos that used to interact with me on this –

Mr. Harshwardhan – [protected]
Mr M.K Denny – [protected]
Mr. Mukesh – [protected]

Suddenly one fine day, I got a message that my SB account #[protected] was auto debited by approximately 4, 000/- and the account is blocked, upon inquiring about it, the customer care person said auto debit has been initated by collection deptt. Plz note even after I made numerous requests for settlement of the dues, I was penalized for no fault of mine.

Even after that, I persisted on resolving the issue, made several calls to the customer care and after much effort, and spending at least 4, 000~5, 000/- on my STD bills in lat 1.5 years, I got following phone nos, but couldn’t contact them -

Mr Arijit Ghosh –[protected]When I called up this no, it was said it is not the right no and the dept
has changed, plz note the correctness of record provided to your customer)
Mr Samrat –[protected]The no keeps ringing, but nobody picks the phone, plz try).

Again last week, I received another message that my SB account #[protected] has been auto debited by almost 14, 000/- rupees. It is not at all acceptable; this SB account is in no way linked to the credit card. It is the complete failure of the Bank process that lead to all these, and finally I have been victimized with these auto debits without any intimation and authorisation. The safety of fund deposited in ICICI bank is a question now. Plz look into the figures below, what I’ve gained and what I spent and who is actually responsible for this.

Amount spent – 5, 000/- (approx)
Amount paid – 1, 500/- (approx), as per request from collection people with a commitment of settlement.
Expense in phone calls made to ICICI Bank – 5, 000/- (approx)
Amount debited from my account – 18, 000/-

Spent 5, 000/-, paid 29, 500/-.


I still believe the issue can be resolved with your due intervention, I hope you’ll understand my position and would take necessary action on this. I request an immediate reversal of the auto debits to my SB accounts and a suitable resolution on the probem.

Thanks,



Samarjit Baruah


C.C : Mr.Shiva Kumar Tadikonda, Nodal Officer.
Mr. B. Madhivanan, Senior General Manager, Service Quality.

Dear Mr. S Kureshi,

Kindly write to us at [protected]@icicibank.com, with the subject line as ‘Customer Service – Credit Card’. Request you to provide the relevant details of your card, along with your full name and contact details.

We will be glad to assist you.

Regards,

Nazia Sayeed
Office of the Nodal Officer
ICICI Bank

ICICI Bank Credit Card — Late Payment Fee

Hello,

I have a query regarding the credit card late payment fee. I am a reliable customer and every month i pay my bills at the right time. this month i got bit late due to some reason for the payment of 130 rupees of ICICI credit card.my due date was 28 july and i payed on 6 of aug. and the credit card department charged me 440 ruppes late payment.

I only want to know this is valid if the bank is charging four time extra on your payable amount.there should be a criteria i have payed 440 rupees. but i am not happy with this kind of Terms & Conditions.

Regards,

Amrita

Dear Ms. Negi,

Kindly write to us at [protected]@icicibank.com with your credit card number and contact details.

We will be glad to assist you.

Regards,

K Raghavender
Office of the Nodal Officer
ICICI Bank

ICICI Bank Found Another New way to Earning money -----

U might heard Credit card late payment Charges, Non payment Extra Charges, this r all Old stories, ,
Now ICICI is Collecting Rs.100/- + Service Tax..On . On Time Credit card CASH PAYMENT,
I[censored] make any Icici Credit card Cash payment u get Extra Surprise Charges From U r bill.

Be Aware Of this,

late payment charges and thus interest on it
sir
This is with ref.to credit card no.[protected] in the name of Dharamvir.
I strongly oppose the late payment charges and Service tax (Rs. 570+76 ) levied to us as, we have always paid the money on time and it was only because 6th and 7th all the banks on strike.So i had deposited all payment on 8th august in cash Rs. 7600/-.I am your customer for so many years
i request you to kindly waive off all the outstanding amount my above mentioned credit cards and as soon as possible. I hope for positive reply in this regard.

Waiting for an early reply.

Thanking you

Yours Faithfully,

Dharamvir
D-1/29, Gamri extn.
street no. 21 block, B
Bhajanpura Delhi-110053

late payment charges and thus interest on it
sir
This is with ref.to credit card no.[protected] in the name of Dharamvir.
I strongly oppose the late payment charges and Service tax (Rs. 570+76 ) levied to us as, we have always paid the money on time and it was only because 6th and 7th all the banks on strike.So i had deposited all payment on 8th august in cash Rs. 7600/-.I am your customer for so many years
i request you to kindly waive off all the outstanding amount my above mentioned credit cards and as soon as possible. I hope for positive reply in this regard so that I may remain as your customer.

Waiting for an early reply.

Thanking you

Yours Faithfully,

Dharamvir
D-1/29, Gamri extn.
street no. 21 block, B
Bhajanpura Delhi-110053

pls my re stetment

ICICI Credit Card — 100/- Penalty on cash payment

It is given in the rules of credit card payments of ICICI that we have to pay Rs 100/- as charge if we make the payments in cash.

As per this rule -
We may deposit cash towards our credit card payment at any of our bank branches from 8 a.m. to 8 p.m. The payment would reflect in our account within 24 hours. Cash payment of credit card bills entails a service charge of Rs.100 per payment. "

On what basis Rs 100/- is paybale? The customer by himself is going to the bank and paying in cash, what for he is charged? It is understood if the executive comes home to collect the dues. But here customer by himself is going to bank and repaying the dues, what for he is charged?

Samething happened to me also. crediting the cheque then debiting then after cancelling the card ICICI issued nodue also. After two months again asking for pending due stating cheque return.
such a fraud, forgery, intentional cheating company

I have used icici credi card since 2006.Now [july 2009]I had purchased produts only Rs 961.The next month
iI will recive the bill [ bill amount 961 and minmum amount due 100] I am unable to pay this bill amount .
Next month bill shown lat payment fees 400 service charge 41.20 and interest 391 service tax 40.31..what is this. I call the customer care they said this is icici bank rule

Dear Mr. Bokare,

We wish to inform you that, cash payment is an optional mode of payment of your dues that has been made available to you. Apart from cash payment, other modes of payment such as cheque payment, payment through infinity and auto debit are also available to you and the same do not attract any charges. Any mode of payment so adopted by the Card Holder is entirely voluntary and as per his/her discretion. We have not mandated any specific mode of repayment. More so this practice is being followed by other Banks as well. We would also like to submit that any levy of such charge is prospective in nature with due intimation to Card Holders.

We would also like to bring to your notice such a charge in relation to cash transactions is also levied on our liability products and services such as drawing of Demand Drafts, Pay orders etc as there are cost associated with providing these services.

Regards,
ICICI Customer Service Team.

ICICI bank Gold Credit Card — Not settling my card properly and misguiding

I am customer of ICICI bank from 2003 I was given a savings account by ICICI and then it followed by HPCL Silver credit card. I had 32,000 credit limit in this card. I used this card regulary and also used to pay in time. After some months I recieved a Gold card with Add on card to my home address with 72000 credit limit I was delighted as I was paying my dues on regular time so I got this previlege.
After 2004 mid I bought a car and around 10 - 12 thousand I paid from my credit card and other purchase went on to become around 40,000 /- I made a mistake of just paying minimum amount to ICICI credit card guys. I shifted my job during that time and my salary used to credit late to my account which led to late payments and my card started showing 53,000 outstanding within no time. By 2008 April I realised whatever money I am paying to guys is not making any difference to my outstanding and I thought of settlement. But I realised already my Savings A/c is been liened to this card and they already auto debited 7000/- rupees without my knowledge and I started calling all over after some tussle I received info that If I clear 20,000 rupees tommorow my Savings A/c will be left alone. So I borrorwed some money and cleared 20,000 and my account came to 47,000 odd. Then I decided to call ICICI bank for settlement and I waited for 3 months to get a response at last a nagging agent dropped in normally all these agents come early morning and waste your time arguing as same guys dont drop in often so you need to clarify whole issue and its simply irritating. So this good agent dropped in said please speak to Mr. Anand Manager of Bommanahalli Branch he wll settle your account and we negotiated to 30,000 Rupees and they informed pay 10,000 now and rest 20,000 once they give me No Objection letter. once I paid 10,000 I asked where this 20,000 which I paid last week will adjust he said no its not his hands so 20,000 more only can get me letter I was happy to get a letter and get my headache over but to my surprise when I contacted this agent again he said he is still bargaining with Head office and wll get back which he never did and when frustration reached a level I called him 20 times but he never used to pick. I felt I was duped here and cant do anything my 30,000 has gone into ICICI banks huge ocean and no one can give me account of this money now. After dealing with 50 - 60 agents in 2-3 months finally I got a call from Mr. Srikanth who said he is manager at bank and there are 80 bucket managers in Bommanhalli branch and he looked into my account and suggested he will surely get me 60 % waiver as I used to pay in time and have good records. I used to be in touch with him till last August and he suggested me 60% waiver on 56,000 /- ruppes which comes aroudn 20,000 Ruppees I also told him as I left my last company I will get my PF money I will pay and settle it. But August mid he met with accident and couldnt settle my account out and then went to Kerala his calls were not reachable . Now I have lost my mobile but with my old bills I have got his number and contacted him but there is no person named him its changed now. So, I donno how to tackle this agents who are coming to home and always harrassing my parents by asking money - their motto is get minimum payment from them and make my card reach 1 lakh mark and harrass me more. my card is reached 88,000 now I dunno when it will be settled and now they will ask me 60,000 which I cant pay as I lost my job and only have my PF to pay them.

Kapil Raj

HPCL SILVER CREDIT CARD — Not showing the payments in the statement

As per discussion with your customer care department, i am sending the scanned copies of the receipts of the payments that I had made, they are not shown in the statement. You are requested to check the receipts and do the necessary changes in the amount that is payable by me.

Visa Credit Card — addition of late charges

MY CARD NO IS[protected] .I WAS PAYING REGULARLY THE DUES.LAST MONTH STATEMENT WAS RECEIVED ON 26 / 2/2010.I DROPPED HDFC BANK CHEQUE OS RS 193 / - ON PAUD ROAD ATM.
THIS MONTH I HAVE RECEIVED THE STATEMNT SHOWING THAT THE PAYMENT IS NOT RECEIVED AND LATE CHARGES OF RS 400/ - ARE SHOWN.ALSO 100 / - CHAGRES FOR ANNUAL CHAGRES SHOWN.
I WANT TO CANCELL MY CARD IF THE ABOVE ISSUES NOT SORTED OUT.
EVEN AFTER PAYING I HAVE RECEIVED ABOVE STATEMENT.MY CELL NO IS [protected]

REGARDS,
DILIP

i had received your bill for an amount of rs.464.66 due date being 29th march. the bill is for late payment fee of rs.400. in this connection, this is to inform you that the cheque was dropped by me in HUDCO building drop box on 24th february. i am surprised to see that the cheque is stated to have been received late and late fee being charged. this is to inform that the cheques issued by me subsequently have since been encashed. how it can be that the cheque issued by me on 24th february is encashed on 8th march. i am a regular bonafide user of icici bank credit card and had never delayed any payment. i shall be grateful if you could kindly convey reversal of the said charges. my phone no. is [protected].lest i should go once again in default.

ashok ajmani
A 66 pandara road new delhi-110003

phone no. [protected]

Hi guys,
I have icici cc outstanding bill since last 2 yrs. CTUALLY IT WAS AROUND 16k, BUT NOW IT IS 38k. AND I got a call from recovery dept of ICICI bank asking me to repay the amount, as iam not able to pay this much of amount, how much i can negotiate with them with this amount, that to i will pay in 3-4 installments and what is the process of settlement.plz tell me and help me frnds...

ICICI Bank Credit Card — NON REVERSAL OF FAULTY PENALTY AMT

I WAS USE I C I C I BANK CREDIT CARD.ON ONE BILLING ISSUE THEY SEND ME THE S.M.S VIA THEIR CUSTOMER CARE DEPARTMENT FOR REVERSAL OF FAULTY PENALTY AMOUNT.BUT TILL TODAY THEY NEVER REVERSE MY AMOUNT.NOW THEY ARE CHARGING ME THE INTEREST ON NON PAYMENT AMOUNT WHICH IS WRONG BILLING.SUDDENLY THEY ALSO STOP MY CARD PIN NO.WHICH IS NOT FARE.BEFORE DISCONTINUING MY CARD PIN THEY MUST INFORM ME.BUT THEY DO NOT DO THAT.KINDLY GUIDE ME IN THIS MATTER.

Hi Anushree,

We are sorry to hear about your experience. Please write to us with your contact details at [protected]@icicibank.com and refer "552821" in the subject line. We shall get back to you at the earliest.

Regards,
ICICI Bank Customer Service Team.

icici credit card — waiving of interest and additional charge on on purchase

This is with ref.to credit card no.[protected] in the name of V.P.Maheswaran.
I strongly oppose the late payment charges and interest charges levied to us as, we have always paid the money on time , were my purchase in march was only rs. 3000/ and to interest raisedand the total amount comes to 6900/ hence. i wanted to pay only my purcahse amount and not the interest put on my card,, , i have visited your office at ambattur, chennai to waive the interest charge in the bill, then , i have talked to your customer care at phone no[protected]. and requested to waive my interest and have informed to sent mail to bank id was informed,
hence kindly waive my interest, and i am will to surrender the credit card because your hhigh interest , i have also remitted payment in between and kindly do the needful for closure,for the purchase made .

regards,.v.p.maheswaran.

Hi,

We have made a note of your complaint and your credit card number. We will get in touch with you soon to resolve the issue.

Regards,
ICICI Bank Customer Service Team.

ICICIBANK CREDIT CARD — late payment fee

ref.to the credit card statement Dec.20, 2010 .
ipaid my nov.month payment on14,dec2010 instead of 7,dec2010. but late payment fee has been put for the full month. pl. reduce this for 6days only

Hi,

We are sorry for the inconvenience caued. Please write to us with your contact details at [protected]@icicibank.com and we'll get back to you. Kindly refer "1023527" in the subject line.

Regards,
ICICI Bank Customer Service Team.

credit card no. [protected] NEELAM GOSAIN

WE DROPED CH. NO. 176391 FOR RS. 12388.09 ON 19.12.2010 AGAINST THE DUE PAYMENT OF BILL WITHIN DUE DATE. WE GOT A SMS ON OUR MOBILE ON 23.12.2010 THAT YOUR PAYMENT IS DISCREPANT DUE TO WONG CARD NO. P;. DROP A FRESH CHQ. WE DROP A FRESH CHQ SAME DAY AND GOT A MASSAGE FOR CONFIRMING THE PAYMENT ON OUR MOBILE ON 27.12.2010.
NOW I GOT A STATEMENT FOR A LATE FEE OF RS. 400+41.2 AND INTEREST RS. 416.29+42.89 TOTAL RS. 900.37 AS THERE WAS NO ANY PURCHASES DURING THIS PERIOD.
I AM VERY SURPRISED TO SEE THAT A CLERICAL ERROR COST ME RS. 900.37 .
THERE WAS NO INTENTION TO MAKE THE PAYMENT LATE SO FOR. STAFF WHO MADE THE CHEQUE MADE A MISTAKE WHILE WRTING THE CREDIT CARD NO. AND YOU CHARGED RS. 900 FOR THAT. IN THE HISTORY OF MY PAYMENT NEVER BEEN A LATE PAYMENT SO FOR .
HENCE YOU ARE REQUESTED TO REVERSE THESE CHARGES IMMEDIATELY.
THANKS A LOT

NEELAM GOSAIN

FROM
SATISH GOSAIN & CO.
ADVOCATES

EMAIL;- [protected]@gmail.com
[protected]

ICICI Credit Card — LATE FEE CHARGES

Dear Sir

I paid my credit card outstanding under smart pay scheme/programme
Within 1+6 month,after that one more bill mail to me as 125/- as registration charges which is not told me by Mr.Suman (Telephonic Icici Executive) at time of smart pay scheme/programme,After that mail (Bill),I contact Mr.Suman for the same he told me that he arrange the conversation between us as proof when he offer me smart pay scheme/programme,Still I don't have any reply from your side,Also icici credit bank charges me late fee from 4/5 months this is not appreciable

Hi,

We are sorry to hear about your experience. Please email us your contact details at [protected]@icicibank.com and we will get back to you at the earliest to make sure necessary action is taken. Kindly refer "1275370" in the subject line.

Regards,
ICICI Bank Customer Service Team

ICICI Bank Credit Card — CHARGING OF Late fee

Sir,
With due respect it is submitted that I had deposited the payment of my credit card on 07.02.2011 by cheque from my account no[protected] of icici bank at the branch of the icici bank at fatehgarh sahib. That bank had taken too long to transfer the amount in my credit card no [protected]. That due to the fault of the bank Rs 400/- late fees and interset have been added to my statement of current month. That I have been using the card since long and have never dafaulted in payment and had depostied the payment in time. But still due to the fault of the bank i have to suffer the loss. Kindly waive of the late fees and interst charges at the earleist.
thanking you
Vinay sood Advocate

Hi,

We are sorry to hear about your experience.We have made note of your account number number.We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Bank Customer Service Team.

ICICI Bank Credit Card — Waiving off extras levied

Sir,
For the last two months I am receiving ICICI credit statement with extras such as late fee, taxes and service charges only because of delay caused due to receipt of the bill statement by the courier services, warn them and waive off the dues levied.
CS Manohar Rao
# 109, 4th Main Road
Krishnappa lay out.Hosakerehalli
Bsk III stage, Bangalore-560 085

ICICI Bank — cash back

I am a icici bank customer last 6month .when i recharge my mobile by using mobile banking sometimes automatically reduce money of my account but not recharged there and that reduced money i have not get.

CREDIT CARD REPLACEMENT

MY CREDIT CARD IS EXPIRED BY 31ST JAN 2015.SO NOW I REQUEST YOU TO KINDLY SEND NEW CREDIT CARD DUE TO EXPIRED OLD CARD BY 31ST JAN 2015

recharged through through through atm

i have recharged through A T M. but don't get ballance

User ID is Disabled

My User ID is Disabled and I want to reactivate it as soon as possible.

transition account details

dear sir, sir i am online recharge from worldremit on 23/06/2014 amount rs 525 deductive my account. Thanks & Regards Basant kunwar

atm not transcrtion money balance will be dedected

plz return my money A/CN0-[protected] SAVING ACCOUNT SBI BRANCH NAJAFGARH

Debited 9400

Today morning I got message on my mobile as 9400 has been debited from my account..I compalined to the bank immed and blocked my debit card and internet login.please provide me the feedback..I need to pay house rent. Ticket number : SR[protected]

Hi Sir,

I hold a credit card from ICICI bank. My credit card number is [protected]. For the month of August I had a minimum balance of 2280 to be paid. I initiated a payment but while making a payment, i missed on 80 Rs. I paid 2200. For this the late payment fees of nearly 800 and other fees are been added. Tell me for missing on 80 Rs which i missed to pay, would you consider the entire 2200 as not been paid. And charge all the charges what ever you can. This is a real day loot. I am definetely pissed off with ICICI bank and their charges and have even taken off my Salary account from ICICI to HDFC.

I just want to terminate all my relationship with this bank who mints money in the name of charges.

Hi,

While analysing my credit card statement for the period of 24th Dec'17 to 23rd Jan'18 generated on 25th Jan'18, i came to know that, I have been charged penalty for late payment of preceded month's bill, however i made a payment on 08th Jan'18 against the due date 10th Jan'18 even bank has also acknowledged the same with same date. While asking for the refund and correction in CIBIL (If reported) they are refusing for the same.

Note: Penalty charged for the payment of bill 23rd Nov'17 to 22nd Dec'17.

Ravindra Singh Panwar

ICICI is involved in broad level frauds. Few months back they sent me a credit card though I never applied for one. I had one credit card which I closed long back.

Now they asks about 5 thousands rupees and when ask they they say is joining fees. The things don't stop here, they want to take 7-10 days just to investigate the issue and there is no branch anywhere close except in Delhi.

This bank is a ###. I am already thinking to close all the accounts.

ALWAYS make a complaint to BANKING OMBUDSMAN.
Dear Friends

Remember, if you have any complaint against any Indian bank either they are govt or private, ALWAYS make a complaint to BANKING OMBUDSMAN. This is belong to Reserve bank of india where you can make a complaint against any bank. Either that issue related to bank account or credit card or loan or anything which is related to bank. sending you link below ::

https://secweb.rbi.org.in/BO/precompltindex.htm

MAKE COMPLAINTS NOW so these people can hear it very well.

Regards

Dear Sir Please Send My Car Loan Account Detail My Loan No. Is (CHTNOLW 50775360

I have also faced the same problem.
Mostly there is an ATM machine near the drop boxes.
There should be one more additional feature added on the ATM machine where any payment made towards the credit card outstanding can record the credit card no and the cheque no of such dropped cheque or the cash details to be put on record of the payment made through the drop box.

ICICI Titanium Credit Card — Credit Card Not delivered

Hi

I am Raman, hv received a message in my mobile stating that a courier bearing Airway Bill No: [protected] on 19th Apr 2008 was there for delivery but person was not available at home.
But, my father had been at home on that day and the phone no given in the message[protected] is not reachable to us from yesterday.
Kindly deliver it at the earliest.

Raman MVR

hi, Sahadev Tarei here from lnt

my name is Sahadev Tarei but sahadev jarei is printed in my card.

ICICI Titanium Credit Card — View Last month statement

Hi there,

i am unable to view last month statement through online view statement link on ICICI website.

Please do something.

thanks & regards

Saurabh

I completely agree with what you said. I've faced similar problem every time I made a part payment. The change is not reflected in the following month but in the month after that. e.g. i made a part payment on 17-aug-2007, but I got the benefits in terms of reduced EMI only on 01-Oct-2007. I know of banks which have a daily reducing balance on the principal and moment the check/DD is realised the outstanding principal is reduced. Whereas with ICICI bank the change in outstanding principal is seen after 43 days in this case and for most of my part payments the change is seen on an average after 45-50 days which is ridiculous. I've made several complaints with regard to this but no action has been taken. ICICI bank is making money with our hard earned money. They are indeed cheats!! Never take any kind of loan from ICICI bank.

Hi All,

I just would like to inform to icici bank that i havent taken any p.loan from them and i have recv ample number numbers of call from them they are abusing with me and they said if i dont pay the amount they will arrest me how is it pabbible if i havent took any loan from them i will go and make a complaint aginst icici bank and they need to give me a answer for the same ...please give me a suggestion wha can i do.?????????????????????

Amit babbar
[protected]
[protected]@aol.in

mosst kamina bank

I am SIVAPRASAD, my accnt number is[protected] on 20/10/2008 charged the QAB charges843. With out any prior notice bank deducted 843 Rs from my savings acc and on the top of that no clue or reason available why it did like that. It is not fair. If bank cheats customers in this way then customers will be no longer with ICICI. When I was taken the account 2006 they were said the accnt is 0 balance accnt. why they charged this amount. It is totally cheat the customers.

thanks,
Siva.

I also agree with you i have taken a home loan from icici bank. These days i am having financial crisis due to which i requested them to do something which is beneficial to me i am ready to pay penalties etc. but not in a position to pay the emi for 8-9 months they are not supporting at all can any one tell is it possible to break the emi for some period and after 8-9 months continue the emi or any other way to sort out the problem.

I will be really thankful to you.

I completely agree with the private Bank cheating people just by showing sweet attractive services when you are not the customer for that bank. Once you are a customer of these private bank they really start charging like anything.

There are lots of catch in their policy and hidden charges. They are so smart that even if you ask for the policy they would say it is for internal purpose and can not be shown to the customer. But later on when you ask for clarification of your rate of interest or charges they would always refer i't is as per [censored]ing policy.'

The more surprise is why Consumer Activist/Banking Obdusman/ MRTP department does not do any things. There are thousands, I must re-correct lacks of people having small or big story against HDFC/ICICI but no body does anything.

If reserve bank would do some strict policy then it would be benefited to many poor people. People who are reading and writing this blog are literate but still cheated. What must be happening to those poor villagers who must be cheated badly and no one is there to even look at them.

I request all Consumer Activist/Banking Obdusman/ MRTP/Media to do something or atleast make aware public not to be caught by their DSA and not to trust on their services which they show on the first time. Because their services are like banana tree where you will get fruit only once in the life time and cannot expect fruit through out life like other tree.


Rohit

I SINCERELY INFORM TO ALL OUR YOU THRO' THIS COLUMN DONT DEAL WITH ICICI BANK LTD IN INDIA AS THEY ARE THIRED RATED PEOPLE/SYSTEM AND I AM SEARCHING FOR A WORST WORD THAN 'THIRD RATED' WHAT IS THE RBI IS DOING AND HOW IT SHALL PROTEST COMMAN MAN LIKE ME FROM THE ILL BROGHT UP PEOPLE LIKE THE ONE WHO ARE EMPLOYING WITH ICICI...

ICICI Bank is the worst bank to bank with. Let us all sign this petition against the bank. Together, we change

http://www.petitiononline.com/bagla27/petition.html

Please help to spread awareness about this petition through your blogs

To Manager,

Sir i have complaint that i m unable to check my status in monthly basis.And you are not giving proper details about my outstanding amount, rate of intrest and any new updates.So send me proper information at my home address or give me a proper sites nd password through which i can see me all information about my home loan.

Thanking You Your frustrated customer
P.P Tripathi
Loan A/C No.- LAN-LBKAN[protected]
O-204 Awas Vikas Colony,
Keshavpuram, Kanpur

my salary account in ICICI Bank from last 3 year, & also by mistake i have a loun account relation from this bank. i just won't to share because i known there is no any solution.
22 june 2009 they are block my account & make a lien mark of Rs -30, 904 (in minus), they are operating my saving account without my parmition, and account manager not able to give complite detail regarding to this lien mark.
dear all o[censored],
please inform me what i do, i really wont to anybody give me reply as soon.

28.01.2010

Dear Sir,

Re: ICICI Bank home loan: flouting with interest rate.

I am NRI, working in South Africa. I have taken two loans from ICICI Bank, with interest rate of about 9%. The interest rate has gone up to 12.75%, and I was keep on paying this high interest rate, presuming that it is according to directive given by RBI. Last time, when I went to India, I spoke with bank manager of ICICI Bank, and he told interest rate has come down, and I submitted papers. The interest has changed to 11.75%.

Recently some body told me that interest rate is only 8.5%, then I contacted ICICI Bank, and with lot of difficulty I got my Loan account statement. The interest rate is floating, as it is gone up from 9% to 12. 75%, it has to come down to 8.5% as well. This not happened. With a lot of difficulty I contact the office of Mrs. Chanda Kochhar (CEO, ICICI BANK). I can not speak with her, but I have sent e-mail to: <chanda. [protected]@icicibank.com>, and attached all documents. Somebody called Chandrika Naidu send me reply, mentioning that they will reduce it 8.75% interest rate, provided I will pay them Rs20 000 each for switch in charges and service charges. I surprised as it is floating rate they must reduce automatically.


I do not have any respect to this ICICI Bank. It is sad that India is growing but the banks like ICICI, still manipulating, and causing harm to customer. There is nobody to control them. Please RBI must do something as this bank is cheating so many customers.

Thanking you.


Yours Sincerely,

Prof. BL MEEL
Copy: Consumers form, and NDTV

sir, i have a credit card of icici bank since last three years (approx)which i was using regularly, but from last 5 to 6 months some late payment charges are reflecting in my statement, since the time i have taken this card i have NEVER made part payment for the transactions of the respective month, when spoken to the icici card customer care they promised to revert back the charges, two of my payments were made after due date because i didnot receive the statemet of respective months in time n has clerified the matter with icici credit card department, sir no action has been taken by them n now since one month icici collection center people are calling every day n hour in an abuseive language n threatening me for the money amt.rs.4651.69 i have stopped using their card n told them to take it back as m not interested for the same ... sir please do look in the matter n do the needful, thanking in advance, rakesh awachat

To
ICICI Bank Limited
Credit Card Division
Mumbai ICICI Bank Limited
ICICI Bank Phone Banking Centre
5th floor, Md. illayas khan estate, Road No 1,
Banjara Hills
Hyderabad 500 034, India


Dear Sir,

With Due Respect would like to let you know I am holding a
ICICI Gold preferred card no [protected],
ICICI savings account no [protected]

Sir as I had some financial crunch for the last 2 to 3 months where I was not able to clear off my minimum balance apology for that but as things are getting back to normal I had cleared an amount of Rs 19, 100/- this month it self which was in 2 parts
(1) Chq of Rs 10, 000/- Chq no 222623 dated cleared on 10th July 2008 and
(2) Cash Rs 9, 100/- on 19th June 2008

Having a problem with my saving account where you have blocked it with a lean in my account, from 18th July 2008 onwards and would like to bring this to your notice as I was paying cash of Rs 9, 100/- I was coordinating with Ms Sameer Naik as he told that he sits at J B Nagar Office his direct no is [protected], he promised me by paying this earlier said amount the lean which is there will be removed which is still not done.

I am not any ways denying that I will not pay the rest of the balance which I have to pay but can’t clear at one time

Please look into this and request you to please remove this lean from my savings account

With Best Regards,
Dennis Charles
Manager - Corporate Sales / OHS
…………………………...⇄
Email: [protected]@travelguru.com
(M) +91 [protected].


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sir my atm card not functioning . pls give me contact no of satana icici branch as soon as possiible . which help us for removing problem

Dear Sir,

This is to inform you that the home loan (Home Loan Account No. is LBROK[protected]) from ICICI bank has been sanctioned in year 2006 and we give you the cheques from SBI Account. Now, there is problem that there is a balance in my account but you put the bouncing charges in my account. I went to SBI, there they said that ICICI bank did not present the cheques and the ICICI said that they present. I can't understand what I have to do.

Kindly advise.

Thanks & Regards,

Devendra Kumar Gupta
+[protected]

dri digital river — unapproved charge

I DID NOT APPROVE THIS CHARGE. I HAVE NO CLUE WHAT THIS IS FOR. I WANT MY MONEY BACK OR I WILL BE FILING A FRAUD INVESTIGATION

Dear Sir,

I need IT cerificate for my home loan

A/C no.LBPUN[protected]

denial in issuing certificate regarding interest paid on home loan
We had taken home loan from ICICI bank Nagpur (Maharashtra) India in 27 May 2004. Our agreement no is LBNAG[protected], dt of loan santion is 27.05.2004 for the property Bungalow No. 30, H.B.Town, Wardhman Nagar, Nagpur-440008.

We, Savita Vinod Mandhana & Vinod Kanhaiyalal Mandhana, Nagpur need a certificate from the bank every year stating the amount paid as intesrt and principal during the last financial year 2007-08 & 2008-09 to file IT return.

Inspite of repeated visits to the bank, I didnt get such certificate, May i request u to help me.
The same certificate may pl be sent to one od the following E-mail address immediately.
[protected]@rediffmail.com

Dear Sir

I want a interest certificate of our car loan, our Agreement No is LADEL[protected]
Please sent me on my Email ID the interest certificate

Dear Sir,

I need IT cerificate (Actual for year 2008-09 and provisional for year 2009-10) for my home loan
LAN no.LBVLD[protected], Application no.=[protected] at my home address,

Mistry Pramodkumar Maganbhai,
A-25/3, vyankteshwar nagar society,
NR sadar market behind vishal gas agency,
po. Devsar, Bilimora

Dear Sir,

Kindly issue of our Intrest Certificate for the period 2008-09 as per the below mentioned Loan.

LOAN ACCOUNT NO. LADEL[protected]

Thanking you,

Yours Truly,

for SAHYOG INDUSTRIES


(RAMESH SHARMA)
C-159, ASHOKA ENCLAVE PART-II,
FARIDABAD-121 003
(HARYANA)

DEAR SIR,


MY A/C NO IS LBPUN[protected] & LBPUN[protected] I WANTED TO GET INTEREST CERTIFICATES OF THESE ACCOUNTS RESPECTIVELY FROM 1.4.2008 TO 31.3.2009.

Dear Sir,

I need IT cerificate (Actual for year 2008-09 and provisional for year 2009-10) for my home loan
LAN no.LBDEL [protected], Application no.= [protected] at my home address, SF-1, A-137, Rachana, Sec-3, Vaishali, Ghaziabad-201010

Thanking you,

Yours Truly
Gaurav Mishra

need IT cerificate (Actual for year 2008-09 and provisional for year 2009-10) for my home loan

need IT cerificate (Actual for year 2008-09 and provisional for year 2009-10) for my home loan
my loan aac no LBGHZ[protected]

ICICI Visa Credit Card — Wrong Billing

I have not made any purchase of Rs 9756/- on 02/07/08 with ICICI Lombard. This purchase was made by me on 14/05/2008 which was reflected in my statement of Jun 09, 2008 and i had made payment for the same on 17/06/08 at ICICI Bank, Shimla.
I had even lodged a complaint on 02/07/08 on telephone and my S.R.No is[protected]. but so far no steps have been taken to give me credit for the wrong billing.
Rajinder Makkar

dont know where to register complain about visa credit card!

ICICI VISA credit card — Renewal of Card with Gold type

My card no [protected] will expire on 08/2009. I want Renewal of the same Card with Gold type.
Where I can apply : address, how many days it will require?

ICICI — Asking for extra payment

Hi,

My name is Subhash Kapoor. I have ICICI credit card and the number of that card is:[protected]
This card is with me since last two year and i am not using my card anymore. But certainly i recognize that there is some transaction made on my card on 31Oct. please see the below:

31/10/2009 Bharti Airtel Ltd, DELHI 500.00
31/10/2009 Bharti Airtel Ltd, DELHI 500.00
31/10/2009 Bharti Airtel Ltd, DELHI 2000.00
31/10/2009 Bharti Airtel Ltd, DELHI 3400.00
31/10/2009 BSES PAYMENTS, MUMBAI 2980.00
31/10/2009 BSES PAYMENTS, MUMBAI 4660.00
31/10/2009 BSES PAYMENTS, MUMBAI 2440.00
31/10/2009 TATA INDICOM-BILLDESK, MUMBAI 500.00

Anybody can say these all are fake transaction but ICICI bank doesn't belive. First i had asked for a dispute then they dispute my BSEB Payment and TATAINDICOM payment but after 2-3 days they returned back entire amount and charged RS 17000. I really don't understand how they are asking for payment even i had not used single penny. ICICI bank is really doing very bad things and i am going to break all relationship with this bank they are ridiculous .

Please help me i am totally frustrated with this bank.

Dear Subhash,

We're sorry to hear about your experience.

We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Customer Service Team.

ICICI NRi account — NRi Services is not good

i opened new NRI account in icici bank in India on sep-2008.the bank has send the cheque book and ATM card to my abroad address.but till the date i didn't receive ATM and internet banking documents.they told me " we send all related documents via normal postal".who will send the Banking related important documents via normal postal???.as same time they have send the statement to me.no more definition in account details with some hidden changes.so plz considered any NEW NRi account in icici at any branch.

Dear Sir


I want to change my home address so please send on my E-mail address so what's the requirment
document for change my home address record in my bank account atachement address




thanks

Hi I too have been with ICICI holding NRI account. They are terrible at providing services. I have tried changing my address with them for more then a year. Even when i visiting india i submitted the request in the branch and they lady in the brach said that it will be updated soon. The service standards provided by indian banks are not great if you ask me. There's a saying in india Andhon main kana raja.. icici is just like that. Their call centre is the most annoying thing in this world. You'll hardly find anyone who could help you. I can write a book on "Experices with ICICI - A black hole"
Ravi

dear sir, I have credit card, but it is in my old company address, but i have not in there, now a days my stqatement of the credit card is not paobaply recevied. by the meesagge of the sma i settled the payment.please for the statement in my new correct permanet ressidenc ial address.

MR. R.RAJENDRAN, 21/15, RAMASAMY LAY OUT, 3 RD STREET, TIRUPUR-7

641 607. COIMBATORE DIST, TAMIL NADU. Please re correct my permanent addres and send all details by this addres. thanking you.

Sir,
I have received the Card No. [protected], currently this card was blocked and my address was change. I request you in future issue a credit card statement in my new address and activate my credit card as early as possible. I reqeust you issue a credit card statement on my Office Address. My Office address are as below mention.
Office Address:
Sandeep Kumar Dugar
C/o Sun Links India Pvt. Ltd.
3rd Floor, City Centre,
C.G.Road, Navrangpura,
Ahmedabad - 380 009.
Mobile No.[protected].

I therefore, request you to update the change of address and all further correspondences may be made to the new address and also by email .

Thanking you,
Yours sincererly,
Sandeep Kumar Dugar

I am holding ICICI BANK credit card No.[protected]. Kindly change my mailing address as follows:- J.S.KANWAR, PLOT NO. 24, 2nd FLOOR, SHAKTI KHAND-2, (OPP. SWARAN JAYANTI PARK), INDIRAPURAM-201010. (DIST. GHAZIABAD). Kindly acknowledge.

Dear Sir--- Regarding change of address for Credit cards there is no Online Source. Please

arrange for the Same. Thanks & Regards.

my credit card no is [protected].kindly take note of my new address
131-THIRUMOOLAR STREET, FLAT NO 3B, VISAKA LANDMARK APARTMENTS, P&TCOLONY, ALAGAPURAM, SALEM, TAMILNADU-636004.

I am using two credit cards No.[protected] and [protected] issued by ICICI Bank Ltd..
i shifted to new adderss anoop.m,
madakayil house,
swathy lane,
Azhakam,
PO kodakara,
pin 680684,
thrissur dt.
mob:[protected]I

therefore, request you to update the change of address and all further correspondences may be made to the new address and also by email

I am holding ICICI BANK credit card No.[protected]. Kindly change my mailing address as follows:- Anil Kumar Vijay, 240, Patrakar Colony, Mansarovar, Jaipur - 302020 (Rajasthan). I therefore, request you to update the change of address and all further correspondences may be made to the new address and also by email .

I am holding ICICI BANK credit card No.[protected]. Kindly change my mobile no in your record

New Moblile No. [protected]

Old Mobile No.[protected]

Regards,
Venkatesh Tantry
A-3/402, Runwal Plaza,
Near Kores Tower, Vartak Nagar,
Thane (West)
Pin Code 400606

I have card no [protected] in my name since 2005, i have not opened the card from the cover from that date, ihave not used it at all, but i am getting the bill amount of Rs 5000 plus, ur pupilare calling me and asking me to pay the bill.

please mail me the amount i should pay and the details of bill amount showing for which purchase i have charged on card, since i have not opened the card, i have not used the card.

shobha

Sir,
I am using the credit card No. [protected] issued by ICICI Bank Ltd.My mailing address are now change.So request to please update my this new mailing address in your records.My new mailing address as follows:
New Address:
Rajesh Sibal
13/42 First Floor, Indira Nagar,
Lucknow - 226016
Mobile No. [protected].

I therefore, request you to update the change of address and all further correspondences may be made to the new address and also by email .

Thanking you,
Yours sincererly,
V.MAHADEVAN

Sir,
i am using the credit card no.[protected] issued by icici bank, now my mobile no. have been changed so i want to update my new no. [protected].now i want to any information of credit card on my new mobile no.
i therefore, request you to update the change mobile no.
Thanking you,
ARCHANA SINGH SENGAR

Sir,

Bsnl telepone bills wrongly debited in the statment reflected dated 12/06/09 and also 11/07/09.(Credit card number [protected])

Credit card no [protected] this card lost and also intimated to customer care on Aug 09.

Kindly stop ECS deduction of telephone bills from my credit card accoun [protected] with immdeiate effect.

Please kindly reply in person or mail immediately.Hope you to do the needful in the regard shortly.

Thanking you,
P.Jayakumar

To whom so ever is concerned,

I am siddharth.s.malhari using your ICICI GOLD CARD [protected].
I have changed my postal address .The new address is as below

no 604, pranava complex 3rd floor
5th main 6th cross malleshwaram
bangalore-560 003.

Kindly send the statements to this address only


Best Regards

Siddharth.s.m.

Sir,
I am using the credit card No. [protected] issued by ICICI Bank Ltd.My mailing address are now change.So request to please update my this new mailing address in your records.My new mailing address as follows:
New Address:
P SIVANNARAYANA
PLOT NO 149, FLAT NO 101, Nandhi Enclave,
siddharda Nagar, near vengalarao nagar, hyderabad-38
Mobile No. [protected]
mail id [protected]@gmail.com
I therefore, request you to update the change of address and all further correspondences may be made to the new address and also by email .

Thanking you,
Yours sincererly,
p. sivannarayana

I am holding ICICI BANK credit card No.[protected].
Kindly change my mailing address as follows:-
Raju V D #166/13, 1st floor, 12th cross, Mahalakshmi Layout, Bangalore-560086(Mob No [protected])
Kindly acknowledge.

It is hereby intimated that my mailing address has been changed. The new address is given below.Please change this address in all my documents and in my monthly statement which you send to me.Further it is requested that the monthly statement and all correspondence may be forwarded to this new address only.

N. RAVINDRAN
B-30-31 PARIPOORNA ESTATE
SUNDAKKAMUTHUR,
KOVAI PUDUR,
COIMBATORE -641010
TN.


Thanking you,

I am holding ICICI BANK credit cards No.[protected] and [protected]
It is hereby intimated that my mailing address has been changed. The new address is given below.Please change this address in all my documents and in my monthly statement which you send to me.Further it is requested that the monthly statement and all correspondence may be forwarded to this new address only.

N. RAVINDRAN
B-30-31 PARIPOORNA ESTATE
SUNDAKKAMUTHUR,
KOVAI PUDUR,
COIMBATORE -641010
TN.

Sir,
I am using the credit card No. [protected] issued by ICICI Bank Ltd.. Though I have reported to your Guntur office regarding my change of address from C2
New Address:
M/s.Spandana Sphoorthy Financial Limited
8-180'
Narasarao Pet Road
Perecherla
Medikonduru
Guntur
522009.

I therefore, request you to update the change of address and all further correspondences may be made to the new address and also by email .

Thanking you,
Yours sincererly,
Rebba.Suresh
Mobile No: [protected]

sir
i am using the credit card No. [protected] issued by ICICI Bank Ltd.. Though I have reported to your chennai office regarding my change of address from
new address
K.S.SHOHAIL AHMED
K.MOHAMED MOULANA & CO
10/13, M.V.BADRAN STREET, 1ST FLOOR
ANAIKAR COMPLEX
PERIAMET CHENNAI- 600 003

March 4, 2010.

To,
The ICICI Bank,
Credit Cards.

Sub: Change of residential addresses.

Sir,

I hold HP Credit Card bearing No.[protected].

I used to reside at XB-2, SAKHARDANDE APARTMENTS, DR. DADA VAIDYA ROAD, PANJIM, GOA till 14th February, 2010.

I say that since 15th February, 2010, I have shifted to a new residence at D-101, VASANT VIHAR, CARANZALEM, TALEIGAO, TISWADI, GOA.

Kindly make note of the aforesaid change of my addresses in your Records and henceforth the bill be sent at my aforesaid new address.

Thanking you,

Yours faithfully,


BEENA USGAONKAR





March 4, 2010.

To,
The ICICI Bank,
Credit Cards.

Sub: Change of residential addresses.

Sir,

I hold ICICI Credit Card bearing No.[protected].

I used to reside at XB-2, SAKHARDANDE APARTMENTS, DR. DADA VAIDYA ROAD, PANJIM, GOA till 14th February, 2010.

I say that since 15th February, 2010, I have shifted to a new residence at D-101, VASANT VIHAR, CARANZALEM, TALEIGAO, TISWADI, GOA.

Kindly make note of the aforesaid change of my addresses in your Records and henceforth the bill be sent at my aforesaid new address.

Thanking you,

Yours faithfully,


SUDIN M. S. USGAONKAR
[protected]
3290519

March 4, 2010.

To,
The ICICI Bank,
Credit Cards.

Sub: Change of residential addresses.

Sir,

I hold HP Credit Card bearing No.[protected].

I used to reside at XB-2, SAKHARDANDE APARTMENTS, DR. DADA VAIDYA ROAD, PANJIM, GOA till 14th February, 2010.

I say that since 15th February, 2010, I have shifted to a new residence at D-101, VASANT VIHAR, CARANZALEM, TALEIGAO, TISWADI, GOA.

Kindly make note of the aforesaid change of my addresses in your Records and henceforth the bill be sent at my aforesaid new address.

Thanking you,

Yours faithfully,


BEENA USGAONKAR





March 4, 2010.

To,
The ICICI Bank,
Credit Cards.

Sub: Change of residential addresses.

Sir,

I hold ICICI Credit Card bearing No.[protected].

I used to reside at XB-2, SAKHARDANDE APARTMENTS, DR. DADA VAIDYA ROAD, PANJIM, GOA till 14th February, 2010.

I say that since 15th February, 2010, I have shifted to a new residence at D-101, VASANT VIHAR, CARANZALEM, TALEIGAO, TISWADI, GOA.

Kindly make note of the aforesaid change of my addresses in your Records and henceforth the bill be sent at my aforesaid new address.

Thanking you,

Yours faithfully,


SUDIN M. S. USGAONKAR
[protected]
3290519

Sir,
As I got a job offer, I have shifted from 34 Vaithy Nagar, Poonamallee, Ch-56
to
S.Srinivasan
S/O. Saradha Sankaran
Near Konchery Road,
Mulagunnathukavu-Po
Thrissur PIN:680581
Kerala
Kindly send the future communication to the new above address.
Thank you
With kind regards,
S.Srinivasan

Sir,
I am using the credit card No. [protected] issued by ICICI Bank Ltd. statement send through e-mail id not send courier till time we hv not recd yr email . kindly send us email and blw mention new addres .my card expires on 03/2010 i need new card kindly send the same to my new address. all the correspondences are made to the very same old address which makes me in trouble to get them.
New Address:
K. SUNDARA PANDIAN
NEW NO. 124, NEW STREET
BROADWAY, CHENNAI 600 001.
Mobile No. [protected]

I therefore, request you to update the change of address and all further correspondences may be made to the new address and also by email .

Thanking you,
Yours sincererly,
k.sundara pandian

plz change my mailing adress in my card number [protected] as follows
k k seth c/o syndicate bank gurudev palace shardanagar kanpur
mobile-[protected]

Sir,
I am using the ICICI credit card No. [protected] issued by ICICI Bank Ltd.My mailing address are now change.So request to please update my this new mailing address in your records.My new mailing address as follows:

New Address:

Mrs.Jothi Krishna
Site No:4, Manis Nagar,
Gandhiji Road North,
Sanganoor,
Rathinapuri,
Coimbatore - 641027

Mobile No. [protected]
mail id:jyothi.[protected]@gmail.com
I therefore, request you to update the change of address and all further correspondences may be made to the new address and also by email .

Thanking you,
Yours sincererly,

Jothikrishna

Sir,
I am using the credit card No. [protected] issued by ICICI Bank Ltd.My mailing address are now change.So request to please update my this new mailing address and email address in your records.My new mailing address & emailing ID are as follows:

Mailing Address:
Rajesh Kumar
SRT-26,
Rajendra Nagar,
Patna-800016
Mobile No. [protected]
mail ID : [protected]@gmail.com

I therefore, request you to update the change of address and all further correspondences may be made to the new address and also by email .

Thanking you,
Yours sincererly,
Rajesh Kumar

Respected sir, my name is BLD KUMAR.y credit card no.icici -[protected].
I have shifted my house from D/O.45/57/12/2, NARSIMHANAGAR, VISAKHAPATNAM, ANDHRA PRADESH. To, D/O.45/58/12, flat no1& 4, 2nd floor, satya sai vihar, narasimhanagar, visakhapatnam. so, I kindly request to change my address to the above changed address.


-thanking you

B.LAKSHMI DATTA KUMAR

Hello sir,

This is Manohar, i am using your Icici bank credit card no [protected], recently i got promotion cum transfer to Hyderabad. Here with i am requesting you to kindly update my new address in your records and requesting you to send all my mailings to the below given addres only.
M.MANOHAR FLAT NO 306, VIJETHA PARADISE, BESIDE SWAPNA HOSPITAL, CHAITANYAPURI,
DILSUKHNAGAR HYDERABAD 500060. [protected],
kindly do the needful

MOTURI. MANOHAR
[protected]
[protected]@gmail.com

i was informed to change my mobile no.[protected] to [protected] for my salary account information account.no.[protected] on 9th july but till it is not changed

i want to invest money in share market
please give me information
my no is [protected]

My credit card no. is [protected] - 12/03 TO 12/10. Last two years my TataIndicom's Landline No.[protected] bill will be paid by ICICI and the same will be added in my Credit card statement.

But my last month Tata indicom's telephone bills was not paid it seems and the messages are getting from Tata Indicome.

Please inform me whether ICICI will pay my Telephone bill or not. so based on that will go further. Treat this urgent and inform me thru. Email & mobile.

Regds
k s ramarao
[protected]

I want to open a demet account in icici bank i already have a current A/C in icici Bank

I hv request for open demat account but no any representative visist to us.

If it will be not visit within 2 days then we will transfter our salary a/c.in hdfc

My addeerss is ;
Sterlite technologies ltd
Piparia
Silvassa
Mob.[protected]
Regards
Sanjeev singh

I wanted to open a NRE demat account with ICICIDIRECT. I already have a NRE a/c with ICICI. In spite of that ICICI wants me to open another NRE account, 3-in-1 i.e. savings+demat+trading. It is absolutely unnessary.

A new Demat a/c can be opened easily and the same to be linked with my existing NRE a/c. On top of that ICICI charges INR 4000 as joining fees.

sir
i want to open demat account.
contact no [protected]

dearr all,
Anybody interested to open free demat and online trading account pls feel free to call me ( no hidden charges.
thanks
[protected]/[protected]

you need to cheque the rbi gudelines

SIMPLE...i had faced the same year before and then reserched for th4 solution and got this...do the same...

open a sal account in SBI or any natialized banks then as ur hr to chage ur sal to that basssssssssss

Hi,
You may start a case against ICICI in customer court. However the bank already doing more nonsense like this. we (ICICI loan holders) need to join against ICICI's nonsense actions. RBI already warned banks for preclosure amounts that banks should not collect such amount. Then why they doing like this and how they block your account without no reason. we need to go to consumer court against this preclosure policy.