State Bank of India [SBI] Complaints & Reviews

sir, i account holder of sbi bank karwar. my problem is that i purchased some goods from defence canteen on 12 Feb 11Rs of 746.00, and i paid the amount through debit card of sbi bank.first time card was rejected and i tried second time card was accepted but both time aount deducted from my account.i went to bank personally and complaint the register atleast three times till now and i sent to email to bangalore branch and i many time register the complaint through toll free no.but i cant get any solution till now.pse help me.my details mentioned under below-


my account no-[protected]
amount deducted- 746.00 Rs dated 12 Feb 11
bank- SBI naval base, karwar.581308
contact no-[protected] (my)
branch land line no.[protected]

Dear Sir,

I m the customer of sbi bank holding saving a/c with them few things i want to share of sbi bank cutomer satisfaction is 0% no proper services to cutomers my personal expereince is bad for sbi if a sbi staff is on lunch they make us to stand in the que til he comes back for 30mints i mean no time mangement and cutomers time is also precious y such type of things happen 2nd i want to say abt the policy which has come up if the cash deposit amt is below 10k we need to go to home branch y such kind of stupidity as a cutomer for my money deposit i need to pay to the agency person y and if we want to make the deposit sbi had hired agency who charge the customer and make the deposit for amt below 10k .i mean this is the haressment going from sbi..
Plz see in to the matter.

Unhappy cutomer of sbi.
Ajay Vishwakarma
[protected]

DEAR SIR,
I AM USING SBI CREDIT CARD [protected] FOR THE LAST 6 YEARS .THIS TIME I WANT TO CONVERT MY DUE AMOUNT INTO EMI `S .COZ EVERY MONTH I PAY ONLY INEREST AND PRINCIPAL AMOUNT REMAIN SAME .I REQUEST YOU TO CONSIDER MY CASE AS SOON AS POSSIBLE .


REGARDS ,
RUCHI

Sir,

Kindly respond.

Regards,

Mohd Akram
----- Forwarded by ProjectMa ./Satna on 11/02/2011 08:55 AM -----

From: ProjectMa ./Satna
To: inb.[protected]@sbi.co.in
Date: 10/29/2011 03:22 PM
Subject: Multi City Cheque Book


Dear Sir,

I have given a request for Multi City Cheque Book for my respective account which is yet to be delivered. I am urgent need of a cheque book.
Therefore, I request once again kindly send me the Multi City Cheque Book. The necessary charges have already been debited in my A/c. Statement is enclosed for your ready reference.

Regards,
Mohd Akram

[protected]
Account Name : Mr. MOHD AKRAM
Address : PRISM CEMENT LTD PROJECT DEPTT,MANKAHARI,PO BATH
IA SATNA,SATNA
SATNA
MADHYA PRADESH-485111
IN
Date : 29 Oct 2011
Account Number :[protected]
Account Description : SBCHQ-GEN-PUB-IND-RURAL-INR
Branch : PRISM CEMENT PROJECT
Drawing Power : 0.00
Interest Rate(% p.a.) : 4.0
MOD Balance : 0.00
Balance as on 1 Aug 2011 : 2,639.00
Account Statement from 1 Aug 2011 to 31 Aug 2011
Txn Date Value
Date
Description Ref No./Cheque
No.
Debit Credit Balance

27 Aug 2011 27 Aug 2011 CHQ BK FEE[protected].00 76,361.00

I have 2 PPF Accounts in names of my two children opened on 02/01/1997.In the beginning both the a/c were at SBI Br.SANGOLA ,DIST SOLAPUR with
a/c No.i) 01P[protected]New No.[protected]) Sanket Mallikarjun Pattanshetty and
ii) 01P[protected]New No.[protected]) Chaitrali Mallikarjun Pattanshetty .
On 11 AUG.2003 both the a/c were transfered to SBI Br.PANDHARPUR,DIST SOLAPUR.
But at the time of transfer in Aug.2003 only principle amount Rs.125096/- was transfered on each a/c.
SBI Br.Pandharpur, at the time of interest calculation, at March end of 2004,calculated only interest from AUG.2003 TO MAR.2004 (7months).Also old bank branch (SANGOLA Br.)has not informed about interest on a/c from APR.2003 to AUG.2003.
In the end result both my a/c got less interest in the year[protected].I have asked both the branches of bank,but they are not in a poisition to credit my missing interest on both a/c.
KINDLY GUIDE ME TO GET MY DUE INTEREST BECAUSE THESE A/C OF PPF ARE UNDER CENTRAL GOVT.
Thanking you in anticipation. Sincerely yours'
Dr.M.R.Pattanshetty.

I HAVE ALREADY SENT A COMPLAINT OF FOLLOWING MASSAGE ON 08.10.2011
THROUGH EMAIL TO iRevolt.IN BUT TILL DATED NO REPLY FROM THEIR END, AS
I HAVE APPLIED FOR HOME LOAN WHICH IS RETURNED TWO TIMES ONLY FOR THIS
PROBLEM. I'M FADE-UP THAT WHY THEY HAVE SHOWN PENDING DUE AGAINST ME -
IT IS ONETYPE OF FRAUD, THOUGH I HAVE NEED THE LOAN IMMEDIATELY.
PLEASE READ THE FOLLOWING MASSAGE THOROUGHLY THEN U CAN UNDERSTAND
WHAT IS MY FAULT. MY FAULT IS I BELIEVE THEM BY SENDING THE LAST DUE
ASPER THEIR ADVICE FOR FINAL SETTLEMENT WITHOUT TAKING FINAL RECEIPT.
THEY TOOK THE CHANCE. I REQUEST TO YOUR GOODSELF TO PLEASE IMMEDIATE
STEP FOR A FINAL SETTLEMENT SO THAT I CAN GET RID OF THIS TYPE OF
FRAUD COMPANY. ACTUALLY I KNOWN ABOUT THEIR GOOD FAME AMONGST OF OTHER
CREDIT CARD COMPANY AND I BELIEVE THEM BUT MY CONCEPTION WAS
ABSOULUTELY WRONG. ALL ARE EQUAL. I REQUEST YOU FURTHER TO PLEASE
ARRANGE FOR FINAL SETTLEMENT IMMEDIATELY AND TAKE STRONG STEP AGAINST
SUCH FRAUD COMPANY SO THAT NOBODY CAN BE HARRASSED LIKE ME.
PLESE TAKE ACTION SO SOON AS I HAVE URGENTLY NEEDED THE HOME LOAN
WHICH IS ONLY PENDING FOR THIS FAULT. JUST TODAY I HAVE ALREADY LODGE
COMPLAINT THROUGH THEIR HELPLINE VIDE REQUEST NO.MQ[protected] -
THIS IS FOR YOUR READY INFORMATION. I AM AWAITING FOR YOUR REPLY VERY
SOON, PLEASE AS I DO NOT WANT TO DELAY FOR ANY SECOND, AS THE LOAN IS
VERY URGENT TO ME.

PLEASE SEE MY PREVIOUS MASSAGE GIVEN BELOW :
"I JOYDIP KUMAR DUTTA HOLDER OF CREDIT CARD OF SBI VIDE
NO.[protected] SINCE THE YEAR 2006 DUE TO SOME TRANSACTION
PROBLEM I HAVE SURRENDERED & GET IN TOUCH WITH SBI CARD CUSTOMER CARE
DURING THE YEAR 2009, AS ADVISED BY THEM THRU PHONE I HAD ALREADY SENT
FINAL CHEQUE FOR RS.1,100/- ONLY BUT TILL DATE THEY HAVE NO SENT ANY
FINAL RECEIPT TO ME AND THE TRANSACTION IS STILL PENDING DUE SO THAT
IT IS VERY DIFFICULT TO ME TO GET ANY LOAN FROM ANY FINANCIAL
INSTITUTION THOUGH I AM A GOVT. EMPLOYEE. SBI CARD AUTHORITY COMMIT ME
AS THEY RECEIVED THE FINAL CHEQUE, THEY HAVE SEND ME THE FINAL RECEIPT
AND ALSO ADVISE ME THE CARD MIGHT HAVE TO DESTROYED BY 4/6 PCS.
ACCORDINGL;Y I HAVE DONE THAT. PLEASE DO SOMETHING SO THAT I CAN GET
RID OF THEIR TRAP. WHAT A FRAUD AND CHEATER CONCERN ; I ALSO REQUEST
YOU TO PLEASE ARRANGE TO TAKE HARD PUNISHMENT AGAINST THESE TYPE OF
CHEATER/FRAUD CONCERNS."

- JOYDIP KR. DUTTA , CELL NO. [protected] & MY EMAIL [protected]@gmail.com
This is most URGENT to be noted that on 27th
Oct'11 I have contacted with M/s.Fortuna Pvt.Ltd. a Corporate of SBI
Card at 3A/1, A.J.C.Bose Road, Kolkata, they assured for Final
Settlement at Rs.3200/- against my outstanding for Rs.5500/- though I
have no any Outstanding Dues, they pressing me, and as I urgently need
for Home loan, I have to bound to agreed to pay such amount and paid Rs.3200/- for
Final settlement. Against of my payment they have issued a Certificate
of SBI Card and a NOC of SBI CARD, where they have mentioned only
Final Settlement against my outstanding for Rs.5500/- but they donot
mention of ended all transactions with SBI Card, and they give the
word to withdraw my name from CIBIL. This Unknown to me whether it may withdraw or not from CIBIL. Please take immediate STRONG STEP AGAINST SUCH FRAUD COMPANY So that no innocent can be trapped by them. The amount for Rs.3200/- with compensation for harassing me should be returned - which should be done to learnt a lesson.

amount deducted.but not transfered
Ref No-[protected]IG74378403
TRANSFER TO [protected]SBI irctc collect
Dt--01/nov/2011
amount --Rs1106/-
NAME M K TIWARI
Bank---SBI MARODA UTTAI
DISST--durg c.G.
(TICKET BOOKING)
ADDRESS---HIG 1/290 borsi DURG c.g.

I am account holder of State Bank of India, my saving a/c no.[protected], Branch Seelampur, Delhi-110053.
On 01.10.20110 at about 06.14pm, I went to an ATM Counter of J&K at
Naveen Shahadra, to withdrawn cash for Rs.1,000/-. After entering all require information the transaction processing was complete but payment was not made due to hang of server.
I got a slip from J&K ATM Machine, the details is below:-
J&K Bank, Naveen Shahadra, Delhi-110032.
Date: 01.10.11 Time:18.14pm ATM#0128
Card No.# [protected].
TXN. # 0231

Also print on slip
:- Sorry for the Inconvenience, Switch Not Available

Immidiately I contract with customer care the told that your account will not debited

On the next morning I checked the my Balance through Mini Statement at
Seelampur ATM Counter, TXT No.4938, but my account was debited Rs.1000/-. Immidiately contact Customercare and they told that the excess debited amount (Rs.1,000) will credited to your account automatically with in 24hrs.

Also I was given written complain at Seelampur Branch to Mr. Pradeep
(Accountant) on dated:16.10.2011. I was also met to Mr.Rajbeer Singh, Branch Manager of Seelampur Branch, Delhi-110053. I have asked to Mr. Rajbeer Singh & Mr.Pradeep, many times about my Complain, but they have turned a deaf ear to my problem.

I have complained in Customer Care & Complaint No.AT[protected], Dated:02.10.2011
I have given a new complained in Customer Care the Complaint No.OT[protected], Dated:31.10.2011.

Unfortunately till date after giving written complain (twice) to the
respective Branch Manager(Mr.Rajbeer Singh) & Mr.Pradeep, neither any reply was given nor my amount has credited to my account. I think this is a major security laps related to ATM.

MOHD. SARVAR
Saving A/c No.[protected].
Debit Card No.[protected].
Branch: Seelampur
Address: A-62, Welcome Seelampur-IV, Delhi-110053.
Mobile No.[protected]

unable to use internet naking
whenever i put username and password
message comes Invalid username and password
kindly suggest what is the problem.and we have last 2 month foll up but not response for Mr.Ashok Senger & sbi marimata barnch Customer care staff Arti. Last time we have compliant lock in customer care compliant no is IB[protected] But this compliant close By Ashok senger.

My prassnal information
Name jitendra devkar
A/c :-[protected]
Contact No :[protected]

Kindly Resolve this compliant

Dear Sir,

I am being penalized for having an interaction with your customer care team who called me once for SBI-IRCTC card about 1.5 yrs back and later sent someone to collect my documents.
The Card was never delivered to me neither I heard anything afterwards.

But since last 2-3 months I am repeatedly called and messaged by your customer care team for various reasons like outstandings, offer related with the card which was never delivered etc.

I tried and got in touch with Mr. Dhody who did nothing and my woes and trouble continues. Different people from Cust Care called me and assured that my problem has been resolved and I would never have a problem in future.

But then I received a call from Neha on 29/10/2011 and by Mr. Saurabh Joshi tonight at 9pm who calls himself a Manager but has no etiquettes and manner and harassed me continuously for about 30mins.

He shared that he reports to Mr. Vineet Khandari.

I request you to kindly sack the whole SBI Card Credit Card team whosoever involved in this case immediately as they don’t have any moral and legal rights to stay in their jobs and tarnishing the image of SBI.

How can you call and message for outstanding and skims to someone you never delivered any Card??


This is ridiculous and simply unacceptable.

Thanks.

Best Regards
Jitendrra Singh

E: jitendrra.[protected]@gmail.com

Honoured Sir.Sub: denial of payment of Fixed Medical Allowance arrears by CPPC/Musheerabad, HYB. I, V.Seshadri, with PPO No.[protected] drawing pension from SBI/Lalaguada Branch applied for FMA with arrears from date of retirement Sep,2006 in Aug,2011.Another pensioner had also applied for FMA with arrears from the date of retirement Jan,2006 at Canara Bank. He applied in Sept, after me. But, very surprisingly while I was denied of the arrears on the ground that the FA&CAO/SCR/SC(Sri.Ganeshan) had given them(SBI) oral/phone Orders not to pay arrears, the Canara bank paid arrears of Rs:13,100/- to the other pensioner. Where as SBI had denied the same to pensioners.drawing pension from SBI......Why this type of dual policy and differentiation and discrimination of individual Banks and Regions..in India. Let entire India follow the same policy and same Orders, Rules to contain and curtail inflation;save money from one lot and give the money to others..... By this, not only corruption but also faith is lost..While working in the RPF same pick and choose matters have taken place, eg: when we claimed the benefit of adding special pay of Rs:200/- to be added for fixation of pay as was done to Mr. K.V.Babu,ASC, who was the most junior to us, the same was rejected on the ground that we are not eligible, then how he was given, God help the suffers; in another case, Mr.U./H.Char, ASC , our junior,was granted uniform allowance as per VI PC with full benefits,the same was denied to us on the point that we are not eligible; While I was working( in April, 2006), they called for ACRs and the DPC announced its decision in 2009 duly dropping our names and making my juniors the benefit of confirmation and promotion as DSC........By the above three example we think influence, and recommendations shall have more wattage be weighted in the matters of personal interests and on personnel on the whole and than the Rules,
I am sending this information with a profound request that kindly make out a definitive Policy with a target/CUT OFF date to state that from such and such date there shall be no arrears and let all the Pensioners be known of your mind thoughts through media or letters to the Pensioners Welfare Associations, but giving arrears to some pensioners and declining to some , let the POLICY be applied to one all in INDIA and not in selected Region, like what FA&CAO/SCR/SC, or the SBI/HYB has done to the pensioners, like us, These type of policies shall do, in our opinion, encourage, nothing but to around corrupt practices..
HOPE YOU shall make the FA&CAO and the SBI or any other Bank to re-modulate the matter and do justice with payment of arrears also to all the Pensioners who applied by now. MAKE OUT A DATE FROM WHICH ARREARS SHOULD NOT/ SHALL NOT BE PAID....BE SYMPATHETIC IN PAYMENT OF ARREARS, BY CURTAILING AND DENYING THE BENEFIT WHICH THE GOI, HAS GRANTED -- DO NOT TAKE OUT FROM THE MOUTH AND ENJOY THE STATISTICAL FIGURE OF CUTTING INFLATION AND BRINGING DOWN AND TO GET MEDALS AND PRAISE FOR SUCH ONE SIDED ACT AGAINST THE PENSIONERS... If you are so interested in containing and curtailing on money matters-- cut short the TA/DA payments by restricting the Officers and others visits , towards on one or the account who are going on line on the same issues, etc. TQ

respected sir .
i am consumer of sbi credit card.and i used to pay this card by net banking.as usual last month payment i paid by sbbj netbanking and transection code is MSBJ[protected]G73309754.BUT sbi card still not debit this amout 13250/ on 24 oct 2011.
kindly needfull for this.

thanking you
dr rakesh sharma
[protected]

Respected Sir,

SBI Savings Plus A/c [protected]
My SBI is Bishnupur(Branch Code-00044),BAILAPARA, P.O.-BISHNUPUR,DT-BANKURA, Pin: 722122, e-Mail:sbi.[protected]@sbi.co.in.
I have activated Savings Plus facility since its facility started. It was getting operated smoothly till June 2011.
But since then, it s noticed that no auto sweep is being done from my account though sufficient money is available for such facility.

I logged compliant by sending so many E-mail to Branch Manager/Chairman of SBI Customer Service Department,State Bank Bhavan, 4th Floor,Nariman Point,Mumbai - 400 021, but no action has been taken from their side to solve this problem.

In view of above, it is earnestly requested to kindly look into the matter and do the needful at the earliest.

I shall remain grateful to you for this act of kindness.


Thanking you Sir in anticipation.

Yours faithfully,

(PARTHA PRATIM GHATAK)
S/B AC No. [protected]

Hi, Good evening
I, S. Anuradha a/c([protected]) holder of SBI, 7roads branch, cuddapah. 24 october i tried to withdrawl 8000 thousand rupees from the HDFC atm centre in cuddapah only, but it disappeared the system error, i tried two times even tough it again disappeared error, but after one day i gone to SBI atm centre, i tried to withdrawl 8000 rs, but the statement was showing 8000 has been debited.
I consulted the branch manager about this problem, he was saying it will be going to credit automatically within 24 hours, but upto now i completed more than 24 hours. so solve the problem as the earliest.


my mobile no[protected]

Dear Sir,

On 1st Oct 2011 I did a transaction in Canara bank ATM using my SBI Debit card but that transaction was unsuccessful. i withdrawn amount of Rs1000 twice but I didn’t got the amount. I gave Complaint to SBI branch, Mukundarayapuram on 11 oct 2011, cash officer told that the money will get credited in your account within 7 working days but till now money was not credited and i received sms on 18/10/2011 from BX-SBIPSG stating that “Dear Sir/Madam, your complaint AT[protected] has been attended by the competent authority and hence is closed in the system. To get details please contact the branch”. But when i was contacting the branch no one responding properly.
Please do the needful.

I have applied for SBI MAX Gain Home Loan ( I switched from ICICI to SBI for getting benefits of this scheme) but when I checked in Pimpri branch, the product code is reflected as LON. I am not getting the benefits of SBI MAX gain scheme. The loan was sanctioned on 8th March 2010 and the agreement was signed on 23rd MArch 2010.I am not able to withdraw the additonal amount which I have deposited against the home loan other than the monthly installments.As per the MAX Gain scheme, customer can withdraw paid additional principal in advance.

Home Loan Account Number:[protected]
Branch Name: Pimpri
Email : [protected]@infosys.com
Mobile No : [protected]


I got response from Bank that it can not change. Customer will not have access to check in SBI Database to cross check. Then why a customer should suffer against this.

Please find below the response from Bank when I raised the complaint.

From: racpc.[protected]@sbi.co.in

Sent: Saturday, September 24, 2011 10:48 AM

To: helpline.[protected]@sbi.co.in

Cc: Kapildev Kashinathrao Kalpe

Subject: Re: Fw: CC[protected]: Customer Complaint Response from SBI.co.in



Dear shri. Kalpe,

At this stage we can not convert to maxgain as

considerable period is lapsed ( almost 1 and half year),

product has changed on 31/12/2010,your teaser rates (8%,9%)

for first three years will not be protected.



Ravindra Divate,chief manager , racpc, pune

mobile [protected]

-----"SBIHELPLINELHOMUMBAI" <helpline.[protected]@sbi.co.in> wrote: -----

To: <sbi.[protected]@sbi.co.in>, <racpc.[protected]@sbi.co.in>
From: "SBIHELPLINELHOMUMBAI" <helpline.[protected]@sbi.co.in>
Date: 09/20/2011 12:30PM
Cc: <[protected]@infosys.com>
Subject: Fw: CC[protected]: Customer Complaint Response from SBI.co.in





The Br Manager, Pimpri / RACPC



Pl. attend the foll. matter and arrange the needful redressal under advise to us and send suitable reply to the customer.



Helpline LHO mum

----- Original Message -----

From: complaints.[protected]@sbi.co.in

To: helpline.[protected]@sbi.co.in

Cc: complaints.[protected]@sbi.co.in

Sent: Monday, September 19, 2011 7:01 PM

Subject: CC[protected]: Customer Complaint Response from SBI.co.in





FEEDBACK RECEIVED FROM CUSTOMER COMPLAINT

Please receive details of form submitted by internet user on the SBI web site .

Complaint Ticket Number : CC[protected]


Name : Kapildev Kalpe

Account Number:[protected]
Branch Name: Pimpri
Email : [protected]@infosys.com
Phone No :
Mobile No : [protected]
Product : Home Loans
Complaint : Loans - Others (Please specify details)
Message : I have applied for SBI MAX Gain Home Loan but when I check in Pimpri branch, the product code is reflected as LON. I am not getting the benefits of SBI MAX gain. The loan was sanctioned on 8th March 2010 and the agreement was signed on 23rd MArch 2010.I am not able to withdraw the additonal amount which I have deposited against the home loan other than the monthly installments.<&br<&br>&>& Request you to look into it.





Regards,
Kapildev Kalpe

Respected sir/madam,
My father is a central government pensioner and his PPO no.is[protected].He is taking pension at SBI branch no.0000326.His account no.is [protected].
The central pension accounting office New Delhi,has authorised SBI centralized pension processing center Navi Mumbai to revise Mr.Dias Matas Salu pension and also pay arrears by their revision authority dated 13th July 2011.Till today my father has not received any arrers or revised pay pension as per sixth pay commission or there is no communication from SBI centalized pension processing centre Navi Mumbai.
My father is old and sick and is need of money.please oblige him by paying his new pension and arrears from[protected] as per sixth pay commission.for further communications my email address and mobile no. is as follows.
Mr William M Dias
[protected]@gmail.com
[protected]

SIR, I am Surendra meena having my salary account in State Bank of India, Kargil Branch on 14/9/2011 amount of Rs 36999 was deducted from my account and when i inquired from bank branch they give me a statement of POS 3472221 BILLDESK SBIPG. They said that this is a purchase of items by your ATM card. Then I give one written complaint also to the Bank manager SBI kargil.
But i told them that i didn’t purchase anything. How can it possible that I have my ATM card and I didn’t do this purchase?
Again on 04/10/2011 at 12.09 from kargil ATM machine. I changed my ATM pin number and withdraw Rs 5000 and balance remain Rs.43109 but after that three transections of POS 116432 BILLDESK SBIPG Rs29567, POS 116684 BILLDESK SBIPG Rs3325, AND POS 117075 BILLDESK SBIPG Rs 8278.These all transections without my knowledge.
Sir when I asked about this to the Branch manager then he said that he don't have any information about this and say that these things are common and we can't do anything.
Please help me I am in big trouble and no one give any positive response.

To, Date: 20.10.2011
Regional Manager
State Bank of India
Jaipur (Raj.)

Reference: - S/B Account No. [protected] Name Pradeep Arrawatia

Sub: Blocking of My ATM and CHIRAWA Branch Code No. 05103

Dear Sir,

In the above case, it is to be submitted that I had transferred my saving account from BHIWADI Branch to CHIRAWA Branch. I had submitted all required documents with the branch. Now, the Branch Manager has blocked my ATM without intimation and demanded for documents. I had again submitted the documents with the branch and my account has become operating now, the Branch Manager is harassing me. He asked me irrelevant question which have no relation with my account.

I requested you to kindly look into the matter and order accordingly.

Thanking you,

Yours truly,
Pradeep Arrawatia
Inspector
Central Excise & Customs Department
Jodhpur ( Raj.)
Mobile No. [protected]

Dear Sir ,

I am SBI credit card holder .

I have also submitted complaint last month for unnecessary addition of over limit fees.

After that they (SBI) called me and assured me to reverse two month over limit fees, they also reversed fees what they committed and I gave positive comment too on your website.

My last statement balance was INR 12121.65 . I paid INR 1200 before due date and in same statement generation they reversed two month over limit fees too.

But again in that statement they added over limit fees of Rs. 500 , as I have already paid minimum amount and My outstanding become less than credit limit they again added over limit fees and done same mistake again .

Kindly instruct them to reverse all the unnecessary fees, They always add extra charges without calculation and without understanding value of money for common people and hence making trouble to credit card holders.

Kindly do the needful , I shall be thankful to you for this.

PRASHANT TIWARI (SBI CREDIT CARD NUMBER [protected])

F - 90 , RAJAT JAYANTI COMPLEX , SCHEME NO. 54 ,
VIJAY NAGAR , INDORE , M.P , INDIA