State Bank of India — didn't receive report
SaSameer Naina Mohamed
I applied for a home loan at SBI Adyar branch. I supplied all the documents on March 1st, 2008. Whenever I call the person for getting the status, he says it is under process. On 18-03-2008, when I called, the person said there was some clarification to be done in the legal report. When I asked for what it was, he said only after receiving the report I can tell you. I said OK, and till 25-03-2008, they didn't receive the report. But one person after contacting the processing office said, we can't process it as there was some problem with the valuation report (Initially they said it was problem with legal report). I am not worried of loan getting not sanctioned, because I applied only in SBI hoping that everything will be looked clearly only in SBI. But they still don't assure me when they can give the report to me. they always say it will either be in the processing office or in the bundle which we receive. When the report was ready in the processing office why is it taking this much time to come to the bank. Atleast they should have told me on 18th itself that loan cannot be sanctioned. That day they told me that there is only some clarification. I don't know what is delaying them in getting the report. I had paid for that. Finally I got the valuation report, but still (07-04-2008) I didn't receive the legal report. When both the reports come to same processing centre, why is one report ready and the other is not ready ?
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