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Cred Complaints & Reviews

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Updated: Nov 18, 2025
Complaints 679
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71
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Cred reviews & complaints page 13

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R
Rajesh yadlapalli
Oct 11, 2022
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Address: Dream plug technologies..Bangalore

I am writing this on desperation.Money is stuck with cred since 10 days . I have payments to make ..raised the issue to support only to see that no one is bothered from CRED side .

Multiple support tickets and requests are being simply ignored by CRED. It is effecting my finances ..please help
+2 photos
Oct 12, 2022
Complaint marked as Resolved 
Got my credit after a lot of struggle.. I raised continuous support tickets from 9th day of ignorance by CRED...wrote a one star review with the support ticket details and agony that I am going through for the CRED app in playstore. Raised a consumer complaint . Went to the extent of messaging CRED founder in LinkedIn. I am not sure which worked. But finally I got my money on 12th day after failure transaction debit
Oct 11, 2022
Updated by Rajesh yadlapalli
Please help asap
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    Pradip S
    from Ahmednagar, Maharashtra
    Oct 11, 2022
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    Address: No 1198, 3rd Floor, Salarpuria Emporium, 1199, 100 Feet Rd, Hal, Stage 1, Indiranagar, Bengaluru, Karnataka 560038

    I have done transaction using SBI credit card using cred app on 19 sep of amount rs .34000 amount is debited from credit card after 3 days Cred status updated transaction successful but money is not credited in landlord account yet. I also given application to bank given UTR number bank also checked details with given number but they told no money received. I submitted all documents to CRED but no action taken yet now they are not replying to my mail .
    UTR no.[protected]
    Open ticket. 5934814
    +1 photos
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      D
      Oct 10, 2022
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      Paid the icici credit card bill on 3rd sep through cred app, but the amount didn't get credited to my card. i have raised multiple complaints to cred but the issue is not yet resolved yet. Also Shared the credit card statements as requested by cred team. I need the refund of the amount. It is more than 30 days from the date of payment
      Even i have checked with icici and they too confirmed that they havent received any payment
      Need some resp from CRED with refund, their customer care is too un-responsive
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        L
        LeelaRajeshMallampalli
        from Vijayawada, Andhra Pradesh
        Oct 10, 2022
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        Hi,

        I've made a payment of 16785 on 13 Sept'22 towards my Credit card bill but the transaction was failed.

        i've raised a complaint on CRED App with ticket id 6008128 but amount was not refunded.

        Please do needful
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          Made payment through cred of rs5000 on 8th October and the transaction was also successful but till now it was not credited to my bank account.i tried by chat support but my issue doesn't resolve.they also doesn't respond on twitter.i am attaching a screenshot for the same....
          +1 photos
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          T
          taher_bag_72
          from INDORE, Madhya Pradesh
          Oct 8, 2022
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          I have cancelled the order from jiomart on 20 September 2022 and refund was initiated by 22 September which was u
          supposed to be credited in 7 working days maximum. But even after 15 days, multiple complains on social media, in app supports, via mail they are providing only one robotic auto reply that we are working on it. I have lost my hopes of getting back 526(After adjustment of offer) rupees. I'm planning to file in consumer court. Refund id was 801570T on cred application.
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            R
            Rvsn232
            from Khammam, Andhra Pradesh
            Oct 7, 2022
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            CRED app showed my bill amount Rs.4838.93 instead of 4338.93.

            And also debited amount Rs.4838.93 instead of Rs. 4339.93.

            But credited into my credit card bill only Rs.4339.93. what about difference amount of Rs.499

            Totally it is very bad experience from CRED side. CRED debited amount from my sbi bank is Rs.4838.93 but credited into ICICI credit card bill is Rs 4339.93. who is responsible to excess debited amount of Rs.499?
            Please solve this issue as soon as possible and credit the difference amount of Rs.499 to my SBI account.
            Thanking you
            +3 photos
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              E
              Edutate
              Oct 4, 2022
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              Paid my credit card bill via cred. 25k rupees. First time made payment it said payment failed. Again tried again failed but checking the bank account revealed twice the amount has been debited but yet to credit to the card.
              +1 photos
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                R
                R.sai
                from Port Blair, Andaman and Nicobar Islands
                Oct 3, 2022
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                Address: PORT BLAIR, ANDAMAN & NICOBAR ISLANDS

                Dear Team,

                This is to inform you that while making payment for credit card monthly bills, the amount got deducted two times from my account. Therefore, it is requested you to kindly refund my amount Rs. 3409/- as soon as possible to my savings account from which it was debited.
                My registered mobile number is [protected].
                Kindly revert asap & do the needful

                Regards
                Saira Banu
                Mo: [protected]
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                  Y
                  YogeshDudhe
                  from Yavatmal, Maharashtra
                  Oct 1, 2022
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                  I have made my CC bill payment of 85408/- . UPI payment got failed but amount is debited from bank account.
                  After failed transaction, they didn't refund money.
                  I have attached screenshots also.
                  +2 photos
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                    J
                    Jatin271
                    from delhi, Delhi
                    Sep 30, 2022
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                    Hi, I had paid my credit card bill through CRED. I had paid way before my payment due date of credit card. Now CRED kept my money for 10 days and after that it refunded me my money saying my payment has not been processed while it was when I had paid. Now my credit card payment date had passed so my credit card company imposed a late fee charges of about 1200INR. I contacted CRED about this, firstly they denied to help me. Then I convinced them that its their fault so they said they will pay me. It has been more than a week I have been mailing them daily but they are not replying nor they are giving my refund. I had sent all the evidences proofs to them too. Please help.
                    It is still not reaolved and i am chasing them everyday.
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                      M
                      Mohammad P Hossain
                      Sep 24, 2022
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                      Address: Md Phool Hossain Salt Lake Army Camp EM block sector v. Kolkata 700092

                      Dear sir. I am paying in the my axis Bank credit card bill payment Rs8000/- but payment is failed. And Rs8000/- debited in my bank account.
                      +1 photos
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                        H
                        Hardik5454
                        from Ahmedabad, Gujarat
                        Sep 23, 2022
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                        Address: Ahmedabad

                        Cred — They have not refund amount since last 16 days.
                        On the 7th Sep I made a payment of 327811.20 and same was debited from my account. i received a message stating there was an error and if the amount is debited same will be credited to my account in 5 to 7 working days. I drop a mail and request to refund the amount as this was a credit card bill payment but they did not responded.

                        The amount which was supposed to be credited in 5 to 6 working days (as mentioned by them) that date is getting changed from 5 to 6 days to 10, and from 10 to 12, Then 14 days, but till date there is no clue on the refund..

                        they said you will receive your refund by 21st, but I am still waiting for the refund..
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                          D
                          Diwaker r
                          from Delhi, Delhi
                          Sep 22, 2022
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                          Dear Team,

                          CRED app deducted amount of Rs.8835/- instead of Rs. 7896/- against my SBI credit card (XXXX-XXXX-XXXX-9156) outstanding. they shown his statement Rs.7896 but my bank account debited of Rs.8835/-,

                          request you to please do the needful urgently.
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                            H
                            Hussain07
                            from Hyderabad, Telangana
                            Sep 22, 2022
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                            I made rent payment transaction with credit card for amount of rs 30000 on 18th September 2022 instead of sending money to bank of baroda and I have send money to dena bank .dena bank is now bank of baroda so the thing is that amount is successfully transferred from cred with utr no:[protected].when i checked with landlord account amount is not credited when I spoke with bank of baroda they are telling that amount is with cred only they are telling they are transferred sucessfully please help in this matter to receive money as soon as possible

                            Thanks
                            Nadeem
                            Sep 22, 2022
                            Updated by Hussain07
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                            Hussain07
                            from Hyderabad, Telangana
                            Sep 22, 2022
                            Mark as Resolved

                            I made rent payment transaction with credit card for amount of rs 30000 on 18th September 2022 instead of sending money to bank of baroda and I have send money to dena bank .dena bank is now bank of baroda so the thing is that amount is successfully transferred from cred with utr no:[protected].when i checked with landlord account amount is not credited when I spoke with bank of baroda they are telling that amount is with cred only they are telling they are transferred sucessfully please help in this matter to receive money as soon as possible

                            Thanks
                            Nadeem
                            Sep 24, 2022
                            Updated by Hussain07
                            Till now they are not taking seriously on this matter I can send you landlord updated passbook for your reference
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                              T
                              Teja8888 Nava
                              Sep 20, 2022
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                              Payment issue under process

                              Address: Adilabad telangana

                              I paid the credit card payment on 16 sep today date 20 till now it's under process and due date was 23 no response with ur mail id and with ur tickets or id s clear the Issue others wise refund amount I have an auto debit on my card am totally unsatisfied with ur customer service no contact no no service call even u don't have any call center no to help customers...
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                              ARSHADrais
                              Sep 19, 2022
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                              9/19/2022
                              Cread app.
                              as i have paid the the credit card bill.the amount has been debited but not recived to merchant. so pls solve the issue, so tht i can get the refund.
                              Phno pay UTR NO:[protected]
                              cred app order id 23NQ95LYEN08
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                                S
                                saiyaz alam
                                from Bihar Sharif, Bihar
                                Sep 16, 2022
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                                Address: bihar sharid nalanda 803111

                                Dear Cred app,
                                Accuatally sir,
                                i have paid 7646.10 Rs money through cred app since 07 september 2022, credit card bill jumbo loan, today i spoke to customer care hdfc bank. he said no any payment for that date but deduct money from my account.so again today i paid 7646.10 Rs-so please check and refund money in my account as soon as possible.
                                credit card last 4 digit no-9097
                                order id- 5YG33DLE06G
                                UTR[protected]

                                Thanks
                                mohammad saiyaz lam
                                [protected]
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                                  E
                                  Ea3
                                  Sep 15, 2022
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                                  Hello there, I am writing this because of mental and financial torture I am facing because of this app called CRED. I have used this to pay my credit card bill on 4rth of sep 2022 money got deducted two times from my bank and it got credited to my credit card bill one time the other 2nd time money deducted (22300) is not been refunded till now. Neither I'm getting any proper response from customer support team till now. I'm suffering alot of problems due to this inconvenience and stucked money on CRED. I am not sure if they people have any intention to refund my money. I'm getting call from CSR team to just keep waiting and they are so unprofessional to another level keep asking my bank statement and hang up on me right after telling to keep waiting.
                                  Also I got a fraud call two days ago on behalf on CRED i was in big risk.
                                  Now I am being mental and financially tortured by this app CRED and it's staff.
                                  What should I do?
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                                    I
                                    ImSalman
                                    Sep 14, 2022
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                                    Address: E-199 Gali No-3 West Vinod Nagar
                                    Website: Cred App

                                    On the 05th sep i made a payment of 14122 and same was debited from my account. i received a message stating there was an error and if the amount is debited same will be credited to my account in 5 to 7 working days. i drop a mail and request to refund the amount in 24 to 48 hours as this was a credit card bill payment but they did not responded.
                                    Till date that is 14th Sep i have not received my refund. i have raised complain to cred grievance, HDFC Bank where i communicating with them under Ticket ID – DELC[protected]
                                    But they still not return my amount..neither i received from cred side nor on Bank side..what should i do.
                                    +1 photos
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