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Cred Complaints & Reviews

1
Updated: Nov 18, 2025
Complaints 679
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Cred reviews & complaints page 17

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C
ChanduSharma
from Jaipur, Rajasthan
Aug 9, 2022
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Address: Jaipur

As requested by your team, Please find the attached screenshot for the payment received by the merchant.

As per the merchant statement, the transaction failed due to some two-factor authentication failure, so kindly initiate the refund for the same as it is been already 10+ days since the transaction has not been credited to the merchant account.

I am under great pressure from the merchant end so please initiate the refund, or let me know do I need to raise a concern on Twitter or Consumer court because none of your representatives or the support is taking this matter seriously.

Kindly reply to me ASAP regarding the same. Looking forward to hearing from you
Aug 09, 2022
Updated by ChanduSharma
Hello CRED team,

Please look into this matter and let me know. Where exactly things are going and what is happening with my ticket raised?

I am very much fed up with the behavior of CRED support
Aug 09, 2022
Updated by ChanduSharma
I had paid school fees on 29 July 2022 and it's the 5th day and I don't see any progress on it. The fees are still not processed and not receiving the right update from the CRED team. This is Highly ridiculous that the fees are neither getting processed nor getting refunded. Very irresponsible act from the team. The last day to pay fees is today and the team is not doing anything. I raise requests and they keep closing it without resolution
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    V
    venugopal bestha
    Aug 9, 2022
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    On 02.08.22 i paid my yes bank credit card bill through cred app my amount debited from my bank account but neither credited to credit card company nor reversed to my bank account
    [protected] is my mobile number
    alo.[protected]@gmail.com is my mail id pls do the needful
    +1 photos
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      S
      Siva423
      from Kadapa, Andhra Pradesh
      Aug 9, 2022
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      I had made a payment for hdfc credit bill through cred app, it showing payment failed but money deducted from my account .in cred it was showing money will be reversed but its been 5 days still i didnt get any amount back.and very bad customer support from the cred.
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        T
        Trilochan Reddy R
        Aug 8, 2022
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        Hi
        I have made a payment of 67100 towards my Yes bank credit card on 3rd August 2022 through Cred App. Amount is debited from My savings account but it is not credited to my credit card. 7th August 2022 was my due date and today is 8th there is no action. I have written queries and mails but they are giving only computerized responses. Order ID NXN4VJ6PQ0J.
        Please solve this issue at the earliest.
        Aug 08, 2022
        Updated by Trilochan Reddy R
        Mobile Number [protected]
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          U
          Umang01
          from Bengaluru, Karnataka
          Aug 8, 2022
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          I tried to pay the Axis Credit Card Bill of rupees 9708 with Order ID 2YQ0VJZZJJR using the CRED app on 30th July 2022.
          The amount got deducted from the bank but the status shown was failed, and a refund was promised to receive on 5-7 working days but still, no amount got to my bank yet.

          The date on the amount deducted: 30th July 2022

          The date of refund promised from CRED is: 5-7 working days (till 7th August 2022) but no refund got back to my account

          Order ID: 2YQ0VJZZJJR
          Amount: Rs. 9708
          Card Ending Number: XXXX 5884

          Request to take appropriate action immediately to get back my refund amount to my account.
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            R
            Rahul chamar
            from Garoth, Madhya Pradesh
            Aug 7, 2022
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            Address: Garoth

            My card unblock please sir payment processing method not working so please unblock my card sir
            +1 photos
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              G
              Guru2621
              Aug 5, 2022
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              I had made the payment of rupees 65, 000 for repayment for my icic credit card in cred app but the money has not credited to my credit card but the app shows that it is successful.so please kindly do the needful
              And order id in cred app JZQ1G9R66Q3W
              And utr id[protected]
              +2 photos
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                V
                Venkytl
                from Visakhapatnam, Andhra Pradesh
                Aug 4, 2022
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                Myself T L Venkateswara Rao, working in DRDO, Min of Defence, Govt of India.I have been using CRED for more than a year for credit card card bill payments and i felt it was quite user friendly app.

                2. But, the last credit card bill payment in the month of July 2022, I was charged an interest by SBI due to late payment which was completely not my mistake.

                3 The same, I will explain you in a sequence

                I have paid 10000/- towards credit card bill using UPI on 19 Jul 2022 and the popup appears as Payment successful and my amount was debited. since my credit card bill due date was 21 Jul 2022, i was relaxed because i have paid on time.

                Later, on 25 Jul 2022 which was after my due date i have received a message saying that your credit card bill payment has failed. If my bank has not accepted the payment due to server issues, they should credit back my amount on the same date stating the reasons. Even-though, they are not credited the amount, atleast they should inform then i would have pay another payment.

                4. The next difficulty i faced was there was a link in that message for instant refund. I tried using that link to give details of my account for refund, but I am unable to submit.If that instant refund method works, atleast i would have paid on the date when i received that message.I waited for next day since i didn't have enough money in my savings, i didn't get refund on the next day and i borrowed money from my friend and paid on 26 jul 2022.

                5. Due to the above, I was paid late by 5 days, SBI charged an interest of around 2500/- including taxes.Henceforth i request you to kindly take necessary action and compensate my losses incurred.

                Order Id for reference: J25W9XPD0XDR

                Regards
                T L venkateswara Rao,
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                  D
                  dolly sehgal
                  from delhi, Delhi
                  Aug 4, 2022
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                  Website: [email protected]

                  I have made payment 15237/- through cred app on 31st july for my SBI in cred app it is showing payment processing till 1st august order id in cred are VNVQ31LZVZ4
                  please refund my money or else pay to credit card
                  +1 photos
                  Aug 04, 2022
                  Updated by dolly sehgal
                  please resolve my problem
                  Aug 05, 2022
                  Updated by dolly sehgal
                  refund bt recvd
                  Aug 05, 2022
                  Updated by dolly sehgal
                  refund not recvd
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                    T
                    tks1
                    Aug 4, 2022
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                    Payment not credited in my credit Card amount of Rs, 99000/- but amount debited form my bank ORDER id 68GN3LRN92.

                    This amount neither credited in my credit card nor refunded in to my bank account after the transaction 72 hours.

                    for that i have to pay additional charges to pay for late payment.

                    Regards,

                    K. Tulsi.
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                      A
                      Anil_Tigga
                      from Delhi, Delhi
                      Aug 3, 2022
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                      Website: Cred

                      Its almost a more than a month when i ordered from Cred Shopping, when i filled the complaint after 15 days they told me to share the Accounts Details, as they refund the amount, i shared the account transactions, till today they haven't Refund the money, they only said we will get back you in 48 hrs or 72 hrs, but they only send the Computerized messages.
                      +3 photos
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                        V
                        Vinitkumar28
                        from Bengaluru, Karnataka
                        Aug 2, 2022
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                        Address: [email protected]

                        Hi,

                        This is Vinit Kumar from Bangalore, On 29th July 2022, I made a FastTag bill payment through the CRED app. The amount debited from the card but not yet credited to the Paytm FastTag wallet.

                        I send lots of emails to the cred support, on CRED social media(Facebook cred support, Twitter cred support) but they are just doing time pass and not showing intention to refund the amount or credit to the FastTag account.

                        I shared the Paytm wallet statement, Paytm FastTag statement, and Paytm emails to CRED support through all modes of communications.

                        I have enough evidence that the amount is not yet credited to the FastTag account.

                        CRED ticket id 5067000, order ID XZYL5X22W8G9, transaction reference ID "7byez0lzaGvXNM1lJLDR"

                        Total Amount Rs. 5000
                        +1 photos
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                          V
                          vikki098
                          from Pune, Maharashtra
                          Aug 1, 2022
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                          I have made a payment of Rs.58761 on 29th july through CRED app for my SBI credit card. Payment has been made from my google pay(HDFC bank account) - Till today 01.08.2022, it is NOT credited to my Credit card. Order id of CRED is 8Q1P2054YPN & My complain no is 5069043

                          CRED App is still showing as payment processing and showing as fully paid in CRED app whereas the payment is not reflected in my SBI Credit card statement. Support is very poor over mail or App. It is unnecessarily giving torture and restless to consumer's. Kindly do the needful either pay it to CREDIT Card account or refund it
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                            S
                            subho sen
                            Aug 1, 2022
                            Resolved
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                            Resolved

                            I have made payment of RS.20000 through Cred app on 29th July, 2022 for my SBI credit card.In cred app it is showing "payment processing" till today 1st August, 2022.Order id in Cred are LPGN326L5XW and V6R2YWGWLDJ

                            Please refund my money or else pay to credit card.
                            Aug 1, 2022
                            Complaint marked as Resolved 
                            After longer waiting, received my money back.
                            Aug 01, 2022
                            Updated by subho sen
                            In Cred app it is showing payment processing after 4days.Please refund my money or pay to my credit card.

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                              S
                              Shaloo Sevlani
                              Aug 1, 2022
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                              Address: Bengaluru

                              I recharged my mobile using cred app for 719 rs, recharge was not done so i waited a whole long day without any recharge done on my phone, next day i got respong from cred app that the money will ne refunded to source account which is not yet done
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                                A
                                anand shrimali
                                from Mumbai, Maharashtra
                                Aug 1, 2022
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                                Address: Bengaluru

                                Last Saturday 30 July I paid my credit card bill through Cred App

                                My credit bill amount is Rs 8837 but Rs 9332 has been deducted from my account

                                Narration No. : KQSHQ74IAB7KDOWRCQ/PAYUCREDCLUB
                                Reference Number : [protected]
                                Account Number : [protected]
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                                  L
                                  Lovekesh.pahuja
                                  Jul 30, 2022
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                                  I have made a payment of Rs.49530 on 29th July through CRED app for my Tata SBI credit card. Payment has been made from my HDFC Netbanking - Till today 30.07.2022, it is NOT credited to my Credit card. Order id of CRED is LNL4XLDL6Y3

                                  CRED App is still showing as payment processing and the payment is not reflected in my SBI Credit card statement. Support is very poor over mail or App. It is unnecessarily giving torture and restless to consumers. Kindly do the needful either pay it to CREDIT Card account or refund it righ now ASAP.
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                                    D
                                    Debkumar Maity
                                    Jul 29, 2022
                                    Resolved
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                                    Resolved

                                    I have made a payment of Rs. 5051 on 29th july through CRED app for my SBI credit card. Till now, it is NOT credited to my Credit card. Order id of CRED is W66YPGG00D6

                                    CRED App is still showing as payment processing and showing as fully paid in CRED app whereas the payment is not reflected in my SBI Credit card statement. Support is very poor over mail or App. It is unnecessarily giving torture and restless to consumer's. Kindly do the needful either pay it to CREDIT Card account or refund it.
                                    Aug 2, 2022
                                    Complaint marked as Resolved 
                                    Got refund today
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                                      I have made total of 8 transactions on 15th JULY 2022 in which 2 got failed and no amount debited which is fine. Out of the 6 successful payments which are listed below, one payment of Rs.5000 on 15th July through CRED app for my ICICI credit card is not credited. Payment has been made from my ICICI savings account using NEFT and UPI via CRED app - Till today 29.07.2022, it is NOT credited to my Credit card.

                                      Amount ORDER ID ...
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                                      S
                                      Sachindn
                                      from Delhi, Delhi
                                      Jul 28, 2022
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                                      Harassment for my family, relatives, friend, clients etc

                                      I have took credit Card & Personl loan from SBI Credit Card as well as CRED. After delayed in some payment SBI Credit Card recover agent called my family Senoir citizen member as Well as Friends relatives my client & threatning for payment recovery. Cred also doing same. In my family n friends most of the people having diabetic & BP. So they recieved threatened call from both SBI recovery Agent as Well as Cred Recovery Agent. My Aunt's health...
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