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Cred Complaints & Reviews

1
Updated: Feb 16, 2026
Complaints 687
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71
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Cred reviews & complaints page 23

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H
hemraj721
from Jodhpur, Rajasthan
Jun 5, 2022
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Hello sir i paid house rent through my card payment deducted from card but not received in account it's almos 5 days done.
My order id id is - 4NQXJ60NJXJ8
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    A
    akiankitaki
    Jun 5, 2022
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    Address: BANGLORE

    I made a rent payment through cred app by using my credit card of amount rs 40000/ on 31/05/2022.
    But the transaction is still in processing and the amount got deducted and not credited in to the beneficiary account.
    Cred support in the app is not giving any information.

    Amount: 40000
    date: 31/05/2022
    order id: 385l6v5pq6yr
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      S
      Sampath kumar Baisani
      Jun 4, 2022
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      Paid rent throught the cred app from my SBI card on 31 may 2022 it is still in processing .when I try to raise customer support request they are simply sending a auto reply as we working on the issue . This is really a mental pressure. Amount is 27000
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        K
        Kanil000
        from Visakhapatnam, Andhra Pradesh
        Jun 4, 2022
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        Address: No 1198/1199 3rd floor salarpuria emporium, 100feet rd Hal stage 1, bengaluru karnataka 560038

        I had made a payment of 30 k on 31may 2022, and almost 4days till now amount wasn't settled to my card, I make follow up but no response from cred team,
        The due date of my CC is June 6, if amount wasn't settled it lot of my amount

        Please take action against it
        Transaction I'd YZ9VEDVJ1R3E

        Please take action and save me from heavy loses
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          K
          Kanil000
          from Visakhapatnam, Andhra Pradesh
          Jun 4, 2022
          Resolved
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          Address: No 1198/1199 , 3rd floor salarpuria emporium, 100feet rd Hal stage 1, Indra Nagar, bengaluru, karnataka 560038

          I had made a payment of 30 k on 31may 2022, and almost 4days till now amount wasn't settled to my card, I make follow up but no response from cred team,
          The due date of my CC is June 6, if amount wasn't settled it lot of my amount

          Please take action against it
          Transaction I'd YZ9VEDVJ1R3E

          Please take action and save me from heavy loses
          Jun 4, 2022
          Complaint marked as Resolved 
          Transaction I'd YZ9VEDVJ1R3E
          Jun 04, 2022
          Updated by Kanil000
          Till now not reslove
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            A
            arijitsen22
            from AGARTALA, Tripura
            Jun 4, 2022
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            Amount debited from bank but not credited to credit card account

            Address: bangalore , karnataka

            Hi,

            I have paid an Amount of Rs 18900/- on 29th may 2022 through cred app to my credit card no [protected], and the amount got debited from my ujjivan small finance bank account number [protected]. But the amount has not been credited to my credit card account nor refunded to my ujjivan small finance bank account yet.

            Name- Arijit Sen
            Card no- [protected]
            amount debited from-...
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            V
            vinayr123
            from Bengaluru, Karnataka
            Jun 4, 2022
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            I oaid electricity bill from cred. They charged 1.5% transaction fee on the payment, even though I used UPI.
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              B
              bsrajput369
              from Harda, Madhya Pradesh
              Jun 3, 2022
              Resolved
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              Resolved

              Address: Harda

              Sir
              I pay Rent 35000/- rupees by cred apps 01/03/2022 but after 2 day rent Amount not credited my bank account. Than i repeat rent pay 10000/- rupees but its not credited my bank account. please do action positive and close this apps parmanently. Thanks
              Jun 4, 2022
              Complaint marked as Resolved 
              10000/- credited my account but 35000/- rupees not credit please call back my number 9926617035
              Jun 03, 2022
              Updated by bsrajput369
              Sir
              I pay Rent 35000/- rupees by cred apps 01/06/2022 but after 2 day rent Amount not credited my bank account. Than i repeat rent pay 10000/- rupees but its not credited my bank account. please do action positive and close this apps parmanently. Thanks
              Jun 05, 2022
              Updated by bsrajput369
              Today 23:33 cred told me amount credited in 5 minutes but after 00:05 cred told amount credited 1 day. Why it's not good. Msg not go in public about cred. Please credite my amount 35000/- rupees. I sure you I couldn't use Cred again.

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                J
                Jatinghai1708
                from Delhi, Delhi
                Jun 3, 2022
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                Website: Cred

                I had initiated my rent on 1st of June via cred which was supposed to be credited in my landlords bank account in few minutes. They also charged a fee of Rs 400 from me and now they are not even responding properly on my e-mails. They just give a stupid response that we are looking but have no proper reason for the default. My landlord has still not received the rent and he is continuously asking me every day. I am out of money and this company is not even responding properly. I am attaching screen shot of the transaction, please help me get refund of my money as I need it urgently
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                  M
                  mrunmayee
                  from Ahmedabad, Gujarat
                  Jun 3, 2022
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                  Address: Jalandhar, India

                  Rs. 8000 has been deducted from my SBI account when i tried to pay my credit card bill but was not deposited to bank yet.
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                    P
                    psujit37
                    from Mumbai, Maharashtra
                    Jun 3, 2022
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                    Address: 4sq LADY IRWIN SR.SEC. SCHOOL,SHRIMANT MADHAV Rao scindia marg.new delhi-110001

                    Sir, My hdfc credit card paymet rs 67521/-, today i payment rs 68720 over payment rs 1199/-
                    Jun 03, 2022
                    Updated by psujit37
                    pl refund rs 1199/-
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                      S
                      SThanneeru
                      from Bengaluru, Karnataka
                      Jun 2, 2022
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                      Resolved

                      Unauthorized money deduction from my bank account

                      Address: Bangalore

                      Hi,

                      I have taken a loan from CRED on Nov 30th 2021 and repaid on Dec 7th 2021 for my education fee payment.
                      Recently there was an unauthorized money deduction from my bank account of 44873 and i immediately contacted on May 5th 2022 support team as they don't have customer care number. Since then they have been sending emails that they are working on it but no refund initiated again today I have got another message...
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                      M
                      Manikandan SP
                      Jun 1, 2022
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                      I apply loan(idfc first bank) from cred app for 15000, but immediately its cancelled (loan no[protected], but in idfc bank side sent letter for me pending emi, its affected credit score near by 400 points, i sent mail to cred app they told not credited to u and we will inform to them and rectify this issue, i sent regularly mail to cred app they told me within 48 to 72 hours again and again told me, for last 2 month still not rectify issue and not increase my credit score, pls help for me
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                        A
                        atulyadav1286
                        from Anand, Gujarat
                        Jun 1, 2022
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                        Address: Anand
                        Website: CRED APP

                        My Platinum Credit Card Payment was due on 24th March'22, And I was paid 160.02 on 24 March '22 by CRED for PLATINUM CREDIT CARD as per CRED Shows and Notification, But payment was credited in Icon Credit Card, I was not aware it was wrong and i feel free because i thought payment had done.
                        Hence, My Cibil Credit Score down by 68 points .

                        And after some days RBL Care phone called me for due payment and i did for exact 14 april '22 by bank NEFT. I thougt it was technicale mistake so, i ignored.

                        Again, Same Thing begun in May'22

                        My Icon Credit Card Payment was due on 04th May'22, And I was paid 67945.96 on 04 May '22 by CRED for icon Credit Card due as per CRED Shows and Notification, But payment was credited in Platinum Plus Super Card. and i chacked immidiet in RBL My Card app . but not any getting then i was called to RBL Customer Care. and they replied will be shown after 2 working days then i have requested to swap to Icon and they did on 10th May ' 2022 .
                        Till that, RBL Charged 1500 + 270( GST )
                        and Finance Charge Rs. 2221
                        Deferred Finanace Charge 617
                        Total Charges 4608.

                        Cred not responding
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                          A
                          anil4979
                          from Hyderabad, Telangana
                          May 31, 2022
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                          This is Anil .I have made 3 transaction towards my credit card bill payment
                          28/05/2022 - UPI/[protected]/payment on CRED/cred.[protected]@axisb/Axis Bank Ltd./ACDb52gDJ7XjEDq 1002
                          28/05/2022 - UPI/[protected]/payment on CRED/cred.[protected]@axisb/Axis Bank Ltd./ACDyXKQkJLk7rl2 1003
                          28/05/2022 - UPI/[protected]/payment on CRED/cred.[protected]@axisb/Axis Bank Ltd./ACDpaYqQVyz6mgB 5011

                          Total 7016 paid on 28th May even on 31st it is not reflected in statement. Can you please check.

                          please provide feedback to [protected]@gmail.com
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                            H
                            Harshitha A K
                            May 31, 2022
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                            I had paid school fees on Friday and it's the 5th day and I don't see any progress on it.The fees is still not processed and not receiving right update from CRED team.This is Highly rediculous that the fees neither getting processed not getting refunded. Very irresponsible act from team. The last day to pay fees is today and team is not doing anything . I raise requests and they keep closing it without resolution
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                              A
                              aryan6667
                              May 30, 2022
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                              Address: Mumbai

                              I ordered a product from cred on 16th May 2022...on 25th May when I checked the inbox it's showed that product was already delivered..i contacted the delivery boy (contact no [protected] ) he abused me and market my no as a blacklist...now from 25th May I'm begging help from CRED and they are not listening
                              Now, never ever use CRED for anything.. once you get your money back, just uninstall it, I have already uninstalled it. because it gives financially and mentally stress..
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                                R
                                RajeshBaraiya
                                May 30, 2022
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                                Resolved

                                Website: cred.club

                                I paid my icicic cc bill of 26400 rps on 27th may using axis bank upi, it has been 4 days, still amount is not credited to my credit card account.. This is surely a founders app. you can't contact his rubbish customer care.. there is no landlines or any other numbers to call..you can mail only, and they will not answer on time. even they are not creating a ticket for this.. let's see what happens.. or I am going to file a police complaint against this fraud app.
                                Jun 1, 2022
                                Complaint marked as Resolved 
                                I kept mailing them regarding this issue with screenshots, they I mailed them on [email protected] finally they credited the amount on 1june 2022
                                May 31, 2022
                                Updated by RajeshBaraiya
                                Out of 26430 rupees 20000 credited to my credit card today.. now 6430 rupees are remaining..

                                Jun 01, 2022
                                Updated by RajeshBaraiya
                                Finally They credited full amount to my credit card.. now I am uninstalling this app for forever..

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                                  R
                                  Rohit0090
                                  from Noida, Uttar Pradesh
                                  May 30, 2022
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                                  Don't Ever Use the CRED app for Payments of Credit Cards, The CRED app sells their Data to Fraudsters, After which you, ll start Getting Anonymous Bank Fraud Calls, They Don't Respect your Private Details for Money, They Misuse It.
                                  Being A Lawyer I Got To know about this from Various Sources, Soon Gonna To File a PIL in SCI, Regarding CRED, Currently in Search of Some more of Evidences.
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                                    S
                                    Ssc Champ
                                    May 28, 2022
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                                    On 10 th May, Super Daily returned my money of Rs. 3714 to CRED, today is 28 May, my money has not been credited to my account from cred. I shared paid Id with CRED on mail. Their reply was very childish and irresponsible. They said we have not found same amount of transaction from my account. Although I have told them some amount was deducted by super Daily for giving their service to me. But not get any reply yet. I don't know whey they are not returning my hard earned money.

                                    Ticket ID : 4212616
                                    May 28, 2022
                                    Updated by Ssc Champ
                                    On 10 th May, Super Daily returned my money of Rs. 3714 to CRED, today is 28 May, my money has not been credited to my account from cred. I shared paid Id with CRED on mail. Their reply was very childish and irresponsible. They said we have not found same amount of transaction from my account. Although I have told them some amount was deducted by super Daily for giving their service to me. But not get any reply yet. I don't know whey they are not returning my hard earned money.

                                    Ticket ID : 4212616
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