HDFC Bank Complaints & Reviews

Hi,
This is Ragini here. HDFC has provided me a credit card, But they have not informed me any annual fee will be charged for this. Even in the Kit it was not mentioned any where. Now they have generated a bill on 16th July that I have to pay 673 rupees for annual fee. After that many times I have called for resolving this issue. But no solution till now. Now I don't want this card and please take this card back.

I took a policy with hdfcsl insurance and agent of the bank told its a good policy and you will have more benefits and ,I need to pay minimum policy term for 3 years. And when I went to the bank to surrender the policy they simply said I will be paid only current share market value which was only 52,000/- and from that 30% will be detected as surrender charges. When I enquired it was informed by the person in charge of that branch to me to launch a complaint if you want
Then I launched a complaint to the Bombay through email. But the resp once what I got was you have signed in all the papers and everything seems to be correct.
But they have not understood my question. My question was why your agent didn't informed about the involvement of share market with this policy.
But even after my reply mentioning my question clearly I got no response from them.
And even after paying the fifth premium there is no guarantee that we will get our invested money in full.it will be coming back without the surrendering charges but the depends on the share market value at that point of time. Then there is no meaning in my investment.
Sunil kumar
Chennai
[protected]

respected sir,

i have taken hdfc credit card on july 2011 limit of 50,000 and i regularly made the payment and i met with accident after i requested bank that give me time after start harrased from recovery people and tortured went to my family harrased every one and i filed legal notice and further settlement come to court also after 2 years again they started harrasing and i not get job and they spoil my reputation in the market kindly help me out in this regard.

with regards,

M.Seshasai
[protected]

i want to track my personal loan details. my reference ID is 25169236. i also want to register this loan in my HDFc netbanking. please help me with this. everytime i tried to track the etails by using my reference number, it says invalid account.
plaese do the needful ASAP.

Dear sir,
My account No. is [protected], this is my Salary account. In my account last day deducted rupees in name of ASD D . bank deducted in name of ASD D a sum 5000 and more.

The following dates as follows.
02.08.13 393.26
02.08.13 393.26
02.08.13 393.26
02.08.13 393.26
02.08.13 393.26
02.08.13 393.26
02.08.13 393.26
02.08.13 393.26
02.08.13 393.26
02.08.13 393.26
02.08.13 393.26
02.08.13 393.26

so that i request all HDFC Authority kindly help me return back my money. i am very poor boy this amount will very big think for me.

Thanking you,
Amol BHandare
aml143.[protected]@gmail.com
[protected]

To
The HDFC bank,

Dear Sir,

I applied for personal loan and have submitted the documents on 22/07/2013 which is collected by your Executive next day verification is done in my house.

I didn't get any reply on the same so i called the customer care regarding the status and they have told that your application is rejected. When asked him the reason he told me that i was applied for the personal loan in May 2007 which was rejected due to the ex-company verification. i told him my company has closed the business in 2006 only. how can u consider my previous company details and previous applied loan application status, where as i have already having A Home loan and Credit card with HDFC bank. i am very disappointing with the services and response provided by the HDFC Bank to. I am a very old customer of HDFC bank and due to some very urgent financial needs i was applied for personal loan. if you people not help me in my needs and give me UN-acceptable reason will not going to continue any form of transaction with the bank. I am now planning to transfer the my existing Home Loan to some other Bank.

I want to know why my application is rejected.

My details is follows.

Akbar Ansari
Holding HDFC Bank Salary Account
Application No: 25148286
Home Loan Account Number :[protected]


Need your immeduate respone.

Dear Sir/Madam,

I have a home loan account with HDFC Limited. The loan commenced in Oct 2007 and my home loan account number is[protected]. I want to make part payments on monthly basis. When I approached the bank to make the part prepayment HDFC tells me that I have to make part pre-payment of atleast three times the amount of my current EMI. My home loan agreement does not state that nor have I received any communication to this effect. I asked the bank executive to provide these conditions to me in writing to which he declined. What kind of business practice is this ?? This is nothing but extortion ?

Can HDFC change their policy without giving it in writing or officially informing the customers? Can they differentiate, between their customers ? Need your urgent attention on this please.

Hi,
This is Gour Kishore dey from kolkata. my date of birth 26th March'1985. My PAN number is AORPD5601F. Due to some personal issue i am unable to continue with HDFC life.
so, would request you to please my cancel my URN number as soon as possible.
My contact number : [protected]
Email - [protected]@gmail.com

Regards,
Gour Kishore Dey
[protected]

HDFC bank has charged excessive interest on my credit card(# ending in 2713). Even though part payment was made against the statement issued for the month of July, the interest was calculated on the total amount till the payment date(which is before due date) and the amount remaining after part payment till the next statement generation date.
Also the credits other than payment were not included in interest calculations.
All together there is around 500 Rs of excessive interest charged on my July's statement.
Their call center agents and Credit Cards Correspondence officer(contacted via email) kept on explaining and adding new rules for interest calculations every time.

Hello:

I've applied for upgradation of Card 10th of this month. I received the card 15th July, the same day i received mail stating "Pin is sent" but after 10 days i found out from the Branch (Mahindra World City, Chengalpattu) that my address was not reachabe. (How in this world my address was reachable for card but not for Pin)..

Ok any way they(HDFC Mahindra World City- Branch) convinced me telling postal services are bad they asked me to apply for Regeneration of Pin on 24th July and i did it, Today i came to know from the phone banking they dint receive the request at all. When enquired the same about this to Branch, they are not responding properly, they ask me to re-apply for the regeneration of Pin.

How many times do i need to re-apply, what mistake did i do? I Applied 21 days prior to ensure i recieve within 31st (Salary Date) but still no hopes.. Ok If iam not receiving the PIN within 4 days iam surrendering the Card and will go for other banks..

I Mayank Agrawal had a complaint against Hdfc bank Lahurabir Varanasi employee name vinay kumar (RM) is not attending my complaint for last one year, he is not making my current ac preferred because of that many charge has been made in my ac.

Dear Sir.

This is with reference to issue faced recently with HDFC Pvt Ltd, as am a salaried -savings accounts holder with the company since 02/09/2010. I have never faced any major money deductions from company side till 12/07/13. Very recently, my previous company PF was deposited with 6129rs out of which 1470Rs HDFC bank has been deducted without any prior intimation. I am completely upset and disappointed when i look at my present balance. As it is 0.00Rs now. Kindly look into my issue and do the needful to recover my money back. I am ready to provide any information related to my account if asked for.

Please find the generated online HDFC bank statement



HDFC BANK Ltd. Page No .: 1 Statement of accounts


Account Branch : VIDYANAGAR
Address : 1-8-702/18, PAKHAL PLAZA
NEXT TO SHANKAR MUTT
MR. VEMULA ARAVIND NALLAKUNTA, VIDYANAGAR
GEMINI COMMUNICATION LTD City : HYDERABAD 500044
[protected]/A/B STREET NO-3 State : ANDHRA PRADESH
TARNAKA Phone no. : India
HYDERABAD 500017 Email : aravind.[protected]@yahoo.com
ANDHRA PRADESH India OD Limit : 0.00 Currency : INR
Cust ID : 36969739
JOINT HOLDERS : Account No : [protected] OTHER
A/C Open Date : 02/09/2010
Nomination : Not Registered Account Status : Regular
Statement From : 01/01/2013 To: 26/07/2013 RTGS/NEFT IFSC : HDFC0001628 MICR :[protected]
Branch Code : 1628 Product Code : 105

-------- [protected][protected] [protected] -------- [protected] [protected] [protected]
Date Narration Chq./Ref.No. Value Dt Withdrawal Amt. Deposit Amt. Closing Balance
-------- [protected][protected] [protected] -------- [protected] [protected] [protected]

26/02/13 AMB CHRG INCL ST & CESS FOR DEC2012 [protected] 26/02/13 393.26 224.14
18/03/13 AMB CHRG INCL ST & CESS FOR JAN2013 [protected] 18/03/13 224.14 0.00
01/04/13 Credit Interest Capitalised [protected] 31/03/13 21.00 21.00
02/04/13 AMB CHRG INCL ST & CESS FOR FEB2013 [protected] 02/04/13 21.00 0.00
12/07/13 NEFT Cr-SBIN0000878-EMPLOYEE PROVIDENT F SBINH[protected] 12/07/13 6,129.00 6,129.00
UND ORGANIZATIO-ARAVIND VEMULA-SBINH1319
3104503
14/07/13 ATW-[protected]-SR NGR OFFSIT [protected] 14/07/13 400.00 5,729.00
18/07/13 ATW-[protected]-SR NAGAR OFF [protected] 18/07/13 400.00 5,329.00
21/07/13 NWD-[protected]-YDERABAD A [protected] 21/07/13 400.00 4,929.00
21/07/13 POS [protected] ROB POS DEBIT [protected] 22/07/13 2,659.00 2,270.00
23/07/13 AMB CHRG INCL ST & CESS FOR JUN2013 [protected] 23/07/13 393.26 1,876.74
24/07/13 ATW-[protected]-SR NAGAR [protected] 24/07/13 800.00 1,076.74
25/07/13 AMB CHRG INCL ST & CESS FOR JAN2013 [protected] 25/07/13 169.12 907.62
25/07/13 AMB CHRG INCL ST & CESS FOR FEB2013 [protected] 25/07/13 372.26 535.36
25/07/13 AMB CHRG INCL ST & CESS FOR MAR2013 [protected] 25/07/13 393.26 142.10
25/07/13 AMB CHRG INCL ST & CESS FOR APR2013 [protected] 25/07/13 142.10 0.00


******** **************************************** **************** ******** ****************** ****************** ******************
********************************************************************************...⇄

STATEMENT SUMMARY :-
Opening Balance Debits Credits Closing Bal
617.40 6,767.40 6,150.00 0.00

Dr Count Cr Count
13 2

HDFC Bank Service Tax Registration NO. : M-IV/ST/ BANK & OTHER SERVICES / 20 / 2001
Registered Office Address: HDFC Bank House, Senapati Bapat Marg, Lower Parel, Mumbai 400013
--- End Of Statement ---

Regards,
Aravind V
[protected]

To
The Dept-Consumer forum,

Sir,

I am aravind vemula have a salaried-savings account with HDFC,Vidyanagar, A/C No-[protected], has recently some of my PF amount was deposited into the mentioned
account.I made few transactions, when the balance was around 1500, many times amount has been deducted .Please see the history of those transactions and Please do the needful to restore my amount back. I never saw these kind of horrible deductions till now with any other bank in india.
It's not really suggested bank to any Indians. These kind of banks to be banned in india to promote Govt Banks. They are really looting common man.

12/07/13 NEFT Cr-SBIN0000878-EMPLOYEE PROVIDENT F SBINH[protected] 12/07/13 6,129.00 6,129.00
UND ORGANIZATIO-ARAVIND VEMULA-SBINH1319
3104503
14/07/13 ATW-[protected]-SR NGR OFFSIT [protected] 14/07/13 400.00 5,729.00
18/07/13 ATW-[protected]-SR NAGAR OFF [protected] 18/07/13 400.00 5,329.00
21/07/13 NWD-[protected]-YDERABAD A [protected] 21/07/13 400.00 4,929.00
21/07/13 POS [protected] ROB POS DEBIT [protected] 22/07/13 2,659.00 2,270.00
23/07/13 AMB CHRG INCL ST & CESS FOR JUN2013 [protected] 23/07/13 393.26 1,876.74
24/07/13 ATW-[protected]-SR NAGAR [protected] 24/07/13 800.00 1,076.74
25/07/13 AMB CHRG INCL ST & CESS FOR JAN2013 [protected] 25/07/13 169.12 907.62
25/07/13 AMB CHRG INCL ST & CESS FOR FEB2013 [protected] 25/07/13 372.26 535.36
25/07/13 AMB CHRG INCL ST & CESS FOR MAR2013 [protected] 25/07/13 393.26 142.10
25/07/13 AMB CHRG INCL ST & CESS FOR APR2013 [protected] 25/07/13 142.10

Regards,
Aravind Vemula,
+91 [protected]

These people have their own list of rules viz. when they want to issue a credit card they never bother where you work and how much you get. when you apply for a loan then they start speaking all the rules on earth possible.

It looks like the personal loan is applicable only for the high class income people.

they could give me a credit card when my take home was 15K but reject my personal loan because my take home wasn't 30K. how mean.

when they want us to take the credit card they require only 1 month pay slip and companies address is enough, but when you need a loan they want a residence address and 3 months payslips. how mean these people behave. Even after my loan was rejected due to my income, i keep getting calls from their customer care executives asking if i need a loan, I need not tell about the number of mails i receive from HDFC people for the loans.

I would like their team either stop calling or at-least behave decently like other banks where they never pester to take personal loans & then reject.

I have an hdfc bank credit card for the past 3 years, just in this month i was not able to make the payment on time for some personal reason, but just after 7 days of my my due date the bank people call me up & say dat dey will send a person 2mrw at my home & u make the required payment & when i said i wont be able to pay 2mrw but will surely pay in the next week, that fellow over d phone just started talking so rude to me & i would specially like to highlight dis statement wat he told me " Agar aapki aukat nai hai toh card lete kyu ho", dis is wat he tells me, calling on my phn & making me realize abt my aukaat, the very next week i arranged the money of the entire card & have now given the application for the cancellation of my card..
I never defaulted on any payment for the entire tenure of my card & 1nce if i dont pay y do dey behave dis way, infact i shd say ki bank ki aukaat nai credit deni ki toh credit card mat do

Even when i am ready to pay the late payment fees & all other charges, ur intrest den y do i get harrassed dis way & illtreated dis way, extremely rude behaviour & from dat very moment dey lost their 1 customer, however i knw dat dey dont value any of their customers..

i am hdfc PL customer past 6 years. now my 2nd PL consignment will be completed on sep 13. Even i am defaulter and good credit scoring as per CIBIL.
So, i have applied the PL a sum of Rs.2.5 lac and collected the papers on 8.7.13 after several requested to Mrs.Kavitha and Mrs.Uma ( PL staff of HDFC) which was referred by call center against my online PL request.

Because of, They told that call us for entire activity purpose.

Till now, i am not getting the feed back about my PL status ( ref no:[protected] whether any paper need or not for approve the PL. I am ready to provide any documents. IF they need the customers.

It means that they intentionally increased the dependency and expecting the beg from customer.

It's frustrate to me. Then, why? HDFC bankers has given the form in online for apply the PL. IF they are not interest on PL business.

Dear Sir/ Madam,

This is to bring your kind attention that I, Prasanta Choudhury, son of Mrs. Latika ChoudhurI, having HDFC ERGO Policy reference no.-HN[protected], registered a cashless claim on 26th June 2013 with HDFC ERGO Policy ID ER[protected]-02M, CCN NO. RC-HS[protected] and Reimbursement claim on 29th June 2013 as my mother, Latika Choudhuri, when she was admitted to Belle Vue Nursing Home, Kolkata on 24th June 2013 with difficulty in breathing & chest pain. After receiving the sms alert from HDFC ERGO that my claim is being rejected, I called to your customer care ([protected]) and came to know that the reason for rejection under the mental disorder ground and relevant clause is section-6, clause-e & point no.- vii) which states (as per the policy paper I have received with welcome kit) the following:
Section-6: Exclusion
Clause-e: "We will not make any payment for any claim in respect of any Insured Person directly or indirectly for, caused by, arising from or in any way attributable to any off the following unless expressly stated to the contrary in this policy":
Point no.- vii): "Psychiatric, mental disorders (including mental health treatments and, sleep-apnoea), Parkinson and Alzheimer's disease, general debility or exhaustion ("run-down condition"); external congenital disease, defects or anomalies, genetic disorder; stem cell implantation or surgery, or growth hormone therapy."

As I have discussed with the doctor (Dr. Mandal: [protected]) of Belle Vue Nursing Home who treated my mother in Belle Vue Nursing Home, Kolkata , he explained me that she is diagnosed as ' SEVERE OBSTRUCTIVE SLEEP APNOEA' which cause to breath problem, not 'MENTAL DISORDER SLEEP APNOEA. He also explained that due to deposition of fat in and around of her neck, my mother is suffering with deficiency of oxygen during inhaling at the time of sleep at night and use to feel drowsiness during day time. Moreover she is mentally perfectly fit.

Inspite of submitting the document proof of the same (submitting all test report) to HDFC Claim department and inspite of several telephonic and email communication, every time they rejected my claim with referring above mentioned clause. I strongly feel this is the case of cheating & fraudulent.

I sincerely request you to kindly look into the matter and suggest me what should I do get my reimbursement of my ethical claim.

I shall also request you to take strong punishable action against HDFC ERGO, so that they do not repeat this short of incident with any other policy holder.

I’m also attaching scan copy of all medical report of my mother which shall prove sanctity of my above statement.

Looking forward for your valuable reply.

Thanks & regards,

Prasanta Choudhury
Mobile: [protected]/ [protected]
HDFC ERGO Plocy Ref. No.- HN[protected]

We have been banking with Hdfc Bank for several years now and we have a total of 11 accounts.
My emi was to the tune of Rs 1.48 L per month and the loan was successfully paid off without a single default.
Out of the blue I have received a rude letter by anindya mitra who has threatened to take action against me and close my account if I failed to operate my account as per that clerk's direction.
I was surprised and I immediately brought this errant junior clerk to the attention of Jayesh of Hdfc Grant Road Branch and one Mr Jangam.
To my surprise both of those have preferred to side with a junior clerk of crude family background versus a reputed retailer.
I have repeatedly asked Jayesh to report the deviant junior clerk to the Board of Directors so that suitable strictures may be passed against crude anindya.
Jayesh has persisted in scuttling the issue because he prefers to side with junior clerk anindya instead of senior advocate Mr Merchant.
In view of this , I have decided to move all my accounts to a better bank and I caution the trading community to stay away from such banks as Hdfc Bank.

Mr Merchant
[protected]@shoebazar.com

I have applied for Insurance policy name Crest in oct 2011 in HDFC bank branch PAYAL (Punjab) and selected fixed NAV as the option. the policy I got was with free asset allocation option, I have immediately(with in one month period) applied for the correction in fund option in the same bank branch. I have photocopy of the correction application written by bank manager of that branch. then due to some personal reasons I have to move off station, so was able to follow up only through phone calls.It was then committed to me that the required corrections has been done.Also want to mention,Bank persons said that all the documents were sent through person named Harvinder singh. Now I have checked the policy, still it is wrong product(with free asset allocation option) with my two payments already been deducted.So i am frustrated from all. I have logged several complaints with bank also they have not done any thing. They said that you have to go with this policy now and if you stop they will put huge file along with that will not return any money before 5 years. Please guide me what should I do, I donot want to continue with this. Please feel free to contact me in case any more input is required from my side Regards Manpreet singh [protected]

Myself Sankar Dey, working in Indian Navy (Military, central govt.), posted at Vizag. i was needed Rs. 6 lacs home loan for purchasing flst costing Rs. 10 lacs at Kolkata. i paid Rs. 1,50,000 to the seller and prepare sale agreement valid till 27 Jul 2013. The sales team HDFC Bank called me and offer home loan and asked for documents. The sales representative Mr. Raju Sonaka e-mailed for the required document (print screen of email is attached)....