HDFC Bank Complaints & Reviews

Dear Sir,
I have taken a TVS two wheeler loan from TVS Finance and Services Limited ag.A/c No.RJ50502448.
I have paid full and final as per company Rs.6200/- on 25.06.2011. But still my name is showing in CIBIL.

Pl.remove my name from CIBIL at the earliest.

Thanking You,

Regards,
Mohammed Sharif Hussain

sir I on your investor, my HDFC MUTUAL FUND folio no is 5459463/61 and other folio no is 5459464/58 and other folio no is 5459465/55 i not received my statements through e mail, please fwd the same on my mail id is [protected]@ymail.com needful reply please
yours
Manharlal Jariwala

Ir i have booked ticket on irctc railway site for my bank of baroda atm debit card using hdfc gateway payment option, and i have now cancelled my ticket on 23 and today is 29 august till now i have not recived my refund back. My transaction id was -[protected], [protected], [protected]. When i called irctc care center they told me this is usually happing with the use of hdfc bank gateway payment option on irctc, this has happened with me in past also. Why hdfc is doing so, if there system have been off then they should hire some good person or they should close the bank, really i will now think 100 times to open a account in hdfc, worst service, icici is much better than it. I am wasting my time in getting my refund back. I have to again go to bank of baroda then i have take the statement then i have to mail it to irctc, it really sucks, if any time hdfc looks on my complain plz reslove ur matter aur close ur bank and go to hell.

Dr. Mrinal kamal
[protected]

Dear Sir,
I Worked With HBL Global Pvt. Ltd,.But i Have No PF No. So i am Not Apply to PF. Please Give The PF No.My Last Working Date is October 31,2005,Tell me What is the proseger for recive the PF.

NAME- SANJAY SHUKLA
EC NO.- S09902
GRADE- G 4

MY MOBILE NO. IS [protected]
E-Mail ID- [protected]@gmail.com

SIR,i am having a saving account no.[protected] at chowk,patna city branch at patna since the branch origien.i have gone through a heart surgery few months ago and implanted a pace maker.due to this reasion, i couldnt operate my account and it got locked.your branch manager told me to deposit Rs.100/- to restart my s/b a/c.i deposited the amount on 09/06/2011,but my account is still locked.again i contected the branch they said that they have lost the paying slip.so i provided him the receiveing along with another application on 26/08/2011 to do me the favour.now again the branch manager is calling me at branch which i cant do as your branch is on third floor and my doctor has not suggested me to use stairs.my staff did all the above procedure,but my a/c is still locked.i am 69years old and a senior citizen dont you think that the branch manager should send his staff to me for the prosses as the staff came to while opening the a/c.what kind of behaveiour is this to the customer. MR.Bhunneshwar prasad,pattal bazar,patna city,patna-800008.[protected],[protected].

Dear Sir
I worked in HDFC Life Insurance co for 1 year , With the statement of Company going to downsize of company and we are closing branches ask for resignation in group.
I left co in the month og Sep 2010 and apply for PF but after so many followups in writing with lot of reminders Co is not taking any action till date i have not receive PF .
Pls guide me what action can i take ? where can i log my complaint ? I need my money badly.Pls Help.
Regards

Sharma

Date Narration Cheque/Ref. No. Value Date Withdrawal
18 Aug 2011 DEPOSITORY CHARGES JUL11 - XXXXXXXX [protected] 18 Aug 2011 551.50

I was told that my account is absolutely free and now they are charging me this big amount with out notifying me. This is very bad from HDFC Bank.

Please help me.

Thanks,
Kishore Repakula

HDFC File No.:[protected] Dated 17/09/2010

Dear Sir/Madam

I applied for housing loan eligibility and approval from HDFC bank. For that Bank has checked the document from the house builder & not found rajachithhi/permission from municiple authorities. Builder has assured me that same is under process and will obtain the permission soon from municiple corporation. Based on this HDFC has tentively approved my loan of of 21,60,000 INR with out taking any housing documents and took the processing fees of around 10000 INR(When I got the bank tentative loan approval,I haven't booked my house even).

While giving tentative approval letter, I asked HDFC representative that in case I don't go with HDFC bank for loan & if cancel my application, bank will return full processing fees.

I decided to cancel my loan with bank,which was not even firmed with back up documents. The loan approval was just piece of paper.

I just inquired with bank representative that how to cancel the loan(It was just inquiry) , and next day bank representative gave me cancelled loan check with half processing fees returned.I was shocked. when I inquired with bank official,this is new rule implemented. I said that it's mentioned nowhere in my letter & they say we bound by rule.

I have to loose 5000 INR for just piece of paper,which was given to me before I booked house & deduction clause was nowhere mentioned in the tentative loan approval letter. Bank representative assured me full return of processing fees,in case I cancel loan.

Even I filed on-line complain with bank (Complain No : HBL=[protected] Dated 28/12/2010) I haven't got any response to that.

HDFC bank should stop giving fake assurance to its customers. It's matter of trust which I am loosing on bank.

I request consumer court to intervene & resolve the issue.

Regards,
Kalpesh

Dear sir,

My bike (Model CD Deluxe make Hero honda Motors Ltd.) by Sehgal Automobile, Faridabad was financed by HDFC Bank Ltd. and I cleared all the EMIs on due date and time (about 2 years ago). But till now i have not received my NOC by HDFC bank. For non happening of this, i can not sale my bike to anyone. I want to purchase any other bike from Hero Honda Motors.

So, please look into the matter at your personal level and give me the response as soon as possible and send me the NOC at below given address: -

Name - Lala Ram
Address - D-589, Dabua Colony, Near Shiv Mandir, NIT, Faridabad
Mobile no.[protected]

Thanks,

Yours faithfully,
Lala Ram

Dear Sir,

I worked for
HDFC BANK LTD (Car Loans Dept) Under H.B.L Global Pvt Ltd,
Ranigunj,
Hyderabad - .

16months ago, I have resigned the company. I submitted form for PF(Provident fund) withdrawal & did many calls to HR and Hyderabad PF office for my PF enquiry but still my PF is not credited to my given account no.



kindly do the needful for my PF settlement.

Regards

Chandra Mohan

Respected Sir

From
Name Niranjan B N
Address 97/2, 10th cross, kumarapark west, Bangalore 560020
Phone [protected]

I would like to bring to your kind notice some of the terms and conditions and charges of HDFC Pension Champion which I have started investing in 2010.

HDFC Life insurance I feel is almost cheating the investor for the following reasons.

Minimum duration for paying the premium is 3 years for the above funds.

There are various charges included
investment allocaion rate (10% to 40%)
policy administration charge (0.95% of the premium amount per month )
fund management charge (1.25%)
Surrender charges

Surrender charge is especially forcing common investment due to following reasons
If the premiun is stopped in between, the policy is automatically cancelled and surrendered.
The surrender charges is 100% in the first year, 50% in the seconf year, 30% in the third year, 15% in the forth year.
Therefore the investor is forced to invest in the fund for 3 years even if he notices that the fund is not performing well.

It is similar to the zamindar system that existed in India, where rich and powerful people were forcing slavery on farmers.


These charges are not mentioned in the website which advertise about the fund.
The fund manager and the website only indicate the benifits
Therefore the investor is kept in the dark about these charges during investment.
After the first year investment is made, they send a brochure explaining the charges. And the investor cannot withdrawn from investment because of the surrender charges. The investor is in a trap.

I am completely not satisfied by the by such charges and terms and conditions and by the way they are cheating common people by hiding the applicable charges.

It would be of great help if your good office could support me so that I am not forced to furhter invest in HDFC Pension Champion.

I want to surrender the fund at the market price on the date of the surender.

If you have any further advice to me, kindly please advice me how to take it forward.

Thanks and Regards
Niranjan

To
DGM
HDFC bank
Subject:-regarding disbursement of home loan
Sir,
I myself Dr. Sangeeta Arya and my husband Dr. Anil Kumar Verma both are employed in state medical college. I applied for a home loan 17 lakhs against the property ZP079GF in Sushant city Meerut U.P. . Loan was sanctioned as per the letter dated: 25 Sep 10 undersigned by Mr. Sanjay. At the time of disbursement bank personnel Mr. Navin (HDFC Kanpur branch) refused to hand over the cheque to me, with an excuse that Ansals has not yet started the construction of property ZP079GF, so we could not give you the cheque unless the construction is started. I talked to the Ansals regarding this matter but neither construction of my property was started nor was satisfactory reply given to me by Ansals. After 4-5 months exercise I again asked Mr. Rishi Malhotra (HDFC Kanpur branch), will this problem be solved if this property is changed to property which is under construction in Ansals. Mr. Rishi Malhotra (HDFC Kanpur branch) discussed with some of his colleague and then assured, yes it is possible if your property is changed to property under construction. Although I was having 7 month pregnancy I went to Meerut and tried for the property which is already under construction. I found a property ZP53 an independent house costing around 33 lakhs (12 lakhs costlier than the previous one). To change my property I had to pay the change over fee and as the property is of higher cost I have to bear more financial burden. When I booked the new property an executive from HDFC Meerut branch Mr. Amit told me that we will get your loan sanctioned you just complete certain formalities. I discussed the same with Mr. Rishi Malhotra as he helped for the first loan taken by my husband Dr. Anil Kumar Verma against an Avas Vikas property at Kanpur. Mr. Rishi Malhotra told me that if Meerut branch is sanctioning the loan then there will be no problem in Kanpur also and you need not to give the processing fee again as it will be managed with previous sanctioned loan. Mr. Rishi Malhotra asked me to wait a day or two to get it confirmed officially. I waited and after two days asked many times from Mr. Rishi Malhotra to confirm that my loan will be sanctioned or not. There was no reply till 12 days. I again asked Mr Rishi Malhotra for the confirmation so that I can get the tripartite agreement from the builder for HDFC bank. Then it was told to me verbally by Mr. Rishi Malhotra that he has talked to his senior colleague and no need to worry as previous loan disbursement was stopped because property was in the apartment and no construction was started, but the present property is an independent house and construction has already been started so loan will be sanctioned. So even being 8 month pregnant I went to Meerut and brought the TPT agreement. I completed all other formality and submitted the TPT agreement in the bank. Mr. Rishi Malhotra told me that he has confirmed from Mr. Rahul and I can collect the cheque by tomorrow. Next day when my husband called him for the confirmation of time to reach bank for receiving the check then Mr. Rahul first time talked my husband and told that HDFC Meerut branch has made an objection that loan will not be sanctioned until 70 % construction is completed. Regarding my complaint my husband called to Mumbai customer care center on 01 – 08 – 2011 at 3:30 p.m. , from where it was told that UP is covered from Lucknow and one phone number of madam Dipti Mittal at lucknow branch given to me. Then my husband talked to madam Dipti mittal and told her complete details of my problem. She said that I will call you back after confirming the whole matter from Mr. Rahul and its solution in your favor. We waited for her back call till 05 – 08 – 2011, but I didn’t receive any call from her. My husband again called her on 05 – 08 – 2011 at 5:30 p.m. but it was late so he couldn’t talk to her. As my husband tried twice or thrice from 01 – 08 – 2011 to 05 – 08 – 2011 between 3:00 p.m. to 3:45 p.m. to contact Mr. Rahul but couldn’t as all the time he was not on seat but on lunch. So my husband called Mr. Rishi on his personal number regarding matter but he gave the phone to Mr. Rahul as he was too sitting nearby. Mr. Rahul told my husband that we can’t disburse the loan due to non construction of the 70 % property. When my husband asked, you were saying that you will call me back when we talked before but why you didn’t. He said that he didn’t call me back as he already told me about the non disbursement. My husband told him that last time our loan disbursement was hold although check was prepared as told by Mr Naveen (HDFC bank Kanpur branch) and this time again loan disbursement hold although loan sanction was confirmed on phone by Mr. Rishi. Regarding this matter Mr. Rahul accused his colleague that how he has confirmed you the loan. So after that much discussion my husband asked, if builder claims fine for the late payment then who will be responsible and are we free to go to customer care or consumer forum and lodge a complaint by your branch and your name regarding our harassment being a customer? Then Mr. Rahul asked us to wait for two days so he can discuss with builder for not charging any late payment fee with same in writing to the customer (Dr. Anil Kumar Verma) and and he will too confirm us the same on mail, but till date we haven’t got any mail.
Being a customer we are too much harassed by HDFC loan section. If HDFC is not able to disburse me the loan then it could have informed me before so that I could have gone for another option. Now this has become fault at my part for the late payment to the builder. Who will bear the extra financial burden of this late payment and upto when I would be harassed more?
Why should not I go to the consumer forum against the bank for a full term pregnant female’s harassment? Why I should not go to other banks for the home loan and also for the takeover of previous home loan by other bank against Avas Vikas property at Kanpur?
Loan File no:[protected]
Dr. Sangeeta Arya
W/O Dr. Anil Kumar Verma
Assistant professor
Department of Obs & Gynae
GSVM Medical College Kanpur UP

I had taken a Home loan from HDFC Ltd, Ghaziabad Branch. The bank has not deducted its EMI since July'11. I had talked in this respect to customer care and the branch also. They were of the openion that ECS system has not been activated, though I had already submitted all the documents in this respect before disbursement of the loan. Now the amount outstanding is for two months and they have charged interest for late payment, though the fault is of the bank.

Requested to advise.

Saket

sir,
I have a current a/c in name of sri r.r. jewels no ; [protected]. santhome branch, chennai. on 30.5.2011 sum of rupees 2581.02 and rs 225.58 on 3.7.2011. were charged for as cash deposit charges. for which i gave a letter to the local branch ,they said that i can deposit only 2 lakhs per month only. this is my third year of operation in my account i was never charged like this but now suddenly they started without intimating me .I dont understand , a person opens current account ,when he has lot of transactions of cash now i[censored] charge then why should we open a current account.It is their duty to inforn the customer now they are telling if you have more than 50000.00 cash balance you will get more services at present i maintain more than 15000. now will they repay my money or not ,orelse iam ready to close my current account plus my savings ac,my sons ac,and another 4 ac all of my family members. total of 7 acconts. because they may change their plans any time ,they say iam a priviliged customer but this is not the way to treat a priviliged customer. inspite of telling in santhome branch i have never got the repayment.. please reply me so that i can close my all account at earliest and open at some good bank who cares for their customers

I got a Rs 6 transaction made at Blr on my credit card of HDFC.

I called and they asked me to get a new card.

They do not seem to have tracked the fraudster as he is siphoning off small amounts from every card methodically.

Hello,

I applied for a Car loan in the month of May,2011 for Rs.6.99 lacs for my new Volkswagen Vento car and at the time of taking loan I was told that my monthly EMI will be less than Rs.15,238/-. But to my surprise, when I saw my bank statement, they charged me Rs.15,480/- instead of Rs.15,238/-. I lodged a complaint with HDFC Car loansupport department, and dealt with Mr. Ashish Bhatia and Sachin Gandhi, who assured me, even in writing, saying that a cheque will be sent to me within 15 days on account of the differential amount as this fraudulent activity was done by their DSA.

When I did not receive any amount even after 22 days, I called Mr. Sachin Gandhi, who informed me that since I have already signed loan papers, now they cannot do anything and no refund will be made to me. After talking to these two gentlemen it was also clear that these guys of HDFC have been trained to ditch their customers and squeeze money from their pockets in connivance with DSA. On asking they do not give any Senior Official's contact no. or detail, saying they do not have authority to disclose the same.

I think such bank should immediately be banned in the country who do not honour their commitments and who make false promises to their customers to get business and to deceive them later.

Balvinder Sharma
[protected]

Regretfully, I want to comunicate about most poor services, even for
closing the DEMAT & Trading account of HDFC Securities.
I am continuously running to their various offices in
Jaipur since almost last 6 months for closing the account (client ID
[protected], but every time the office people says that we will not close the
account, and every time provide different information & requirement for
closing the account and nobody takes responsibility to close the account.

Also one of your officer's told that, we are not paid for closing the
accounts; we are paid for opening the new accounts, and if you are
intelligent enough, then understand, why we are not closing this account.

I have visited your Tonk Road, & C Scheme offices multiple times and as I
am a house wife and not able to visit any more due to my personal
constraints, I request you to please communicate to HDFC Sec to get my account closed with immediate effect.

A pained customer from HDFC Sec,
Shahina Khan
[protected]

I was adviced for a policy as stated above. I was given a calculation that this will be better than the FD. I was not shown the calculation as the laptop went down of the consultant. I believed and asked them to go ahead if it is so. Since the consultants were known people of HDFC bank I just thought it will be so. But when I did calculation after some time I felt it was way behind the FD returns. I asked them to stop the processing. They said giving stop payment of cheque is not nice. You can withdraw after receiving the bond. I am not sure why they are not adviced to sell a product which is not good - but it is their head ache. For me I lost the interest until I get the value back in my account which takes typically 20 plus days. Will get back to this complaint if this is not cancelled after 20 days. Meanwhile it is for HDFC bank to advice their relatonship managers to explain everything.

To
The Manager
HDFC BANK Credit Card Department

Dear Manager,

I am Dipak singh. I was using credit card since last 2 year. But I never forget to pay your bill. But last 9 month I am get very torch ring form hdfc bank credit card department. I have not bought no single rupees without pay to you (HDFC BANK). But HDFC BANk Guy Everyday call me and they give me mentally harassment. Plz help me that……

Regard
Dipak singh
[protected]

Respected Sir,
i had joined as coex in Tanda Branch(branch code 1432) as on 8th. August 2008 and resigned from the post on 18th.June 2009. My emp.code was 67504. I am still unable to get full and final settlement.i have mailed so many time to HDFC HR dept. but all goes in vain .sir , kindly do the nddeful.
Yours faithfully
Dewakar Sharma
emp.code67504
([protected])