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HDFC Bank Complaints & Reviews

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Updated: Apr 15, 2026
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G
Gaurav Sotani
from Banswara, Rajasthan
Sep 21, 2011
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Address: Pune, Maharashtra

Hi,

At the time of applying for HDFC Gold credit card, I was told that for the first year there is no annual fee.It means that it is free for the first year. From second year onwards, Annual fee will be Rs.199.00 + Tax.

But after geting credit card, when I confirmed. I came to know that from this year only they will deduct annual fee.

My billing date is 10th of every month.

Please let me know about this.

I do not want this to happen.

Please revert back.


Regards,
Gaurav Sotani
[protected]
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    nisha.gajwani
    Sep 20, 2011
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    Address: New Delhi, Delhi

    Hi, I have been using HDFC salary account since 6years and had a fixed deposit with HDFC of 32,000 which they acquired from me and also I made a settlement of credit card and its been 3years now that they have not given me the NOC certificate which I really need , because of that I cannot apply for any loans or other services. Please help me getting it its urgent.
    I have already mailed the HDFC people, called them but you people at the time of taking money, reply so much, but when you take peoples money you don't even call them, reply them and just harrass them mentally.I am going to file a case against HDFC now. It has been years and nothing has been sent to me .
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      harshsinghi
      from Mumbai, Maharashtra
      Sep 20, 2011
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      Address: Mumbai City, Maharashtra

      My PF A/C No. MH/211273/6216.I am trying to settle the account since after my resignation on 30th June,2010.since then till today I was asked to fill the form twice .I did so.Now I am not responding by company officials.Company people said that as per new PF Guidelines we need to revive our PF infrastructure & then we will go for the settlement but they are not telling exact time for completion of PF infrastructure within the company since past 15-18 months I am keep on hearing the same.I dont know what needs to be done in this regards.My PF money is still lying with the company since June 2007 when I have started my job.Please do the needful.
      Aug 13, 2020
      Complaint marked as Resolved 
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        V
        vinnie13
        from Bengaluru, Karnataka
        Sep 18, 2011
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        Address: Bangalore, Karnataka

        Hi All,

        Kindly clarify on the below mentioned points :-

        1. The various charges on the card been levied evry month , even with no purchese . -

        i.e. Finance Charges, I have been told , thr will be no financial charges when the card was issued to me. Later on I never checked the card and blindly made some payments. Once I checked the Email statement , i get to know all these charges levied to me on the card. I called up customer care. From there the night mare started , first of all they kepp telling me its correct charges and then I have told to make the payment of 59000/- and was promised the finace charges will be reversed , I made the payment of 60000/- but again I saw charges for Financial charges. Again I called back to customer care , but of no use. This guy kept on telling me scripted thinghs , but not able to clarify my queries. Some Jyothi called me bak and again the nightmare started , she kep on telling various things and kept on changing the statements and disconnected the call from her end.. What a Rude and inappropriate behaviour from HDFC Credit Card Customer care Agent .
        Aug 13, 2020
        Complaint marked as Resolved 
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          deeksha_sharma123
          Sep 16, 2011
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          Address: Gurgaon, Haryana

          My name is Deeksha Sharma , i have a HDFC credit card. I was out of india for one month and could not make payment for august 2011.however i came back on september 7th and made a payment for 15000 rupees (more than my minimum payment and almost my covered my left over balance).however, today a recovery agent came to my house , when my husband was not in home and threatned and abused me. i told him that i have made the payment , and he could check with the bank , but he denied and misbehaved with me and threatned me. he also , said he has a knife and knows how to use it. he said he has my number and can call any time , and if do not respond to his calls , he will come again at home.
          Any how i convinenced him to leave and then i called HDFC bank to check why did a collection guy came to my house when i had already made the payment , the HDFC bank rep said this was due to mistake , but was due to my fault.he was not helpfull and did not emphtatised with my case.he said , he cannot do anything about it and this is not HDFC duty to look after it. unsatisfied , i decided to speak to his supervisor , he first denied to transfer the call to his manager and then he put me on hold and came back and said that his manager said he cannot help me.
          My question is why did not i receive any calls or any written notice before a collection agent was sent to my house.and do thses agents have the right to abuse , threaten and show off their weapons at my house.the collection agent says he will call me again and if i do not respond he will come to my house again.
          i am scarred, harrased and feel helpless.HDFC bank says they cannot help me .my husband is a corporate and criminal lawyer and i work for a media channel.for my humiliation and my suffering i demand an apology.
          i have decided to file and FIR , and also file a case against HDFC and thereafter move to press.
          Deeksha Sharma
          [protected]
          Deeksha.[protected]@gmail.com
          Aug 13, 2020
          Complaint marked as Resolved 
          I have a credit card with HDFC bank. There was a late payement charge levied against my card in the bill of Feb '08. The bill reached me late and consequetly the cheque I dropped was processed after the due date.

          After this I have called up the Customer Service many times and everytime they assured that the charge would be reverted only for me to find additional fines beig

          levied in the next bill.

          The outstading amount due in my card was around Rs 1200 /- when this whole thing started. This is the amount that I had spent on the card. The bill I have received

          this time cotains a figure of Rs 7, 608.78. On top of that the collection department of HDFC is hounding me everyday.

          My credit history is the best that can be since I always pay on time. So, is this the way HDFC treats its valued customers?

          As metioned before, I am always ready to pay the amount that I have used my credit card for, but not a fine for somethig that I am not resposible for.

          Rajarshi Dasgupta

          [protected]
          i have lost my atm, but i cant get a new after 2 months of complaint.

          deeksha travels — not recived amount

          not recived amount for epf we were submit on 27 aug 2009 so kindy do the needfull.

          thanks & regards

          shantha kumar

          [protected]

          HDFC — harrasing

          hi
          i have complained about hdfc bank i took personal loan frm hdfc bank tht time i was working in a pvt ltd company and i had a good income and the used to deduct money from my salary account . after some time i came to abroad for further studies so i left my job . so they could not deduct money from my salary account any more. when my family member went to bank to give payment they didnt accept it , they said tht they only will dedut money from account. after some time they start harrasing and threatning my family and one day they came for settlement and took some money but after that they said that was installment. and after that they put the security cheque in my bank acount and it was bounced then they lodges the case in court. can u plz help me what shud i do now
          Dear Mr Sharma,

          We would like to investigate your complaint further. Request you to send us an email at the id [protected]@hdfcbank.com with your loan account number and contact details. Please mention the id number TTU[protected] in the subject line. Once we receive these details, a bank representative shall contact you.

          Regards, Customer Assistance, HDFC Bank
          If the problem doesn't gets resolved, you should contact RBI and the company will be forced to take action:

          Here is the link, go to complaint form:

          http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=159

          Share this with other victims as well and spread consumer awareness.
          My HDFC Credit Card ([protected]) was used for an amount of Rs. 84729/ on 24th Jan 2010 illegally by some unauthorized personnel for paying various bills. As soon i came to know about these illegal payments, i blocked the card by calling customer care. On the next day I launch FIR for this issue and also send a mail to HDFC on 28th Jan 2010. After a series of mail to HDFC they settle on (Chargeback) an small amount Rs. 744 on 6th Mar 2010 and ask for Dispute Letter, which I courier to HDFC on 13th Mar 2010 of amount Rs.[protected]=) 83985/ and also fax to HDFC on 20th Mar 2010(when HDFC ask for Dispute letter again). And on 14th may 2010 HDFC credit Rs. 28993 in my credit card account.
          Then again a Dispute Letter, which I sent to HDFC on 7th Jun 10 of Rs. 54992/.
          Since that incident I was regularly paying minimum dues of that HDFC credit card.

          Now, after such type of communications and information of case, HDFC sent me monthly statement with mentioning due amount of Rs. 65216/ (Balance Rs. 54992 + Late fee + Finance and other charges) and Collection/Recovery guys of HDFC bank calling & harassing us(me & my family) regularly and using bad words for collecting outstanding dues.
          Hi,

          This is Drishty Maan. I have also faced cruel and rude behaviour of hdfc credit card depatment. I was using credit card in 2009. and i lost my card and informed the same to the bank and asked to issue new card to me. and they didnt issued new card however they started applying charges on me. and didnt gave any information about the new card. also no body has contacted me. In july 2010 i opened new account in hdfc bank and once my salary got credited into the account they placed hold on my account without giving me any intimation. i approached the bank and i shared my problem that i am the only one in my family who is earning and married too also taking care of medical of my brother and mother and both houses. i shoed all supported documents to them but the manager named Ms. ruby anand was very rude with me. not listend to me and after requesting her she gave me the address of her baranch which is in jankpuri. and then she abused me and made me embarrased in public. i also sent online complaint to banking ombudsman and to senior of hdfc bank and they also shouted on me and didnt gave me any resolution. as they told me to make the payment in 15 days as my account was on hold i tried everything. i also requested to them to please release small amount for me as it is very urgent for me but they didnt listened to me. and the day my amount got debited i called manager again to do something for me and she again denied and spaeking rudely to me. everytime i was saying i am ready to make settlement of the amount but they were not agreeing on that. and harassing me. and the bank manger is saying that your account will remain on hold, any amount in this account will be debited towards the card payment. i am in big pain its very urgent for me please help me. i have also menytioned that the terms and policies of card were never discussed as card was offered to me by bank. and i never chosed option of connecting my account to credit card...its a matter of life and death for me. pls help me so that bank can relase few funds of mine and ready to made settlement for me.
          I am holder of HDFC Credit card. In 2009 I was asked to pay Rs. 4000/- by a representative on bank on which I showed my resentment but the representative told me to pay the amount and if the due amount is less they will adjust. I told them that I wanted to make final payment. Since then the representative especially Ladies started calling and saying Oh sir your purchase amount is Rs 2200. So you just pay 2200 and then your balance will be zero. But yet my account was not settled then I got a call to pay 1650 on promise my account will be settled, then I was asked to pay Rs. 650 on promise they will now just charge me for purchase amount. And now from 4000/ Rs my dues have come to 13000/- and now the bank says they will not give me any wavier and they are not bound by what their representatives committed. Any also threatened to black list me. I asked them since my dues were 4000/- why didn’t you settle my account when I asked them to settel on which they said we don’t want to reply on this.
          Kindly guide

          --
          ANAND JALANDHAR
          I had a cedit card (No.[protected]) issued by HDFC Bank and I used it for some time. Thereafter, I paid the full amount of Rs20,000/ due to self on 16th Dec'07 through ATM (Ref.No.[protected]. I have changed my residence in the year 2005 (Aug)and informed one and all about the same. HDFC Credit Card division called me and I informed them about the same and faxed them the changed address way back immediately after shifting as I did for all other important financial obligations addresses. They again called me and again I informed them about the changed address. Unfortunately they have not sent a single statement till date in my current residence address. On the contrary they have been calling me once in a blue moon and demanding balance money due to me against the Credit Card use.

          I must mention that I had paid the full balance due to me on 16th dec'07 and much before that I had stopped using their credit card. Instead of providing me with the statement they keep on calling me once in 6-8 months and threaten me of blacklisting my name. They have successfully done so by posting my name in cibil.

          Through cibil,I want them to produce the actual amount due to self as on 16th dec'07 and then claim payment for the balance which they have not done still. As regards cibil, instead of just naming people as defaulters, would cibil please allow the individual to respond to the so called complaints against individuals?

          Moreover does cibil must have some criteria before accepting complaints.
          Kindly do respond.
          Regards.
          Anoop Rihal
          Mumbai
          Mob: [protected]
          HDFC Bank People Frodge with Documents
          Not Opened Account even though Cheque of Rs 5000 Cleared From Account for New Account Opening.
          Now Not returning Money.


          Branch Manager,
          HDFC Bank,
          Jaipur

          Sub: Inconvenience cause due to Non-Professional Response(Several Times) from Your Employee.

          Sir,

          It is to Inform you that Inconvenience caused due to Non Profession Response several Times i.e.
          1. ATM Card Lost – Received Card after One & half month.
          As I lossed my Debit Card for Which I applied in Tonk Road (Blocking request given 2nd Sept’10) & New 12th Sept’10 by Bank but not recived by me .On my regular follow up with Ekta, My phone Banker (various excuse given by her-Address is incorrect/Card gone to Jodhpur/ Return back to HO etc) How I can it may be Possible that from Last so many years I am getting my A/c Statement/New Cheque books & various other communication on Same address.
          They Asked me to give new address Proof for getting card . I don’t How my Address is changed on Your System.
          Because of that I have to Transfer My Salary to other A/c’s of my wife/father(NIFT Charges paid for it) .
          2.Appiled For Transfet of home Loan- Detail of issue is given on mail to all concerns & for your Reference Print out of Mails is attached with this mail.
          3.Harrasment & Misbehaved with my father for A/c opening ( As part of Classic Customer ,I want to open A/c for my father )
          On 18 th Sept’10, I called Ekta for opening A/c of My father , she sent Mr.Rahul(Mob.no-[protected]),Mr.Rahul, Collected all relevant document along with cheque (Cheque No-______________),for new A/c Opening.After Two-three he come back ask my father he require some more signature on form ,which my father did.
          For this A/c ,I followed up with Ekta several time ,she assured me that the same be received within two three days in reply to my mobile Call.
          On 5th Oct’10 Ms.Garima (Mob.No-[protected]) given call from her mobile & misbehaved (shouted) & put an allegation of document forgery (D/L –cutting) .
          She asked my father to visit to her but that day he was in Bikaner ,she given threat that He have Forage document ,he should visit her as soon as possible & that my Old age Father rushed to Jaipur (Although he Heart Patient,already cardiac surgery done) & he also informed me ,Than I given call to Ekta.
          On my Call Ekta Taken some Mr.Anoop, Sales Manager, Direct Sales on conference Call
          & He said Because pass book(Copy) given is of joint of My father with My Wife & Father is Second Applicant that why there is delay in A/c opening ,He assured me that A/c will be opened today & my father get All Relevant Documents within Week time.
          We have waited For A/c for another 15 Days (as this ac/c of My father to be used for some investment purpose) .
          Than I given call to Ekta than she taken discussed with Garima ,Than she call back & informed that Document is Forage (D/L) Bank people want to see original & Send Rahul once again to my residence ,He colleted (D/L New) original –D/L with Signature on Xerox for bank Varification
          When he taken original D/L ,I personally discussed & asked IKTA/Garima ,can I give the original they said –Yes for Varification.
          On same night Mr. Rahul visited my residence at 10 PM & requested my wife on urgent basis he want to meet my Father (As old person ,he was sleeping that Time with Medicines),on Persuation of Rahul ,My father Met him,that he requested to for with drawl of New A/c opening Application.
          This Incident was shared with Phone banker/Garima next day ,They stated that forage is done by Mr. Rahul & bank is taking Disciplinary action against him & Know they have verified all D/L in original & You’re a/c is Opened & You will get the same within week so.
          Where the Cheque of Rs. 5000/- given is already Cleared on ____________,from Union Bank A/c for A/c opening(Xerox of Bank Pass book is Attached).There is a big Question with Account Opening formalities , How can Bank sent the same for Clearance & where is Money ?
          As That Money my father want to invest in Market & from that we expecting Return of Rs.50000/- But he is unable to do so.
          On 18th Nov;10 Ekta Given call on My Cell & informed that Bank is not opening Account for my father & all document couriered to My address.
          On 19th Miss Mega called me & Trying to convenience me that Bank Apologizes for Inconvenience caused & ask me to take my father to Malviya Nagar Branch for Account Opening.As said that I want to complain regarding the nonsense.
          There after I am receing call from One –another Bank official –Some Threating Me/Some requesting me not to take any further action them if you want Mob.Call Deatil I can give you (Garima/Mega/Anoop/Rahul/Ekta/Savita).
          For this mental/physical/financial loss ,who will compensate-following-
          1.Because this my father BP shoot up/mentally tenses & that time I am not available in Town.
          2.As frequent call from various official disturbed me also during my Field Duties.
          3.My father unnecessary Traveled from Bikaner to Jaipur
          4.Because of This some thing happened to my father than who is responsible.
          5.Travel /Mob.Call(Dialled/Received-that too in roaming as I am out of state) cost
          6.My father want to purchase some property in Jaipur & he have to give Cheque of single Account (as he having Joint A/c) due delay in the same we lossed that deal (another financial loss as we now price for the same increase by 15%).
          7.Reputation Loss
          8.Interest of that period for Rs 5000/-

          Kindly Reply soon to under signed

          Regards

          Surendra Sharma.
          HDFC A/c no-.[protected]
          15/232,Malviya Nagra,
          Jaipur-302017
          Rajasthan.
          This is to inform you that after doing work under high load pressure the teller of HDFC at BHayander (West) Branch gets T4 ratings which is the lowest & worst ratings & it means they have no future there.pls look into the matter as the BM of that branch is not supporting their employees and everyone has to leave due to such harrasment.
          This is to inform you that after doing work under high load pressure the teller of HDFC at BHayander (West) Branch gets T4 ratings which is the lowest & worst ratings & it means they have no future there.pls look into the matter as the BM of that branch is not supporting their employees and everyone has to leave due to such harrasment.
          SRY FOR ABOVE COMPLAINT ITS FOR EAST BRANCH
          Recovery agency is harrasing my friend & family threatning that police wil come with NBW and will do kurki and will seaze the property and my cousin uncle is a heart patiant i am at delhi looking for a job. Right now i am not in a position to pay at this time, pl help........
          Thanks
          Arman
          i am sorry but i am not in a mood to write to us, these computer generated emails will not help. i am looking for a better result. i was promised a call back with in 4 hours, its been more than 4 days and i have not received any calls or email.i do not want to call or write, its your mistake, so you call me or write to me. failing which i will file a complaint against ''Maan Haani'' and threatning.
          MENTALLY HARRASMENT

          Respected sir myself Deepak Sonker husband of Hainsi Kanwal ,my wife was using a credit and the credit card number is [protected],and the total due amount is approximately 1 lakh,sir we are running from financial cricis my wife lost her job and we left our parents home due to some personal reasons and now i am the only earning person in my family my salarey is around 20000,we are living on a rented house and we have a small kid also of 2 years,you can imagine that in today world it is very difficult to run a home if you have these kind of conditions ,. i just want to tell you that customer executive miss chitra talked to my wife and use mislanguage and very high tone due to of this my wife got admitted in a hospital because she is a blood pressure patient and miss chitra is sitting in a rajouri garden branch,after that they contacted with me and told about my dues, i told them can you make the small EMI of my dues or can you settlement of my credit card so that i can relief from my tensions, and i am requestion this thing since 3 months but most of the time they told me that in your credit card you dont have any facility of EMI payment,but after some time they told me ok sir fine you cab give your payment in EMI but first you have to pay your minimum amount due,i told them please tell me the but they are not giving my the assurity that after paying my minimum about due i can give my whole payment in EMI, but now i am also got mentally harrased,they send the recovery agents to home home ,my mom and dad both are heart patients if any problem will be occured with my parents or with my family due to your recovery agents then who will be responsible at that time,sir i am again requesting you that please make a settlement amount of my credit card and finished the whole things,i am also forwoding this mail to cosumer forum,thanks
          Deepak Sonker .
          email id [protected]@gmail.com
          [protected]
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            J
            jagan2702
            from Noida, Uttar Pradesh
            Sep 16, 2011
            Resolved
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            Resolved

            Address: Chandigarh

            Sir / Madam

            i have sent my PF form on date 05/08/20011 and it has received on 08/08/20011 but i have not got any update from your side....
            i have one concern also that my emp. ID CJ-21443. i was working in HDFC BANK at NAC Mani Majra. Chandigarh. i have resigned there in august 2010 but i got my FNF in month JUNE 2011 because of some internal problem and in during that days my salary a/c was closed and i have also not any HDFC Bank A/C, so i have given my Saving Bank A/c no:[protected] on my State Bank of India.. so i want to know that it can possible that mt PF amount transferred in SBI bank A/C from your PF dept...

            Delivery Details
            Shipment No.: Z40357793 Reference No.: N/A
            Booked by: NAYAGAON - CHANDIGARH On: Friday, August 05, 2011
            No of Pieces: 1
            Status: DELIVERED Last Scanned: Monday, August 08, 2011 @ 1135 Hrs
            At :
            MUMBAI, 400059click to view serviable DTDC Offices
            Received By: COMPANY SEAL SIGN


            Please Give me Proper and correct information regarding this query...

            Regards
            Jagan Nath Bhandari
            Emp ID CJ-21443.
            Mo:[protected]
            Aug 13, 2020
            Complaint marked as Resolved 
            I am Jagan Nath Bhandari.. My concern is that i was worked in HDFC Bank and i have resigned there in last year month August 2010. but after long time i got my FNF on date 13/05/2011. they took so much time for Clearance my FNF and without my FNF clearance i can not get my PF amount… So now when my FNF has been cleared they continuing delaying in my PF transfer and also not Replying my mails..i Ma gonna very frustrated to them …

            I am giving my Details

            Name Jagan Nath Bhandari

            Employee ID CJ-21443

            Bank Address SCO 850, NAC, Mani Majra, Chandigarh.
            sir i am regularly going to making mails regarding this but they are not giving me any response from that side. please send me any no: that concern department..
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              ashishsinha
              Sep 15, 2011
              Resolved
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              Resolved

              Hello Sir/Madam
              I want to draw your attention towards my complaint (complain num - MUM036905) with HDFC bank.
              I hold a HDFC Forex card # [protected].
              On 23rd July 2011 I withdraw £ 400 9 times from Lloyds TSB ATM machine and out of 9 times, 1 transaction was not successful due to time out error on the ATM, but £ 400 got debited from my account.
              I lodged a complaint with the bank and they told me to fax a charge back dispute form so that they can claim the money from the acquiring bank.
              I faxed them the Form on 04th Aug 2011 and now they are saying that the acquiring bank has shown the logs that the transaction was successful.
              I cannot belief there statement as the money didn’t come out of the ATM then the acquiring bank cannot claim the money.
              Since I work for the Lloyds Bank whose ATM was used I came to know that there can be various mechanisms to track the Transaction:-
              1) There is a ATM journal which keeps a track of the transaction from the ATM .They can easily track from the fact that the amount in the ATM would be more than the amount debited from the ATM.
              2) The money could go to the reject bin since the money couldn’t come out of ATM but the transaction got initiated.
              3) The discrepancy could have been tracked when the bankers would have done load and unload on the ATM
              4) There are CCTV cameras in the Bank that can track whether the money was dispensed on from the ATM or not
              5) The total turnaround time for the transaction was close 3 mins in comparison to simple withdraw transaction of 40 secs that can easily spell that there could be time out.
              Please find below the details of the transaction:-
              Date of Transaction – 23/07/2011
              Place – Wythenshawe , Manchester , United Kingdom (In Branch ATM )
              Sort Code of Branch - 771957
              ATM ID- L80FD (which I found on the ATM slip)
              Amount – £ 400
              Time – 12:06:52 GMT
              Next Transaction tried - 12:09:12

              Kindly help me out in getting my money back as £ 400 is a precious money.

              Thanks
              Ashish Sinha
              Contact No. - +44-[protected]
              Manchester UK
              Aug 13, 2020
              Complaint marked as Resolved 
              really sad to know the response of hdfc. are they telling you in writing that the transaction was successfull?
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                ibzfiles
                from Hyderabad, Telangana
                Sep 15, 2011
                Resolved
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                Resolved

                Address: Hyderabad, Andhra Pradesh

                I created a netsafe virtual card from my Platinum HDFC debit card on[protected] for RS 9460 and then tried purchasing something on www.amazon.co.uk.For some reason they are not letting the order through.Now my netsafe website just shows that the virtual card is still in use, Even though my online order at that website got cancelled.

                The transaction details of the virtual card shows 0 rs charged.But still says 'in use'.Can anyone from hdfc help me in this matter because its a lot of money that i cant seem to get back into my account.

                Please im desperate! Whenever i call phonebanking they have no clue.
                Aug 13, 2020
                Complaint marked as Resolved 
                I am facing the same issue and my money isn't been refunded for over month now. Have you been able to get your money back, if yes then in how many days?
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                  A
                  anushka.jambhekar
                  from Mumbai, Maharashtra
                  Sep 15, 2011
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                  Address: Pune, Maharashtra

                  Hi,

                  my name is Mrs Anushka Jambhekar, my husband holding a platinum credit card of hdfc bank (no. [protected]). I would like to inform you the way hdfc bank credit card customers are being handled by their collection dept, they are harassing me and talking so cheap. Recently we are out of station because of my hubby's office work (Singapore) we will back to India on 11th October 2011 .That’s why I am not able to pay the amount at this time(for month of September 2011)

                  I got a call on 6th September 2011 from their collection dept for payment. The person’s name is zafar called from mobile no [protected] . I told him that I will pay amount in next month when we will back . But on the next day, he called me again from different numbers and starts abusing me.
                  The agents are so ruthless that they do not listen to what customers are saying. They just know what they have to say or what they are asked to say. He said me that “ I want the money till evening at any cost, borrow from someone or steal it, I don’t care.” When I explain him every thing and told him that I will pay the amount in next month with fines, he disagrees and told me “ when you don’t afford to pay, then why are you using the card. I want the money at any cost .why don't to sleep with anyone n pay back our money”.

                  After many calls when I stop picking up his calls, he starts visiting at my home in Mumbai and starts abusing my parrent. Although he called at my landline no. and started abusing my parrents too .he is using very cheap type of language i don't understand This is ridiculous and a very rude behavior to talk with your customers, as I am having an salary account with hdfc bank and I will not ran away with the money.

                  I want to take a necessary action against these kind of agents, that they have no rights to call my family members and abusing them.

                  Regards
                  AnuskaJamhekar
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                    S
                    Saranya VetriSelvan
                    from Delhi, Delhi
                    Sep 14, 2011
                    Resolved
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                    Resolved

                    Address: Chennai, Tamil Nadu

                    I have got a unauthorised transaction from HDFC bank credit cards for Rs. 1.00 by a Merchant named DUMMY MER RETAIL in Bangalore. I fully suspect the bank since I don't use my credit card for online transcations and so there no danger of any phising. I am not getting any concrete answer from the customer service on this kind of transaction and they are giving me an option to block the card if I wish. I am seeing many complaints on the HDFC credit cards for the same retailer.I am really wondering , why such a reputed bank hasn't taken any step towards this issue. Moreover this kind of illegal use of my card details is also not taken seriously by the bank . Their only option is reissuing of card and telling they can't even track the transaction at the time of it being swiped. Such an irresponsible attitued towards customers the bank has . Please take serious action against this issue .
                    Aug 7, 2021
                    Complaint marked as Resolved 
                    Friends if you have details on this pls write to me in saranya.[protected]@gmail.com

                    HDFC Credit Card — UN AUTHORISED TRANSACTION

                    I RECEIVED AN SMS O[censored]SING HDFC CREDIT CARD FOR RS.750/ AT DELHI INDIGO AT 10.17AM. I BLOCKED MY CARD IMMEDIATELY AT 10.45AM ON 28.03.2012.AS I AM AT SHILLONGAND CARD IS WITH ME AND I HAVE NOT DONE ANY ONLINE TRANSACTION SINCE ONE WEEK , IT IS HIGHLY SURPRISING HOW AN UN AUTHORISED TRANS ACTION TOOK PLACE WITH OUT CARD .

                    RAMABHADRAIAH.
                    Dear Customer,

                    We will look into this from our end and check for the transaction on your card. Please write to [protected]@hdfcbank.com with your card and contact details, details of the transaction in the message you received and the reference number TTU[protected]. We'll check and respond to you soon.

                    Regards, Customer Assistance, HDFC Bank
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                      P
                      prakashface
                      from Malegaon, Maharashtra
                      Sep 12, 2011
                      Resolved
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                      Resolved

                      Address: Mumbai Suburban, Maharashtra

                      Home loan ac no 802869 in8 /1999 of rs-921000/ [email protected]% to 8.5% floating .
                      Processing fee ; 18000/ no reason for what ?
                      Pre- emi charged;from 15/9/1999 to jan 2002- Rs-425856/ with out giving me prior intimation and illegal .
                      Total EMI paid from march 2002 to 15/9/2006 Rs-664942 /=
                      Pre- payment final payment made 5/10/2006 ; Rs-656727/=
                      Emi paid from july/2006 to oct/[protected] /=
                      Grand total in 6 years paid Rs-1809469 /=
                      date of possion letter submitted ;2/1/2001 .
                      2% on pre payment illegal .
                      please give me the justification on certain exagerated un justifiable charges on a person who has lost everything ,a pauper ,a freedom fighters son.
                      Please give me justice .
                      Begging a to the Highly respected corporate jiant who always walk the talk for justice
                      Yours sincerly
                      Prakash nair, [protected], [protected]@gmail.com
                      Aug 13, 2020
                      Complaint marked as Resolved 
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                        maseer
                        from Near Nehru Zoological Park., Andhra Pradesh
                        Sep 9, 2011
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                        Address: Andhra Pradesh

                        The complaint is against HDFC bank bank this banks overtake to centurian bank i had the finance with centurian bank which i had cleared the finance but didnt take the NOC so now i lost my RC so i went to centurian band their i come to know than HDFC is doing for this bank so i went to HDFC bank but they are telling they dont have record of my vehicle which is AP12F 2806 on my name Maseer farooqui so what i can do to clame my duplicate RC.



                        Maseer Farooqui.
                        [protected]
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                          A
                          atiketi
                          from Delhi, Delhi
                          Sep 9, 2011
                          Resolved
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                          Resolved

                          Address: Hyderabad, Andhra Pradesh

                          Hi


                          Iam Holding a HDFC salary Account([protected]) Unfortunately on 21/08/2011 with drawl 500/Rs- from Bank Of Maharashtra ATM (Khairatbad,HYD) it was done Successfully,But on the next day when i checked my amount in another HDFC bank ATM i was Shocked that More 2000/Rs- has been Deduced from my account.I don't know how this was happen Immediately lodged a complaint on 23/08/2011with complaint number(258011) on 08/09/2011 they revert with a Valid proof Log from Bank of Maharashtra people stating that it was Successful Transaction.I never requested for 2000/- Rs with drawl from my account till date 20/08/2011 to 25/08/2011 then how this will Happen again i requested HDFC people for CC Camera Recording but they are not Taking My complaint.Kindly Do needful to avoid such things In Future

                          Email:[protected]@gmail.com
                          Aug 13, 2020
                          Complaint marked as Resolved 
                          Am not satisfied with the complaint Status because on 21/08/2011 at the time transaction was happened i was in Deep sleep in my house and no one is their to misuse my Card then how this Transaction will happen @11:59 Am and 12:00 P.M.Need CC camera recording to clarify the things...
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                            J
                            j k mehta
                            from Delhi, Delhi
                            Sep 9, 2011
                            Resolved
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                            Resolved

                            Address: East Delhi, Delhi

                            I Today Received a call from your executive, Mr. HAFIZ ([protected])at 16.58pm
                            He wanted to introduce a saving plan to me. So he asked my Income and I refused to tell saying there is no income as i was not interested.
                            He Started talking so rudely and said 'DONT YOU EAT FOOD ?'
                            I replied that I DO,
                            He then said DO YOU SIT OUTSIDE SOME TEMPLE ?'
                            And then he cut the phone. I then tried to call him a couple of times..
                            First he picked the call but didn't speak anything and cut the call.
                            After that he was not picking it.

                            I am very annoyed with the today's incident . People like this are depleting the reputation of your bank.
                            I want serious action to be taken against Mr. Hafiz and to get the reply on what action has been taken.
                            -Jitender Kumar Mehta
                            -[protected]
                            Aug 13, 2020
                            Complaint marked as Resolved 
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                              p.thiyagamurthi
                              from New Delhi, Delhi
                              Sep 9, 2011
                              Resolved
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                              Resolved

                              Address: Faridabad, Haryana

                              I have applied for DDs through online request on 03.09.2011 but not received till now (09.09.2011 - 11 am). When I tried to contact call centres (both [protected] and [protected]), no response also my call was cut subsequently.

                              I registered online complaint through bank site and received feed back message to wait for 2 working days.

                              When I already lost more than 5 days and how the concern authorities expect few more days. We make complaint only during emergency and if we get this kind response, how do we get confidence.

                              Hence I request the concern to act prompt.
                              Aug 13, 2020
                              Complaint marked as Resolved 
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                                M
                                moinmalek89
                                from Noida, Uttar Pradesh
                                Sep 7, 2011
                                Resolved
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                                Resolved

                                Address: Ahmedabad, Gujarat

                                SUBJECT: RESIGNATION IN HDFC STANDARD LIFE INSURANCE COMPANY LIMITED

                                RESPECTED MR.MANAGER,

                                I RIZWANAHMED MALEK WANT TO RESIGNATION IN HDFC STANDARD LIFE INSURANCE COMPAN.MY AGENCY CODE NO IS 00207145.AND MY LICENCE NUMBER IS 4083006.THAT IS EXPIRED ON 04/03/2011.I REQUEST YOU TO ECCEPT MY RESIGNATION MAIL.


                                THANKS.
                                Aug 13, 2020
                                Complaint marked as Resolved 
                                MOBILE NO :[protected]
                                AGENCY LICENCE CANCLE
                                SUBJECT: RESIGNATION IN HDFC STANDARD LIFE INSURANCE COMPANY LIMITED

                                RESPECTED MR.MANAGER,

                                I RIZWANAHMED MALEK WANT TO RESIGNATION IN HDFC STANDARD LIFE INSURANCE COMPAN.MY AGENCY CODE NO IS 00207145.AND MY LICENCE NUMBER IS 4083006.THAT IS EXPIRED ON 04/03/2011.I REQUEST YOU TO ECCEPT MY RESIGNATION MAIL.
                                MOBILE NO:[protected]

                                THANKS
                                AGENCY LICENCE CANCLE
                                SUBJECT:CANCELLATION AGENCY LICENCE IN HDFC STANDARD LIFE INSURANCE COMPANY LIMITED

                                SIR
                                I ASHWANI TEJA MY HDFC STANDARD LIFE INSURANCE COMPANY LICENCE NUMBER IS 3594283. THAT IS EXPIRED ON DATED 20/09/2010.BUT MY URN CODE HDFI[protected] IS NOT DELETE IN HDFC POTRAL, SO I REQUSTED YOU PLEASE DELETE THE URN CODE. AS SOON AS POSIBLE AND INFORM ME.
                                THANKING YOU,
                                ASHWANI TEJA
                                E MAIL ID- ashwani.[protected]@yahoo.com
                                AGENCY LICENCE CANCLE
                                SUBJECT:CANCELLATION AGENCY LICENCE IN HDFC STANDARD LIFE INSURANCE COMPANY LIMITED

                                SIR
                                I ASHWANI TEJA MY HDFC STANDARD LIFE INSURANCE COMPANY LICENCE NUMBER IS 3594283. THAT IS EXPIRED ON DATED 20/09/2010.BUT MY URN CODE HDFI[protected] IS NOT DELETE IN HDFC POTRAL, SO I REQUSTED YOU PLEASE DELETE THE URN CODE. AS SOON AS POSIBLE AND INFORM ME.
                                THANKING YOU,
                                ASHWANI TEJA
                                E MAIL ID- ashwani.[protected]@yahoo.com
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                                  G
                                  goldiem
                                  from Lucknow, Uttar Pradesh
                                  Sep 6, 2011
                                  Resolved
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                                  Address: South Delhi, Delhi

                                  Hi,

                                  This is in ref to an Auto Loan #19072282 which was disbursed on 27th July 2011 and the amount disbursed was around Rs.95,000 when the loan asked was for Rs.1 lack.
                                  The amount of Rs.5000 (approx) deducted was (as communicated) processing fees @ 2% which was Rs.2000 and Rs. 2300 was charged to submit to authority (as my original four wheeler RC was taken from me as it needed transfer of ownership and would also have HP of HDFC Bank).

                                  My RC and all other documents were taken from me on 20th July before giving disbursement, stating that disbursement and transfer of ownership on RC will take around 10 days.
                                  However since then I have been sent from pillar to post and I have not got any documents back. They also took Rs.1000 extra from me to give it to some broker to make the process faster.

                                  Moreover when I started calling them daily to know about the progress they gave me RTO slip which said that my documents were lying somewhere and no body deposited it to authority till 17th Aug 2011 which was almost after 27 days. Now that slip have expired on 1st sep 2011 and my car is now without Insurance and without RC and I cannot even take my car out on roads otherwise it will be seized.

                                  I have escalated the issues so many times however there is no one who is helping me with this. Only thing which I am getting is false promises that i will get a call back.

                                  The only thing I want is -

                                  1) Kindly resolve my issue and get me my RC with the ownership changed.
                                  OR
                                  2) Handover me the documents given along with the original RC with the money which was taken from me.



                                  People involved in this mess are -

                                  1) Personal Banker - Gaurav Arora
                                  2) Ashish - Auto Loan Department
                                  3) Amit - Ashish's Supervisor (Auto Lon Department)


                                  Hope to see this resolved within 2 days.


                                  --
                                  Regards
                                  Goldie Mehta
                                  [protected]
                                  Call me after 1pm
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
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                                    A
                                    arshikhan84
                                    from Mumbai, Maharashtra
                                    Sep 6, 2011
                                    Resolved
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                                    Resolved

                                    Address: Mumbai Suburban, Maharashtra

                                    Dear Readers,

                                    My complaint is about this girl Kiran who works with HDFC Loan Department at Andheri branch. I am in need of a personal loan and I registered myself on Apnapaisa.com to get the bets deal.

                                    This girl calls me and assures that she is calling for the HDFC bank loan department and can give me the loan of my required amount at 15% reducing balance alongwith 1% of processing fee. She also assured that she would wave off the 4% pre-payment charges as well. I found this offer very lucrative and hence processed my documents for the same. There was no mention of negoigating the rate of interest at all in her communication.

                                    Now after week, i got a call for confirmation with 18% of interest on reducing balance method and 2.5% as processing fee. I said the person not to process my papers further and speak to Kiran. She called me back and assured that she would speak to the team and get the thing sorted. Today, i came to know that she gave me fake information just to get a lead and show a file in her system on her name. Isnt this ridiculous? I mean how unresponsible and unprofessional people can be.....I never expected this kind of behaviour from a bank like HDFC.

                                    I would request all of you, please do not go ahead with HDFC ever in your life. I had heard many grievances about HDFC loan department, but thought it happens case to case. But today, i came to know the actual reason for it. I am not going ahead with HDFC for my requirement, but would like to share my experience with the rest.

                                    Please be aware.

                                    Regards,
                                    Arshi
                                    Aug 13, 2020
                                    Complaint marked as Resolved 
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                                      C
                                      cctshimanshu
                                      Sep 6, 2011
                                      Resolved
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                                      Resolved

                                      Address: West Delhi, Delhi

                                      Dear Sir/Ma'am,

                                      Greetings!!!

                                      This is to file a complaint about my Hero Honda Passion Pro SS two-wheeler loan from HDFC Bank. I bought a Hero Honda Passion Pro SS dated 16 March 2010, the cost of which was Rs. 47,994/- from Singla Automobiles F1/22A Main Palam dabri Road ND. 45.
                                      I had given Rs. 18000/- as down payment to the Executive. He had given me 5 receipts for the same which are as follows:
                                      1- Rs. 13290/- against HP-HDFC Bank for PASSION PRO SS
                                      2- Rs. 560/- against Helmet
                                      3- Rs.1024/- against INS Renewal
                                      4- Rs. 1056 against Reg./Road Tax
                                      5- Rs. 1108 against ICICI Lombard Motor Insurance
                                      And he told me there are 18 installments of Rs. 2020/- against Rs.30000/- Bank Loan.
                                      I requested form the bank for the ECS facility and they completed all my documents. But from the 1st month they called me & said that the server of HDFC was not working properly. So, they requested me to give them cash and told me that ECS will be activated the next time. But the same thing happened for the next 3 months & I wrote them Cheques & took receipts also. Now, the HDFC bank executive is calling me repeatedly & saying that 3 cheques have bounced against my loan (But actually it has never happened with me as I always keep sufficient amount in my saving account) so I have to deposit penalty for that.
                                      Last Friday (2nd Sept. 2011) they called me again & said my total loan is Rs. 40000/- so still there are 6 more installments I have to pay. And on 5th Sept.2011 they deducted Rs. 2020 from my Bank Account.
                                      All this has caused grave inconvenience to me and I would appreciate prompt and immediate action in this regard.

                                      Looking forward to hearing from you soon.

                                      Thanks & Regards
                                      Himanshu Kumar Goswami
                                      +91 [protected]
                                      cctshimanshu @gmail.com
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
                                      Dear HDFC Bank,

                                      Please specify which detail you require. And for your information I have given almost all details to you. I always receive same kind of comments from your side. I wrote to you a number of times on your customer care (subject RE:'HBL=[protected]' Complaint Form loan support- Mr. Susant, Mob. No. [protected]) and I always received the same reply - “We will come back to you”. However, you never did. But from your side I received the call as a threat. Due to these kinds of calls I have suffered a lot in my personal & professional life.
                                      From your side I never got support even when The ECS was not working for three months. You always called me, not for the solution but only to say “The server is not working properly so you need to pay Rs2020/- in cash”
                                      For that also I went to your Loan support branch “DearPark Safdarganj New Delhi Branch”. Again, I completed the New ECS from myself then it started well.
                                      If you want to solve this problem, please look into this matter ASAP.
                                      My HDFC loan A/C No. is[protected]

                                      Thanks & Regards
                                      Himanshu Goswami
                                      +91 [protected]
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                                        W
                                        Waghmavb
                                        from Delhi, Delhi
                                        Sep 6, 2011
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                                        Address: Bangalore, Karnataka

                                        Dear Sir/ Madam,

                                        I Vikas Bhimrao Waghmare, a Unisys employee (268482) holding a saving account with HDFC Bank had applied for a Credit Card a month back.

                                        I would like to bring to your notice that I have not received my Credit Card kit till date. The more surprising thing to me is when I call up the Customer Care, they are not giving me proper response, they don't even want to listen to me. Always keep me on hold for 10-15 mins.

                                        Than, I called up one of your HDFC Rep, Sudesh to check the status as to where it is been delayed. He informed that your Credit Card request has been rejected, but didn't provide me the reason.

                                        Despite submitting the relevant documents, my request has been rejected thrice without providing me the rejection reason. I am sick and tired of calling the customer care. Its of no use, simply wasting money and our precious time.

                                        If this is the case, I will inform my HR to stop crediting my Salary to HDFC bank and will go for some other option.

                                        Hence, I request you to kindly look into the matter and resolve the issue at the earliest.

                                        Please find the below details.

                                        Account No. [protected]
                                        Ref No. [protected]

                                        Waiting for your prompt response.


                                        Regards,
                                        Vikas W
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