HDFC Bank Complaints & Reviews

THIS IS BROAD DAY LIGHT CHEATING BY HDFC, THAT THEY ARE CHARGING 10.5% FROM US AND MUCH LOWER FROM NEW FLOATING CUSTOMERS.AUTHORITIES PLEASE NOTE.

Dear Friend,

I would like to make you alert on few details regarding HDFC and other limited companies.

HDFC LTD is a limited company and is not a banking institute.
It is a self regulated financial organization and is not at all regulated as a refinancing institute or is not a Banking institute. Sales officers makes people fool by stating HDFC Home loan as part of banking division. Even interest rates charged by HDFC is very high which is increased in subsequent years.

As such rates of interests for home loan are definitely regulated by RBI but limited and private companies do not fall under their per-view. These companies fall under company Act and not under Banking Act.

At time of taking loan these companies promises low rates of interest and then increases rates of interest in subsequent years, which increases your burden of repayment in form of slow poison eating your lots of money.

I will share my personal experience:

I have a very bad experience with HDFC, My loan of 11 lac with tenure was only 20 years and was promised with 3% discounted rates for my loan account as the company with which I was working was a corporate client of HDFC, so my loan started at 7.25% rate of interest and a low EMI of 8595/- Rs only.

In later stages HDFC revised rates of interest stating that my loan is on floating rates, where as no discounted rates are applied to my account. More on no reduction in rates are done at all even when rates of interest of other banks and institutes fall down. Even when they offer low interest rates to new customers – on my inquiry they asked for a proceeding fees of almost 12 thousand rupees to revise the rates of interest.
My EMI is also revised to 10, 526/- Rs and the tenure is now increased. Today even after paying EMI for more then 6 years my tenure of repayment is more then 18 years and EMI is increased from 8695/- Rs per month to 10526/- Rs per month. So I will end up paying money to HDFC for more then 24 years.

So I will end up paying four additional years with new EMI to HDFC which will make me a loss of almost 10-12 lac rupees.

HDFC is offering new customer 8.25 rates of interest where as even when I am a old customer with corporate tie up with the company – I am charged almost 11% rates of interest and I am screwed up by paying more EMI.

I have started legal proceedings against HDFC – and warn you all that dont take loan from HDFC other wise your people will also end up in soup and will have to pay huge for small things.

REQUEST YOU ALL TO TAKE LOANS ONLY FROM BANKING INSTITUTES AND NOT FROM ANY LTD COMPANY--
Ask following questions at time of taking loan.

1.Is the company having word “Bank” in its name.
2.If the company is refinancing company - take in written that – rates of interest in the company will be regulated as per RBI norms.
3.Only those people whose files are not getting approved from banks and documents are not clear enough and are in need of loan should opt for such institutes, but mind it these ltd companies slowly increases rates of interest and eats away your lots of money charging high rates of interest.

PLEASE NOTE – HDFC is a limited company and not a BANK. Only banking institutes or company with word “Bank” in its name are regulated by RBI.
Before signing any document of ltd company please read the terms and conditions completely and take a lawyers advise if needed before going ahead to sign the same.

Please disseminate this information to all your friends and relatives so that they are not cheated by any private company in case of loans / home loans.

In public interest by:
Pankaj Kakani

[protected][protected][protected][protected]
From: Deepu Gupta <[protected]@yahoo.com>
To: shrinivas.[protected]@hdfcbank.com
Cc: [protected]@rbi.org.in
Sent: Wed, 25 November, 2009 12:23:13 PM
Subject: branch manager ne phir current account block kardiya what problem COMPLAINT BRANCH MANAGER



SIR JI NAMASHKAR JI
MAI KALKA STORE SHOP NO 3 POST OFFICE WALI GALI NEWDELHI 110070
MERA CONTACT NO [protected], [protected] .
MUJHE AAP SE YEH SHIKYAT KARNI HAI KI MERA ACCOUNT HDFC BANK KI BRANCH MASSUDPUR MAI HAI MERA ACCOUNT NO HAI [protected] YEH ACCOUNT TWO YEARS SE CHAL RAHA HAI MERA ACCOUNT BAR BAR BLOCK KAR DIYA GATA HAI BRANCH MANAGER SAHAB SE MILNE GAYA TO UNHONE KAHA MAI IS ACCOUNT KO NAHI CHALA SAKTHA HU . IS ACCOUNT KO AAPKA YEHI PER ACCOUNT CLOSE KARNA HOGA MAINE KAHA ABHI TO MERE ACCOUNT MAI PAISE DEPOSIT KARWA DO UNHONE MERA CASH DEPOSIT KARWADIYA 09/11/2009 KO PHIR MAI UNKE PASS GAYA MILNE TO UNHONE KAHA KUCH ASSA KARO KI MAI AAPKA ACCOUNT CHALU RAKH SAKU MAINE KAHA BOLO KAYA KARNA HAI PHIR BOLE KAL AANA FIVE MINUTE KE LIYE JAB BATADUNGA. PHIR FIFTEEN DAYS ACCOUNT PROPER CHALTHA RAHA 25/11/2009 KO MAI CASH DEPOSIT KARWANE GAYA TO ACCOUNT BLOCK THA . MAI BRANCH MANAGER SATISH MONGA JI KE PASS GAYA BOLE KI AAP CASH PAISE DEPOSIT NAHI KARWA SAKTHE HAI PHIR WAH BOL KI AAP KA PICHAY SE HI BLOCK HAI MAI KUCH NAHI KAR SAKTHA HU AAP CHECK LO OR DEPOSIT KARWA DO PHIR MAINE DUSERE BANK KA CHECK KATKAR DEPOSIT KAR WAYA DIYA . KYA MERE ACCOUNT MAI BALANCE NAHI RAHTHA . KYA AAP MERE ACCOUNT KI JIS DIN SE ACCOUNT OPEN HUA HAI OR AAJ TAK KI DETAIL NIKALKAR DEKH SAKTHE HAI . AAP KE HDFC BRANCH MANAGER KAHTHE HAI KI AAP CASH TRANSACTION NAHI KAR SAKTHE HAI . OR BHOOT SE PROBLEM HAI . MERE KO SIR AAP BATIYE AISA KONE SA SYSTEM HAI KI DEPOSIT NAHI KARA SAKTHE, NA HI CHECK KATSAKTHE HAI YA APNE HI CASH KO WITHDRAWAL BHI NAHI KAR SAKTHE HAI MERI AAP SE YEHI GUJARISH HAI KI AAJ HI IS PROBLEM KO SOURT OUT KAR AAP SE MUJHE YEHI ASSHA HAI KI AAP AAJ HI MERI PROBLEM KO SOURT OUT KARE
BRANCH ID - 0679
BRANCH MANAGER
SATISH MONGA
[protected]
50, MASSUDPUR VASANT KUNJ NEWDELHI 110070

[protected][protected][protected][protected]
From: Deepu Gupta <[protected]@yahoo.com>
To: shrinivas.[protected]@hdfcbank.com
Cc: [protected]@rbi.org.in
Sent: Wed, 25 November, 2009 12:23:13 PM
Subject: branch manager ne phir current account block kardiya what problem COMPLAINT BRANCH MANAGER



SIR JI NAMASHKAR JI
MAI KALKA STORE SHOP NO 3 POST OFFICE WALI GALI NEWDELHI 110070
MERA CONTACT NO [protected], [protected] .
MUJHE AAP SE YEH SHIKYAT KARNI HAI KI MERA ACCOUNT HDFC BANK KI BRANCH MASSUDPUR MAI HAI MERA ACCOUNT NO HAI [protected] YEH ACCOUNT TWO YEARS SE CHAL RAHA HAI MERA ACCOUNT BAR BAR BLOCK KAR DIYA GATA HAI BRANCH MANAGER SAHAB SE MILNE GAYA TO UNHONE KAHA MAI IS ACCOUNT KO NAHI CHALA SAKTHA HU . IS ACCOUNT KO AAPKA YEHI PER ACCOUNT CLOSE KARNA HOGA MAINE KAHA ABHI TO MERE ACCOUNT MAI PAISE DEPOSIT KARWA DO UNHONE MERA CASH DEPOSIT KARWADIYA 09/11/2009 KO PHIR MAI UNKE PASS GAYA MILNE TO UNHONE KAHA KUCH ASSA KARO KI MAI AAPKA ACCOUNT CHALU RAKH SAKU MAINE KAHA BOLO KAYA KARNA HAI PHIR BOLE KAL AANA FIVE MINUTE KE LIYE JAB BATADUNGA. PHIR FIFTEEN DAYS ACCOUNT PROPER CHALTHA RAHA 25/11/2009 KO MAI CASH DEPOSIT KARWANE GAYA TO ACCOUNT BLOCK THA . MAI BRANCH MANAGER SATISH MONGA JI KE PASS GAYA BOLE KI AAP CASH PAISE DEPOSIT NAHI KARWA SAKTHE HAI PHIR WAH BOL KI AAP KA PICHAY SE HI BLOCK HAI MAI KUCH NAHI KAR SAKTHA HU AAP CHECK LO OR DEPOSIT KARWA DO PHIR MAINE DUSERE BANK KA CHECK KATKAR DEPOSIT KAR WAYA DIYA . KYA MERE ACCOUNT MAI BALANCE NAHI RAHTHA . KYA AAP MERE ACCOUNT KI JIS DIN SE ACCOUNT OPEN HUA HAI OR AAJ TAK KI DETAIL NIKALKAR DEKH SAKTHE HAI . AAP KE HDFC BRANCH MANAGER KAHTHE HAI KI AAP CASH TRANSACTION NAHI KAR SAKTHE HAI . OR BHOOT SE PROBLEM HAI . MERE KO SIR AAP BATIYE AISA KONE SA SYSTEM HAI KI DEPOSIT NAHI KARA SAKTHE, NA HI CHECK KATSAKTHE HAI YA APNE HI CASH KO WITHDRAWAL BHI NAHI KAR SAKTHE HAI MERI AAP SE YEHI GUJARISH HAI KI AAJ HI IS PROBLEM KO SOURT OUT KAR AAP SE MUJHE YEHI ASSHA HAI KI AAP AAJ HI MERI PROBLEM KO SOURT OUT KARE
BRANCH ID - 0679
BRANCH MANAGER
SATISH MONGA
[protected]
50, MASSUDPUR VASANT KUNJ NEWDELHI 110070

SIR JI NAMASHKAR JI
MAI KALKA STORE SHOP NO 3 POST OFFICE WALI GALI NEWDELHI 110070
MERA CONTACT NO [protected], [protected] .
MUJHE AAP SE YEH SHIKYAT KARNI HAI KI MERA ACCOUNT HDFC BANK KI BRANCH MASSUDPUR MAI HAI MERA ACCOUNT NO HAI [protected] YEH ACCOUNT TWO YEARS SE CHAL RAHA HAI MERA ACCOUNT BAR BAR BLOCK KAR DIYA GATA HAI BRANCH MANAGER SAHAB SE MILNE GAYA TO UNHONE KAHA MAI IS ACCOUNT KO NAHI CHALA SAKTHA HU . IS ACCOUNT KO AAPKA YEHI PER ACCOUNT CLOSE KARNA HOGA MAINE KAHA ABHI TO MERE ACCOUNT MAI PAISE DEPOSIT KARWA DO UNHONE MERA CASH DEPOSIT KARWADIYA 09/11/2009 KO PHIR MAI UNKE PASS GAYA MILNE TO UNHONE KAHA KUCH ASSA KARO KI MAI AAPKA ACCOUNT CHALU RAKH SAKU MAINE KAHA BOLO KAYA KARNA HAI PHIR BOLE KAL AANA FIVE MINUTE KE LIYE JAB BATADUNGA. PHIR FIFTEEN DAYS ACCOUNT PROPER CHALTHA RAHA 25/11/2009 KO MAI CASH DEPOSIT KARWANE GAYA TO ACCOUNT BLOCK THA . MAI BRANCH MANAGER SATISH MONGA JI KE PASS GAYA BOLE KI AAP CASH PAISE DEPOSIT NAHI KARWA SAKTHE HAI PHIR WAH BOL KI AAP KA PICHAY SE HI BLOCK HAI MAI KUCH NAHI KAR SAKTHA HU AAP CHECK LO OR DEPOSIT KARWA DO PHIR MAINE DUSERE BANK KA CHECK KATKAR DEPOSIT KAR WAYA DIYA . KYA MERE ACCOUNT MAI BALANCE NAHI RAHTHA . KYA AAP MERE ACCOUNT KI JIS DIN SE ACCOUNT OPEN HUA HAI OR AAJ TAK KI DETAIL NIKALKAR DEKH SAKTHE HAI . AAP KE HDFC BRANCH MANAGER KAHTHE HAI KI AAP CASH TRANSACTION NAHI KAR SAKTHE HAI . OR BHOOT SE PROBLEM HAI . MERE KO SIR AAP BATIYE AISA KONE SA SYSTEM HAI KI DEPOSIT NAHI KARA SAKTHE, NA HI CHECK KATSAKTHE HAI YA APNE HI CASH KO WITHDRAWAL BHI NAHI KAR SAKTHE HAI MERI AAP SE YEHI GUJARISH HAI KI AAJ HI IS PROBLEM KO SOURT OUT KAR AAP SE MUJHE YEHI ASSHA HAI KI AAP AAJ HI MERI PROBLEM KO SOURT OUT KARE
BRANCH ID - 0679
BRANCH MANAGER
SATISH MONGA
[protected]
50, MASSUDPUR VASANT KUNJ NEWDELHI 110

Sir,
With due respect, I have opened a RD Account from HDFC bank for One year of Rs. 500/- monthly. The bank withdrawn RD payment twice in the month of November. First RD payment 8 December 2009 & second 11 December 2009. Kindly give us the detail of RD deduction from my account.

Thanks

Satish Kumar

11 Dec 2009
[protected] - RD Drawdown Debit[protected].00 1815.38
08 Dec 2009 RD A-C SATISH KUMAR[protected].00 2315.38
08 Dec 2009 ATS-[protected] -NEW DELHI 1000.00 2815.38
07 Dec 2009 Chq Paid-MICR CTS-NE-SATISH KR 5000.00 3815.38

why is the money deducted as RD Drawdown Debit from my account?

why is the money deducted as RD Drawdown Debit from my account?

Credit Card — Misguide by the agent & the telecaller for card services.

Dear sir,
i have already done the complaint regarding the credit card No :
[protected],
in which i have the payment as per time told by the agent & telecaller before 52 days, the payment credited by the bank & naw they are asking for a charge of Rs 1300/-

But i am Still waiting for the responce from more than a week.

Renganathan Balasubramanian
Credit Card no: [protected]

I am getting SERIOUS THREATENING calls from the telephone no: 64598802 of your credit card recovery dept. for making payment of credit card dues . He is talking in a most absurd and abusining unparlimentary words questing my integrity and calibre in my business circle and personal carrear . I request the HDFC management to take severe action for such indecent humane approach towards customers of your bank . I seek your concrete reply immediately on receipt of this message . Even now after sending the message if i am getting THREATENING calls from the above telephone number i.e 64598802 i am constrained to take police action against the person who telephoned to me. Awaiting your return reply and action. I assure you that i will settle the payment shortly .

Yours

R.Balasubramanian

Right now im job less my credit card no is [protected] and i want my whole amount to be settled. I can pay 700 per month any how jsut clear the amount. Please can u help me with this. I dont want my name to spoiled in my family or any bank

Kindly note that I hold a credit card account as well as a savings bank account with HDFC bank. There was a dispute on the card account as the bank had levied various charges on the same, though I had cleared all my merchandise and rightful dues on the same. I had been talking to your customer services desk, emails and letters to your grievance officer, but the same had not been resolved.

As the charges were continuously being levied, I talked to your customer services. I was advised by the customer care to pay certain amount in order to settle and close the card account. I paid the said amount in Oct'08, but card had still not been settled and new charges are being added every month. Apart from the same your collection agents and representatives are giving me calls throughout the day in odd times and hours, which is causing me immense discomfort and trauma.

Now to my utter shock and surprise, I find that my savings bank account funds have been put on hold. This is gross mistrust and against banking norms and fair practices, of holding my savings bank funds for the payment of credit card dues, without any intimation to me whatsoever. I have not given any direct debit / ECS mandate for the withdrawl of funds from my SB A/c. This is also not warranted under the Banking norms and standards board of India. ( BCSBI).

In case the card account needs to be closed / settled there needs to be an amicable solution of the same and not holding the savings account funds of any individual. I would be viewing this very seriously.

I expect and I request your kind office to take necessary action on the same.

HDFC Credit Card — PAYMENT

i am not used card of hdfc since last 2006, above 2 year they sattelment with me but can not result till date they are also token money four to five time as sattelment token money, then after they are not satteled till date, and also some entry of purches in my statement are not mine used, but there are not reply properly what can i do

Dear Sir,

how can we make the payment my hdfc credit card through online.

Kindly suggest me.

hi, i did not received my credit card pin no. pls send my pin in my email [protected]@rediffmail.com as soon as possible so that i can pay my credit card bill. thanks

Dear Sir

Please send credit card bill to my mail id


Thanks and Warm Regards:

Hussain.
[protected]

HDFC Credit Card — No Payment from my side

Hi,
I had taken the HDFc Credit card two year back and this is also a long story.But today I just came to know that there is some payment has to be made on my part.One of the office had told me that I have to pay some thousand amount as i had taken BT from the bank.I simply asked if that checque has been honoured or payment has to been taken out from your bank.He said no.Atlast he said you pay me Rs 500 and I will close this issue.I am a honest citizen of India nad told him to send receipt and cause why I should pay Rs 500.He said that i want to close the account so give me atleast Rs 200.Again i refused.Why should i pay Rs 200 for the same.

HDFC Credit card management should be ashamed of this act.Now I humbly request to see into the matter and close the issue at the earliest.

HDFC Credit Card — HOW TO CLEAR THE CARD PAYMENT

Dear sir,
This is sreehari and i worked in chennai as a accounts officer and I have salary account in HDFC Bank for 3 years, the bank given Gold credit card at limit off 60000 and i used the card for personal use and paid every month minimum due, but now i am not working, doing self business in my native ( Andhrapradesh).Currently the card amount to be payable 75000, Pls give me guidence to clear the card payment, I need relaxation to my family and me

Thanks and Regards
sreehari

Dear Sir,

I am the Gold Credit Card Holder by the HDFC Bank. I had made Credit Card payment of Rs. 2500/- twice through HDFC Bank on 16th June, 2009 & 17th June, 2009 to "National Institute of Open Schooling, NOIDA (Uttar Pradesh)". But to my surprise, I was informed by the Institute that the payment have not been received yet. Even, I met the Sr. Officials of the Institute they have also said to me that they didn't receive any kind of payment from my side.

I have written the letter to the HDFC Bank, Head Office, on 13.07.2009 and email also. But I didn't get the response from their side.

With Regards,


(SHAILENDRA SINGH)
+91-[protected]

This is to bring you in notice that i am holding HDFC Bank credit card and due to i did not get my salary for 2 months i was not able to pay my bills. But HDFC collection managers executievs called me up and abused me like anything. They used all hindi gaali and awkword words for me that i never expected. When i called up HDFC Bank they promised me to solve this issue that "HDFC Bank representatives are abusing me" within 7 working days and i did not recieve any further action on same.

The representatives are talking . They are abusing in Hindi language and hight of bull that they called up to my old organisation Okaya Infocom at all the extensions and abusing everybody even to my director. They have register a complaint against HDFC Bank.Numbers were[protected], 43145300



HDFC Bank people harass customer in name of collection.

Now you tell what should i do as when i was talking to HDFC people politly you people started abusing. Either you people abuse me or take your payment. So after listening such abusive language its not at possible that i will pay you people. i have my respect and your bank has given authorization to recovery agent to say anything whatever they want. They are saying teri maa ki and mere ghar aa jao and you people are expecting i will pay. I am very sorry for the same.

Please block my card and saving account too as i dont want to carry any relation with this bank. I was a very good customer but just because i did not pay for 2 months you people are created so much cheos for me, even i told my problems and asked for 1 week then too i listen that bull .

Kindly solve this problem ASAP

Regards
Pallavi Singh



Pallavi Singh

I want to check my credit card amount.

Dear Sir,

From last 3 months, i m on official tour & my credit card is not with me. I dont know the minimum amount which I have to pay or pending amount towards me. I[censored] intimate me on +91-[protected] number, i will make payment of card. mY CARD NUMBER IS [protected]. For that I request please call me on above number. Thanks.

This is inform you as well as register my complaint against fraudulent activity on my credit card issued from your bank. I also want to register my complaint about no response from your bank to resolve this issue and unlawful deduction of money from my savings account in your bank.

I had objected about a fraudulent activity on my credit card a while back where about 57, 795 INR were spend in Singapore. I was told that your bank will conduct an enquiry and reverse the transaction back. However i am surprised to see that a unlawful deduction of near by INR 20000 was made from my HDFC Saving bank account and a note from collection manager was sent to me asking more money to settle down the transaction that was not even made by me.

I would look forward to get a resolution of this matter fast and in lawful manner. Please let me know if anything is required from my part to close this issue asap.

A frustrated and ditched HDFC customer

Dear sir,

I have using hdfc crdit card previous years apr-may 2008.using[protected] rs his aafter i have been payment something every month total payment something[protected]rs but credit card bill outstanding just due 31000/-rs at present time so look into matter

Regards

ASHISH NAVLIYA

Requested sir,
I forget my details of Credit Card How should i use my card on Net Banking.
Plz confirm.

I am totally agree with you.They dont know how to speak to the valuable customers like us.Let us come up with a form and file a FIR against this.

Anukur Bhardwaj [protected] MADARCHOD, HDFC Bank

Dear Sir,

acc no [protected]
NAME : SUHAS BABAN NARKAR)

Problem in TRANSACTIONS :

1 ) on 1st April I had done on line payment from [protected]@rechargeitnow.com (mobile recharge mbl no [protected]) but the rechrge amount not transferred on the mobile. Rs Amount 350 Rs


2)Today I had booked the rail ticket from irctc.co.in from Delhi to Nagpur ( journey date 18th May 2010)and the same problem repeated amount of 392 Rs has been debited from my acc.but ticket is not booked.

So you are kinldy requested to clear both the above issues immediately. ( Refund all above amount immediately)

Regards,
Suhas Narkar
[protected]

hello sir,
my name is pratiksha i am using hdfc credit card from last 7 yrs but in the last year i swipe big amt and i also paid more than that but bank requires higher interest amt from me and they continuously irritating me by making call, visiting at home etc. please suggest any way to settle this matter finally without paying much interest and to stop harrasment from them. waiting

Hi Sir/Madam

I have concern regarding the payment of my credit card. I have settled my credit card amount Rs.27300 in month of May’2012 and bank gave me letter to make the payment in 8 EMI’s. I have made the full payment in month of Feb’13 due to some problem. Now I just want the NOC letter and I asked with the banking person to that but as per concern person, my settlement was void and I will pay the whole amount again Rs 44, 000
In may payment Rs 340 was less... May be i forgot to pay. so due to rs 340 they void my settlement.

Please look in to this matter and do the needful.
Hope for the positive response.

My card # [protected]
Name- Tara Kumari
DOB-26 sep 1987
Contact-[protected]

Dear Sir,

I Vinay Mittal, am holding HDFC Creit Card, Credit Card No [protected]. I have made the settlement of Rs 110, 600 in lumpsum on 30th June, 2012. Everytime I would make the payment in cash to your executive as requested by your executive and i would receive a receipt against the amount paid. These receipts were stamped. I made a payment in cash on 13/03/2013 to your exeutive Mr Rahul Sinha, amount Rs 34000/-, Receipt no- F14923414 . I got a call from HDFC bank saying that they haven&#039;t received the payment and there is no one named Rahul Sinha in your bank and that i&#039;ve been cheated. This is my hard earned money and I&#039;ve been cheated. I&#039;ve always dealt with HDFC bank because it is a reputed bank. I&#039;ve lost my trust in Hdfc bank due to this fraud commited.

I&#039;ve attached the scan copy of the same. Please find the attached file and kindly look into the matter on URGENT basis.

Kindly do the needful.

Regards,

Vinay Mittal
[protected]

Dear sir My father was holding credit card of HDFC Bank, and his Loan A/C no is [protected] When My Father have taken the credit card of your Bank there were some Credit card Agent who have activate some Insurance Against his Credit card. he have used the card and purchased some Electronics Goods and other Household Goods Worth 34000 (APRX) and when ever he have asked your Collection Agent the Whole A/C Statement they always used to tell that in next month they will bring it to him. and on 12-11, he have paid them the last payment as they have never given him the A/C Statement. He have asked them for the A/C statement as He didn't Wanted to pay for the Insurance Which He Didn't wanted to pay for the insurance which have activated wrongly against his Credit card. He have always ensured that all the payments are being made on time till Dec 2011. and again made some continued payment from 7-13. Since last month my family's Income have been undergoing some financial crisis and hence requested Decrease the from EMI amount which is Rs 2000/- Per Month to Rs 500/- maximum (Lower amount is more comfortable for him) My Father is 65 year old and a heart patient His monthly income is Rs 1200/, which is his pension amount. and I am the only earning member of my family and I am not doing any job till last month. My father have got some abusive behavior from the number +[protected] from Kolkata Branch and also he have threaten him that his life will get hell His manager name is Satyajit Dey Sarkar and his mobile number [protected].

Dear sir My father was holding credit card of HDFC Bank, and his Card no was [protected] When My Father have taken the credit card from Bank there were some Credit card Agent who have activated by default some Insurance worth Rs 8000 Apx Against his Credit card. he have used the card and purchased some Electronics Goods and other Household Goods Worth 34000 (APRX) and when ever he have asked them (Collection Agent )for Complete A/C Statement they always used to tell that in next month they will bring it to him. and on 12-11, he have paid them the last payment after that He stopped the Payment as they have never given him the A/C Statement. He have asked them for the A/C statement as He Didn't wanted to pay for the insurance which have activated wrongly against his Credit card. He have always ensured that all the payments are being made on time till Dec 2011. and again made some continued payment from 7-13. He have paid total Rs 38000 apx already. Since last month my family's Income have been undergoing some financial crisis and hence requested Decrease the EMI amount which is Rs 2000/- Per Month to Rs 500/- maximum (Lower amount is more comfortable for him) My Father is 65 year old and a heart patient His monthly income is Rs 1200/, which is his pension amount and I am the only earning member of my family (I am staying at Assam) and I am not doing any job till last month. My father have got abusive behavior and threatening calls from the number +[protected] from Kolkata Branch and also they have threatened him that his life will get hell and 3 times they have came to our house and Shouted in front of our house in a very slang way. The manager name is Satyajit Dey Sarkar and his mobile number +91-[protected]. Please Do the need fulls Dipankar [protected]

I HAVE A CREDIT CARD OF HDFC BANK.BUT THE BANK HOW TO TRANSECT FROM OVERLIMIT CARD TO THE COMPANIES.NOW THEY ABUSED FROM THE CHANDIGARH POLICE.FROM THE MOBILE NO.[protected] THEY ASK YOUR NONAVAILABLE WARRANT ISSUED BUT IHAVE NOT RECIEVED ANY NOTICE FROM BANK.I AM PAYING RS.20/- DAILY TO BANK.`S CREDIT CARD.WHATS SOLUTION
THANKS

1. I am a HDFC card holder for a number of years and have been regularly paying all the bills as received vide monthly statements.

2. As per my recollection, I paid a Bill of Rs. 3000/- vide Oriental Bank Of Commerce Cheque No. 126961 dated . 18/11/2014. Payment of this cheque is also confirmed by the Bank and the amount has already been debited in my Bank Passbook.

3. Obviously, this payment must be for the statement received in November or a month so earlier.

4. From the e-statements, it is now seen that payments are due on which late fee and interest is continuously charged till today and the amount totals to Rs. 7621/- as intimated by you.

5. I am quite concerned as I have not received any statements for these months. I had paid my last payment in November 2014 and there has been no further transaction also.

6. I would therefore, request that the late fees and interests shown in the statements from November 2014 onward may be waived.

7. Please do the needful.


Regards,

Hi HDFC,

This is to inform that I had done NEFT from my IDBI account for the payment of my hdfc credit card (no. [protected]) on 27th June 2015, Saturday. But due to some reason it has not been yet reflected in my account even the late charges has been applied.
Pls find attached ref of payment done by IDBI.

Hdfc Bank — Wrong DCD charges

I have observed that a sum of Rs.858.75 has been deducted from my aforesaid account as DCD abbreviation on 20 Feb 2016.
Why ? no body is able to explain other than this that "these are bank charges"?

Bank not providing PIN Enabled credit card

Even after arising compliant also HDFC bank is not ready to provide PIN enabled credit card.

credit card not received.

Credit card not received even after twice applying for it. Ref no.[protected]. Please help me to get the credit card. Phone no:[protected] Account no:[protected]

credit card onlin netbanking

i am 4 to 5 years old hdfc credit card custamed may id 21302975 but id is bluk and may pasword is reset i cumplent one years but no ???? ranning id

HDFC Credit card statement thru email

Please send my HDFC Credit card No.[protected] e-statement thru email [protected]@yahoo.com

AMOUNT DEDUCTING FROM MY SALARY WITHOUT MY NOTICE

For every 10 days 112.36 R's is deducting from my salary account without my notice as 3RD PARTY CASH TXN INC ST & EC 270514, i want to know what type of charge is this? Regards, GEETHA.M

Credit Card — Disgraceful Employees

Past 3 weeks I am calling to know the status of my application, but so far they are still not able to track my record. Everytime i call them they says "our system are down, kindly call us later" its a pathetic customer service.

I WANT AN ASSISTANCE AND WOULD APPRECIATE IF I GET A CALL FROM BARCLAYS WITHIN NEXT 24 HRS.

HDFC Bank is the worst bank to start with. If a payment on credit card is delayed then interest charges and penalty charges are levied and that's what the procedure is with other bank's credit card that i use. HDFC sent my data to some collection agency and i receive at least 20 calls on my mobile and home land line threatening to make the payments. They are highly illiterate people, abuse on calls and threaten to send someone at my place.
I called HDFC requesting to stop these calls, i was informed that i will not get any more calls but they called me on sunday atleast 50 times. Highly disgraceful, a warning for everyone, do not take HDFC credit card, if you hold one, cancel it if you can.

Siddharth

HDFC is one of the bloody suckers bank. I hold a credit card on 2008 from Delhi and made payment as well from my hometown Kolkata. Now after 3 years all of a sudden these suckers wake up and threatening me and my parents, giving calls to the landline and mobile, that a sum of 58, 000 has been due and i have to pay that. I agree with Dipmala and Siddharth that please cancel HDFC credit cards as they could be life threatening element for the future as well. The executives are illiterate, and have no respect and they even abuse my neighbours and my family. Instead of saying Madam or Ma'am, this Kalpana is calling me as Mem Mem..and her hindi is like a village uneducated woman. Please stop abusing public's life. If God forbids same thing happens in their life then they will get to know the reality. God knows what will be the solution.

you are the lucky person on earth, if you got the credit card they would have squeezed every thing out of your salary and harassed you like any thing, yo are lucky man you got rejected, the real pain is for those who got the card

Hello,

I Applied HDFC Credit Card, my Application No is: [protected]E1, i want to know the the status of the application.

Please help me how to found the application status.

Regards,

G. Hemanth Kumar,
Software Engineer.

Hi,

I recieved a call from HDFC Customer rep informing that you have been one of the few special ppl who have been offered a platinum credict card. They told the offers their card as and asked the limit I have on other cards, I told I had 1.6 lakhs and the rep responded that i will be provided with a much higher limit than 1.6 lakhs. When asked the rep promised that i would get a minimum of 3 lakhs and she will make a note on the application form.

I received the card and was given 1.5 lakhs, when lodged a complaint with the HDFC Customer care department they told that i will get a call from someone regarding it...its been well over 2 weeks and when called the customer care they have told that they have tried reaching me and was not able to reach...

I have called the customer care again asking the status they told that it cannot be increased and if needed i could cancel the card by sending a written letter to HDFC cards.

Wasted time talking to the rep., submitting documents, lodging a complaint with them...poor service and wrong expectation by the bank.

Regards,
Sanjay
[protected]
[protected]@yahoo.com

Dated: 03.10.2010



Sub: Complaint Against HDFC Bank Credit Card Nuisance

Reference : HDFC BANK CREDIT CARD NO: [protected].


Dear Sir,


I regret to inform you and for your kind notice that I was holding and HDFC Bank Credit Card vide no: [protected]. In that card, my credit limit was Rs.2, 38, 000/- and after that Bank has revised and reduced the Credit Limit from Rs.2, 38, 000/- to Rs.1, 77, 000/-. I have used my Credit Limit and I have already paid Rs.2, 77, 371/- against my Card as per their statement dated 17.03.2010. I had no outstanding against my Card. Only some Interest Charges were Lying in my Card.

On that basis, I have requested to Bank to settle and convert my some Interest dues amount sympathetically in to fresh simple EMI after reversing all the Late fees, Extra Interest Charges and the unnecessary fees charged by the Bank Intentionally. Due to my tremendous financial problem, I was not in position to submit my children’s school fees and house rent also which already I had discussed this matter frequently to their customer care executive over phone & at least 14 to 15th times and sent 14th to 15th frequent reminder letters also.

If you see the Receipts & Payments A/c of my Card, from beginning to end then you can easily observe that, I have made already over and excess payment against my used amount through card. If you see my accounts I have already paid the excess amount which the money I have used through Card. If the bank waive my unjustified Interest and Late fees, then nothing outstanding will be pending against my card. Which amount I have used against my Credit Card, Out of that, I have made excess payment against my used amount.

Being a preferred customer for long time, I have changed my address, phone no etc honestly. As a result of which, their Recovery agency/goons have started to hassle me mentally and also my wife, not only that, they also used abusive and very rough language over phone and came to my office and insulted me in the front of everybody with very abusive and slang language and told me to make the payment immediately, otherwise they will attack me and my family with their team and told me that, they will thrash me in the front of my society and also told me that they will abolish me from my job. I am a very simple Private Company’s employee and simple middle class family. That incident happened for last 5 to 6 months. After completion of their mental and physical harassments, HDFC Bank has sent the Legal court notice to my address. I am a very simple and middle class family member and a very simple employee of a private company. Bank continuously pressurized me to take the credit card.

Trying to claim huge amount intentionally from customer, that is the practice of HDFC bank .Please tell me, Is it a Reputed Bank ???

My Credit Limit was Rs.1, 77, 000/- and I have paid Rs.2, 77, 371/-. If my intention was bad then, why I will make the payment for Rs.2, 77, 371/-. Their Intention is how to raise the Interest amount and late fees unnecessary and pressurize to customer mentally. Trying to claim huge amount intentionally from customer, that is the practice of HDFC bank . Is it a Reputed Bank ???

Due the tremendous mental harassment to me and my family, My wife is not well and she also feels very insecurity. Please help me and my family from HDFC Bank’s Credit Card nuisance.

Thanks with Regards,

Manas Ray Chaudhury
Bhopal.

NB: Threatening Calls came from Phone no:[protected]. Mr. Manjit, Mr. Hitesh, and one Lady (Not told her name)

[protected]Mr. Sunil, Mr. Dubey [protected])

NB: In spite of repeated request, the HDFC Credit Card Division were not Co-operating with me. Their actual Intention is bad and how to harass the customer mentally and physically in public place.

dear sir,
as we have transfer 10, 000 in the platinum plus-credit card . in the bill it is given that Mrs.Niketa Goradia has spent Rs 1, 800 and Mr Dinesh Goradia has spent Rs 4, 996 than the sum of these ruppees that are spent is Rs6, 796 so wher the other amount is gone which is Rs3, 204. so please solve this problem as soon as you can.the credit card number is [protected]. transfer the ruppees to the credit card after the solution or sent a bill to this address-DAL BAZAR-PARIWAR LAXMI COMPLEX, 201, LASHKAR, GWALIOR.

car for sale, please lone clear, want forcloser

i had taken an used car loan from hdfc bank on 2010 and i want to close the same as i got transfered to delhi and i have asigned to mr manish singh to close the sais accoun but no body is going to close for the same at hdfc car loan division.

I really being disturb and now onwards i am not able to pay the emi for it .

Pls suggest in this regard

My AGGREEMENT NO IS 16519834

Naveen singh
LIG 1140 AWASH VIKASH 3
kALYANPUR KANPUR-208017
[protected].[protected]

What kind of charges were drawn dated on 05/05/11 & 19/09/11 & 03/11/11 & 06/02/11 total is 2135 Rs.
The above amount for credit card was deducted from my bank account.
Please reply me & credit that amount back in my HDFC bank account.
Otherwise I will sent the message with my account details to Reserve bank of India (RBI) as well as I will go to Grahak Suraksha Kendra.
reply me immidetely
My contact details : [protected]
my hdfc bank a/c no: [protected]

dear sir .i have a two wheeler loan from your esteemed bank.my loan account is 15287848 and dsa no.is 21292.i have taken bike from focuz biwheelers, panambilly nagar cochin 36.my bike no.is kl7 bl 5685.and my name is anilkumar.asper our agreement they told me that your each months instalment of rs1516.00 would be collected from my bank through ecs system.but this month one executive sudheesh from chennai .due to some technical reason your instalment can not be collected so make your payment by cash.i agreed but can give only by cheque .but they insisted me so badly they want ready cash other wise your name will go to cibil .any way i made pay payment.my questin is you told me my collection is by ecs.should i give ready cash in coming months?i approched my bank they replied me that they didint ive mandatory form.only then they will be able to enable ecs.i contacted the respective executive of hdfc in focuz his name is saleesh, he replied me that is none of our business, if you want you only do tha needful to enable ecs.as am out of station ican not do soon.you are already taken service charges from me to do all these thinkgs.i have no time to spend to enable ecs and attend your calls.i humbly request you that either u enable my ecs.or collect thru cheques.kindly do the needful anil ph[protected]

sir i buy a bike bajjaj discover from your hdfc finanance but ihave payment all istalment but i hahe not get my noc or clearance so plese give my clearance following address or email--------bike no-OR-05-V-2358, NAME -Laxmidhar Nayak, AT-Kantil;PO-Athgarh;DIST-Cuttack;ORISSA;PIN-754029 [protected]@gmail.com

when u give a rc book. starting my due since 2007 feb. my due period 2years and 10 months.

i need a bike on loan

g

sir i buy a bike hero honda super splender from your hdfc finanance but ihave payment all istalment but i hahe not get my noc or clearance so plese give my clearance following address or email--------bike no-GJ18-N-3228, NAME -PATEL GOPALBHAI RAMDAS, address- 19/2, ambica nagar society, mansa AT-PO-MANSA ;DIST-GANDHINAGAR, GUJARAT(382845) EMAIL- [protected]@yahoo.com

Hello,

I have apply two wheeler loan in HDFC for last 45 days.
My salary account is in HDFC bank, i submeet all document in HDFC bank loan executive.
My CTC 6 lp/a,
So pls in detail i have eligible or not?

yogesh patil
[protected]

Dear Sir/Madam,
I have purchased Two Wheeler in Aug2008.Total Amount is 16000.I hav epaid 62400 Hard cash.Remaining amount is finaciced by HDFC Bank.My EMI is 2600 for 24 months, sep -2010 completed my vehicle loan pls send loan clearnes details vehicle no AP 11 AE 4574.

please send d details my mail id [protected]@gmail.com

Mobile No:[protected]

Thanks and Regards
J.Srikanth reddy

Hello,
The HDFC bank 2 wheeler loan customer service executives are pathetic .

I have applied for 2 wheeler loans and from HDFC bank being an excisting customer bank given me the approval without any issues giving me a good finance scheme. But after 2 week also my loan process is still going on, from the day 1 I am following the HDFC customer executive guy from the loan department he doesn’t even have curtsey to call me back and give me the status .
For document collection also I have call the executive to meet me and collect the document

It seems that HDFC bank having lot many of customers in Queue so they are not taking much burden for new customers

Regards,
Kiran Mumbre
[protected]

Dear Sir,


constumer name: Rupesh Patil want to know the reason why the installment is not deducting from the account. We have gone to HDFC Andheri Branch but no Cooperate over their.

Warm Regards
Dakshata

dear, sir

SO MANY TWO WHEELERS CASES NOT PROPERLY VERIFIED BY YOUR AGENCY CREDIT ALLIANCES SERVICES PVT.LTD, BHUBANESWAR PLZ CHEACK ALL TWO WHEELERS LOAN S GIVEN AT-NAYAGARH (ORISSA) FROM-17/2/2011 HDFC BANK NOW IN RISK IN NAYAGARH ALL THE PROVE GIVEN BY MAIL AFTER 5 DAYS
REGARDS
BISWAJIT
NAYAGARH

MY NAME IS ABRAHAM TWO WHEELER LOAN A/C.NO.18149430
ECS NOT ELIGIBLE IN PUNJAB NATIONAL BANK
PLEASE DON' T PUT PENALITY IN FUTURE AS IAM PAYING IN DUES AMOUNT REGULARLY FOR THE PAST THREE MONTH I PROMISE THAT I WILL PAY MY FUTURE DUE ALSO REGULURLY WITHIN DUE DATE
THANKING YOU
CONCACT NUMBER : [protected]

Hi,

I brought passion in 2007 with HDFC finance (12 months period) in Chennai. Show room was Reliance Motar Pvt. Ltd (Near to Spencer).

Now it was shifted to some other location due to the Metro rail construction works...

Now the problem is I forgot to collect the RC book after the loan clearance now i dont know how to get my RC book.

I heard that once the loan was closed RC book will be delivered to respective show room.

I can only produce vehile no, engine no, and chasis no. dont have loan details.

Please let me know the procedure to collect the RC boom or write a mail to [protected]@gmail.com


Thanks in advance.

HDFC BANK TWO WHEELER LOAN EXICUTIVES COLLECTED ADDITIONAL MONEY FOR SHOW ROOM CHARGES, THIS IS UN OFFICIALLY, PLEASE ENQUIRY IT, ... THEY HAVE COLLECTED PROCESSING 2.75%, DOC CHARGES &amp;ADDITIONAL RS.1100/
WITHOUT RECEIPT. ALL EXTRA AMOUNTS ARE INCRESE TO INTEREST RATE ARROUND 22%, SO PLEASE ACTION .
HDFC BANK LOAN DIVISION IN NELLORE, ANDHRAPRADESH EXICUTIVES ARE MURALI (CONTACT NO[protected])&amp;
SALES MANAGER RAJESH([protected]).

I am Kapil Saraf, HDFC executive(Alpana) has provided me wrong information and due to this personal loan amount is delayed by 15 days. and
they have not disbursed amount til and EMI has been started.
Even when i called on executive number they have not picked up call and not proper response.

my request to consumer forum that the same cheating case should not happen and who will responsible for the this delayed.

Kapil Saraf
+91 [protected]

i applied for a personal loan in hdfc on septmber 1st from that day i am getting minimum 3 calls /per day ,finally agent came and collected the documents (salaryslip,id proof,address proof,bank statement),
then verification started .Verification over with in 2 days.On November 2 nd i got a message your loan is approved and status number also.up to till date they not credited my amount.I called the customer care 5 times,they told under processing,I applied for Rs75000 and i have a savings account in hdfc also.i dont know what this people is doing.May be i will get or not that is not an issue.if they are give on right time other wise reject it.My advice for all of you , if you are seriously need money with in 7 days, dont go for hdfc,with in 1 or 2 month only you required money then go for hdfc and with in that one month every day you will get minimum 2 calls/day.

This is AMAR GAJARE from Chennai working in HCL Technologies as SSE, Same thing now happening with me, the HDFC bank personal loan related persons which were in touch before are Sudha [protected] and Tamichelu [protected] from Chennai, the worst banking guys who just promisd to give loan in few days they took my all documents and verification also over but they never turned back.Actually I was in need of the personal loan