HDFC Bank Complaints & Reviews

krishna Trading Company
a/c [protected]

subject: reverce bank charges
hello sir,
bank charges on cash are very high in my a/c. they are lum sum one lac Rs.. plz do something sir.
My a/c is in muzaffarnagar branch.
thanks.
Gaurav Goyal
C/o M/s Krishna Trading Company
mobile: [protected], [protected]
email: [protected]@gmail.com

I HAVE OPENED AN ACCOUNT IN STAFF CATERGORY SINCE I M A HDFC BANK EMPLOYEE, AS PER AS BROKERAGE CONCERNED THERE IS NO CHARGE, STILL HDFC SECURITES CHARGING MORE CHARGES LIKE BROKERAGE FEES MAINTENANCE FEES, ANNUAL MAINTENEANCE, MONTHLY MAINTENANCE LIKE THEY SPINNING MONEY AFTER GIVING COMPLAINT TO HDFC SECRUITES MY COMPLAINT DID NOT RESOLVE, TEL [protected]

HBL GLOBAL PVT LTD / MERCHANT SERVICES — PM Amount not received

Dear Sir,

I am Saurabh Agarwal had been worked with HBL Global Pvt Ltd as a Relationship officer in Merchant Services Deptt (EDC M/c) Emp id - S16951 located at Kanpur from Nov 30, 2005 to 24 September 2007 would like to request you to kindly arrange to credit my PF Amount due with you as still it has not been credited in my A/c.

I had sent all the necessary docs alongwith Form through registered Post by Dec'2008.

Its my humble requets to you to kindly look into the matter and arrange to credit the due PF amount in my A/c at the earliest.

Thanks & Regards,

Saurabh Agarwal
15/253, Civil Lines
Kanpur - 208001
Mb - [protected]
[protected]@rediffmail.com

This is how, HDFC is recording high quarterly profits. They are cheating customers by imposing the higher pre-closer charges and interests for the existing customers. As the customers are paying high interest and not allowing to switch to the lower interests without paying the penalty, the HDFC bank is cheating customers and showing high profits.

I do not understand why RBI is not taking action on these bank for this kind of cheating.

I took a home loan in HDFC for my new flat and the flat is still in construction stage, so the flat is not registered in yet. Now I am selling the flat before registration, the approved loan amount is 50 Lakh and the outstanding balance on the loan is only 30 Lakh.

HDFC is charging me 2% prepayment penalty on the loan approved value, not on the outstanding value.

See the charges given on the loan application, it show the early redemption charge is application only in case of commercial refinance (my loan is Adjustable Rate Home Loan)
[protected]---- from loan application[protected]----
CHARGES:
For Fixed Rate Home Loans (FRHL) an early redemption charge of 2% of the
amount being prepaid is payable, if the amount being repaid is more than 25%
of the opening balance*. However, under Adjustable Rate Home Loans (ARHL)
option early redemption charges of 2% is payable only in case of commercial
refinance. You may be required to submit copies of your Bank Statments or any
other documents that HDFC deems necessary to verify the source of
prepayment.
[protected][protected]----

The prepayment charge in case of property sale is not mentioned anywhere in my loan agreement.
Is there any way I can close HDFC home loan without paying prepayment penalty?

Dear Sir,

I am K.CHANDRASEKHAR, held a credit card of HDFC bank (Card No. [protected]) from last 5 years iam using card. Due to my personal financial reason I have unable to pay regularly but iam paying with one month delay
iam getting calls from agency department .what i asked the bank people pls check my last 5 years track record how i paid ...now i requested them to convert my outstanding into 12 Emi. i dont want to spoil my track.

I would like to request you that please look into this matter and intimate suggestion if any.


Regards,
chandrasekhar.k

Iam Chandrasekhar having HDFC credit card from last 5 years .my card no-[protected].from last 4 months i am making payment with one month delay cause of my bad financial position. continuously getting calls from agency people i clearly explained about my position and i requested that convert my total outstanding into 12 E mi's. They are saying it is not possible and suggested me to go for settlement .That to i have to clear with in 5 installments of my total amount .i am very confused about this Pls give me suggestion and do me Favour ..

Thanks&Regards,
K.ChandraSekhar

Hi

I am Vijay Bajpai. I applied for one HDFC CREDIT CARD around 3-4 years back. Last years this card expired and band sent me new card with out discussing with me. Even no single call mail too. At that time I was out of country, if this card went to wrong hands who was responsible? Fortunately my parents were at my home. They received. Once I came back to to India, I asked for reason for that card. I din't get any satifactory answers from them. I am chasing these guys from last 5 months and they are making me fool. I am sending them mails and they are replying with same type mail. As per them I dropped my card and hand written letter to their ATM drop box but still they are not closing my Card. And sending me only drafted mails to me.

Please take hard and strong action or let me know about legal action. I dont want to save them. They are irritating me again and again.

Vijay Bajpai

Hi,
last November my card is hacked in US, so i have blocked my card and submit all the document they required, in December they credit that amount in my new card, but still from January they added that amount in my bill, every month i have call to customer care and they told me we are in process but still they added interest in my card, they don't resolved my solution. I called 2-3 times in Chennai office but still it is pending, now they told me i have to paid that interest, this is really disgusting they don't work properly . i have attached the april month progressive dispute form image.
could you please do the needful for me.
Please update me on this as early as possible.
Regards,
Seema Choudhary
[protected]
[protected]@gmail.com

HDFC Bank Ltd — PF of Ganesh Ramnath Shinde-HDFC Bank Ltd

To,
Respected Sir/Madam,

My self Ganesh Ramnath Shinde, Employee Code 56686, Division- Commodity Exchange & Liabilities Biz- CBG, HDFC BANK LTD, 1ST floor, HDFC house, Nr Mithakhali Six Roads, Navrangpura, Ahmedabad, Gujarat-380009.
Tele.[protected]
Joining Date-1.12.2007
Resicnation Date[protected]
Still my PF amount not Credited in my account. Please do the needful

Ganesh Shinde
[protected]

Is HDFC Branch Raxaul 845305, Bihar started?

HDFC Securities — Poor service by customer care executive

This is with reference to complaint : 3800095.

On 25 Aug 2011 I called customer care to inquire about scheme assigned to my account which is 1469738.

My call had attended by executive nehal and I have been given following information.
1) There will be no brokerage charges for single transaction upto 1 LAKH for the next 3 months.
This included 3 taxes.

brokerage charges 0.5 %
Service tax on brockerage 10.30%
Security Transaction 0.125%


This is done because the security account has created with corporate scheme .


As per the information I have started transacting using HDFC securites.

On 21st of September,

I have noticed brokerage charges against my transaction done on 20th sep 2011.

I immediately called customer care (this time the call was attended by
zenab) .I have been given information as the charges are deducted as my total transaction amount (This includes all my transaction and not a single
transaction) was more than 1 LACK.

I need the brokerage amount to be deducted from my transactions as I have been given wrong information by one of your customer care executive.


on 23rd of September ,I got a call from one of the executives .
He said he understand the inconvenience .He even admitted the mistake from customer care executive but refused to give extra brokerage amount .
To add to this he suggested me to read the document.

I must say this is a very poor service if the executives don’t know what they are selling how they expect us to have all the information about the scheme in fact the call on 25th august was made to understand the schemes.

I have all the necessary recordings to prove you wrong and I dont mind filling the case with high compensation for the inconvenience.

You may call me on [protected]/[protected] for more details.

Dated: 03.10.2010

To

Indian consumer Complaint forum

Sub: Complaint Against HDFC Bank Credit Card Nuisance

Reference : HDFC BANK CREDIT CARD NO: [protected].


Dear Sir,


I regret to inform you and for your kind notice that I was holding and HDFC Bank Credit Card vide no: [protected]. In that card, my credit limit was Rs.2, 38, 000/- and after that Bank has revised and reduced the Credit Limit from Rs.2, 38, 000/- to Rs.1, 77, 000/-. I have used my Credit Limit and I have already paid Rs.2, 77, 371/- against my Card as per their statement dated 17.03.2010. I had no outstanding against my Card. Only some Interest Charges were Lying in my Card.

On that basis, I have requested to Bank to settle and convert my some Interest dues amount sympathetically in to fresh simple EMI after reversing all the Late fees, Extra Interest Charges and the unnecessary fees charged by the Bank Intentionally. Due to my tremendous financial problem, I was not in position to submit my children’s school fees and house rent also which already I had discussed this matter frequently to their customer care executive over phone & at least 14 to 15th times and sent 14th to 15th frequent reminder letters also.

If you see the Receipts & Payments A/c of my Card, from beginning to end then you can easily observe that, I have made already over and excess payment against my used amount through card. If you see my accounts I have already paid the excess amount which the money I have used through Card. If the bank waive my unjustified Interest and Late fees, then nothing outstanding will be pending against my card. Which amount I have used against my Credit Card, Out of that, I have made excess payment against my used amount.

Being a preferred customer for long time, I have changed my address, phone no etc honestly. As a result of which, their Recovery agency/goons have started to hassle me mentally and also my wife, not only that, they also used abusive and very rough language over phone and came to my office and insulted me in the front of everybody with very abusive and slang language and told me to make the payment immediately, otherwise they will attack me and my family with their team and told me that, they will thrash me in the front of my society and also told me that they will abolish me from my job. I am a very simple Private Company’s employee and simple middle class family. That incident happened for last 5 to 6 months. After completion of their mental and physical harassments, HDFC Bank has sent the Legal court notice to my address. I am a very simple and middle class family member and a very simple employee of a private company. Bank continuously pressurized me to take the credit card.

Trying to claim huge amount intentionally from customer, that is the practice of HDFC bank .Please tell me, Is it a Reputed Bank ???

My Credit Limit was Rs.1, 77, 000/- and I have paid Rs.2, 77, 371/-. If my intention was bad then, why I will make the payment for Rs.2, 77, 371/-. Their Intention is how to raise the Interest amount and late fees unnecessary and pressurize to customer mentally. Trying to claim huge amount intentionally from customer, that is the practice of HDFC bank . Is it a Reputed Bank ???

Due the tremendous mental harassment to me and my family, My wife is not well and she also feels very insecurity. Please help me and my family from HDFC Bank’s Credit Card nuisance.

Thanks with Regards,

Manas Ray Chaudhury
Bhopal.

NB: Threatening Calls came from Phone no:[protected]. Mr. Manjit, Mr. Hitesh, and one Lady (Not told her name)

[protected]Mr. Sunil, Mr. Dubey [protected])

NB: In spite of repeated request, the HDFC Credit Card Division were not Co-operating with me. Their actual Intention is bad and how to harass the customer mentally and physically in public place.

Dear Sir,
My name is jinu c baby.I joined the Hdfc Bank on[protected] as CSE in savings account section at Thrisur palace road branch (kerala) and my employee code is CJ02329. I've resigned from the bank on[protected].
My quiry is that I've not recieved my last month salary and full and final. I also have not recieved my releaving letter. I've asked about these From my AQUISITION MANAGER RAJESH KUTTAPAN many times.
Kindly ckeck it and release my balanced salary, full and finalsettlement and releaving letter.
Yours Truly,
Jinu c baby,
CJ02329
Ph.[protected]

I also got abusive langauge from HDFC Agent for Card No.[protected].

Complaints are genuine

KK Singh

Dear Sir,
I Have Deposited a ICICI Bank A/c payee cheque at HDFC ATM Center Nehru Place, New Delhi of dated 14/10/2009 within an HDFC deposite Envelope . But still not credit my account. when i check account balance it showing clearing on 15/10/2009 with Code "OCD" and next day 16/10/2009 "CDR".
When I contact with the nearest Bank at Nehru Place, New Delhi. Bank directly told "Irregularly drawn" and need to call the customer care. But customer care told after 5 days cheque will sent to home address.
Please help me and do the necessary.
My a/C Details is
HDFC Bank A/c No- [protected]
Name- SACHIN CHAUHAN
Mob.no. [protected]

dear sir
I HAVE RECIEVED A CHEQUE FROM YOUR BANK BY ORDER OF FUTURE GENERALI INDIA INSURANCE CO LTD. HAVING CHEQUE NO.197026 ON 25/10/09 AND DEPOSITED IT OUR NEAREST S.B.I BRANCH. BUT STILL THE CHEQUE HAVE NOT BEEN CLEARED. PLEASE CLEAR MY CHEQUE IMMEDIATLY.
WITH HUMBLE REQUEST
CHAMPAK DEKA
[protected]
CV02627656

Dear Sir,

I Have Deposited a Kotak Mahindra Bank A/c payee cheque at HDFC ATM Center Baner pune, of dated 15/03/2017.
on 16/03/2017 i have received sms stating that "INR xx(Amt) deposited to ac no xx . clr bal is xx.
when i check my account it was not credited.
next day 17/03/2017 i got another sms "chq xx for INR xx deposited on ac no xx has been returned unpaid due to payment stooped by drawer" is that chq got bounce. i visited hdfc bank they mentioned payment has stooped by chq drawer. but when i take out my bank mini statement it was mentioned as CHD and next day CDR. will you please help me on urgent basis.
Please help me and do the necessary.

Name- Vivek Adhav
co- [protected]

awful professionalism.. disgusting.. HDFC must compensate

How much action has been taken against Archana Chugh yet hdfc bank?
batmeez ladkiya bitha rakhi hai lagta hai hdfc ne saste me.

HDFC CREDIT CARDS — unauthorised payment from credit card

1.payment of Rs934.67to Aditya Birla Retail mart without my permission. 2.second payment of Rs 934.67 to Aditya birla retail mart without my permission

i am living in Dasuya, Dist - Hoshiarpur . At 11 PM when i visited your ATM machine in Dasuya for credit card payment and the guard was sleeping inside and did not open the door, i shouted to open the door because it was last day for credit card payment and now credit card cell will charge me huge amount of intrest for late payemnt . Now who is responsible for this customer myself, ur bank or that guard...waitoing for ur kind reply...