Serious Complaint against HDFC car loan
[protected][protected][protected]
Dear SIR/Madam,
I am a new customer with HDFC and all the salaried accounts of my company (over 100) are with HDFC. I would like to file a complaint with respect to their car loan processing. I am also submitting this complaint on various consumer online forums, so that others can become aware of their sub-standard service.
As of my background, I am a graduate from IIT Bombay with All India Rank 95, then worked at Bangalore for 3 years, then did Masters from York University Canada, and now recently joined as Principal Engineer (senior post) at a private company in Bangalore.
I applied for loan about two weeks ago with documents as requested by HDFC agents in Bangalore. 2 days later, they informed that my address proof was not valid (because my rental agreement was less than 3 months old). As per their suggestion, I applied for address change with HDFC bank so that it can be taken as a valid address proof. But that too didn't get changed over one week. So, then I submitted a copy of my phone bill as address proof, which was accepted. Now, they are asking for my FULL offer letter, because I have had no salary for last two years (because I was studying). I told them, that I can give a few pages, but not the FULL copy (as it will be a breach of confidentiality), but they are not accepting it. Note that previously they said that a copy of my pay-slip of first 10 days (through which my salary break-up can be easily deduced), statement of other bank (ICICI) and my previous Form 16s would be sufficient.
We had already discussed all the documents required RIGHT AT THE BEGINNING (two weeks ago), which I had duly submitted, but still more documentation is required, and that too which is highly confidential. I am extremely angry at the un-professionalism shown by HDFC employees. Because of them, my car delivery has gotten delayed and still no sight of processing. Everyday, I am travelling by auto rickshaw and have to handle their haggling every morning and evening. Everyday, I am coming to office late because of this. Everyday, I have to synchronize with their agents for 20-30 minutes on latest status, and then synchronize with the car dealer for another 20-30 minutes. Everyday their agents keep asking me to wait for 1 more day, for last two weeks!
I have lost tremendous valuable time, money and emotional energy because of this. And all of this for a car loan that is less than my 2 months salary....
I do not want HDFC car loan anymore, and will not engage in any other activity that I had planned with HDFC (like demat, PPF, FD etc.). I will also recommend other employees in my company (over 100), all of whom have a salaried account with HDFC for not engaging with HDFC bank for other activities.
Romil Jain
Aug 14, 2020
Complaint marked as Resolved
I have apply two wheeler loan in HDFC for last 45 days.
My salary account is in HDFC bank, i submeet all document in HDFC bank loan executive.
My CTC 6 lp/a,
So pls in detail i have eligible or not?
yogesh patil
[protected]
I have purchased Two Wheeler in Aug2008.Total Amount is 16000.I hav epaid 62400 Hard cash.Remaining amount is finaciced by HDFC Bank.My EMI is 2600 for 24 months, sep -2010 completed my vehicle loan pls send loan clearnes details vehicle no AP 11 AE 4574.
please send d details my mail id [protected]@gmail.com
Mobile No:[protected]
Thanks and Regards
J.Srikanth reddy
The HDFC bank 2 wheeler loan customer service executives are pathetic .
I have applied for 2 wheeler loans and from HDFC bank being an excisting customer bank given me the approval without any issues giving me a good finance scheme. But after 2 week also my loan process is still going on, from the day 1 I am following the HDFC customer executive guy from the loan department he doesn’t even have curtsey to call me back and give me the status .
For document collection also I have call the executive to meet me and collect the document
It seems that HDFC bank having lot many of customers in Queue so they are not taking much burden for new customers
Regards,
Kiran Mumbre
[protected]
constumer name: Rupesh Patil want to know the reason why the installment is not deducting from the account. We have gone to HDFC Andheri Branch but no Cooperate over their.
Warm Regards
Dakshata
SO MANY TWO WHEELERS CASES NOT PROPERLY VERIFIED BY YOUR AGENCY CREDIT ALLIANCES SERVICES PVT.LTD, BHUBANESWAR PLZ CHEACK ALL TWO WHEELERS LOAN S GIVEN AT-NAYAGARH (ORISSA) FROM-17/2/2011 HDFC BANK NOW IN RISK IN NAYAGARH ALL THE PROVE GIVEN BY MAIL AFTER 5 DAYS
REGARDS
BISWAJIT
NAYAGARH
ECS NOT ELIGIBLE IN PUNJAB NATIONAL BANK
PLEASE DON' T PUT PENALITY IN FUTURE AS IAM PAYING IN DUES AMOUNT REGULARLY FOR THE PAST THREE MONTH I PROMISE THAT I WILL PAY MY FUTURE DUE ALSO REGULURLY WITHIN DUE DATE
THANKING YOU
CONCACT NUMBER : [protected]
I brought passion in 2007 with HDFC finance (12 months period) in Chennai. Show room was Reliance Motar Pvt. Ltd (Near to Spencer).
Now it was shifted to some other location due to the Metro rail construction works...
Now the problem is I forgot to collect the RC book after the loan clearance now i dont know how to get my RC book.
I heard that once the loan was closed RC book will be delivered to respective show room.
I can only produce vehile no, engine no, and chasis no. dont have loan details.
Please let me know the procedure to collect the RC boom or write a mail to [protected]@gmail.com
Thanks in advance.
WITHOUT RECEIPT. ALL EXTRA AMOUNTS ARE INCRESE TO INTEREST RATE ARROUND 22%, SO PLEASE ACTION .
HDFC BANK LOAN DIVISION IN NELLORE, ANDHRAPRADESH EXICUTIVES ARE MURALI (CONTACT NO[protected])&
SALES MANAGER RAJESH([protected]).