Dear Sir
I had taken personal loan from HDFC BANK . Please find the lawyer notice to HDFC bank with case details as follows:
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Dharmadhikari M. D.
M. Sc., LL.B.,
ADVOCATE
Sterling Nisarg - II,
Flat No. 8, Pari Company Road,
Dhayari, Pune-411041.
Date: - 04/10/2008
NOTICE
(By Regd. A.D.)
To,
The Branch Manager,
HDFC Bank Ltd. (Recovery Department),
Retail Asset Collections,
Oswal Bandhu Saha Building,
Shankar Sheth Road,
Seven Love Chowk,
Pune-411042.
Sirs,
Under the instructions of my client, Mr. Sanjib Maity, R/at – Flat No. 502, Dafoddils, Gulmohar City, Kharadi, Pune-411014, I hereby address you the notice without prejudice to my client’s legal rights, as under:-
1) My client has taken a personal loan of Rs.2, 00, 000/-, from your Bank, in the month of December 2007. The agreed Equated Monthly Installment (E.M.I.) payable by my client was of Rs.5, 719/- to be repaid in 48 months. My client has repaid you Rs.25, 000/-, as on 13/09/2008, vide repayment receipt No. 11966483 dated 14/8/2008 and No. 11790307 dated 13/09/2008.
2) My client’s parents, grand father and grand mother met with a serious car accident at Bhadrak (Orissa State) on 27/12/2007 and my client lost his parents and grand parents, due to this accident. This has caused a great irreparable loss to my client and has disturbed his peace of mind. My client was away from Pune for about 3 months, to attend all the religious functions of his deceased parents. In the process, my client was unable to repay the loan amount, as per agreed E.M.I.
3) My client has already explained this situation to your Recovery Officer, and has promised that he will be updating all the repayment upto the period of September, 2008. Inspite of this promise, it is surprising to note that you have ceased my client’s Salary Account No. [protected], maintained at your bank at Kalyaninagar Branch, Pune. Not only that, but your officials have ceased my client’s September 2008 salary of Rs.21, 937/- and his account is showing debit balance of Rs.200/-.
4) My client has no any other source of income than his salary. Under such circumstances, if my client’s salary account is ceased and his total salary is forfeited towards repayment of loan, he will be unable to maintain himself and his wife. Please note that your high handed action to cease the salary account and the total salary of my client is illegal, unwarranted and against the provisions of law.
5) In view of this, my client hereby instructs you that his salary account be released and he may please be allowed to operate the account, within seven days from receipt of this notice, under confirmation to him. In case of default, my client will be constrained to initiate the legal action against you, at proper Forum, the costs and consequences of which you will have to bear and you will be responsibe for the same, which may please be noted.
6) The notice charges of this Notice of Rs.2, 000/- is to be borne by you.
Place: Pune.
( M. D. Dharmadhikari )
Advocate
Aug 14, 2020
Complaint marked as Resolved
http://www.consumergrievance.com/icrpc.org.contact.htm
and send a Complaint against the bank
OR
Send a Letter to
Any of the banking ombudsman
http://www.consumergrievance.com/icrpc.org.bankingombudsman.htm stating your problem and the harassment ..
With No rules of RBI, a Bank cant harass Family members for any ones DEBTs.
best of Luck..
Screw these ..So that they know there Limits and stop Harassing people out of no cause...
THE MANAGER,
HDFC BANK CARDS DIVISION
DELHI
SIR/MADAM,
Due with respect I Dr.Yudhvir Singh want to say that I hold hdfc card and did cut card & deposit in barwala atm branch MUCH BEFORE BILLING DATE eg. 06/10/2008 and mini card was dropped at shalimar bagh atm branch. As your customer service centre couldn’t helped mei had brief details in previous mail. I ordered a monalisa pearl set costing 1690(invoice no. ADV/04/44924/08-09 ) FROM AVA a product (code no 946 )fixed SIX EMI OF Rs.281.But HDFC bank is WITHDRAWING RS.413.33.
It is fault of AVA also that they are withdrawing wrong & more amount than deal.
Secondly it is fault of HDFC Bank they are withdrawing more amount from my Credit.Card account either without confirmation or cheating by becoming partner of AVA, might both are doing this with many card holder. I had cut & dropped, informed hdfc customer.service regarding it still bank is sending statement showing AVA EMI withdrawal.
Both company are just giving new & new no. I had called lots & tired now . so now send me geniune bill & don’t withdraw any amount on behalf of AVA.
If Bank not involved in such practice than that should confirm details before any withdrawal towards any third party. Now I am not willing to pay withdrawal done by AVA dated 06/10/08 so bank should recover from AVA.
See my past record of paying I mean bank should not have any problem with me, nor I had any problem with bank.Now it is requested you to make confirm from AVA & AFTER getting all details send me my bill& as I told I am tired by calling to HDFC & AVA so please don’t send me contact no or link.
Instead of calling I would like to go consumer court
Kindly do needful to sort out problem.
Thanking you
Dr.YUDHVIR SINGH
R/O BK-2/71 SHALIMAR BAGH
DELHI—110088.
PH.[protected]
CARD NO—[protected]
Ref. My Credit card No. [protected]
This is reference to my credit card statement, here by I bring to your notice that you have charged ' currency conversion charges ' of 3.5%, which is very high and also not charging by other banks, for example I used my ICICI bank credit card in the same country and during the same time for the same kind of expenditures, But they did not added this kind of charges. This is not the first time, I used my ICICI card in Overseas during my last many visits, I never paid this kind o[censored]n-reasonable charges. So, I feel may be HDFC bank credit cards division looting the customers money this way. Offcoarse I am paying total amount as per the statement, but I expect you return that 'Currency conversion charges @ 3.5% ' in the next statement if possible. If not, I may request you to cancel my card, Because I can not hold this kind of looting credit card. I hope positive reply.
With regards,
P. Sreedhar reddy
My dear friend, pvt. banks are doing very bad things now a days, ICICI bank is the live example, they people make their customer harreshed and fool as much as they can.I was having a insurance with ICICI but its being more then 3 months still not received any police from them. And if I called on the customer care the same reply, then I submitted my complaint to http://www.consumercourt.in they gave me some suggestion, I followed them now the ICICI people are saying me that we are sorry for inconvinounse. Realy they people only wants cases against them.
1. [protected]
2. Add on, if any
I request u to kindly cancel card(s) mentioned above and inform me immediately.