HDFC Bank Complaints & Reviews

hi
i am sandeep goswami house no - 1154/09 a.c. nagar faridabad
i bought hero honda splender + 2008
still now i never receved my noc after complete on instolment -nubers of instolment 24
finised my instolment in november 2010 finence from yuva motoer faridaabd neelam bata road /faridabad
contact number = [protected]

Sir,
I have deposited a cheque of Income tax return ( Cheque No 893028 ) at sinhgad road ATM, Pune on 10.5.2009. Still amount is not credited to my acount. My account No.is [protected]. Please look into matter.

'Regards,
Mahendra V Deshmukh
Mobile - [protected]

HDFC Bank — Loan Processing Fee

I have applied for Loan Against Property with HDFC Bank Ltd., and given Rs.5000 for processing fee. After 1 month of processing, they have rejected my loan with lame excuses. (property worth 40 lacs and the loan applied for 5 lacs). Then, I applied for Personal Loan with the same branch and got approved with an additional processing fee of Rs.8000 for personal Loan. Same branch is charging processing fee for multiple times for different loans. They are not refunding the processing fee of Loan against property by saying that the team was different, where the customer is same.

Sir I am Dipanshu Visen have joined HDFC, Hazratgunj Lucknow on 29th of Nov.2007 as CSE, that time my SM was Mr Abhishek Shukla.My Employee Code is CD 08920, I have resigned from HDFC on 30th of April 2008.I wish to withdraw PF accumulation, so I request you to please provide me PF withdrawal form and give me the address where I send this.I wish from your side that you will pay attention about the same and do the same as soon as possible because these days I am in lack of money. Sincerely, Dipanshu Visenemail id - [protected]@yahoo.co.incontact no.-[protected]address- 5/874, Vikas Nagar, Lucknow 226022

AJAY KUMAR MAHTO HDFC BANK LTD RELATIONSHIP MANAGER EMP. CODE A- 4192 REQUIRED MY PF WITHDRAWAL MOB [protected]

Sir/Madam, I have been an employee in hdfc bank, pranay
tower, lko branch.(CASSA). My employee code is CA11310.I have submitted my resignation to my sales
manager, Mr. Himadri acharya on 2nd aug 2008. By the time a new S.M., Mr. Kuldeep singh took the charge, but till date I have not recieved my final
settelment and relieving letter etc.and even, when I enquire about that the present S.M.Mr. Kuldeep Singh says, "firstly bring 4 account only then I shall forwad your resignation".This is a gentle reminder to you, that please get completed all the necessary formalities regarding my resignation, final settelment and p/f acc. no.etc. with in 15 days from the reciept of this reminder.

regards
Azam Khan

sir/madam, i am b. mahendiran Em Code 64861 have joined HDFC, chennai 11th june2008 as co-executies that time my sales manager s.senthil Em Code H1472 i have resigned from HDFC on 1st november 2008 so i not received in my PFsettlement, please reguest you, give me settlemet formalities and documents, my mail;sb.[protected]@yahoo.com contact;[protected]

Even myself also faced the similar kind of issue from HDFC. Unfortunatly my ECS got declined, immediatly, they called me for payment. I told the person, I will make the payment on 31-Mar-2011 since I get the salary on last working day before 12PM. He agreed for the same, but on 30-Mar-2011, I got call from another person regarding the payment. That fellow was scolding and also behaviour was too bad. I have complianed on the same to HDFC bank. but finally I got the -ve response from HDFC bank. I don't understand how this bank got best awards.

Finally I came to know, HDFC bank give the recovery job to Agencies. There are 32 agencies in bangalore. they gave to all, So creating compitition b/w them and encouraging misbehaviour with customers.

I question: How can they disclose my personal details to Agencies. Isn't it illegal?

one word I can say, HDFC wishes Loan customers to die.

Beware of HDFC bank Personal Loans.

Find the response from HDFC bank and my queries below.
[protected][protected][protected][protected][protected]

Dear Mr. Prasad,

Thank you for your patience and co-operation.

This is with reference to your e-mail regarding collection recovery.

We understand that our executive has contacted you regarding the collection calls received.

As regards the calls/visits by Collection Agents, these are as per our process of investigation/ recovery of overdues. Our Agents operate under strict guidelines on the tone and tenor of interaction with Clients and you are requested to provide specific details, if any, of the alleged misbehavior. In any case, the inconveniences to you in the matter are sincerely regretted.

As you are aware, EMIs are set at the time of disbursal itself and no interim change or suspension / postponements etc are allowed. Furthermore, delay in realization of EMIs also leads to accrual of charges relating to EMI bounce / delayed repayment.

Going forward, kindly ensure that the residual overdues, if any, are cleared without any further delay and installments are paid on the respective due dates. This will help avoid such problems in future.

Thanking you in anticipation of your kind acceptance.

My mail:
[protected][protected]--

Unfortunately, My EMI payment got declined for this month, so thought
of making the payment on 01-Apr-2011 once I receive the Salary.
Your recovery section executive(Lava Kumar) called me on
26-Mar-2011and then discussed regarding the payment. I confirmed that
I will pay by 31-Mar-2011 evening since I get the salary before 12PM
on last working day of every month. He agreed for making tha payment
on 31-Mar-2011.


Again, another executive (I think name is Deepak) called me on
30-Mar-2011 and was demanding to make the payment by EOD
30-Mar-2011.Since I don't have money in my hand, I clearly told him
will make the payment by 31-Mar-2011.


1 > He was suggesting me to take money from friends and make the payment done.

Q> Do you people have right to suggest customer?

2 > If don't make the payment, He was threating me I will be put in
defaulters list.As I can't adjust money on 30-Mar-2011, I told him let
it be in Defaulters list. but he was still unhappy and threating me
like...

a> Your bank is going to make sure me not to get loans from any other
bank itself.
b > If I provide my emp id and company name, Your bank will go discuss
with company HR.
Q > Do you have right to discuss with my company HR and make sure my
job is lost?
Q > Is it right way to handle the customer if one EMI is declined?
Q > Am I cheating hdfc bank when payment is not made on your preferred date?

3 > Your recovery executive was suggesting hang my self, so that HDFC
bank will recover the money from insurance company as this loan was
taken with Insurance itself.

Q > Do HDFC bank suggest customer to die if a single EIM is not made on time?

4 > One word " [censored] your whole", this is word your executive used
when I had long discussion.


Q > Do HDFC bank employees use "[censored] your whole" word with your customers?


I really felt myself bad yesterday and decided to close the loan in
few months. I know, If clear the loan now itself, its a big loss for
me and big profit to HDFC bank. Very good marketin skill.

Q > Do HDFC bank train up the employees like this? No Customer
support, only fighting, threating the Loan Customer.

Dear Sir/Madam,

This is to draw your kind attention that we from the Performers Recruitment Solutions Pvt . Ltd are not been paid salary for 2 to 3 months as the company is been closed down and further all the employees are scared as Mr. Hussein Cutleriwala the owner is making them scared because they have informed that the money flowing in the systems is belonging to the MLA name as Salim Sayyed so there will be no one who will take actions against them my kind request would be to take as strict actions against the concern person as we have heard that the owner is going to take a big loan from the bank and going to wind up the business and run away. Also the salary is paid to all in cash only and the cash is coming from real estate business. Please tke very strict actions against the concern person we have informed the police also as well as trying to register a case also. Please take very strict actions for public interest. So that next time there will be no one who would be defrauded by his actions. If you have any queires please revert me back on my email ed I will help you in describing the whole matter

Yours WELL WISHER

Anonyms

HDFC Bank — salary not paid

dear sir

i amit kamboj state that i m working in hdfc bank in dec. 2007 having a code ca11470 . due to some reason i will gave resign from my job . but the bank will not pay my salary for the month of oct., nov. and the dec. i will send many messages their regarding my salary but they will not gave any solution to me i m very dispointed about this bank, they r cheater they cheat their employees

dear sir,
my name is pankaj kumar singh a i was employe in ur bank in lucknow branch hazratgang n my empolye code is cp-07631.i live my job on 24 march 2009.sir did not get my march month salery n all fnf..my account is close so plz send my cheak at this addres-633/690 khasi nagher, matiyari rode chinhat lucknow... regards pankaj kumar singh([protected])

Dear Sir,

[protected] this my a/c no . today i go to ideacellular.com web site recarge my mobile with 30 rupee. but i not get me balance but my 30 rs deduct from my a/c pls do action immedialty . & dont pay 30 repuee to idea.com, get me my thirty reupee . if any query contact me – [protected]

As per telephonic conversation with you last evening, I am once again (almost 50th time) mentioning the scenario that happened which has resulted in such a ciaos.

A transaction of Rs. 299/- reflects into my Credit Card statement for the month of October 2007. There are other expenses as well. However the mentioned transaction does not belong to me. I haven’t that transaction. Keeping in mind the relation I share with the bank, I paid the remaining amount and kept doing so till April 2008. However a complaint was logged with the credit card department in November 2007 'HBL=[protected]' is the reference number.

The bank time and again assured me that they on the verge of resolving the issue. Considering the positive approach I kept clearing all my outstanding (much greater then Rs. 299/-) till April. Finally after 6 months of chain mails, I found that all the commitments the bank was making are fraudulent and they are in no ways willing to resolve the issue. (Imagine a bank of such a Caliber takes more then 10 months now to resolve a issue worth Rs. 299/-). In my later communications also I have always said that hence forth I will make the payments only when the bills are clear and transparent. Throughout this period bank has levied late fee and Finance charges for non-payment. Whereas in every communication of mine I had made very clear that I will pay all the bills barring the objectionable amount, as I don’t want to run behind the bank authorities nagging for my own money, as I have to do now (one more example of how Bank assures best of their Extortion services).

On June 14th another individual from HDFC BANK visits my residence and takes Rs. 200/- from me promising me that the matter will be sorted out in seven working days. And today is the day that once again shows how fraudulent the bank authorities are in their operations.

A couple of days back I get a call from HDFC BANK, where a round of question answer happened. She made the following points and said that had done this I could have got a clear waiver on the objectionable charges.
The following are the points:
1. I should have given a complaint in 30 days of statement.
2. I could have barred the objectionable amount and paid the rest of the dues.

I have done all of these things, I have mentioned my Complaint ref number, communication started within 10 days of statement. I have been paying the amount I have spent for 6 months after the issue occurred. Just realizing that I fulfill all the requisites to be eligible to fight back on this issue, the lady eats her words back. She then alters her stand and says that since I have the card, I am liable of paying all this charges and including the late fees and everything relative. My only question was then today I have a card and the bank is charging me Rs. 299/- by un ethical means. Tomorrow this amount will rise to 3000 and then may be 30, 000. As a customer don’t I have a right to deny an expense that I haven’t incurred?

Little did she check into my profile and credit history, I haven’t defaulted any credit card bills (over 3 years now) my Savings account has a good flow of funds(over 4 years) Every month I make an investment of around 7, 000/- from HDFC bank Account. I have paid Credit Card bills of amounts much greater then this, I own Credit Cards of all the possible banks in the country with much greater credit limits……… It should be logical enough for anyone to understand that I have no unethical reasons to default any payment for my first bank that I am banking with since my teenage and over 4 years now. I feel that’s what HDFC BANK has trained their employees in CREDIT CARD Division – Extortion. That’s what the call appeared like, and this is what honest feedback I have given to the lady.

Today because of all this reasons My HDFC BANK account is frozen with a fund approximating to 5000/- A check of 349/- has already bounced back from my account and a late fee of 350/- for an amount of Rs 349/- is levied on to my account. Now how much logical is this? Isn’t this Extortion, a false way to raise the Banks revenues? I have plenty of SIPS coming to my account and now I am fearful that even If I deposit some currency into the account the authorities will freeze it, hampering my investments, credit report and credit history. And all this is happening for no mistake of mine, or probably the only mistake is that I am banking with HDFC BANK.

Thanks to Ritu, for paying kind attention to issue. I hope this request wont fall on deaf ears, I am willing to come across meet the required the personnel and resolve the issue at one go, if its done by ethical & honest ways, else I would have to resort to Legal means for an issue of Rs. 299/- which is I guess shameful for both the parties, and at the same time to terminate my all existing relation with the bank.

Hoping an early reply from your end. Feel free to get connected over telephone number mentioned below.

Thanks & Regards

Jimit Doshi

I had applied for two wheeler loan to your company at Nagpur on 21st Aug 2008 at TVS A K Gandhi showroom Yeshwant Stadium Nagpur.

Mr Sachin Patne (Mob [protected]) your appointed personnel was even unable to give me proper instalment amount. Earlier I was not interested in the loan from your company but he called me twice. He denied to come down to my office for the purpose. Despite busy schedule I went to showroom. Somehow I made him to calculate the correct instalment amount. I’d given him every details of my existing loan. Your verification team visited my office and spread the news of my proposed loan to every related and unrelated person. They also called my relatives, friends and visited my home too. After doing all these activities Sachin calls me and tells, ‘you need to give higher downpayment otherwise the case gets rejected’. I don’t understand when the case doesn’t stands at all prima facie, then why to tell every body to the persons referred above? Nothing was kept hidden from me about my existing loan. I tried to contact Mr Aniruddha [protected], the senior of Sachin. But he kept his mobile switched off. The number was given to me by Sachin. It was really a harsh experience and I really feel embarrassed replying those who can ask me back ‘What happened to your Fultron Loan?’

11.02.2010 TO 18.02.2010 IN MY FILE TWO WEELER LOAN PROSES VERIFICATION COMPLET
ANY PROBLEM TO ME

HDFC Bank Credit Card — Harrasement for the payment.

Dear Sir/Madam.


I have an Hdfc Bank gold card, i was a regular payer of the MInimum amount due. unfortunately after a year or i had to go to banglaore for work and we had also changed our address in Goa. because of this incident i had not got my credit card bills so i hadnt paid the minimum amount for some months, once i was back i got the call from hdfc bank saying my minimum amount due 10000.00 so i paid the amount to them to avoid any further confusion, while paying the amount i had told them i need the settlemnt of my card first they said they will do the processing but when i called them after 2 months they replied that the seetlement is not possible. now they are harrasing me to pay the minimum amount due that is 9000.00 total amount has become 33000.00. if this continues the amount will touch lakh. i tld them i want be paying any further amount to them as i need the settlement and i have been bagging for it for last 4 months and when i try to talk to them they tell me like if you dont pay the amount they will black list my name and secondly they are very rude. no one is understandable.



so pls try and solve my problem i want the settlement of my card and i am ready to pay the amount whatever i purchased.





Thanks and regards.


Pravin.n

HDFC Bank Credit Card — harrasement HDFC BANK

Hi team,

I had an credit card number [protected], it was a silver card from HDFC BANKwhich was changed later to gold card with number [protected] with your bank which had some outstanding on me dated 31 march 08. After getting an assurance from your concerned department at RAJOURI GARDEN, i had paid the full and final amount which was last outstanding with all the finance charges and other taxes as well. I had got the NO DUES CERTIFICATE dated 16 JUNE 2008 with the bank and i was given a TAT of 25 days that my name in your CIBIL RECORDS would be changed as PAYMENT RECEIVED rather than WRITTEN OFF as i have not done any settlement with you, i had paid the full and final amount due on the card as a good customer. But still my name is there as defaulter with your bank which clearly damaging my credit history with other banks cos i have an existing relation with 5 more banks and in the span of 3 years i am a good pay master paying all the dues on time and just because of your relaxed attitude my image is tarnished with othe banks cos now they have declined my request for further financial services which i would say as clear harrassment from you cos i have been moving up and down from 6 months, calling people to people to resolve my issue but in vain . I have been in touch with Mr. Rahul ( [protected]) but could not get it done .

The bank is not giving any confirmation that by what time it would be done as they say just have access to update the records and its the responsibility of other banks to verify the details that they are genuine or not and they donot hold them responsible for the wrong information being updated in my cibil records.

harassment from collection agency they are talking rudely to my father and mother i told to agency don't call to my house if are going this way i will complaint to police

To,
HDFC Ltd.

Ref: Credit Card No-[protected]

With reference to above card, I would like to inform you that due to some un-avoidable circumstances, I was out of station for 01.10.09 to 09.10.09, for that reason being I not able to paid amount towards purchasing,

So you are requested to kindly Waived the late payment charges.

Your immediate action regarding this will be highly appreciated in
Regards,

Vikash Singh
[protected]

HDFC Bank — Credit Card Harrasement

i was told that it was a free card. and i haven't used the card ever, not for a single time.but the hdfc people are sending me letters that i have a outstanding and the letter even threatens to initiate legal action against me if i donot make the payments.it is so surprising that i haven't used the card to buy any commodity nor did i ever availed any service through that card . the card was never punched (since it was never used). hdfc is the worst of it's kind. please help me to get rid of this kind of harrasment.
The credit card was issued to me on 21st Oct 2008 with no terms and conditions of any Insurance or any other policy attached with it. Although there were no such policies attached to the activation terms of the card, my account was debited against the activation of Bajaj Allianz Insurance policy without prior information and I not even received any policy activation letter from Bajaj Allianz.
Later my account was credited by the bank for the amount of policy on submission of complaint letter regarding mistaken activation of the Policy, hence there must be no dues left to my account. But I received a bill from HDFC bank on 18/05/09 dated 16/05/09 claiming due of Rs. 3,039.55 as late fee and service tax for the Insurance policy charges that was by mistake debited from my account.
Sir, previously the mistake of activating policy and debiting the account was committed by the bank and now the bank is claiming due in my account. Due to the above mentioned matter, I am facing problems since HDFC executives are constantly calling me for payment and are warning me for legal action.
I request you to look into the matter and revert back at the earliest so that HDFC
Settles my account and issue me a no dues letter.

dear sir,

as i had applied for a pan card 20 days ago still ihave not recived it my acknowledgment number is [protected]
pls do d needfull sir

regards
vijaya v
[protected]

HDFC — Pan not received

I didnt receive pan card
Pan no is AUXPM5557D
It was returned by courier service as person not available in the address and it was resend through postal on Aug 2nd but till now i didnt rec my pan card

HDFC — not received pan card

sir

my pan no. is(BXOPS3653K).ihave applied it dated 13/06/08.but still i have'nt recieved my pan card.send it to my mailing(office) address.
please do the needful.

with regards from
manish srivastav

HDFC — not received the pan card

i know my all details of pan card, [this is my pan no.ACUPY4491P]
But i could not receive my pan card. i have summit my pan application before 7 months.
i wants my pan card my updated address.
and my address is 10B/162/ VASUNDHARA, GHAZAIBAD, 201010,
AND my contact no. is [protected].
so kindly send my pan card immediate.
thanks

HDFC Bank — I AM PAN CARD NOT RECEIVED

I AM APPLIED AS ON DATE:17/10/2008 BUT I HAVE NOT RECEIVED PAN CARD SO MY SALARY HOLD ON PLEASE REQUSTED URGENT

hello sir have a good day


till date i am not received the Pan Card, due to Pan Card my lot of work heldup, please confirm as soon as possible

plz sennt me my pen cart number, plz sent my E-mail: [protected]@yahoo.com
plz reply

keep your financial information secretly... otherwise you've face this type of problems...

Dear All

Pls open my third party transfer this option open
A/C No.[protected]
Regards
Syed Shane Haider

Dear Selva,

I also faced the same issue in valarasavakkam branch. Yet to credit the my amount.

my contact no is [protected]

regards
sekar.M

Hi,
This is ashish kumar worked for hdfc standard life last 3rd april, i submit my PF and all document but i
donot find my LTA and PF.
So u please see my query as soon as possible



regard
ashish kumar
emply code-28631
agency code[protected]
mob no-[protected]

HDFC SLIC — Pending of P.F. amount

Dear Sir,
this is to state you that till now I have not got neither of any information about my P.F. account, nor the Amount payable to me; though I have submitted the P.F. form in February this year.So, I earnestly request you to please make me up-to-date about my P.F.Account-Status.It is very urgent for me.
Tathagata Banerjee
Employee code-32488

I will tell you why such things occur in HDFCSLIC. The reason is that In Kolkata, the entire team is led by a VP (Sales) SANJEEV BISWAS, who is basically Good for nothing. Sanjeev Biswas & his team enjoys company's facility & Perks but never worked for the development of any individual . Thats why the company is facing so much of bad Names & Policy lapsation .
He will recruits RM & TMs based on his whims & fancies without considering any quality parameters . His TMs are never any guiding any field staff " How to do Quality Business" & instead only Threatening them for taking their Jobs if they donot achieve this many policy & this much value .

Their High handedness has gone to that extent that on 31st July, Sanjeev Biswas along with his entire team upto TM level had a Cock tail Party in the day hours at Garia Branch Training Rooms . Which is against Company's Policies but they themselves will always violate . But they are very smart when the same happens to any SDMs . The same Sanjeev Biswas terminated one SDM of the same branch for entering the branch intoxicated but he himself is getting intoxicated in the training room of the Branch .

Higher Management should immediately remove this local management to Save the Company from Bad name, Culture & Goondaraj under Sanjeev Biswas's leadership .

D/sir,

I have already applied for pf withdrawl request on month of june 2009.But i have not received any amount.so pls help me and also give my pf account no. so that i will be in touch through my pf no. yesterday i made a call in my hr i.e.Jyoti sharma she told me that your employee id i.e. 42398 is your pf no. is it true or not so pls help me about this.and also guide me that when should i received my pf amount.
Thanks & Rgds,
Sunil chaudhary.
Hand held-[protected]

HDFC STANDARD LIFE — PF AMOUNT TILL PENDING

Sir/ Madam,

i have applied for PROVIDENT FUND on May 2008. till date i have not received any feed back from the other side nor it has been settled yet. i am following it up for long time. it is now over 3 months. i was join hdfcslic as on 4th september 2006, due to some personal problem i was resign on 2nd may 2008. i was on notice period ( from company side ), now company said i was not on notice period, they stop my full & final settlement and Provident fund .Please suggest me what is the right way to approach to senior people regarding this issue, lots of casess are pending due to this reason, please do something, Provident fund is our right, no one can stop this, They are not providing me with company code no also so that i can check the status in KOLKATA PF HEAD OFFICE. kindly look into the matter seriously.

Regards,
sneh p. singh
mobile no- [protected]

please send to me
kolkota main office address hdfc standard life insurance comapany limited

Hello,

I was working in HDFC Insurance co. and i resign in march 2009.i submit my all documents.i got my full & final amount, but i am still waiting for my PROVIDENT FUND.Its almost 1 yr. I am not in India now, and i don't know, what to do? i also don't know why its pending? Please take it seriously!
My emp code was 9395, location Delhi(janak Puri)
Thank you!
Rajinder kaur dhanjal
[protected]@yahoo.com

Dear Sir
I am a Financial Consultant working with your HDFC Standard Life Insurance, Faridabad branch.
I am facing a problem since 15 months but not getting it solved by your intelligent staff till now.

For becoming a Financial Consultant, one needs to clear a written test. And for activating the ‘Code’, a policy needs to be sold.
Same was done by me but I have not received my commission cheque till date.


I was working:
Firstly, under Mr. Dewan Chand- A policy was done by me under his guidance.
The Policy no. is 12467968 and under the insurer’s name is Mr. Dharam Pal.
After sometime, Mr. Dewan left the company.

Then after sometime I was under Mr. Jagdish. He told me something and asked for some time. And whenever I called him, he has something to justify. And then he left the company.

Then I was under Mr. Manish. He was also unable to solve my problem. And then he shifted somewhere else.

Then I had a word with Mr. Tarun (Branch Manager) for a long time. But still my problem was unsolved. He said that someone has cheated me, then after sometime he also left the company.

Then I had a word with Ms. Poonam for a long time. She always asked for more business but didn’t solved my problem. I used to travel 60 kms to meet her but all in vein.

Then I had a word with Mr. Samit (Branch Manager). He took sometime to look upon but after sometime he said that March is coming up and they need to focus on accounts now.
And when I called in April, he tried hard but was unable to find the reason for that.



Now please see the matter and revert back to me as soon as possible and solve the issue.


Bharat kalra
Employee Code no. 308676
[protected]@ymail.com
[protected]

From this site have no feedback also.

Hi,

this is sultan khan i want to my PF status which i have claimed oct12. i have tried on your portal many times but unable to get it kindly help for the same. my PF a/c no. is- MH/BAN/211273/83477 for better understand i have attached my pay slip where mentioned PF no. THANK YOU

regards:
sultan khan
mob-[protected]

Hi,

this is m. Muthu selvan i want to my PF status which i have claimed sep 3. i have tried on your portal many times but unable to get it kindly help for the same. my PF a/c no. is- MH/BAN/211273/40327 for better understand i have attached my pay slip where mentioned PF no. THANK YOU

regards:
Muthuselvan.m
mob-[protected]

Dear Seniors,

On delayed payment on my credit card your recovery man visited without any intimation in my absence and misbehaved with my family. I called up your costumer complain cell and filed a complained and I made a statement that I will now make the due payments when your bank will send a apology letter. Few days back to my surprise 7 am on Sunday 7th 2008 I received a dirty call from one of your recovery agency. A female tele caller was on line and she was using a vulgar and abusive language and for lone 2 hours she made repeated calls on my landline and my cell. The amount due is only[protected] which is not a very big amount for me I offer to donate Rs. One lac only for the mental treatment of your HDFC bank recovery guys. Its my promise that I will never make the due payments now. If you want to get it please see me in the court or please for once send your recovery gundas at home. I will reply and trust me it will be national news.

With warm regards

Narender Kumar
[protected]@rediffmail.com
[protected]

I am bringing to your attention a situation that recently occurred in my Credit Card wrong billing Dispute.
1- My Credit card had been blocked in 2007. Due to some reason but
no payment was pending.
2- In July2008 wrong bill generated Amount debited =-8422.49 dated -31.08.2008, by Internet purchasing. How can it possible whenever card was blocked form 2007 to till date .
3- I am very surprise from such a type of mistake By HDFC ----
4- Many time I have discussed Customer care & other concern person. But resulting in no Satisfactory response.
I request that you check this matter and resolve it as quickly possible.
Your hasty action in resolving this issue will be greatly appreciated, and I thank you in advance and look forward to hearing from you.
Pl finds att Bill Copy.
Regards,
Nand Kumar Singh Chauhan
Nokia Siemens Network

HDFC Bank — problem in contacting

i have the car lone. i saled my car i want to clear the dues of your bank how can i contact to your bank
please give me the exact number of persone who will help me in problem
thank you

HDFC Bank — Bank not issue Credit Card

HDFC Bank did not make my Credit Card after Applying 2 Times. I have deposit all the Documents which Required, but without any Reson Defined Bank not made the Credit. I have contact the bank 2-3 times but they said we have not any information for the same and ask me to mail to the bank for the same.

Dear Mr Singh,

We are sorry for the inconvenience caused and would like to investigate your complaint further - request you to write to us at [protected]@hdfcbank.com with your account number, credit card application reference number and contact details. As soon as we have checked our records, a bank representative shall contact you. Also, please mention the id TTU[protected] in the subject line of your email.

Regards, Customer Assistance, HDFC Bank

Banking — misguidance

most international banks staff missguide and infact cheat clients when they but in large amounts in accounts .i was missguided by int bank and requested me invest in insurance co and they without telling me took away 18% out of amount 200,000. then on subsequent payments they deduct 5%.its clear cut cheating.finance ministry rbi consumer forum should act on this

Dear Mr. Narain
Agree with the complaint made by you that after finding the balances in a/c staff guides you to invest, i[censored] have any grievance regarding the charges you are having 15 days free lookin period to return the investment after getting the bond, also plz mark a detail complain at IRDA site so ur complain can be take to solution & happy ending in ur favour. No bank has right to misguide the customer & this is your duty also to arrange lesson for such staff for future.

regards
karun

HDFC Bank Credit Card — Please release my salary

Hi,

I have one Credit Card of HDFC Bank. I accept that Initially I was irregular with the payments, but that was due to my family & financial problems. But I approached the credit card division for the settlement of the dues. One of the collection agents named Sanya (Phone No: [protected]), agreed with INR 20000 in 5 installments. This was in starting of June'08.
On 30th June'08 my mother got heart attack & was admitted in ICCU for two days. I received the call from Sanya for the payments & I told the situation. She said to submit INR 1900 for the part payment & rest would be paid in the month of Aug'08. I did it.
On 1st Aug'08, when I went to ATM to draw money, I found my whole salary is made "hold of funds" by HDFC Bank. I contacted customer care & they replied (they are not trained to handle the situation & give the right answer) that it has been done by credit card division & they can't do anything. I called to credit card division & I was gives assurance to get call back in 48 hours.
Next day, I called to Sanya & explained all but she replied that since she on half day leave she can't do anything before Monday.
I waited till Monday, by the time my landlord has visited for more than 3 times asking for the rent. On Monday, I again contacted Sanya, someone named Mr. Abhishek (Phone no: [protected]) picked up the phone, said Sanya is on leave, I told all the story & he assured me to help. He told me for the settlement in two shots after deducting INR 8000, for which I have to give debit note, I requested to send somebody to collect the debit note. On Tuesday, I handed the debit note of INR 8000, to Mr. Devinder Sharma (Phone No:[protected]).
Since then, I am calling to every person to release my rest of the funds, so that I can pay the rent & buy groceries for my family. Mr Abhishek is not receiving phone, every time I call him someone else will pick up the phone saying, since he is senior manager as I was told, is busy or driving or gone for lunch or any other reason. Sanya, after many attempts received my call, only to say it is in process & your money will be released. I am listening to this answer since Tuesday.
I am still fighting for releasing amount. Sanya threaten me for not calling again & again else my whole salary amount will be deducted. Only this has made me to escalate the issue with the concerned authority for appropriate action. But I was unable to get the email id's except of [protected]@hdfcbank.com & customerservices.[protected]@hdfcbank.com.
Please help me, I am penny less on today's date.
I can be contacted on +91 [protected]
email: [protected]@gmail.com

I agree that i had used the credit card of the hdfc bank but at this movement I am pregenant and recovery people are harrashing me like anything please help me with that i informed those guys that i'll surely pay that but give me some time my no is [protected]

My name is Santosh Haldankar.

I have taken HDFC credit card 4 months ago in Jan-09. I make payments for first 2 months. After that I send letter in March-09 to them for settlement. At that time their representative told me that your account will settle soon. But even after my settlement letter, they had regularly sent me bill and putting 2, 000/- extra dues as a penalty. Now on 7-Apr-09, they have freezed my HDFC Savings account. My balance in my Savings account was 11000/-. Today on 9-Apr-09, they had transfer my 11000/- to their HDFC credit card account for recovery of my credit card bill.

When I send the settlement letter, my dues was 14000/-. and at that time they had already hold my credit card and I have not purachse anything after that. Today on 9-Apr-09, their representative told me that my todays outstanding is 22000/-. So 8, 000/- they have increse. Even after transfering the money, they have not yet settle my credit card account and told me to call in next month.

Please help me in this matter, as I have no clue what to do?

HDFC Bank — HDFC Bank Credit Card Lady Harrasing me, use slang language & threatened me also

I have a Salary Account with HDFC Bank Ltd since 2005. I have been transacting for last 3years, suddenly one morning (24th May 2008) my Account has been freezed and all my funds in the account has been kept on hold (Rs. 26, 775/-), I do not have any intimation form the bank nor the executive in the Branch is able to help me to get the information, why are these people troubling the Individuals, none of them were bothered to revert back my call.

Then i called up customer care they said HDFC is hold your balance amount becasue of credit card which is due since 2004. They said i have a HDFC card & i not clear my payment since 2004 so that's why they Hold & transfer the amount. I agian called up customer care i said if i am not pay since 2004 why r u calling me & i request to them please provide me the statements of my card and show the balance payment they never showing.

Now the problem was i have another Gold Card & I stopped the due payment then I received calls from credit card dept. for payment. I talk to the dept. guy and said all the senario (I told pls provide me the details for my old card then i give you the payment for Gold Card).

Then they never called me till 06th August 2008. today 07th Aug 2008 I received a call from Mr. Pooja from Rajouri Garden Branch Telephone No is[protected], Mob No. [protected] she said i dont what ever the bank is doing i need payment for Gold Card, I request her to show me the details of my old card & then i give you the payment.

She is extremely rude and abusive talking even she called me my office number & she threatened me like a police and she again called my office as my phone was busy and she tortured the Guard & Reception people. I would like you to take severe action against her.

So many times i request madam please provide me the old card details she said she is not responsible for the details, speek to customer care. but i called up (CC) they said they also have not any details. So its mean HDFC is authorize to deduct any amount which is balance my savings account.,

What can i do? Please reply. Should i register FIR?

HDFC Credit Card — SLANG WORD USAGE BY EXECUTIVE

I AM WORKING AS "AREA MANAGER" FOR BAJAJ AUTO'S TWO WHEELER DIVISION IN WEST BENGAL. I HAVE TAKEN OR MAY BE MORE ACCURATE IMPOSED UPON WITH A HDFC GOLD CREDIT CARD. SINCE THEN I HAVE BEEN USING THE CARD FOR VARIOUS PURPOSES AND HAVE ALWAYS PAID A HANDSOME AMOUNT TO HDFC CARD AS MONTHLY PAYMENT, AMOUNT SOMETIMES AS BIG AS Rs. 19526/-. BUT RECENTLY THIS MONTH DUE TO SOME PERSONAL PROBLEMS, MY 2 CHEQUES ISSUED TO HDFC GOT BOUNCED AS I HAVE TO WITHDRAW THE CASH FROM MY BANK FOR MY MOTHER'S TREATMENT. I HAVE REQUESTED ATLEAST 15 TIMES TO THE LADY EXECUTIVE (DON'T KNOW HER NAME) WITH THE NUMBER-(0)[protected], TO PLS GIVE ME TIME TILL 02/01/2009. I ALSO TOLD HER THAT I AM READY TO PAY WITH FINE. NOT ONLY THIS BUT ALSO I REQUESTED HER NOT TO SEND PERSONELL TO MY HOME, AS MY MOTHER IS HEART PATIENT AND ALREADY BEEN OPERATED TWICE.ANY TYPE OF TENSION MAY PROVE TO BE FATAL FOR HER. BUT SHE HEARD NOTHING OF MY REQUEST & SENT PERSONELL TO MY HOME ON 27/12/2008. ALSO SHE ABUSED MY MOTHER & ME OVER PHONE AND THREATENED US TO PUT BEHIND BARS. WHAT DOES SHE THINK OF HERSELF-DO I WORK IN 3000/- SALARY POSITION IN A MINUTE COMPANY????? DUE TO HER ONLY MY MOTHER'S BLOOD PRESSURE GOT HIGH AND NOW SHE IS LYING IN BED. IF ANYTHING HAPPENS TO MY MOM DUE TO HER, IT'S A PROMISE THAT I WONT PAY A SINGLE PENNY TO HDFC, ALSO I WILL SEE TO IT THAT SHE HAVE TO LEAVE KOLKATA AND HDFC. AND ITS NOT JUST A WARNING, I REALLY MEAN IT AND I HAVE TO DO IT, IF HDFC TOP BOSSES DON'T TAKE ANY ACTION ON HER. I HAVE REQUESTED ENOUGH, BUT NOW I WILL TAKE ACTION, I AM NOT A DEFAULTER, AND NOR HAD THE INTENTION TO DO SO. BUT NOW I WILL BE A DEFAULTER IF HDFC BOSSES DONT PRESSURIZE HER TO BEG PARDON TO ME & MY MOM

dear sir,
since last several months i am recieving threatning calls from HDFC Bank from some delhi branch..the number from i am recieving threatning calls is ( [protected] ).some mr sabarwal is threatning me with using slang language and everytime reminding me about bad future consequences which i would suffer.. they are mentaly tourturing me and i am in a big mental trauma.. they are forcing me to tell the details of a person who was once living the house where i am living now in rent and he is totally unknown to me..few times they have also sent guys to my rent house to threaten me and again they enquire me about the details of a person so called Ashok giri...last time dated 23rd jan'08 they again called me up and was telling that they will expose my call details and they can prove that i have in touch with that person...please help me out from this situation..and please suggest what step i can take to get out of this situation. should i resister FIR..??please help me..

best regards..

Neha shaw
neha.[protected]@gmail.com

y6iui

They just refer to the Cardholders agreement for doing this non-sense. Don't you rememmber that one booklet you receieved when they forced the card on you. HDFC collection teams make genuine cutomers defaulters.

i am also facing the same

Facing the same

My credit card account no. [protected] valid from May 2008. yet to receive the first statement from your side. Without this. Iam unable to know the amount. I will not pay if you people charge any additional amount. its your people's duty to send the statement early to the corresspondence addresss.
My mobile no. is [protected]. Do call me immediately.

regds.,
Balaji

HDFC has a very bad customer support service. I never received my card. I had to call them and cancel it and they charged me for that as well. I'd advice against getting a HDFC credit card.

BAD SERVICE.