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My salary account (In hdfc bank) was created in my first company, so once i left the company and joined somewhere else i had to open another salary account. Now my salary account in hdfc bank has been converted to savings account (Without informing me or warning me) in the month of march i had called customer care and raised a request to close my account as i did not want to use the account and they did say that they will follow up with the request and close the account. After that i never logged in to my account through net banking and i do not have a debit card (Lost in1 years back and i never requested for a new one). i see that i have rs -3093 in my account. I request you to please take action against this bank.. Thay have no right what so ever to do whatever they want without informing the customer
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Hi,
My name is sagar verma I joined a company in the year 2017 and that company opened my salary account in HDFC bank but didn't gave any basic terms and conditions of salary account. I left that job after few month because of study reason. I am not using that a/c from 1 year. And now i.e.after 1 year It is showing negative balance I am totally shocked and worrying about the same.
Can You please suggest me any way that what should I do. Can it be waived or I will have to pay all these amount..
My name is sagar verma I joined a company in the year 2017 and that company opened my salary account in HDFC bank but didn't gave any basic terms and conditions of salary account. I left that job after few month because of study reason. I am not using that a/c from 1 year. And now i.e.after 1 year It is showing negative balance I am totally shocked and worrying about the same.
Can You please suggest me any way that what should I do. Can it be waived or I will have to pay all these amount..
Hi, i have opened salary account in hdfc 6 years back.I am not using the a/c last 1 year due to some problems But my hdfc salary account showing -2037.52 balance.
The bank converts my salary account into savings account & charged monthly.. Now its -2037.52 negative balance. Without my permission how can the bank convert my salary account into savings account? Even they are not intimated verbally... According to rbi guidlines on savings account banks not charge even its negative balance.
I approach branch, but they behaved rudly & refuse to close account.
Plz juistice to me. -2037.52 is huge amount to me. What is the solution?
What is the action will take against this bank. Please removed RS.-2037.52
otherwise my a/c is closed immediately.
Sanjay Kumar Tiwari
A/C[protected]
The bank converts my salary account into savings account & charged monthly.. Now its -2037.52 negative balance. Without my permission how can the bank convert my salary account into savings account? Even they are not intimated verbally... According to rbi guidlines on savings account banks not charge even its negative balance.
I approach branch, but they behaved rudly & refuse to close account.
Plz juistice to me. -2037.52 is huge amount to me. What is the solution?
What is the action will take against this bank. Please removed RS.-2037.52
otherwise my a/c is closed immediately.
Sanjay Kumar Tiwari
A/C[protected]
I even do not want to rate 1 to the bank because it is not even bad it has been the worst for me...
The same they have done with me. They don’t send any emails nor messages, when to talk to them they speak like they are BOSS and we are BEGGAR.
That was my first experience with them for Credit Card and inspite of making advance payment they were imposing on me additional charges to pay and blamed on me that your mistake is that you paid your EMI before the date.
I requested them if you cannot adjust the balance so please refund the amount..
They were like neither this will be adjusted nor refunded.
I couldn’t understand their counting to pay and whenever I spoke to customer service they had never been able to assist me.
There was only 1 Executive out of 10 who was polite with me..
And I got my credit card closed by going pre clouser amount. Just imagine I had to pay extra amount.
What they have done just to achieve their target that they have taken my account to the negative balance.
Though my account has some rupees and they deducted the amount without any prior notification even I have no idea why the amount was deducted.
But I understood this now, to earn more money from me that is why they have taken my account to the negative balance.
HDFC is one of the cheapest bank.
When I was offered the credit card I had been told the limit 100000 and when i received that card it was with 65000.
Can you imagine..
When I spoke to the executive she told me Branch Manager decides.
It means something is really happening wrong in the Branches but The Head Office of HDFC has never been bothered to find out that why our customers suffering from.
WOW👍
The same they have done with me. They don’t send any emails nor messages, when to talk to them they speak like they are BOSS and we are BEGGAR.
That was my first experience with them for Credit Card and inspite of making advance payment they were imposing on me additional charges to pay and blamed on me that your mistake is that you paid your EMI before the date.
I requested them if you cannot adjust the balance so please refund the amount..
They were like neither this will be adjusted nor refunded.
I couldn’t understand their counting to pay and whenever I spoke to customer service they had never been able to assist me.
There was only 1 Executive out of 10 who was polite with me..
And I got my credit card closed by going pre clouser amount. Just imagine I had to pay extra amount.
What they have done just to achieve their target that they have taken my account to the negative balance.
Though my account has some rupees and they deducted the amount without any prior notification even I have no idea why the amount was deducted.
But I understood this now, to earn more money from me that is why they have taken my account to the negative balance.
HDFC is one of the cheapest bank.
When I was offered the credit card I had been told the limit 100000 and when i received that card it was with 65000.
Can you imagine..
When I spoke to the executive she told me Branch Manager decides.
It means something is really happening wrong in the Branches but The Head Office of HDFC has never been bothered to find out that why our customers suffering from.
WOW👍
Hi,
My Name is Shabeek Ahmed, i was applied Personal loan in HDFC bank in chennai on 2017 and the bank person said open a saving account in HDFC bank and loan will be proceed. i said i am not intrested to open a saving account(maintaing a min balance of 10000). bank person said just for 3 month then after you can close or leave the account and it will be autometically blocked. even i don'nt the branch name also, bank person was came and got the sign then after 3 weeks of time i got loan. after the i was trying to maintain the saving account also, but the issue is whenever i am going for any type of transaction they are charging me like 5.69 rupees for widhrawal & IMPS tran from HDFC to other or Other Bank to HDFC and also charging me for notification message charges. after one year i was widthraw my Rs 10, 000/- and keep Rs 600/- balance also. now every month bank is charging me for non maintanace changes as Rs 600/- now my balance is went to Rs -3399. i try to contact costomer care or nearest branch they are saying that i have to go to HDFC chennai branch ( account created branch) and meet to branch manager. but i am living in bangalore. how they are saying to go chennai and close the account really i dont know.
please i dont want to pay any charges and i want close my HDFC saving account as soon as possible.
Please help me
Account No [protected]
My Name is Shabeek Ahmed, i was applied Personal loan in HDFC bank in chennai on 2017 and the bank person said open a saving account in HDFC bank and loan will be proceed. i said i am not intrested to open a saving account(maintaing a min balance of 10000). bank person said just for 3 month then after you can close or leave the account and it will be autometically blocked. even i don'nt the branch name also, bank person was came and got the sign then after 3 weeks of time i got loan. after the i was trying to maintain the saving account also, but the issue is whenever i am going for any type of transaction they are charging me like 5.69 rupees for widhrawal & IMPS tran from HDFC to other or Other Bank to HDFC and also charging me for notification message charges. after one year i was widthraw my Rs 10, 000/- and keep Rs 600/- balance also. now every month bank is charging me for non maintanace changes as Rs 600/- now my balance is went to Rs -3399. i try to contact costomer care or nearest branch they are saying that i have to go to HDFC chennai branch ( account created branch) and meet to branch manager. but i am living in bangalore. how they are saying to go chennai and close the account really i dont know.
please i dont want to pay any charges and i want close my HDFC saving account as soon as possible.
Please help me
Account No [protected]
Hi,
My name is GHANSHYAM R. I joined a company in the year 2018 and that company opened my salary account in HDFC bank but didn't gave any basic terms and conditions of salary account. I left that job after few month because of study reason. I am not using that a/c from 1 year. And now i.e.after 1 year It is showing negative balance of 1481.20. I am totally shocked and worrying about the same.
Can You please suggest me any way that what should I do. Can it be waived or I will have to pay all these amount...
My name is GHANSHYAM R. I joined a company in the year 2018 and that company opened my salary account in HDFC bank but didn't gave any basic terms and conditions of salary account. I left that job after few month because of study reason. I am not using that a/c from 1 year. And now i.e.after 1 year It is showing negative balance of 1481.20. I am totally shocked and worrying about the same.
Can You please suggest me any way that what should I do. Can it be waived or I will have to pay all these amount...
Hi,
I joined a company in the year 2018 and that company opened my salary account in HDFC bank . I left that job before 2 years because of study reason. After leaving the organization salary not credit in my account but now Rs. -9350 balance is showing in my account. How is this possible if the customer is not using bank account & not doing any transactions from last 2 years and also the major thing is bank has not informing me before doing this. Because I didn't receive any call, notification, mail or SMS for this salary account conversion into saving. When I visited my nearest HDFC branch they are not ready to fill my account closer form. I am totally shocked and worrying about the same.
Can You please suggest me any way that what should I do. Is there any way to waived out my negative maintenance total charge and provide me the solution for on this issue.
I joined a company in the year 2018 and that company opened my salary account in HDFC bank . I left that job before 2 years because of study reason. After leaving the organization salary not credit in my account but now Rs. -9350 balance is showing in my account. How is this possible if the customer is not using bank account & not doing any transactions from last 2 years and also the major thing is bank has not informing me before doing this. Because I didn't receive any call, notification, mail or SMS for this salary account conversion into saving. When I visited my nearest HDFC branch they are not ready to fill my account closer form. I am totally shocked and worrying about the same.
Can You please suggest me any way that what should I do. Is there any way to waived out my negative maintenance total charge and provide me the solution for on this issue.
My salary account(in HDFC bank) was created in my first company, so once i left the company and joined somewhere else i had to open another salary account. Now my salary account in hdfc bank has been converted to savings account(without informing me or warning me) in the month of march i had called customer care and raised a request to close my account as i did not want to use the account and they did say that they will follow up with the request and close the account.
What to do
Solve dis issue my problem [protected]@gmail.com
What to do
Solve dis issue my problem [protected]@gmail.com
Hi Sir
My Name is Karthikeyan MJ, Iam from tiruttani, Actually i opened HDFC salary account without branch visit via Company and i left company before 4 months, i had to use hdfc account 1year 6 months .Now 4 month i didn't use this account. How did I close to hdfc Account . And how to see Negative balance in my account .. Please help me sir. iam requesting to please closure my account sir.
My mail id : [protected]@gmail.com
My Name is Karthikeyan MJ, Iam from tiruttani, Actually i opened HDFC salary account without branch visit via Company and i left company before 4 months, i had to use hdfc account 1year 6 months .Now 4 month i didn't use this account. How did I close to hdfc Account . And how to see Negative balance in my account .. Please help me sir. iam requesting to please closure my account sir.
My mail id : [protected]@gmail.com
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