Indian Railways — money has been debited from my account but the ticket is not booked.. nee refund

I tried booking the railway ticket online through irctc website on[protected] but unfortunately the ticket not booked but money got debited. Money is not yet refunded. Can anyone please help.
Payment done by phonepe upi.
Amount is 1427
Status is not still clear
Transaction id:[protected]
16525 / bangalore exp
Ktym to sbc
Booking date : 09 sep 2019
Payment status: pending from bank end
Transaction amount :1427.7
Bank name:credit & debit cards / upi / wallet (Powered by phonepe)